(Incorporated in the Cayman Islands with limited liability) （於開曼群島註冊成立之有限公司） (Stock Code: 1172) （股份代號：1172） 31 July 2025 Dear Non-Registered Shareholder 1 , Notification of Publication of Corporate Communications on the Company's Website We hereby notify you that the following corporate communications of Magnus Concordia Group Limited (the "Company") (the "Current Corporate Communications"), in both English and Chinese versions, are now available on the Company's website at www.mcgrouphk.com and the website ...

(Incorporated in the Cayman Islands with limited liability) （於開曼群島註冊成立之有限公司） (Stock Code: 1172) （股份代號：1172） NOTIFICATION LETTER 通知信函 Dear Shareholder(s), 31 July 2025 Notification of Publication of Corporate Communication on the Company's Website • (1) 2025 Annual Report; (2) Circular dated 31 July 2025 containing Notice of Annual General Meeting together with the relevant Form of Proxy (collectively, the "Current Corporate Communication") You may now access the Current Corporate Communication under "Invest ...

香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 通 告 之 內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 通 告 全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 （於開曼群島註冊成立之有限公司） （股份代號：1172） 股 東 週 年 大 會 通 告 茲 通 告 融 太 集 團 股 份 有 限 公 司（「本 公 司」）訂 於 二 零 二 五 年 八 月 二 十 八 日（星 期 四） 上 午 十 一 時 假 座 香 港 灣 仔 軒 尼 詩 道15號 溫 莎 公 爵 社 會 服 務 大 廈1樓103室 舉 行 股 東 週 年 大 會，以 討 論 下 列 事 項： – 1 – 「動 議： 「供 股」指 於 本 公 司 董 事 指 定 期 間，向 於 指 定 記 錄 日 期 名 列 股 東 名 冊 之 本 公 司 股 份 或 任 何 類 別 股 份 之 持 有 人，按 其 當 時 持 有 該 等 股 份 或 任 何 類 別 股 份 之 比 例 公 開 發 ...

此 乃 要 件 請 即 處 理 閣 下 如 對 本 通 函 之 任 何 內 容 或 應 採 取 之 行 動 有 任 何 疑 問，應 諮 詢 股 票 經 紀 或 其 他 註 冊 證 券 交 易 商、銀 行 經 理、律 師、專 業 會 計 師 或 其 他 專 業 顧 問。 閣 下 如 已 將 名 下 融 太 集 團 股 份 有 限 公 司 之 股 份 全 部 售 出 或 轉 讓，應 立 即 將 本 通 函 及 隨 附 之 委 派 代 表 書 送 交 買 主 或 承 讓 人 或 經 手 買 賣 或 轉 讓 之 銀 行、股 票 經 紀 或 其 他 代 理 商，以 便 轉 交 買 主 或 承 讓 人。 香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 通 函 之 內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 通 函 全 部 或 任 何 部 份 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 之 任 何 損 失 承 擔 任 何 責 任。 （於開曼群島註冊成立之有限公司 ...

Contents 目錄 Contents 目錄 | Corporate Information 公司資料 Corporate Information公司資料 | 2 2 | | --- | --- | | Financial Highlights 財務摘要 Financial Highlights財務摘要 | 7 6 | | Directors' Statement 董事述言 Directors' Statement董事述言 | 9 8 | | Management Discussion and Analysis 管理層討論與分析 Management Discussion and Analysis管理層討論與分析 | 12 13 | | Biographical Details of Directors and Senior Management Biographical Details of Directors and Senior Management | 26 25 | | 董事及高層管理人員之履歷詳情 董事及高層管理人員之履歷詳情 | | | Corporate Governance Report企 ...

香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 佈 之 內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示 概 不 就 因 本 公 佈 全 部 或 任 何 部 份 內 容 而 產 生 或 因 倚 賴 該 等 內 容 而 引 致 之 任 何 損 失 承 擔 任 何 責 任。 （於開曼群島註冊成立之有限公司） （股份代號：1172） 截 至 二 零 二 五 年 三 月 三 十 一 日 止 年 度 之 全 年 業 績 融 太 集 團 股 份 有 限 公 司（「本 公 司」）董 事（「董 事」）會（「董 事 會」）公 佈 本 公 司 及 其 附 屬 公 司（統 稱「本 集 團」）截 至 二 零 二 五 年 三 月 三 十 一 日 止 年 度（「回 顧 年 度」）之 綜 合 業 績，連 同 截 至 二 零 二 四 年 三 月 三 十 一 日 止 年 度 之 同 期 比 較 數 字 如 下： | 財 | 務 | 摘 | 要 | | | | | | | | | | | | | | | | | | | | ...

