证券代码：830799 证券简称：艾融软件 公告编号：2023-011 上海艾融软件股份有限公司 关于预计 2023 年度向银行申请综合授信额度的公告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 一、2023 年度预计向银行申请授信额度的情况 上海艾融软件股份有限公司 董事会 2023 年 1 月 18 日 上海艾融软件股份有限公司（以下简称"公司"）为满足生产经营及业务发 展的资金需要，2023 年度拟向银行申请总额不超过 80,000 万元（含）的综合授 信额度。具体融资金额将视公司运营资金的实际需求来确定。 公司授权董事长全权代表公司签署上述授信额度内各项法律文件（包括但不 限于授信、借款、融资等有关的申请书、合同、协议等文件），由此产生的法律、 经济责任全部由公司承担。 二、会议审议情况 公司第三届董事会第三十二次会议审议通过了《关于预计公司 2023 年度向 银行申请综合授信额度的议案》，议案表决结果：同意 9 票，反对 0 票，弃权 0 票。该议案尚需提交 2023 年第一次临时股东大会 ...

证券代码：830799 证券简称：艾融软件 公告编号：2023-005 上海艾融软件股份有限公司董事换届公告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误 导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带法律 责任。 一、换届基本情况 （一）换届的基本情况 根据《公司法》及公司章程的有关规定，公司第三届董事会第三十二次会议于 2023 年 1 月 16 日审议并通过： 提名张岩先生为公司董事，任职期限三年，本次换届尚需提交股东大会审议，自 2023 年第一次临时股东大会决议通过之日起生效。上述提名人员持有公司股份 33,392,982 股，占公司股本的 15.8495%，不是失信联合惩戒对象。 提名吴臻女士为公司董事，任职期限三年，本次换届尚需提交股东大会审议，自 2023 年第一次临时股东大会决议通过之日起生效。上述提名人员持有公司股份 51,367,973 股，占公司股本的 24.3810%，不是失信联合惩戒对象。 提名杨光润先生为公司董事，任职期限三年，本次换届尚需提交股东大会审议，自 2023 年第一次临时股东大会决议通过之日起生效。上述提名人员持有公司 ...

证券代码：830799 证券简称：艾融软件 公告编号：2023-010 上海艾融软件股份有限公司 独立董事提名人声明 （二）《公务员法》的相关规定； （三）中央纪委、中央组织部《关于规范中管干部辞去公职或者退（离）休 后担任上市公司、基金管理公司独立董事、独立监事的通知》的相关规定； （四）中央组织部《关于进一步规范党政领导干部在企业兼职（任职）问题 的意见》的相关规定； 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 提名人上海艾融软件股份有限公司董事会，现提名周宁女士、谭毓安先生、 朱以林先生为上海艾融软件股份有限公司第四届董事会独立董事候选人，并已充 分了解被提名人职业专长、教育背景、工作经历、兼任职务等情况。被提名人已 书面同意出任上海艾融软件股份有限公司第四届董事会独立董事候选人。提名人 认为，被提名人具备独立董事任职资格，与上海艾融软件股份有限公司之间不存 在任何影响其独立性的关系，具体声明如下： 一、被提名人已同时符合以下条件： （一）具备上市公司运作的基本知识，熟悉相关法律法规、部门规章 ...

证券代码：830799 证券简称：艾融软件 公告编号：2023-001 基于对公司未来发展前景的信心和公司价值的认可，在综合考虑公司经营情况、 财务状况及未来的盈利能力等因素的基础上，公司拟以自有资金回购公司股份，用于 公司实施股权激励或员工持股计划。 公司 2021 年年度权益分派方案已获 2022 年 5 月 19 日召开的股东大会审议通 过，具体内容详见公司在北京证券交易所信息披露平台（www.bse.cn）披露的《2021 年年度权益分派实施公告》，本次权益分派的除权除息日为 2022 年 6 月 1 日。因权益 分派导致公司调整回购股份数量、价格，具体内容详见公司在北京证券交易所信息披 露平台（www.bse.cn）披露的《关于回购股份价格调整的提示性公告》。 二、 回购方案实施进展情况 进展公告类型：截至上月末累计回购情况 回购实施进度：截至 2022 年 12 月 31 日，已回购数量占拟回购数量上限的比例为 58.31% 截至 2022 年 5 月 31 日，公司回购期间不涉及权益分派，通过回购股份专用证券 上海艾融软件股份有限公司 回购进展情况公告 本公司及董事会全体成员保证公告内容的真实、 ...

