当下，金融科技浪潮奔涌向前、AI（人工智能）动能澎湃不息。在金融IT市场，艾融软件深耕十六载， 从几人初创团队发展为数千人规模的行业中坚，营业收入亦实现了从百万元向数亿元规模的跨越式增 长。 近日，由中国证券报联合北京证券交易所开展的2025北交所万里行调研活动走进艾融软件。艾融软件的 办公地址，正位于金融氛围浓厚的上海陆家嘴区域。在华能联合大厦4楼，中国证券报记者见到了公司 董事长兼总经理张岩。"金融科技的终极目标是优化金融核心功能，这是科技服务金融的本质。我们绝 非一家单纯的软件服务商，更是推动金融行业效率提升的赋能者。"在谈及公司定位时，张岩直言。 在张岩看来，中国信息产业方兴未艾，AI的崛起为软件行业注入了强劲动能。他透露："未来三年，我 们将聚焦产能革命攻坚，坚守纯粹与专注的基因，以共生理念链接生态，以技术创新突破产能瓶颈，在 金融科技赛道上实现更大发展。" 在用纯粹底色与专注内核构筑核心竞争力后，对艾融软件而言，创新便是一件水到渠成的事情。今年以 来，艾融软件在鸿蒙、星闪等前沿技术领域均取得标志性成果：例如，2025年上半年艾融软件企业现金 管理软件获华为鲲鹏双认证，在信创领域的全流程能力实现了新 ...

Group 1 - The software development sector experienced a decline of 1.4% on December 9, with AiRong Software leading the drop [1] - The Shanghai Composite Index closed at 3909.52, down 0.37%, while the Shenzhen Component Index closed at 13277.36, down 0.39% [1] - Detailed stock performance within the software development sector is provided in a table [1] Group 2 - The main capital flow in the software development sector showed a net outflow of 3.831 billion yuan, while retail investors contributed a net inflow of 3.363 billion yuan [2] - The table includes specific capital flow data for individual stocks within the software development sector [2]

Core Viewpoint - A shareholder holding more than 5% of the shares, Meng Qingyou, plans to reduce his holdings by up to 4,195,600 shares, which represents 2% of the total share capital, due to personal funding needs [1] Summary by Category - **Shareholder Action** - Meng Qingyou intends to reduce his stake through centralized bidding or block trading within three months after the announcement date [1] - The reduction will not exceed 4,195,600 shares, accounting for 2% of the total share capital [1] - **Reason for Reduction** - The shares to be sold are sourced from those acquired before the listing, including those from rights distribution and capital increase [1] - The primary reason for this reduction is personal funding needs [1]

Core Insights - The article highlights the rapid growth and strategic focus of the company, Airong Software, in the financial technology sector, emphasizing its commitment to optimizing core financial functions through technology [1][2]. Company Positioning - A strong emphasis is placed on the company's identity as a pure private enterprise, maintaining a non-foreign investment structure, which is seen as a foundation for its corporate culture and development philosophy [1][2]. - The company has consistently focused on software development in the financial technology field for 16 years, resisting diversifications that could dilute its core business [2]. Innovation and Technology - The company has achieved significant milestones in cutting-edge technologies such as HarmonyOS and wireless communication, with notable achievements including dual certification for its cash management software from Huawei [2]. - Innovation is driven by a deep understanding of customer needs, allowing the company to adapt dynamically to market changes [2][3]. Client Engagement - The company has established a comprehensive service network, covering 20 systemically important banks and engaging with 31 trillion-level commercial banks, reflecting its strong market trust [3]. - Customization and deep integration into client business scenarios are key strategies for meeting the high standards of systemically important banks [3]. Ecosystem Development - The company promotes a "coexistence" philosophy, focusing on creating value for clients rather than monopolizing technology, which fosters a collaborative industry environment [4]. - By sharing intellectual property and technical resources with core clients, the company aims to tackle industry challenges collectively [4]. Financial Performance - The company reported a 21.39% year-on-year increase in net profit to 0.52 billion yuan for the first three quarters of 2025, alongside a growing client base [4][5]. - New clients added in 2023 and 2024 include major banks and financial institutions, indicating a robust growth trajectory [5]. Industry Challenges and Solutions - The company acknowledges a significant shortage of high-quality software talent in the financial technology sector, estimating a need for 200,000 skilled professionals to meet industry demands [5]. - To address this talent gap, the company is pursuing a "capacity revolution" through technological innovation, including the development of software coding robots powered by AI [5].