Key Points - As of June 10, 147 stocks reached their 52-week highs, with Rongtai Group (01172), Shide Global (00487), and Nanshun (Hong Kong) (00411) leading the high rate at 90.48%, 75.24%, and 56.25% respectively [1] - The highest closing prices for the top three stocks were 0.055, 0.144, and 12.980 respectively, with their peak prices reaching 0.080, 0.184, and 17.000 [1] - Other notable stocks that reached new highs include China Rare Earth (00769) at 24.64%, China Silver Group (00815) at 16.67%, and 51 Credit Card (02051) at 16.28% [1] - The report also highlights a list of stocks that reached their 52-week lows, with the lowest being Cornerstone Financial (08112) at -13.51% [4] - The stock market shows a mix of performance, with some stocks experiencing significant gains while others are declining [4][5]

Property Development - As of September 30, 2024, the Group sold 11 residential villas with a total gross floor area of approximately 3,500 sq m, contributing revenue of approximately HK$37 million[19] - The total carrying value of completed properties for sale and properties under development in Zigong City amounted to approximately HK$230 million as of September 30, 2024, down from HK$263 million on March 31, 2024[20] - The property development business recorded an operating loss of approximately HK$12 million for the period, compared to an operating loss of HK$41 million in the previous year[23] - The gross floor area of completed residential units delivered to customers in the Zhonggang Shenhai Forest Project was approximately 485,000 sq m as of September 30, 2024[18] - The project in Zigong City contributed revenue of approximately HK$31 million during the period, down from HK$52 million in the previous year[23] - The Group's remaining gross floor area available for sales recognition in the Zhonggang Shenhai Forest Project is approximately 500,000 sq m[18] - The property development segment reported a loss of approximately HK$12 million, improved from a loss of HK$41 million in 2023, with revenue generated from residential unit deliveries amounting to approximately HK$31 million[80] Printing Business - The Group's printing business revenue decreased to approximately HK$67 million, down from HK$84 million in the previous year, due to weak demand influenced by high inflation and geopolitical tensions[22] - The revenue from the printing business decreased to approximately HK$67 million, down from HK$84 million, due to soft demand caused by high inflation and geopolitical tensions[40] - The printing business revenue decreased to approximately HK$67 million from HK$84 million in 2023, while maintaining an operating profit of approximately HK$6 million[80] Financial Performance - The Group recorded consolidated revenue of approximately HK$101 million for the six months ended 30 September 2024, a decrease of 43% compared to HK$176 million in the same period last year[40] - Gross profit decreased by 32% to approximately HK$21 million, compared to HK$31 million in the previous year, while the gross margin increased to 20% from 17%[41] - The Group's loss attributable to owners was approximately HK$(37) million, a 31% improvement from a loss of HK$(54) million in the previous year[37] - A provision for impairment of stock of properties was approximately HK$9 million, down from HK$38 million, reflecting ongoing liquidity issues in the property market[42] - Selling and marketing expenses dropped to approximately HK$6 million from HK$9 million, and administrative expenses decreased to approximately HK$16 million from HK$22 million due to cost control measures[50] - The fair value loss from revaluation of investment properties was approximately HK$11 million, compared to HK$9 million in the previous year, influenced by weak market sentiment[52] - The Group recorded a net increase in cash and cash equivalents of approximately HK$6 million, up from HK$5 million in 2023, with a balance of approximately HK$42 million as of September 30, 2024[63] - The Group reported an EBITDA of HK$6.838 million, while the total loss before tax was HK$37.169 million[111] - The income tax credit for the period was HK$647,000, contributing to a total loss for the period of HK$36.522 million[111] Market Conditions - The Group remains cautious in monitoring the real estate market in Mainland China to optimize operations and maximize shareholder returns[19] - Management maintains a cautiously optimistic outlook on the global book printing and paper packaging market growth, implementing risk management and business development strategies[23] - The Group's financial position reflects a challenging market environment, influenced by weaker economic growth in Hong Kong and mainland China[86] - The Group's investment properties' market values were negatively impacted by weak market sentiment due to slower-than-expected economic growth in Mainland China and Hong Kong[80] Financial Position and Liabilities - Total assets decreased by 7% to approximately HK$703 million as of September 30, 2024, down from HK$755 million on March 31, 2024[62] - Net current liabilities increased to approximately HK$171 million, with a current ratio of 0.70 times, unchanged from March 31, 2024[62] - The Group's shareholders' funds decreased to HK$107 million from HK$142 million, representing a 25% decline[37] - The Group's bank borrowings amounted to HK$114,938,000 as of 30 September 2024, down from HK$129,432,000 as of 31 March 2024[154] - The Group has obtained a one-off waiver from the bank for financial covenants related to bank borrowings amounting to HK$96,000,000 as of 30 September 2024[156] - The Group breached a financial covenant on bank borrowing of HK$96,000,000 but obtained a one-off waiver from the bank on November 28, 2024, applicable only to the interim report for the six months ended September 30, 2024[182] Investment Strategy - The Group remains cautiously optimistic about the property investment business, focusing on long-term investment for stable income[194] - The Group is monitoring capital changes and rental yields, considering rebalancing the investment portfolio when ideal opportunities arise[195] - The Group is adopting a risk-return balanced investment strategy to monitor potential price and credit risks in the investment portfolio[196] - The Group is expanding into the financial and asset management services market to capitalize on opportunities in Hong Kong's asset management sector[196] Shareholder Information - The Group does not recommend the payment of an interim dividend for the six months ended 30 September 2024, consistent with the previous year[141] - The maximum number of shares issuable under options granted to each eligible participant in accordance with the Share Option Scheme is limited to 1% of the issued share capital of the Company[130] - The total number of shares available for issue under the Share Option Scheme is 577,919,666, representing approximately 10% of the issued share capital as at the date of the report[130] - The Group's issued and fully paid ordinary shares were 5,779,196,660, amounting to HK$577,920,000 as of September 30, 2024[171]

