Non-Auto Insurance Rectification and Development - The non-auto insurance segment is transitioning to a high-quality era driven by compliance and quality, with comprehensive rectification measures being implemented [6] - The "Circular on Strengthening the Supervision of Non-Auto Insurance Business" (Jin Fa [2025] No 36) is effective from November 1, 2025, promoting rational competition [8] - The 15th Five-Year Plan presents significant growth opportunities for non-auto insurance, aligning with national strategic goals [20] - PICC P&C focuses on strategic tasks to serve economic and social development during the 15th Five-Year Plan, acting as an "economic shock absorber" and "social stabilizer" [24] PICC P&C's Non-Auto Business Capabilities - PICC P&C's non-auto business structure encompasses large, medium, small, micro, individual, and government clients, supported by risk data resources and professional teams [29] - PICC P&C possesses six core capabilities in its non-auto insurance business: precise pricing, rigorous underwriting, omni-channel customer acquisition, professional claims service, comprehensive reinsurance support, and cutting-edge risk reduction [32] - PICC P&C has a dedicated team of independent underwriters, with 76 required courses, ensuring full-chain closed-loop management [43] - PICC P&C's claims team includes 180 commercial non-auto claims experts, achieving a 7262% incremental loss reduction rate after launching anti-leakage rules [52] Overseas Business Expansion - China's outbound direct investment flow reached USD 1922 billion, increasing by 84%, highlighting the need for overseas insurance services [80] - PICC is establishing an integrated overseas business model led by PICC Reinsurance, deployed by PICC P&C, and coordinated by PICC Hong Kong [86] - PICC has signed agreements with 37 overseas insurance companies to share global service networks [103]

Financial Performance (Q3'25) - Total Revenues reached $333 million, representing a 10% year-over-year growth from Q3'24[17] - Gross Profit was $77 million, a slight decrease of 0.4% compared to Q3'24[19] - Net Income amounted to $37 million, a 9% decrease year-over-year[22] - Diluted EPS stood at $0.99, a 1% increase compared to Q3'24[22] Marketplace Scale - GigaCloud Marketplace GMV reached $1.5 billion LTM ended 9/30/25, with a 21% year-over-year growth[24] - 3P Seller GigaCloud Marketplace GMV was $790 million LTM ended 9/30/25, showing a 24% year-over-year growth[24] User Growth - The platform has 1,232 active 3P sellers, reflecting a 17% year-over-year growth[25, 26] - Active buyers totaled 11,419, a 34% increase year-over-year[27] - Active buyer spend is approximately $130,000 LTM ended 9/30/25[27] Capital Allocation - The company repurchased $16 million in Class A shares under the 2025 authorization[28] - The company repurchased $69 million in Class A shares under the 2024 authorization[28] Buyer Spending Trends - Buyers who joined in 2024 increased their spending from $74 million in Q3'24 to $88 million in Q3'25, a 19% increase[57, 58]

Runway Growth Finance Corp. Third Quarter 2025 Investor Presentation NASDAQ Listed I RWAY I RWAYL I RWAYZ November 2025 © Runway Growth Capital LLC 2025 Forward-looking Statements This presentation dated November 2025 is being provided by Runway Growth Finance Corp. ("Runway Growth" or the "Company") fordiscussion purposes only and is neither an offer to sell, nor a solicitation of an offer to purchase, an interest in the Company. It is solely intended to describe the general business, investment objectives ...

Third Quarter 2025 Earnings Supplement November 2025 Forward Looking Statements This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act and Section 21E of the Exchange Act. Forward-looking statements include any statements about the Company's business, financial condition, operating results, plans, objectives, expectations and intentions, expansion plans, estimates of our total addressable market, our ...

WILLDAN GROUP, INC. Q3 FY25 Earnings Call NASDAQ: WLDN November 6, 2025 Mike Bieber, President & CEO Kim Early, Executive Vice President & CFO Saf e Harbor Stateme nt – Sta tement s in t hi s pre sentat ion that are not purel y hi storic al, are forwa rd -looking sta tement s that invol ve risks a nd unc erta inti es wit hin the mea ni ng of t he P ri va te Se curiti es L it igat ion Re form Ac t of 1 995 . Will da n' s ac tual re sul ts coul d di ffer mate ri all y from those i n any s uc h forward -lookin ...

