4月25日，艾融软件(830799)发布2024年年报。报告显示，2024年度，公司实现营业收入6.08亿元，同比 增长0.34%；实现归母净利润为6567.54万元。 鸿蒙生态合作方面，公司成立专项团队，培养了大量鸿蒙开发人才，参与银行鸿蒙版电子渠道建设，并 获得多项鸿蒙生态相关奖项。此外，公司在人工智能领域围绕"大数据+专有模型"和"大语言模型"加大 研发力度，推出自建大模型平台和AI人脸识别一体机产品，为金融行业提供更智能化的解决方案。 其中，销售商品类的主营业务收入5,417.16万元，与上年同期相比增长130.56%，技术服务类的收入 1,348.42万元，与上年同期相比增长85.75%。 艾融软件紧抓金融行业数字化、智能化转型的机遇，在信创改造、鸿蒙适配、大模型应用等关键领域拓 展服务，提升了对单个客户的综合服务能力。公司新增中国银行、建信金科等重要客户，对国内系统重 要性银行和资产过万亿银行的覆盖显著增加，头部银行覆盖面大幅提升。 在信创领域，公司深度参与多家大型银行的关键系统自主可控技术改造，如核心系统分布式转型等，建 立了一套完整的改造方案和方法论，在国产化实施过程中展现了高效、无事故的交付 ...

Financial Performance - Net profit attributable to shareholders rose by 121.73% to CNY 25,507,551.43, while operating revenue decreased by 36.32% to CNY 86,476,197.32[11] - The basic earnings per share increased by 140.00% to CNY 0.12, reflecting improved profitability[11] - The net profit for Q1 2025 was CNY 26,024,292.57, a significant increase from CNY 11,990,526.16 in Q1 2024, representing a growth of approximately 117.5%[44] - The total profit for Q1 2025 was CNY 28,664,863.42, compared to CNY 11,663,949.79 in Q1 2024, indicating an increase of approximately 145.0%[44] - The total comprehensive income for Q1 2025 was CNY 26,024,292.57, compared to CNY 11,990,526.16 in Q1 2024, marking an increase of approximately 117.5%[47] Cash Flow - The net cash flow from operating activities improved by 46.87%, reaching -CNY 48,874,344.06, compared to -CNY 91,997,775.00 in the previous year[11] - The cash inflow from operating activities in Q1 2025 was CNY 84,708,900.10, compared to CNY 51,529,821.34 in Q1 2024, showing an increase of approximately 64.3%[48] - The net cash flow from operating activities was -40,852,892.16 in Q1 2025, compared to -79,027,176.01 in Q1 2024, showing an improvement of approximately 48.3%[51] - The ending cash and cash equivalents balance was 236,729,937.41 at the end of Q1 2025, compared to 60,461,050.94 at the end of Q1 2024, marking an increase of approximately 292.5%[51] Assets and Liabilities - Total assets increased by 5.65% to CNY 1,212,579,665.00 compared to the end of the previous year[11] - The company’s total liabilities to assets ratio (consolidated) was 64.16%, slightly down from 64.40% at the end of the previous year[11] - The company's total liabilities increased from 739,176,732.22 CNY to 777,972,356.35 CNY, reflecting a growth of about 5.25%[39] - Current liabilities increased from 628,779,978.33 CNY to 667,686,819.77 CNY, a rise of approximately 6.17%[38] - Total current assets reached CNY 867,518,721.52 as of March 31, 2025, compared to CNY 792,159,924.77 at the end of 2024, marking an increase of about 9.5%[40] Shareholder Information - The top ten shareholders hold a total of 144,705,310 shares, representing 68.98% of the company's total shares[20] - The largest shareholder, Wu Zhen, holds 51,367,973 shares, accounting for 24.49% of the total shares[20] - No major shareholder pledges or judicial freezes on shares have been reported[21] Share Repurchase - The company has initiated a share repurchase plan, intending to buy back between 510,000 and 1,000,000 shares at a price not exceeding 23 CNY per share[27] - The share repurchase is part of the company's strategy to establish a long-term incentive mechanism to attract and retain talent[27] - As of May 6, 2024, the company has repurchased 262,100 shares, accounting for 0.12% of the total share capital and 52.42% of the maximum planned repurchase quantity, with a total expenditure of 2,796,725.62 CNY, which is 42.76% of the planned repurchase fund[31] Operational Metrics - Total operating revenue for Q1 2025 was CNY 86,476,197.32, a decrease from CNY 135,807,848.71 in Q1 2024, representing a decline of approximately 36.3%[43] - Total operating costs for Q1 2025 were CNY 85,026,831.20, down from CNY 124,092,268.75 in Q1 2024, indicating a reduction of about 31.5%[43] - Research and development expenses in Q1 2025 amounted to CNY 13,307,358.86, compared to CNY 18,293,269.37 in Q1 2024, reflecting a decrease of approximately 27.2%[43] Other Financial Information - The company reported a net non-recurring profit of CNY 24,729,835.73 after tax impacts[16] - The company has not reported any significant litigation or arbitration matters during the reporting period[25] - The company has not engaged in any external guarantees or loans during the reporting period[24] - The company has no new commitments or overdue commitments during the reporting period, and all commitments are being fulfilled normally[32]