Financial Performance - Revenue for the six months ended September 30, 2024, was HKD 101 million, a decrease of 43% compared to HKD 176 million for the same period in 2023[2] - Gross profit decreased by 32% to HKD 21 million from HKD 31 million year-on-year[2] - The loss attributable to equity holders of the company was HKD 37 million, a 31% improvement from a loss of HKD 54 million in the previous year[2] - Basic loss per share improved to HKD 0.63 from HKD 0.94, reflecting a 33% reduction in loss per share[4] - The company reported a net loss of HKD 36 million for the period, compared to a net loss of HKD 54 million in the previous year[4] - The group recorded a net loss of HKD 36,522,000 for the six months ending September 30, 2024[12] - The company recorded a net cash outflow from operating activities of approximately HKD 7 million, a significant decrease from a net inflow of HKD 23 million in 2023[66] - The group recorded a pre-tax loss of approximately HKD 37 million, an improvement from a loss of HKD 56 million in the previous year, primarily due to reduced losses in the property development segment[63] Assets and Liabilities - Total current assets increased slightly to HKD 399 million from HKD 389 million, while total current liabilities rose to HKD 570 million from HKD 556 million[6] - Non-current assets decreased to HKD 304 million from HKD 366 million, primarily due to a decline in investment properties[8] - The company's total equity attributable to equity holders decreased to HKD 107 million from HKD 142 million[8] - The total assets as of September 30, 2024, amounted to HKD 703,491,000, compared to HKD 755,028,000 as of March 31, 2024[33] - The total liabilities as of September 30, 2024, were HKD 596,224,000, compared to HKD 612,891,000 as of March 31, 2024[33] - The group had bank and other borrowings of approximately HKD 142 million as of September 30, 2024, with a capital debt ratio of 1.33[83] Revenue Breakdown - Revenue from property sales for the six months ended September 30, 2024, was HKD 31,169,000, down from HKD 52,278,000 in 2023[37] - Revenue from external customers in Mainland China for the six months ended September 30, 2024, was HKD 34,993,000, compared to HKD 91,354,000 in 2023, indicating a decline of approximately 61.7%[34] - The revenue from sales of printed products for the six months ended September 30, 2024, was HKD 66,526,000, compared to HKD 83,628,000 in 2023, reflecting a decrease of approximately 20.5%[36] - The printing business revenue decreased to approximately HKD 67 million, down from HKD 84 million year-on-year, attributed to high inflation and geopolitical tensions leading to weak demand for printing products[56] Operational Efficiency and Strategy - The company plans to focus on improving operational efficiency and exploring new market opportunities to enhance future performance[10] - The group is actively promoting completed properties to attract more customers and increase sales revenue over the next twelve months[15] - The group is seeking alternative financing and bank loans to meet existing financial obligations and future operational and capital expenditures[15] - The company remains cautiously optimistic about growth in the global printing and packaging market, implementing appropriate risk management and business development strategies[70] Financial Obligations and Waivers - The group has bank loans totaling HKD 114,938,000, with HKD 96,000,000 of these loans being in breach of financial covenants as of September 30, 2024[12] - The group has received a one-time waiver from the bank for the HKD 96,000,000 loan breach and has repaid approximately HKD 4,000,000[13] - The financial statements have been prepared on a going concern basis despite significant uncertainties regarding the group's ability to continue operations[12] - The group received a one-time waiver from the bank regarding financial covenants on a bank loan of HKD 96 million, applicable only to the interim report for the six months ended September 30, 2024[53] Cost Management - Other income and expenses showed a significant increase in losses, with net amounts of HKD (12 million) compared to HKD (3 million) in the previous year[4] - Selling and administrative expenses decreased to approximately HKD 6 million and HKD 16 million, respectively, due to cost control measures, down from HKD 9 million and HKD 22 million in the previous year[60] - Total financing costs decreased to HKD 3,957,000 in 2024 from HKD 5,117,000 in 2023, a reduction of 22.7%[43] Employee and Operational Metrics - The group employed 117 staff members as of September 30, 2024, down from 119 on March 31, 2024, and offers various employee benefits including performance-based compensation and medical insurance[88] - The company delivered approximately 3,000 square meters of residential units during the period, down from 4,300 square meters in 2023[71] Market Conditions and Future Outlook - The group anticipates continued high inflation and relatively high interest rates in 2025, with global economic growth expected to slow down[85] - The group will focus on innovative design, quality management, and production efficiency to strengthen existing customer relationships and enhance competitive advantages in the printing business[85]