盐津铺子：每股现金红利0.3999984元（含税），股权登记日为2025-12-04，除息除权日为2025-12-05， 数据来源《盐津铺子：2025年中期权益分派实施公告》；申万一级行业为食品饮料，非红利低波 （H30269.CSI）成分股，非红利质量（931468.CSI）成分股。 简单投资，加点红利。 红利低波（H30269.CSI）指数，选取50只流动性好、连续分红、红利支付率适中、每股股息正增长以 及股息率高且波动率低的证券作为指数样本，采用股息率加权，截至11月27日，该指数近1年股息率为 4.10%；红利低波ETF基金（159547）是跟踪该指数综合费率最低的ETF。 红利质量（931468.CSI）指数，选取50只连续现金分红、股利支付率较高且兼具较高盈利能力特征的上 市公司证券作为指数样本，截至11月27日，该指数近1年股息率为3.45%；红利质量ETF（159758）是跟 踪该指数的唯一ETF。 艾融软件：每股现金红利0.0497863（含税），股权登记日为2025-12-03，除息除权日为2025-12-04，数 据来源《艾融软件：2025年第三季度权益分派实施公告》；申万一级行业为计算 ...

Core Insights - The company achieved a robust improvement in profitability despite market challenges, with a net profit of 52.11 million yuan for the year-to-date, representing a 21.39% increase compared to the same period last year [1] - Basic earnings per share reached 0.25 yuan, up 19.05% year-on-year, providing stable returns to shareholders [1] - Significant improvement in cash flow, with net cash flow from operating activities increasing by 78.63% year-on-year [1] Financial Performance - The company reported a net profit of 52.11 million yuan for the year-to-date, a 21.39% increase from the previous year [1] - Basic earnings per share rose to 0.25 yuan, reflecting a 19.05% year-on-year growth [1] - Cash flow from operating activities showed a positive inflow of 94.92 million yuan in the third quarter, a 6.58% increase year-on-year [1] Government Support and Cost Management - The company benefited from government subsidies, including "special funds for high-quality enterprise development," contributing to increased other income [1] - Financial expenses were effectively controlled, decreasing by 79.12% compared to the previous year [1] Asset and Equity Growth - Total assets grew to 1.21 billion yuan, a 5.42% increase from the end of the previous year [1] - Net assets attributable to shareholders reached 414 million yuan, up 2.56% [1] Operational Efficiency - The company maintained its investment in technology research and development while optimizing operational efficiency and cost control [1] - Demonstrated strong operational resilience and development potential in a complex economic environment [1]

Core Insights - The company showcased its competitive advantages and growth potential in the financial technology service sector during the 2025 Shanghai-listed companies collective reception day and mid-year performance briefing [1][2] Client Expansion - The company recently acquired large banking clients such as Minsheng Bank and Hangzhou Bank, which have over one trillion in assets, indicating a significant positive impact on future business [1] - Winning the framework contracts with these banks allows the company to undertake all internal development projects, laying a solid foundation for future business growth [1] Cash Flow Status - The company reported positive operating cash flow for the past three years, with figures of 35.95 million, 79.99 million, and 92.07 million yuan, respectively [1] - The net cash outflow of 105 million yuan in the first half of the year was primarily due to seasonal fluctuations in business receivables [1] - The company's main clients are financial institutions with good credit quality, minimizing the risk of bad debts [1] Innovation and Technology - The company's capabilities in the Xinchuang (信创) sector, particularly with Ascend and Kunpeng technologies, are crucial for its development [2] - The latest version of the company's cash management software, V5.0, received technical certification from Ascend in June 2025, demonstrating its recognized technical strength in the Xinchuang field [2] Financial Stability - The company's current debt-to-asset ratio stands at 63.13%, primarily due to interest-bearing liabilities, but it maintains sufficient working capital and controllable financing costs [2] - This financial stability supports the company's business expansion and technology research and development [2] Market Competitiveness - The exchange highlighted the company's professional strength and market competitiveness in the financial technology service sector, with promising prospects for future development as it expands its large banking client base and makes breakthroughs in the Xinchuang field [2]

