跨境支付概念股维持强势 青岛金王3连板 智通财经4月23日电，跨境支付概念股早盘继续活跃，青岛金王3连板，新晨科技20CM涨停，拉卡拉涨 超10%，信雅达、吉大正元、艾融软件、优博讯、新国都等涨超5%。消息面上，央行等四部门近日联 合印发《上海国际金融中心进一步提升跨境金融服务便利化行动方案》，提升人民币跨境支付系统 （CIPS）功能和全球网络覆盖。 ...

Market Overview - On April 22, the total trading volume of individual stocks on the Beijing Stock Exchange reached 1.519 billion shares, with a total transaction value of 31.381 billion yuan, a decrease of 1.024 billion yuan compared to the previous trading day [2] - Among the tradable stocks, 68 stocks closed higher, accounting for 25.66% of the total tradable stocks, while 194 stocks closed lower [2] Notable Performers - The stocks with the highest closing gains included Fangda New Materials, which surged by 29.94%, and Guangdao Digital, which increased by 19.67% [2][3] - Stocks with significant declines included Dir Chemical, which fell by 7.30%, and Kangbiter, which dropped by 7.12% [2] Trading Activity - A total of 102 stocks had transaction values exceeding 10 million yuan, with the highest transaction values recorded for Airong Software (1.226 billion yuan), Development Technology (875.194 million yuan), and Xingtou Measurement and Control (647.395 million yuan) [2] - The trading activity showed that 67 stocks had a turnover rate exceeding 10%, with 15 stocks exceeding 20% [2] Detailed Stock Performance - The top-performing stocks by closing price and turnover rate included: - Airong Software: Closing price of 61.58 yuan, up 4.67%, turnover rate of 15.58% [2] - Development Technology: Closing price of 121.88 yuan, up 3.30%, turnover rate of 23.09% [2] - Guangdao Digital: Closing price of 13.63 yuan, up 19.67%, turnover rate of 31.38% [3] Summary of Declining Stocks - Notable declining stocks included: - Dir Chemical: Closing price of 14.86 yuan, down 7.30%, turnover rate of 19.61% [3] - Kangbiter: Closing price of 24.51 yuan, down 7.12%, turnover rate of 7.90% [3] - Minshida: Closing price of 47.90 yuan, down 6.83%, turnover rate of 19.60% [2]

Market Overview - As of 10:29 AM today, the Shanghai Composite Index is at 3298.26 points, below the six-month moving average, with a change of 0.21% [1] - The total trading volume of A-shares today is 534.203 billion yuan [1] Stocks Performance - A total of 107 A-shares have surpassed the six-month moving average today, with notable stocks showing significant deviation rates including: - Hongxing Co., Ltd. with a deviation rate of 8.41% - Yudai Development with a deviation rate of 7.54% - Cuiwei Co., Ltd. with a deviation rate of 7.02% [1] - Other stocks that have just crossed the six-month moving average with smaller deviation rates include: - Bull Group - Inner Mongolia Xinhua - New Energy Group [1] Top Stocks by Deviation Rate - The following stocks have the highest deviation rates from the six-month moving average: - Hongxing Co., Ltd. (9.98% increase, 6.07% turnover rate, latest price 18.19 yuan) - Yudai Development (9.56% increase, 10.62% turnover rate, latest price 4.70 yuan) - Cuiwei Co., Ltd. (9.98% increase, 6.10% turnover rate, latest price 9.15 yuan) [1] Additional Notable Stocks - Other notable stocks with significant performance include: - Hai Xin Food (10.00% increase, 9.46% turnover rate, latest price 4.62 yuan) - Yongtai Transportation (6.27% increase, 9.71% turnover rate, latest price 22.71 yuan) - Shengyibao (9.98% increase, 9.68% turnover rate, latest price 19.84 yuan) [1]

