If you have federal student loans, financial aid, or plan to at any point in the future, you might want to pay attention. Here are three changes coming to federal student loans first. Number one, if you're facing economic hardship or job loss, you will not be able to apply for forbbearance or deferment of your loans starting in July 1st, 2026.Number two, parents will no longer qualify for public service loan forgiveness, and they will not be eligible for the new repayment assistance plan either. As a result ...

Social Security Program Overview - Social Security was established in 1935 to provide economic security for older workers, people with disabilities, and those who have lost their jobs [1] - The Social Security Administration is going paperless on September 30th, requiring direct deposit or a Direct Express card for benefit payments [2] Social Security Funding and Future - Social Security is funded by payroll taxes and interest from bonds [4][10] - Since 2021, there has been a gap between income and benefits paid, with the trust fund projected to be depleted in 2033 [4] - If the trust fund is depleted, Social Security will only be able to pay out 77% of current benefits from payroll taxes and interest [5] - Social Security does not contribute to the US deficit, as it is funded by payroll taxes (FICA taxes) split evenly between employer and worker (124%) and interest payments from bonds [10][11] Addressing Myths about Social Security - The claim that Social Security is running out of money is false, although there is a potential for reduced benefits [3][5][6] - Aging baby boomers are not the primary problem for Social Security's future [6] - Income inequality, with more people earning above the Social Security tax cap of $176,100, is a significant issue [8]

Automation & Labor Displacement - Symbotic is automating warehouses, including all 47 of Walmart's warehouses, replacing human workers with robots [1] - Automation aims to improve speed, efficiency, and reliability with 24/7 operation [1] - Displaced workers need to find new employment opportunities [1] Job Market & Skills Transformation - Some displaced workers may find jobs in construction due to housing shortages [2] - Growing data centers create demand for electricians [2] - New jobs will emerge in maintaining and servicing robots, requiring specialized tech skills [2] - Automation leads to a shift from rote jobs to new, specialized roles [2]

Market Trends & Dynamics - Coffee prices spiked 145% in July year-over-year, with average retail price for a pound of ground coffee hitting $841 [1] - Coffee futures are at their highest level in two months and having their best month since January [15] - The US gets more than a third of its unroasted coffee imports from Brazil, the world's top coffee producer [1] - The US coffee industry imports most of its coffee from Latin America, including Brazil, but there are options to import more coffee from places like Vietnam, Indonesia, and Ethiopia [5] Impact of Tariffs - President Trump's 50% tariffs on imports from Brazil are about to worsen coffee prices [1] - Tariffs will likely have noticeable impacts on food prices in the coming weeks and months [3] - The brunt of these tariffs will be borne by a combination of firms, typically manufacturers, retailers, and mostly consumers [12] - Steel and aluminum tariffs on places like China will further impact the coffee supply chain in terms of packaging and capital inputs [19] Supply Chain & Production - The supply of coffee is inelastic, meaning there are limited stores of coffee available for immediate purchase [5][6] - Domestic coffee production in the US (Hawaii and Puerto Rico) accounts for approximately 1% of the coffee consumed [8][9] - There is effectively no capacity to ramp up domestic coffee production to substitute imports [9] Pricing & Inflation - Coffee price inflation is already one of the fastest-moving categories in terms of the CPI and is expected to continue to climb in the next 3 to 5 months [14][15] - Food companies operate on very thin margins, limiting their capacity to absorb tariff costs [12][13] - Producer Price Index (PPI) for coffee beans has been increasing more dramatically than retail prices, indicating further price increases to come [18]

That is the closing bell on Wall Street and now it's market domination overtime. We have team coverage to get you up to speed on the action from today's trade. Want to bring in now Michael Green, chief strategist at Simplify Asset Management and we got Yahoo Finances Jared Blickry.Jared, let's start with you on that close. All right, we were drifting down in the Dow. Still managed to close in green territory for the day and also for the week, but we only added about 34 points today.Let's check out the 5-day ...

US President Donald Trump & Russian President Vladimir Putin speak to reporters #youtube #US #news About Yahoo Finance: Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life. - Get the latest news and data at finance.yahoo.com - Download the Yahoo Finance app on Apple (https://apple.co/3Rten0R) or Android (https://bit.ly/3t8UnXO) - Follow Yahoo Finance on social: X ...