Market Overview - The Shanghai Composite Index closed at 3877.55 points, above the six-month moving average, with an increase of 0.41% [1] - The total trading volume of A-shares reached 1561.918 billion yuan [1] Stocks Breaking the Six-Month Moving Average - A total of 64 A-shares have surpassed the six-month moving average today [1] - Notable stocks with significant deviation rates include: - Ying Shisheng (300377) with a deviation rate of 3.74% and a daily increase of 5.83% [1] - United Optoelectronics (300691) with a deviation rate of 3.18% and a daily increase of 4.88% [1] - *ST Nanzhi (002305) with a deviation rate of 3.16% and a daily increase of 4.46% [1] Detailed Stock Performance - The following stocks have notable performance metrics: - Ying Shisheng (300377): Latest price 25.05 yuan, half-year line 24.15 yuan, turnover rate 7.63% [1] - United Optoelectronics (300691): Latest price 19.54 yuan, half-year line 18.94 yuan, turnover rate 7.03% [1] - *ST Nanzhi (002305): Latest price 2.34 yuan, half-year line 2.27 yuan, turnover rate 6.70% [1] - Other stocks with smaller deviation rates include: - ST Jinglan (000056) with a deviation rate of 2.97% and a daily increase of 5.98% [1] - Quanxin Co. (603766) with a deviation rate of 2.38% and a daily increase of 5.83% [1]

Core Insights - As of August 27, the total margin financing and securities lending balance on the Beijing Stock Exchange reached 7.473 billion yuan, an increase of 93.49 million yuan from the previous trading day, marking three consecutive days of increase [1] - The top three stocks by margin financing balance are Jinbo Biological, Shuguang Digital Innovation, and Airun Software, with balances of 332 million yuan, 229 million yuan, and 179 million yuan respectively [1] - A total of 152 stocks had net margin purchases on August 27, with 14 stocks having net purchases exceeding 5 million yuan, led by Shuguang Digital Innovation with a net purchase of 16.27 million yuan [1][2] Margin Financing Overview - The margin financing balance increased by 93.37 million yuan to 7.472 billion yuan, while the securities lending balance rose by 125,400 yuan to 59,390 yuan [1] - The average margin financing balance as a percentage of market capitalization for the stocks with the highest balances is 1.33%, with Minshida, Wanyuantong, and Dezhong Automobile leading at 4.57%, 4.02%, and 3.79% respectively [1][2] Industry Performance - The industries with the highest concentration of stocks with net margin purchases over 5 million yuan include power equipment, automotive, and computer sectors, with 4, 3, and 3 stocks respectively [2] - On average, stocks with net margin purchases over 5 million yuan saw a decline of 2.69%, with the top gainers being Wantong Hydraulic, Shuguang Digital Innovation, and Suzhou Axle, which increased by 4.42%, 0.87%, and 0.36% respectively [2] Stock Activity - The weighted average turnover rate for stocks with net margin purchases over 5 million yuan was 4.27%, with the highest turnover rates recorded for Nengzhiguang, Hengtou Kaiyuan, and Wantong Hydraulic at 35.12%, 12.94%, and 12.65% respectively [2] - The average daily turnover rate for stocks on the Beijing Stock Exchange was 5.45% on August 27 [2] Notable Stocks - Stocks with the largest increases in margin financing on August 27 include Shuguang Digital Innovation (increase of 16.27 million yuan), Juxing Technology (increase of 8.28 million yuan), and Hengtou Kaiyuan (increase of 7.93 million yuan) [3][4] - Stocks with significant net margin sales included Dingzhi Technology, Wuxin Tunnel Equipment, and Kaitex, with net sales of 11.33 million yuan, 8.29 million yuan, and 5.35 million yuan respectively [1]

Core Insights - In the first half of 2025, the company reported a revenue of 202 million yuan, a year-on-year decrease of 26.63%, while the net profit attributable to shareholders increased by 81.64% to 37.85 million yuan [1] - The company has seen a 46.7% increase in overall order quantity compared to the beginning of the period, with new large clients contributing 44.7% to the new orders, all showing growth rates exceeding 50% [1] - The company is actively advancing in the cross-border RMB payment sector, achieving significant progress in cooperation with commercial banks, with new orders in this area accounting for one-third of total new orders [1] - In the quantum communication field, the company has completed implementation and acceptance for certain state-owned and city commercial banks, and is steadily advancing related customer needs in line with national quantum communication infrastructure development [1] Industry Developments - The company is deepening its services in the financial institution's innovation and transformation (信创) efforts, participating in major projects for state-owned banks [2] - It has developed an enterprise-level unified development platform that supports standardized and low-code development, establishing a complete solution and methodology for innovation and transformation [2] - The company has collaborated with Huawei's Kunpeng ecosystem to complete interconnectivity testing for database localization, and its cash management software V5.0 has received certification, enhancing its technical strength and market competitiveness in the innovation and transformation sector [2] - The company continues to engage in the development of financial clients' HarmonyOS applications and is focused on the improvement and adaptation of HarmonyOS PC versions [2]