股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年8月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 大新金融集團有限公司 | | | 呈交日期: | 2025年9月2日 | | | I. 法定/註冊股本變動 不適用 | | | FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00440 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 319,575,100 | | 0 | | 319,575,100 | | 增加 / 減少 (-) | | | | | | | ...

Group 1 - Daxin Financial reported a net interest income of HKD 2.815 billion for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of HKD 2.776 billion for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, representing a year-on-year increase of 13.1% [1] - Basic earnings per share were HKD 1.12, with an interim dividend of HKD 0.31 compared to HKD 0.27 in the previous year [1]

Core Viewpoint - The performance of the Daxin Group in the mid-term results is strong, leading to a rise in stock prices for both Daxin Financial and Daxin Bank Group [1] Group 1: Daxin Financial Performance - Daxin Financial reported a net interest income of HKD 2.815 billion for the fiscal year 2025, an increase of 8.5% year-on-year [1] - The profit attributable to shareholders reached HKD 1.406 billion, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were HKD 4.41, with an interim dividend of HKD 1.16 compared to HKD 0.92 in the same period last year [1] Group 2: Daxin Bank Group Performance - Daxin Bank Group achieved a net interest income of HKD 2.776 billion in the first half of the year, marking a 9.4% increase year-on-year [1] - The profit attributable to shareholders was HKD 1.579 billion, which is a 13.1% increase compared to the previous year [1] - Basic earnings per share stood at HKD 1.12, with an interim dividend of HKD 0.31, up from HKD 0.27 in the same period last year [1]

尽管营运支出和信贷减值亏损有所增加，但整体表现稳健，主要得益于较高的净息差及强劲的服务费和 交易收入。大新银行集团股东应占溢利增长13%至约16亿港元，其中4.43亿港元来自重庆银行 （601963）的贡献。 上半年，净利息收入按年增长8%，主要得益于资金成本下降速度快于资产收益率，净息差扩阔23个基 点至2.32%。贷款对存款比率微升至67.8%。非利息收入强劲增长63%，其中净服务费及佣金收入增加 21%，保险服务、净交易收入等其他营运收入合共增加184%。 大新金融公布2025年上半年业绩，公司股东应占溢利为14.06亿港元，同比增长26.4%，并计划派发每股 1.16港元的中期股息。 ...

Group 1 - Daxin Financial reported a net interest income of 2.815 billion HKD for the interim period of 2025, an increase of 8.5% year-on-year [1] - The company's profit attributable to shareholders was 1.406 billion HKD, reflecting a year-on-year increase of 26.4% [1] - Basic earnings per share were 4.41 HKD, with an interim dividend of 1.16 HKD compared to 0.92 HKD in the same period last year [1] Group 2 - Daxin Bank Group achieved a net interest income of 2.776 billion HKD for the first half of the year, up 9.4% year-on-year [1] - The profit attributable to shareholders was 1.579 billion HKD, marking a 13.1% increase year-on-year [1] - Basic earnings per share were 1.12 HKD, with an interim dividend of 0.31 HKD compared to 0.27 HKD in the same period last year [1]

Group 1 - The company has appointed KPMG as the external auditor for the group for the fiscal year ending December 31, 2026 [1] - The appointment of KPMG will be presented for shareholder approval at the next annual general meeting [1] - PricewaterhouseCoopers will retire as the company's auditor at the conclusion of the annual general meeting in 2026, with KPMG's appointment taking effect immediately thereafter [1]

Group 1 - The company has appointed KPMG as the external auditor for the group for the fiscal year ending December 31, 2026, subject to shareholder approval at the next annual general meeting [1] - PricewaterhouseCoopers will cease to be the company's auditor at the conclusion of the annual general meeting in 2026 [1] - The appointment of KPMG will take effect immediately after the resignation of PricewaterhouseCoopers [1]

大新金融(00440)发布公告，该公司将于2025年9月18日派发中期股息每股1.16港元。 ...

智通财经APP讯，大新金融(00440)发布公告，该公司将于2025年9月18日派发中期股息每股1.16港元。 ...

Core Viewpoint - Dah Sing Financial (00440) reported a solid interim performance for the fiscal year 2025, with significant increases in net interest income and shareholder profit [1] Financial Performance - The net interest income for the period reached HKD 28.15 billion, representing an increase of 8.5% year-on-year [1] - Shareholder profit attributable to the company was HKD 14.06 billion, up 26.4% compared to the previous year [1] - Basic earnings per share stood at HKD 4.41 [1] Interest Income and Cost Management - For the six months ending June 30, net interest income increased by 8% year-on-year, primarily due to a faster decline in funding costs compared to asset yield amid downward pressure on Hong Kong interbank offered rates since May [1] - The net interest margin expanded by 23 basis points to 2.32%, reflecting the company's prudent cost management [1] Loan and Deposit Ratios - The loan-to-deposit ratio slightly increased from 67.2% at the end of 2024 to 67.8%, aligning with the company's moderate loan growth and rigorous deposit cost management [1] Non-Interest Income - Non-interest income saw a robust growth of 63%, driven by a 21% increase in net service fees and commission income, along with a combined increase of 184% in performance from insurance services, net trading income, net insurance financial expenses, and other operating income [1]