证券代码：830799 证券简称：艾融软件 公告编号：2022-103 上海艾融软件股份有限公司 关于接待机构投资者调研情况的公告 | --- | |--------------------------------------------------------------------| | | | 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假 | | 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 | | 担个别及连带法律责任。 | 上海艾融软件股份有限公司（以下简称"公司"）于 2022 年 11 月 29 日接 待了 1 家机构的调研，现将主要情况公告如下： 一、 调研情况 调研时间：2022 年 11 月 29 日 调研地点：上海市浦东新区陆家嘴环路 958 号华能联合大厦 403 室公司会议 室 调研形式：现场调研 调研机构：兴业证券股份有限公司 上市公司接待人员：董事会秘书兼财务总监王涛先生、研究院首席咨询专家 王兵先生 二、 调研的主要问题及公司回复概要 问题 1：金融信创的推进是否会给公司带来新的增长机会？ 回答：公司所在金融科技行业市场空间本身规模较大， ...

Group 1: Company Performance and Growth - The company reported a revenue growth of over 50% for both the 2021 annual report and the first quarter of 2022, driven by an expanding business scale and increased demand for financial technology [3][4]. - The company secured multiple projects with banks in 2021, contributing to a robust order backlog [3]. - The company has intensified investments in technology research and development, recruitment, and training to enhance capacity [4]. Group 2: Impact of COVID-19 - Short-term impacts of the pandemic were acknowledged, but the company managed to adapt through remote service delivery, minimizing disruptions [4]. - Long-term, the pandemic is expected to accelerate the digital transformation of financial institutions, creating opportunities for the company to expand its market presence [4]. Group 3: Competitive Landscape - The domestic financial IT market is becoming increasingly competitive, with local firms dominating and market concentration rising [5]. - The company aims to leverage its deep understanding of financial institutions and its technological capabilities to gain a competitive edge and increase market share [5]. Group 4: Financial Innovation and New Ventures - The company has established a subsidiary focused on financial innovation, which has seen significant revenue growth due to the increasing demand for domestic technology solutions [6][7]. - The integration of financial innovation services with existing software solutions is expected to create new business opportunities [7]. Group 5: Future Industry Expansion - The company plans to expand into the automotive digitalization sector, leveraging its expertise in high-quality software delivery [8]. - Future strategies will focus on exploring new emerging business areas with substantial application software delivery needs [8].

证券代码：830799 证券简称：艾融软件 公告编号：2022-100 上海艾融软件股份有限公司 关于接待机构投资者调研情况的公告 | --- | |--------------------------------------------------------------------| | | | 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假 | | 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 | | 担个别及连带法律责任。 | 上海艾融软件股份有限公司（以下简称"公司"）于 2022 年 11 月 16 日接 待了 2 家机构的调研，现将主要情况公告如下： 一、 调研情况 调研时间：2022 年 11 月 16 日 调研地点：公司会议室 调研形式：现场调研 调研机构：国联证券股份有限公司、华福证券有限责任公司 上市公司接待人员：董事会秘书兼财务总监王涛先生、研究院首席咨询专家 王兵先生 二、 调研的主要问题及公司回复概要 问题 1：金融信创未来的推进趋势会是怎么样的？ 回答：作为国家重点战略布局方向，金融信创势在必行。创新金融业务的 发展，对 IT 系统的性能、容 ...