金融科技ETF紧密跟踪中证金融科技主题指数，中证金融科技主题指数选取产品与服务涉及金融科技相关领域的上市公司证券作为指数样本，以反映金融科 技主题上市公司证券的整体表现。 资金流入方面，金融科技ETF最新资金流入流出持平。拉长时间看，近4个交易日内，合计"吸金"1382.49万元。 数据显示，杠杆资金持续布局中。金融科技ETF最新融资买入额达793.04万元，最新融资余额达4468.75万元。 截至4月8日，金融科技ETF近1年净值上涨40.16%，排名可比基金第一，指数股票型基金排名36/2699，居于前1.33%。从收益能力看，截至2025年4月8日， 金融科技ETF自成立以来，最高单月回报为55.92%，最长连涨月数为3个月，最长连涨涨幅为113.16%，上涨月份平均收益率为10.57%，年盈利百分比为 66.67%，历史持有3年盈利概率为96.09%。截至2025年4月8日，金融科技ETF近1年超越基准年化收益为0.60%，排名可比基金1/3。 截至2025年4月3日，金融科技ETF近1年夏普比率为1.37。 回撤方面，截至2025年4月8日，金融科技ETF今年以来相对基准回撤0.44%。 费率方面， ...

Group 1 - The report highlights that AI Agents are accelerating penetration across various industries and may become the primary mode of human-machine collaboration, with three models identified: embedding, copilot, and agent mode, with the agent mode being the most efficient [3][9][10] - In 2022, China's data output reached 8.1ZB, growing by 22.7% year-on-year, and is projected to reach approximately 9.5ZB in 2023, making it the second-largest data producer globally [18][20] - The report identifies 15 companies on the Beijing Stock Exchange involved in AI applications, including AiRong Software (AI finance), Guozi Software (AI-enabled data assets), and Huaxin Yongdao (AI governance) [24][25] Group 2 - The median price-to-earnings (P/E) ratio for the new energy industry increased by 0.51% to 45.7X, while the electronic equipment industry's P/E ratio rose from 51.8X to 52.0X [34][59] - The report notes that the median P/E ratio for the machinery equipment industry decreased from 52.4X to 50.9X, and the information technology industry's P/E ratio fell from 61.6X to 59.3X [41][47] - The report mentions that the total market value of the new energy industry decreased from 468.4 billion to 465.3 billion, with notable stock performance from companies like QiuGuan Cable (+17.39%) and YiNeng Power (+5.75%) [59][61] Group 3 - The report states that the total market value of the electronic equipment industry decreased from 1195.1 billion to 1164.8 billion, with the median market value rising from 21.8 billion to 23.2 billion [36][37] - The machinery equipment industry's total market value fell from 972.7 billion to 939.7 billion, with the median market value decreasing from 19.5 billion to 18.7 billion [42][44] - The report indicates that the total market value of the information technology industry decreased from 878.1 billion to 858.4 billion, while the median market value remained unchanged at 24.5 billion [49][50] Group 4 - The report highlights that Kairun Intelligent Control Co., Ltd. won a bid for an electrification project in an African country, with a contract value of 732.121 million USD [63]

证券代码：830799 证券简称: 艾融软件 公告编号：2025-012 上海艾融软件股份有限公司 注册资本：人民币 20978.0050 万元整 一、基本情况 上海艾融软件股份有限公司（以下简称"公司"）于 2025 年 2 月 25 日召开 第四届董事会第十五次会议，审议通过了《关于修订<公司章程>的议案》。公司 在北京证券交易所信息披露平台（www.bse.cn）披露了《关于拟修订<公司章程> 的公告》（公告编号：2025-005）。上述议案经公司于 2025 年 3 月 13 日召开的 2025 年第一次临时股东大会决议通过。 二、工商登记变更情况 公司已完成相应的工商变更登记及公司章程备案手续，并于 2025 年 3 月 20 日取得了上海市市场监督管理局核发的《营业执照》。本次工商变更完成后，公 司注册资本由"人民币 21036.93 万元整"变更为"人民币 20978.0050 万元整"。 除以上变更外，其他工商登记事项未发生变更。变更后的公司注册登记信息如下： 公司名称：上海艾融软件股份有限公司 统一社会信用代码：91310000685546865R 类型：股份有限公司（上市、自然人投资或控股 ...