QUARTERLY INVESTOR PRESENTATION THIRD QUARTER 2025 November 6, 2025 2 SAFE HARBOR Forward Looking Statements This presentation contains forward-looking statements (including the guidance/outlook contained herein) within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 and Section 21E of the Securities Exchange Act of 1934, as amended. The words "estimates," "expects," "anticipates," "believes," "forecasts," "plans," "intends," "may," "will," "should," "shall," "outlook," "guidance," ...

Q3 2025 Investor presentation 11.06.2025 Nasdaq (TCX) | TSX (TC) Safe harbor statement This presentation may contain forward-looking statements, relating to the Company's operations or to the environment in which it operates, which are based on Tucows Inc.'s operations, estimates, forecasts and projections. These statements are not guarantees of future performance and are subject to important risks, uncertainties and assumptions concerning future conditions that may ultimately prove to be inaccurate or diff ...

Financial Performance - Net revenues reached $1517 million, reflecting an 8% year-over-year growth[32,34] - Gross margin stood at 699%[32] - Adjusted EBITDA margin was 124%, exceeding expectations[32,34] - International net revenues grew by 12%[34] Key Operating Metrics - Average order value (AOV) increased by 6% to $114[34] - Active customers grew by 4% to 28 million[34] - Net revenues per active customer increased 2%[41] Strategic Initiatives - Expanding to nearly 60 countries outside the U S by the end of 2025[51,75] - FIGS donated $100000 to The Bluebird Center for Healthcare Education and Access[71] - FIGS donated $50000 to F Cancer[71] Updated Outlook for 2025 - Net revenues are expected to increase approximately 70% compared to 2024[125] - Adjusted EBITDA margin is expected to be around 103%[126]

Investor Presentation November 2025 Copyright © 2025 Veritone, Inc. All rights reserved. Copyright © 2025 Veritone, Inc. All rights reserved. Trademarks are the property of their respective owners. Forward-Looking Statements & Disclaimers Copyright © 2025 Veritone, Inc. All rights reserved. This presentation of Veritone, Inc. (the "Company") contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that involve substantial risks and uncertainties. Without ...

Financial Performance - Q3 2025 - Gross revenue reached $63 million, a 124% increase year-over-year compared to $2814 million in Q3 2024[21, 72] - Adjusted Net Income was $236 million, up from $147 million in the prior-year period[21, 72] - Adjusted EBITDA increased to $379 million, compared to $167 million in the prior-year period[21, 72] - Capital deployed for policy purchases totaled $1024 million[21] - Assets Under Management (AUM) reached $33 billion[16, 21] Growth & Profitability - Year-over-year revenue growth was 124%[22] - Year-over-year growth in capital deployed was 10%[22] - Adjusted Annualized Return on Equity (ROE) was 22%[22] - Adjusted Annualized Return on Invested Capital (ROIC) was 21%[20, 22] - Adjusted EBITDA Margin was 60%[20, 22] Revenue Mix & Targets - Life Solutions contributed 84% of revenue year-to-date, with a 5-year target of 30%[24] - Asset Group contributed 15% of revenue year-to-date, with a 5-year target of 30%[20, 24] - Technology contributed less than 1% of revenue year-to-date, with a 5-year target of 10%[24] - Wealth Advisors had no revenue year-to-date, with a 5-year target of 30%[24] Abacus Asset Group - Capital inflows for the quarter were $713 million, bringing the year-to-date total to $3544 million[25, 50] - Management fees for the quarter were $86 million, with a year-to-date total of $219 million[25, 50] - The company is targeting over $4 billion in fee-paying AUM by the end of 2026[25] ABL Tech - ABL Tech is tracking over 26 million lives[25, 62] - ABL Tech experienced a 21x year-over-year increase in lives tracked[25, 60]