Financial Performance - Operating revenue for the first nine months of 2022 reached CNY 408,627,747.56, representing a 42.62% increase year-over-year[15]. - Net profit attributable to shareholders for the first nine months of 2022 was CNY 31,502,439.27, a slight increase of 0.52% compared to the same period last year[15]. - Operating revenue for the third quarter of 2022 was CNY 155,677,696.91, a 49.74% increase compared to CNY 103,966,125.35 in the same quarter of the previous year[15]. - The total profit for the first nine months of 2022 was CNY 20,912,549.02, down from CNY 35,970,669.42 in the same period of 2021, representing a decline of 41.8%[78]. - Net profit for Q3 2022 was ¥14,412,927.82, compared to ¥13,130,650.12 in Q3 2021, marking an increase of 9.7%[74]. Assets and Liabilities - Total assets as of September 30, 2022, amounted to CNY 688,487,637.49, reflecting a 0.67% increase compared to the end of the previous year[15]. - The company’s total liabilities to assets ratio (consolidated) as of September 30, 2022, was 50.87%, up from 49.91% at the end of the previous year[15]. - Total liabilities increased to CNY 350,249,531.37 from CNY 341,320,920.65, indicating a growth of about 2.7%[69]. - The company's equity decreased slightly to CNY 338,238,106.12 from CNY 342,592,162.52, a decline of approximately 1.3%[69]. - The company reported a short-term loan of CNY 227,901,699.72, up from CNY 195,251,702.31, reflecting an increase of about 16.7%[68]. Cash Flow - The company reported a significant decline in net cash flow from operating activities, with a net outflow of CNY 121,400,693.27, a decrease of 163.45% year-over-year[15]. - Cash outflow for purchasing goods and services increased by 63.14% year-on-year, primarily due to increased hardware procurement[19]. - Cash inflow from investment recoveries increased by 66.58% year-on-year, rising by 103 million yuan, mainly due to the maturity of time deposits[19]. - The ending cash and cash equivalents balance decreased to 106,886,019.98 yuan from 160,979,379.24 yuan in 2021, a drop of approximately 33.6%[84]. - Cash inflow from borrowing was 305,000,000.00 yuan, compared to 194,950,000.00 yuan in 2021, marking an increase of about 56.6%[84]. Expenses - Sales expenses for the first nine months of 2022 increased by 32.88% year-on-year, with a 37.32% increase in Q3, primarily due to business growth and new sales expenses for Liyang software amounting to nearly 500,000 yuan[19]. - Management expenses for the first nine months of 2022 rose by 42.75% year-on-year, with a 47.04% increase in Q3, mainly due to new management expenses for Liyang software close to 4.8 million yuan and increased office renovation costs[19]. - R&D expenses for the first nine months of 2022 grew by 40.85% year-on-year, with a 41.10% increase in Q3, primarily due to new R&D expenses for Liyang software of approximately 8.3 million yuan and salary increases for R&D personnel[19]. - Financial expenses for the first nine months of 2022 surged by 702.36%, increasing by 3.8 million yuan, with a 389.64% increase in Q3, mainly due to increased use of short-term loans impacted by the pandemic[19]. Shareholder Commitments - The company has committed to avoiding any business activities that may compete with its operations, as per the commitments made by shareholders and executives prior to listing[38]. - The controlling shareholders Zhang Yan and Wu Zhen committed to not transferring or entrusting the management of their shares for 12 months after the company enters the selected layer[40]. - The commitments made by shareholders are irrevocable and will not be affected by changes in their positions or departure from the company[42]. - If any commitments are proven untrue or not complied with, the proceeds from the sale of shares will belong to the company[42]. - The company will ensure compliance with all relevant laws and regulations regarding share transfers and lock-up periods[41]. Research and Development - The company has committed to enhancing its research and development capabilities to improve product and service offerings[52]. - Research and development expenses for Q3 2022 were ¥20,135,999.43, up from ¥14,270,488.32 in Q3 2021, representing a 41.1% increase[73]. - Research and development expenses increased to CNY 40,435,185.47 in the first nine months of 2022, up from CNY 33,605,949.86 in the same period of 2021, indicating a growth of 20.5%[77]. Investment and Profit Distribution - The company plans to enhance investment returns by ensuring the implementation of fundraising projects, which are expected to significantly improve profitability[52]. - The company has established a profit distribution policy to ensure reasonable returns for investors, including a commitment to cash dividends[54]. - The company has pledged to repay investors in case of any losses caused by false statements or omissions in the stock issuance documentation[55].

