FY 2025 EARNINGS PRESENTATION February 12, 2026 | 1 Legal Disclaimer Forward-Looking Statements This presentation contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995, including statements about DraftKings Inc. ("DraftKings", the "Company", "we", "us", and "our") and its industry that involve substantial risks and uncertainties. All statements, other than statements of historical fac ...

FOURTH QUARTER 2025 CONFERENCE CALL F e b r u a r y 1 3 , 2 0 2 6 T C E N E R G Y F O U R T H Q U A R T E R 2 0 2 5 C O N F E R E N C E C A L L CALL PARTICIPANTS François Poirier President and Chief Executive Officer Sean O'Donnell Executive Vice-President and Chief Financial Officer Tina Faraca Executive Vice-President and Chief Operating Officer, Natural Gas Pipelines Forward-looking information and non-GAAP/supplementary financial measures This presentation includes certain forward-looking information, i ...

FY 2025 Results 13 February 2026 Fixed Income Investors Katie Murray Chief Financial Officer Strong compounding growth delivering 19.2% ROTE in 2025 | Growing all three | +5.6% | +2.4% | +20% | | --- | --- | --- | --- | | businesses, serving >20m customers | Customer Loans1 | Customer Deposits1 | AUMA | | | £393bn | £442bn | £58.5bn | | Driving operational leverage with | +12% | +2% | 48.6% | | positive jaws of | Income3 | Costs4 | Cost Income ratio | | 2 +10ppt | £16.4bn | £8.0bn | -4.8ppt | | Strong capit ...

2025 Q4 Conference Call February 13, 2026 Forward-Looking Information Caution This presentation includes forward-looking information or forward-looking statements under Canadian and U.S. securities laws, which we refer to as "forward-looking information". Forward-looking information can generally be identified by the use of words such as "approximately", "may", "will", "could", "believes", "expects", "intends", "should", "would", "plans", "potential", "project", "anticipates", "estimates", "scheduled" or "f ...

February 13, 2026 Q4 & FY 2025 and 2026 Outlook 1 Q4 & FY 2025 and 2026 OUTLOOK Vice President, Investor Relations Louis Tonelli 2 Q4 & FY 2025 and 2026 OUTLOOK Forward-Looking Statements Certain statements in this document constitute "forward-looking information" or "forward-looking statements" (collectively, "forward-looking statements"). Any such forward-looking statements are intended to provide information about management's current expectations and plans and may not be appropriate for other purposes. ...

Q4 and full year 2025 earnings presentation Making Life Better Forward-looking statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, including statements related to expectations of Ingersoll Rand Inc. (the "Company" or "Ingersoll Rand") regarding the performance of its business, its financial results, its liquidity and capital resources and other non-historical statements. These forward-looking statements generally are ...

Fourth Quarter 2025 Financial Results This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended, including statements regarding: Moderna's 2026 financial framework, including up to ten percent revenue growth and further cost reductions in 2026; Moderna's year-end cash balance; Moderna's multi-year revenue growth strategy; Moderna's expectations regarding durable growth supported by strategic agreements and global approvals; M ...

Quarterly Supplement Q4 2025 Disclaimers IN GENERAL. This disclaimer applies to this document and the verbal or written comments of any person presenting it. This document, taken together with any such verbal or written comments, is referred to herein as the "Presentation." Detailed endnotes are included in the Appendix. 2 Rithm Property Trust Rithm Property Trust (NYSE: RPT) is a real estate investment platform focused on commercial real estate ("CRE") lending and opportunistic investing $2B+ Active Invest ...

Certain statements herein are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are usually identifiable by words such as "anticipate," "believe," "could," "estimate," "expect," "forecast, "guidance," "intend," "likely," "may," "plan," "position," "possible," "potential," "probable," "project," "should," "strategy," "target," "will," or similar language. All statements other than statements of historical fact are forward-looki ...

Investor Presentation 4 th Quarter & Full-Year 2025 © 2026 Sallie Mae Bank. All rights reserved. © 2026 Sallie Mae Bank. All rights reserved. 1 CAUTIONARY NOTE AND DISCLAIMER REGARDING FORWARD-LOOKING STATEMENTS The following information is current as of January 22, 2026 (unless otherwise noted) and should be read in connection with the press release of SLM Corporation (the "Company") announcing its financial results for the quarter December 31, 2026, furnished to the Securities and Exchange Commission ("SE ...