Corporate Developments - In April 2024, the company signed a cooperation intention letter with the Star Flash Alliance in the "financial industry application field" and obtained qualifications as a Huawei developer alliance ecological market service provider and HarmonyOS development service provider[6]. - The company acquired the invention patent for "synchronization method and device for audio and video based on digital twin technology" in April 2024[6]. - In June 2024, the company acquired Beijing Xinli Hechuang Information Technology Co., Ltd.[7]. - The company has established a dedicated team for HarmonyOS development, with 1,149 personnel obtaining HarmonyOS application development certificates, enhancing its development capabilities[50]. - The company is actively involved in the digital transformation of financial institutions, leveraging advanced technologies such as AI, big data, and blockchain[47]. Financial Performance - The company's operating revenue for 2024 was approximately ¥608.46 million, a slight increase of 0.34% compared to ¥606.43 million in 2023[28]. - The net profit attributable to shareholders decreased by 6.79% to ¥65.68 million in 2024 from ¥70.46 million in 2023[28]. - The gross profit margin for 2024 was 32.07%, down from 33.18% in 2023[28]. - The company's net profit was 66.34 million yuan, a decrease of 13.64% compared to the previous year, primarily due to reduced budgets from some clients and project completions[53]. - The basic earnings per share decreased by 8.82% to ¥0.31 in 2024 from ¥0.34 in 2023[28]. Asset and Liability Management - Total assets increased by 23.64% to ¥1,147.76 million at the end of 2024, compared to ¥928.32 million at the end of 2023[29]. - Total liabilities rose by 38.66% to ¥739.18 million in 2024 from ¥533.08 million in 2023[29]. - As of the end of 2024, cash and cash equivalents increased by 157.61% to ¥582,989,496.79, primarily due to increased sales collections and the maturity of time deposits[74]. - Inventory grew by 174.62% to ¥32,562,052.25, mainly due to ¥8,177,600 of hardware pending acceptance and an increase in inventory from Xinhui Hechuang by ¥11,900,000[76]. - Long-term borrowings surged by 1,762.69% to ¥78,058,097.38, primarily due to the addition of long-term borrowings of ¥73,505,000 for acquisitions[76]. Market and Industry Trends - The financial technology market in China is expected to reach a scale of 2.8 trillion yuan in 2024, with a projected compound annual growth rate (CAGR) of 12% until 2030[133]. - The banking sector's digital transformation is advancing, with significant investments in IT, particularly in financial innovation and risk management, with some banks increasing IT spending by over 30%[57]. - The demand for inclusive finance is increasing, particularly among small and micro enterprises, necessitating innovative financial technology solutions[139]. - The focus on artificial intelligence applications in finance is set to deepen, enhancing customer experience and operational efficiency[137]. - The deep integration of finance and technology is enhancing service efficiency and quality, particularly through big data and artificial intelligence applications[134]. Research and Development - R&D expenditure amounted to ¥71,209,933.10, representing 11.70% of operating revenue, an increase from 11.59% in the previous period[115]. - The company is developing a federated learning platform aimed at enabling secure, efficient machine learning model training while protecting data privacy, expected to positively impact future operations[119]. - The company is focusing on enhancing its R&D capabilities and increasing the share of software product sales to mitigate seasonal business risks[156]. - The company is committed to investing in R&D, focusing on digital RMB and cross-border payment innovations, while developing intelligent contracts and settlement tools compatible with large models[149]. - The company is enhancing its product development capabilities in artificial intelligence, focusing on private model deployment and risk monitoring technologies[51]. Client and Market Expansion - The company has achieved full coverage of 20 systemically important banks in China, including major banks such as ICBC, ABC, and BOC[42]. - The coverage of major domestic banks increased from 15 to 20, and the coverage of banks with assets over 1 trillion yuan rose from 22 to 31[48]. - The company aims to expand its market share by focusing on newly acquired clients from major banks such as Agricultural Bank of China and China Bank, targeting a significant increase in business from these partnerships[145]. - The company has secured new major clients including Agricultural Bank of China, Bank of China, and Jianxin Jinkex, aiming to deepen communication and promote products and services to expand market share[152]. - The company is actively expanding its reach to non-bank financial institutions amid the digitalization trend in the financial sector[156]. Risk Management - The company faces risks related to high revenue dependency on major clients, which could impact performance if relationships deteriorate or if clients change strategies[155]. - The company is committed to improving service quality and employee performance to mitigate risks associated with major client dependency[155]. - The company recognizes data as a core asset and is enhancing its data analysis capabilities to better understand customer needs and improve risk management[141]. - The company is actively pursuing regulatory compliance through the application of regulatory technology, which is seen as crucial for balancing innovation and risk in the financial technology sector[140]. - The company faces risks related to the inability to synchronize profit growth with revenue, particularly influenced by regulatory policies in the banking sector and IT investment scales[156]. Shareholder and Governance - Wu Zhen holds 24.4866% of the company's shares, while Zhang Yan holds 15.9181% directly and an additional 10.0312% indirectly through Qianwen Enterprise, together controlling 50.4359% of the voting rights[190]. - The top ten shareholders collectively hold 68.9541% of the company's shares, totaling 144,651,944 shares[189]. - The largest shareholder, Wu Zhen, has not changed her shareholding, maintaining 51,367,973 shares[189]. - The company has been actively managing its stock incentive plan, including the repurchase and cancellation of shares for non-compliant targets[175]. - There are no reported incidents of shareholders or related parties occupying or transferring the company's funds, assets, or other resources during the reporting period[166].