Patent and Technical Developments - In the first half of 2022, the company was granted a patent for a database access method and system[5]. - The company won a technical service procurement project for facial recognition and live authentication for Shanghai Rural Commercial Bank in June 2022[6]. - The company has developed a comprehensive internet financial solution platform, SQUARE, integrating advanced technologies such as big data and artificial intelligence[36]. - The company completed the upgrade and development of 5 software products, further enriching its internet financial platform product system[43]. - The company holds a total of 14 software technology invention patents and 308 computer software copyrights, with 5 new software copyrights obtained during the reporting period[38][43]. Financial Performance - The company's operating revenue for the current period is CNY 252,950,050.65, representing a 38.57% increase compared to CNY 182,546,772.24 in the same period last year[28]. - The net profit attributable to shareholders of the listed company decreased by 5.58% to CNY 17,425,060.38 from CNY 18,454,043.57 year-on-year[28]. - The total assets increased by 8.00% to CNY 738,655,464.13, up from CNY 683,913,083.17 at the end of the previous year[29]. - The total liabilities rose by 21.35% to CNY 414,205,480.53, compared to CNY 341,320,920.65 at the end of the previous year[29]. - The company's cash flow from operating activities showed a net outflow of CNY 80,646,325.04, worsening by 40.38% from a net outflow of CNY 57,448,347.15 in the previous year[30]. - The company reported a gross profit margin of 32.50%, down from 35.46% in the previous year[28]. - Operating profit for the same period was 16.97 million yuan, a decrease of 13.57% compared to the previous year, while net profit was 17.63 million yuan, down 4.37% year-on-year[44]. Client Dependency and Market Challenges - The company has a high dependency on major clients, with significant revenue coming from long-term cooperation with Industrial and Commercial Bank of China[12]. - The company anticipates challenges in maintaining revenue growth as it scales its operations, with potential impacts from changes in macro policies affecting the banking sector[13]. - There is a risk of revenue or profit not being able to sustain growth due to potential changes in macro policies or banking management systems affecting demand for the company's products and services[86]. - The company is actively expanding its client base across different industries to mitigate risks associated with dependency on major clients[86]. Employee Management and Incentives - The company is implementing employee incentive programs to retain core technical personnel and reduce the risk of talent loss[13]. - The core team remains stable, but the company plans to implement employee incentive programs to retain key personnel and reduce the risk of talent loss[89]. - The company has established a stable core management team and is enhancing its talent training system to improve professional technical capabilities[43]. Industry Trends and Market Growth - The financial technology sector is experiencing increased demand for digital transformation, with banks focusing on online and intelligent financial services[42]. - The banking sector's IT investment is the largest among financial industries, with a significant increase in demand for information technology solutions[46]. - The overall IT investment in China's banking industry reached CNY 231.9 billion in 2021, marking a 21.65% increase from 2020[51]. - The average annual compound growth rate for the banking IT solutions market is projected to be 23.55% from 2022 to 2026, with an expected market size of CNY 139.01 billion by 2026[53]. Shareholder and Equity Management - The company has established a share buyback program as part of its employee incentive measures[93]. - The equity incentive plan aims to establish a long-term incentive mechanism to attract and retain talent, aligning the interests of shareholders, the company, and core team members[99]. - The company plans to repurchase shares using its own funds, with a maximum repurchase price of 25 CNY per share, aiming to buy back between 510,000 and 1,000,000 shares, representing 0.36%-0.71% of the total share capital[100]. - The company reported a profit distribution of CNY 35,012,875.00 to shareholders during the current period, highlighting its commitment to returning value to investors[195]. Compliance and Governance - The company is committed to strict compliance with laws and regulations to prevent any future capital occupation issues[105]. - The company has made commitments to avoid competition with related parties to protect shareholder interests[130]. - The company is committed to maintaining transparency in its financial reporting and adherence to regulatory requirements[109]. - The company has not engaged in any major related party transactions during the reporting period[93]. Cash Flow and Investment Activities - Cash inflow from investment activities totaled CNY 251,617,472.99, significantly higher than CNY 51,250,115.83 in the first half of 2021, marking a growth of 390.5%[182]. - Net cash flow from investment activities was CNY -46,129,187.61, compared to CNY -13,558,297.06 in the same period last year[182]. - The company reported a significant increase in cash received from investment recoveries, totaling CNY 250,000,000.00, compared to CNY 50,000,000.00 in the first half of 2021[181].