Market Trends & Economic Factors - Investors tempered rate cut hopes amid mixed economic data, but major averages remained on solid footing for the week [1] - Coffee prices spiked 145% in July compared to last year, with the average retail price for a pound of ground coffee hitting $841 [3][4] - Tariffs on Brazilian coffee imports, which account for over a third of US unroasted coffee imports, are expected to exacerbate rising coffee prices [4][6] - The US dollar index was down on the week [29] Coffee Industry Analysis - The US coffee industry has limited capacity to replace Brazilian coffee imports with alternative sources like Vietnam, Indonesia, or Ethiopia due to inelastic supply [7][8][9] - Domestic coffee production in the US (Hawaii and Puerto Rico) accounts for approximately 1% of consumption, with limited capacity for expansion [11][12] - Coffee roasters will likely need to both absorb tariff costs and pass them on to consumers, as food companies generally operate on thin margins [13][15] - Coffee price inflation is expected to continue climbing for the next 3-5 months, with producer price index (PPI) increases foreshadowing further retail price gains [17][18][20][21] - Tariffs on steel and aluminum could further impact the coffee supply chain due to packaging and capital input costs [22] Stock Market & Investment Insights - The Dow Jones Industrial Average (DJIA) crossed into record intraday high territory, up 174% for the week [24][25] - Healthcare (XLV) led sector gains, up 46%, while cannabis (MJ) and solar (TAN) ETFs also performed strongly due to potential regulatory changes and executive orders [29][30][31] - Bitcoin experienced a "rugpull" after reaching a new record high, while Ethereum was up 22% month-to-date [35][36] - Market rotation is occurring, with money moving into previously unloved sectors [34] Automotive Industry & Infiniti - Infiniti is launching the QX65, a fastback SUV, aiming to attract more customers in the competitive midsize SUV segment, with a launch expected in Spring 2026 [41][42] - Infiniti is undergoing a product renaissance, with strong sales for the QX80 and QX60, planning to launch one new vehicle per year [43][44] - Infiniti is exploring increasing horsepower and torque by more than 50% for the QX80 track pack, targeting 650+ horsepower and 750 torque [47] - Infiniti paused QX50 production in the US but increased QX60 production in the US to optimize delivery in response to tariffs [49] - Infiniti plans to offer a balanced portfolio of internal combustion engine, hybrid, and electric vehicles [52][53] Retail Earnings Outlook - Home Depot's same-store sales are estimated to increase almost 2% for Q2, but weakness in discretionary categories may stall revenue growth [57] - Target's store visits might slow to the low single digits in Q2, with investors watching for updates on the Ulta partnership [58] - Walmart is expected to see low revenue growth due to high inflation and value-seeking consumers, but price rollbacks and e-commerce offerings may boost store visits and same-store sales [59] - Tariffs are a potential factor that could negatively impact Walmart's earnings [60]

setting tariffs uh next week and the week after on steel and on chips and semiconductors. We have hundreds of factories all over the country and that includes auto factories, AI factories. If they don't open here, they have to make in some cases 200% 300%.I haven't even set some of the tariffs. ...

Market Trends & Geopolitical Impact - Markets are anticipating a potential September rate cut from the Federal Reserve, despite mixed economic data [2] - The meeting between President Trump and President Putin is a focal point, with potential to introduce market volatility, particularly in oil markets [3][6][11] - Geopolitical risks, exemplified by the Israel-Iran escalation, can unexpectedly impact markets, causing fluctuations in oil prices and equity values [20] Earnings Season & Retail Sector - The earnings season has been largely positive, with 81% of S&P 500 companies reporting positive EPS and revenue surprises [13] - Upcoming earnings reports from major retailers like Walmart, Target, and Home Depot will be crucial in assessing the strength of the consumer and the likelihood of future rate cuts [13][37] - Strong consumer spending is currently supporting the economy, but this is contingent on the stability of the labor market and the absence of significant layoffs [38] Company Specific News & Analysis - Berkshire Hathaway purchased 5 million shares of UNH, leading to a 9% increase in its stock price, despite a nearly 50% decline since the start of the year [8] - DA Davidson upgraded Salesforce to neutral, citing potential activist investor activity from Starboard, which increased its stake by 47% [42][43] - The Trump administration is reportedly in talks to take a stake in Intel, raising questions about the company's future direction and competitiveness against rivals like Nvidia and AMD [44][45] Investment Strategies & Perspectives - Analysts have raised their forecasts for the S&P 500, citing strong earnings expectations for 2025 and beyond, suggesting the current rally has potential to continue [22] - The report suggests investors should not blindly follow Warren Buffett's investment decisions, as individual circumstances and investment horizons differ [58][60][66] - Tariffs may impact corporate bottom lines, but the extent to which consumers, domestic companies, or foreign companies bear the cost remains unclear [62][63][65]

LIVE: US President Donald Trump & Russian President Vladimir Putin speak to reporters About Yahoo Finance: Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life. - Get the latest news and data at finance.yahoo.com - Download the Yahoo Finance app on Apple (https://apple.co/3Rten0R) or Android (https://bit.ly/3t8UnXO) - Follow Yahoo Finance on social: X: http://twit ...