一、主要会计数据和财务指标 | 报告期指标 | 2024年年报 | 2023年年报 | 本年比上年增减(%) | 2022年年报 | | --- | --- | --- | --- | --- | | 基本每股收益（元） | 0.3100 | 0.3400 | -8.82 | 0.2500 | | 每股净资产（元） | 1.92 | 1.85 | 3.78 | 1.69 | | 每股公积金(元) | 0.19 | 0.23 | -17.39 | 0.25 | | 每股未分配利润(元) | 0.56 | 0.54 | 3.7 | 0.41 | | 每股经营现金流(元) | - | - | - | - | | 营业收入(亿元) | 6.08 | 6.06 | 0.33 | 6.06 | | 净利润(亿元) | 0.66 | 0.7 | -5.71 | 0.52 | | 净资产收益率(%) | 16.43 | 19.08 | -13.89 | 14.96 | 数据四舍五入，查看更多财务数据>> 二、前10名无限售条件股东持股情况 前十大流通股东累计持有： 5267.9万股，累计占流通股比： 43.65%，较上期变化 ...

拟聘任的会计师事务所：天健会计师事务所（特殊普通合伙） 服务及收费情况：天健会计师事务所（特殊普通合伙）已为公司提供 12 年 审计服务，上期审计收费 50 万元，本期审计收费未确定 一、拟续聘会计师事务所的基本情况 证券代码：830799 证券简称：艾融软件 公告编号：2025-025 （一）机构信息 公司拟聘任天健会计师事务所（特殊普通合伙）为 2025 年年度的审计机构。 1.基本信息 上海艾融软件股份有限公司拟续聘 2025 年度会计师事务所公告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带法律责任。 涉及会计师事务所提供的资料、信息，会计师事务所保证其提供、报送或 披露的资料、信息真实、准确、完整，不得有虚假记载、误导性陈述或者重大 遗漏。 重要内容提示： 首席合伙人：钟建国 2024 年度末合伙人数量：241 人 2024 年度末注册会计师人数：2,356 人 2024 年度末签署过证券服务业务审计报告的注册会计师人数：904 人 2023 年收入总额（经审计）：34.83 亿元 2023 年审计业 ...

本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 一、独立董事独立性自查情况 上海艾融软件股份有限公司（以下简称"公司"）现有独立董事 3 人，分别 为周宁女士、谭毓安先生、朱以林先生。根据《上市公司独立董事管理办法》 等相关规定，公司独立董事对自身的独立性情况进行了自查，并将自查情况提 交了董事会。自查结果显示，公司独立董事均符合《上市公司独立董事管理办 法》第六条的独立性要求，不存在直接或者间接利害关系，或者其他可能影响 其进行独立客观判断关系的情形，能够独立履行职责，不受公司及其主要股东、 实际控制人等单位或者个人的影响。 二、董事会对独立董事独立性自查情况的评估意见 经深入核查独立董事周宁女士、谭毓安先生、朱以林先生的任职经历及个 人签署的相关自查文件，确认各位独立董事在报告期内未在公司担任除独立董 事以外的任何职务，亦未在公司的主要股东单位中担任任何职务。独立董事与 公司及其主要股东之间不存在任何形式的利益冲突、关联关系或其他可能对其 独立客观判断产生影响的情况。公司独立董事在 2024 年度始 ...