Financial Performance - Total revenue for Q1 2022 reached ¥114,255,962.43, representing a 59.18% increase compared to ¥71,779,789.56 in Q1 2021[16] - Net profit attributable to shareholders was ¥4,748,534.19, up 16.58% from ¥4,073,348.08 in the same period last year[16] - The net profit after deducting non-recurring gains and losses decreased by 30.99% to ¥2,306,060.19, down from ¥3,341,640.57 in Q1 2021[16] - Total operating revenue for Q1 2022 reached ¥114,255,962.43, a significant increase of 59.0% compared to ¥71,779,789.56 in Q1 2021[79] - Net profit for Q1 2022 was ¥4,680,307.76, representing a 9.6% increase from ¥4,270,008.60 in Q1 2021[81] - Total comprehensive income decreased from 3,864,491.29 to 3,339,409.58, representing a decline of approximately 13.6%[85] Assets and Liabilities - The company's total assets increased by 3.33% to ¥706,713,180.83 as of March 31, 2022, compared to ¥683,913,083.17 at the end of 2021[16] - Total assets reached CNY 706.71 million, up from CNY 683.91 million, indicating a growth of about 3.3%[72] - Total liabilities increased to CNY 358.97 million from CNY 341.32 million, reflecting a growth of about 5.0%[73] - The total liabilities increased to ¥332,875,086.84 in Q1 2022, compared to ¥311,679,549.52 in Q1 2021, reflecting a growth of 6.5%[80] Cash Flow - The net cash flow from operating activities showed a net outflow of ¥89,860,493.36, worsening by 50.98% compared to the previous year's outflow of ¥59,517,752.21[16] - Operating cash inflow increased to 44,951,292.19 from 35,187,069.05, marking a growth of about 27.5%[86] - Cash flow from investment activities showed a net outflow of -20,405,686.89, slightly improved from -21,958,046.23[88] - Cash flow from financing activities generated a net inflow of 16,599,463.22, down from 29,646,566.31[88] - The net cash increase for the period was -93,666,717.03, compared to -51,829,232.13 in the previous year[88] Shareholder Information - The total number of ordinary shareholders was 6,977 as of the report date[23] - Major shareholders include Wu Zhen with 24.33% and Meng Qingyou with 15.82%, collectively holding 78.14% of shares[26] - The company plans to repurchase between 510,000 and 1,000,000 shares at a price not exceeding 25 CNY per share, representing 0.36%-0.71% of total shares[31] - As of January 27, 2022, the company repurchased 581,750 shares at an average price between 15.43 CNY and 18.25 CNY, totaling approximately 9.97 million CNY[32] Commitments and Compliance - The company has not engaged in any litigation, external guarantees, or significant related party transactions during the reporting period[29] - The company has committed to avoiding any business activities that may compete with its operations, as per the commitments made by its major stakeholders[34] - The company has not disclosed any major events or compliance issues during the reporting period[29] - The company reserves the right to deduct amounts from dividends or other payments if commitments are not fulfilled[40] Operational Challenges - Increased personnel costs and management expenses due to business expansion impacted the gross profit margin negatively[18] - The ongoing COVID-19 pandemic in Shanghai affected cash collection, leading to higher credit impairment losses[18] - The company reported a credit impairment loss of ¥-4,070,272.20 in Q1 2022, worsening from ¥-2,239,247.41 in Q1 2021[80] Investment and Growth Strategy - The company plans to enhance investment returns by ensuring the implementation of fundraising projects, which are expected to substantially improve profitability if executed successfully[51] - The company aims to maintain and develop its existing business by enhancing product and service development capabilities, focusing on online financial services[53] - The company will strengthen the management of raised funds by storing them in a designated account to ensure they are used exclusively for their intended purpose[52] Internal Controls and Management - The company will improve internal controls and management levels to enhance operational efficiency and the reliability of financial reporting[54] - The company has established a long-term incentive mechanism to attract and retain talent, which includes stock repurchase plans[31]