证券代码：830799 证券简称：艾融软件 公告编号：2025-009 （一）会议召开情况 1.会议召开时间：2025 年 3 月 13 日 2.会议召开地点：公司会议室 3.会议召开方式：现场投票和网络投票相结合方式 4.会议召集人：董事会 5.会议主持人：董事长张岩先生 6.召开情况合法、合规、合章程性说明： 上海艾融软件股份有限公司 2025 年第一次临时股东大会决议公告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带法律责任。 一、会议召开和出席情况 本次会议的召集、召开、议案审议程序符合有关法律、行政法规、部门规 章、规范性文件和《公司章程》的规定。 （二）会议出席情况 出席和授权出席本次股东大会的股东共 7 人，持有表决权的股份总数 118,767,422 股，占公司有表决权股份总数的 56.8583%。 其中通过网络投票参与本次股东大会的股东共 4 人，持有表决权的股份总数 64,300,965 股，占公司有表决权股份总数的 30.7832%。 （三）公司董事、监事、高级管理人员出席或列席股东大会情 ...

观韬中茂 (上海)律师事务所 GUANTAO LAW FIRM 地址:上海市长宁区仙霞路 99 号尚嘉中心 12 层、22 层 (200051) Add: 12F&22F,L'Avenue No.99 XianXia Rd,Changning District,Shanghai,PRC 电话 Tel: +86 21 23563298 传真 Fax: +86 21 23563299 网址 Website: http://www.guantao.com 邮箱 Email: guantaosh@guantao.com 关于 上海艾融软件股份有限公司 2025年第一次临时股东大会 n 法律意见书 北京观韬中茂(上海)律师事务所 2025年3月14日 北京 上海 广州 深圳 香港 天津 杭州 苏州 成都 厦门 大连 济南 西安 武汉 南京 福州 郑州 海口 重庆 合肥 洛隆 青岛 南昌 温州 悉尼 多伦多 地址：上海市长宁区仙霞路 99 号尚嘉中心 12 层、22 层 (200051) Add: 12F&22F,L'Avenue No.99 XianXia Rd,Changning District,Shanghai, ...

证券代码：830799 证券简称：艾融软件 公告编号：2025-010 上海艾融软件股份有限公司章程 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个 别及连带法律责任。 一、审议及表决情况 公司于 2025 年 2 月 25 日召开了第四届董事会第十五次会议，审议通过《关 于修订<公司章程>的议案》，本议案已经公司 2025 年第一次临时股东大会审议 通过。 二、章程内容，分章节列示： 上海艾融软件股份有限公司 章 程 | 第一章 | 总 | 则 3 | | --- | --- | --- | | 第二章 | | 经营宗旨和范围 3 | | 第三章 | 股 | 份 4 | | 第一节 | | 股份发行 4 | | 第二节 | | 股份增减和回购 5 | | 第三节 | | 股份转让 6 | | 第四章 | | 股东和股东大会 6 | | 第一节 | | 股 东 6 | | 第二节 | | 股东大会的一般规定 9 | | 第三节 | | 股东大会的召集 13 | | 第四节 | | 股东大会的提案与通知 14 | | 第五节 ...

Investment Rating - The report has downgraded the investment rating to "Cautious Recommendation" [2][5]. Core Insights - The company, Airong Software, reported a slight increase in revenue for 2024, achieving 611 million yuan, a year-on-year growth of 0.80%, but the net profit attributable to shareholders decreased by 4.12% to 67.56 million yuan due to rising labor costs and increased operational expenses [5]. - The company has made significant progress in customer coverage, achieving full coverage of 20 systemically important banks and 31 out of 34 commercial banks with assets exceeding 1 trillion yuan, which is expected to enhance future revenue [5]. - The acquisition of Beijing Xinli Hechuang has strengthened the company's capabilities in the credit and financial innovation sectors, and the company is actively advancing its work in commercial bank financial innovation [5]. - The company plans to increase its R&D efforts in artificial intelligence and virtual reality technologies, and aims to gradually enter the business middle platform sector to expand its market space [5]. Financial Forecast Summary - Revenue projections for 2024, 2025, and 2026 are 611 million yuan, 719 million yuan, and 861 million yuan respectively, with corresponding growth rates of 0.80%, 17.60%, and 19.72% [2][5]. - Net profit forecasts for the same years are 68 million yuan, 79 million yuan, and 93 million yuan, with growth rates of -4.11%, 16.35%, and 18.61% respectively [2][5]. - The projected diluted EPS for 2024, 2025, and 2026 are 0.32 yuan, 0.37 yuan, and 0.44 yuan, with P/E ratios of 183.79, 157.96, and 133.18 respectively [2][5].