证券代码：830799 证券简称：艾融软件 公告编号：2025-021 上海艾融软件股份有限公司 2024 年度董事会审计委员会履职情况报告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 根据《上市公司治理准则》《北京证券交易所股票上市规则（试行）》、《上海 艾融软件股份有限公司章程》（以下简称"《公司章程》"）和《上海艾融软件股份 有限公司审计委员会工作细则》（以下简称"《审计委员会工作细则》"）的有关规 定，上海艾融软件股份有限公司（以下简称"公司"）审计委员会本着勤勉尽责 的原则，积极开展工作，认真履行职责。现将审计委员会 2024 年度履职情况报 告如下： 一、审计委员会基本情况 报告期内，公司第四届董事会审计委员会由 3 名董事组成，分别为独立董事 周宁、独立董事谭毓安、非独立董事张甫，其中召集人由具有会计专业资格的独 立董事周宁担任。 审计委员会的人员及组成符合相关法律法规及《北京证券交易所上市公司持 续监管指引第 1 号——独立董事》的规定。 二、审计委员会会议召开情况 报告期内，公司董 ...

证券代码：830799 证券简称：艾融软件 公告编号：2025-027 上海艾融软件股份有限公司 董事会对会计师事务所履职情况评估报告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 公司聘请天健会计师事务所（特殊普通合伙）（以下简称"天健"）作为公司 2024 年年度审计机构。根据《中华人民共和国公司法》《中华人民共和国证券法》 《上市公司治理准则》《国有企业、上市公司选聘会计师事务所管理办法》《公司 章程》等规定和要求，公司对天健在 2024 年度审计过程中的履职情况进行了评 估，具体情况如下： 一、会计师事务所基本情况 2、投资者保护能力 2024 年末，天健会计师事务所（特殊普通合伙）累计已计提职业风险基金 2 亿元以上，购买的职业保险累计赔偿限额超过 2 亿元，职业风险基金计提及职业 保险购买符合财政部关于《会计师事务所职业风险基金管理办法》等文件的相关 规定。天健近三年因执业行为在相关民事诉讼中被判定需承担民事责任的情况如 下： | 原告 | 被告 | 案件时间 | | 主要案情 | 诉讼进 ...

证券代码：830799 证券简称：艾融软件 公告编号：2025-030 上海艾融软件股份有限公司 （三） 现金管理方式 1、 预计现金管理额度的情形 公司（含子公司）计划使用总额不超过人民币 6 亿元（公司连续 12 个月 滚动发生的，以该期间最高余额为计算，该额度可以循环滚动使用）的部分闲 置自有资金进行现金管理。 （四） 现金管理期限 关于使用部分闲置自有资金进行现金管理的公告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带法律责任。 一、 现金管理概述 （一） 现金管理目的 为提高自有资金使用效率，提升收益水平，根据《北京证券交易所股票上 市规则（试行）》等相关法律、法规和规范性文件以及《上海艾融软件股份有限 公司章程》的相关规定，在不影响公司正常运营的情况下，公司（含子公司） 拟使用闲置自有资金进行现金管理。 （二） 现金管理金额和资金来源 在不影响公司正常运营的情况下，公司拟使用额度不超过人民币 6 亿元的 闲置自有资金购买安全性高、流动性好的短期理财产品（包括但不限于银行定 期存单、收益凭证、结构性存 ...

证券代码：830799 证券简称：艾融软件 公告编号：2025-026 上海艾融软件股份有限公司 董事会审计委员会对会计师事务所履行监督职责情况的报告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 根据《中华人民共和国公司法》《中华人民共和国证券法》《上市公司治理准 则》《国有企业、上市公司选聘会计师事务所管理办法》《公司章程》等规定和要 求，董事会审计委员会本着勤勉尽责的原则，恪尽职守，认真履职。现将董事会 审计委员会对会计师事务所 2024 年度履职评估及履行监督职责的情况汇报如 下： 一、会计师事务所基本情况 1、基本情况 天健会计师事务所（特殊普通合伙）（以下简称"天健"）成立于 2011 年 7 月 18 日，组织形式为特殊普通合伙，注册地址为浙江省杭州市西湖区灵隐街道 西溪路 128 号。截至 2024 年度末，合伙人数量为 241 人，注册会计师人数为 2,356 人，签署过证券服务业务审计报告的注册会计师人数为 904 人。2023 年度，收 入总额（经审计）为 34.83 亿元，审计 ...