Financial Performance - Revenue for the year ended March 31, 2024, was HKD 271 million, a decrease of 35% compared to HKD 417 million for the previous year[2] - Gross profit for the same period was HKD 50 million, down 14% from HKD 58 million year-on-year[2] - The loss attributable to shareholders was HKD 117 million, a 67% improvement from a loss of HKD 353 million in the previous year[2] - Basic loss per share was HKD 2.03, a 67% decrease from HKD 6.11 in the prior year[2] - The company reported a net loss of HKD 123 million for the year, compared to a loss of HKD 387 million in the previous year, showing a positive trend in financial performance[4] - The company reported a loss before tax of HKD 129,274,000, with a net loss for the year amounting to HKD 117,417,000[24] - The group recorded a pre-tax loss of approximately HKD 129 million, a decrease from HKD 361 million in the previous year, with a net loss attributable to shareholders of approximately HKD 117 million, down from HKD 353 million[73] - The company reported a net loss of HKD 352,847 million for the year ended March 31, 2023[25] Assets and Liabilities - Total equity attributable to shareholders decreased to HKD 142 million from HKD 265 million, a decline of 46%[2] - Total assets as of March 31, 2024, were valued at HKD 755,028,000, while total liabilities amounted to HKD 612,891,000[24] - Total liabilities decreased to HKD 555 million from HKD 677 million, indicating improved financial management[6] - The group's total assets decreased by 25% to approximately HKD 755 million, down from HKD 1,004 million in the previous year, mainly due to the recognition of costs for sold properties[75] - The group had cash and cash equivalents of approximately HKD 35 million and restricted bank deposits of about HKD 10 million as of March 31, 2024[103] - The net debt position of the group was approximately HKD 121 million, compared to HKD 151 million in 2023[103] - The capital debt ratio increased to 1.10 from 0.71 in 2023, with total bank and other borrowings of approximately HKD 156 million[109] Operational Segments - Total revenue for the year ended March 31, 2024, was HKD 271,012,000, with property development contributing HKD 132,665,000, printing HKD 130,915,000, and property investment HKD 7,432,000[24] - The EBITDA for the property development segment was HKD (34,630,000), indicating a significant operational loss[24] - The printing segment achieved an EBITDA of HKD 8,024,000, reflecting a positive performance compared to other segments[24] - The group’s operational segments are assessed based on EBIT and EBITDA metrics, highlighting the financial performance of each segment[21] - The property development business recorded an operating loss of approximately HKD 35 million in 2023, compared to a loss of HKD 330 million in 2022[79] - The printing business generated an operating profit of approximately HKD 5 million in 2023, recovering from an operating loss of HKD 3 million in 2022, despite a revenue decrease to approximately HKD 131 million from HKD 175 million[83] - The group’s property investment business recorded an operating loss of approximately HKD 74 million in 2023, compared to an operating profit of HKD 5 million in 2022, primarily due to unrealized revaluation losses[85] Market and Strategic Initiatives - The group continues to explore strategic initiatives for market expansion and potential acquisitions to enhance its business portfolio[20] - The group continues to monitor the real estate market in mainland China to optimize property development operations and maximize shareholder returns[81] - The management maintains a cautiously optimistic outlook on the global printing and packaging market, implementing appropriate risk management and business development strategies[84] - The group plans to explore opportunities in the financial and asset management services market in Hong Kong to capitalize on the asset management market[99] Financial Management and Governance - The company did not adopt any new or revised Hong Kong Financial Reporting Standards that would significantly impact its financial statements[12] - The company is currently evaluating the impact of new accounting standards but has not identified any significant effects on its performance or financial position[12] - The group has received a one-time waiver from the bank regarding financial covenants on bank loans amounting to HKD 104 million[56] - The group agreed to maintain a certain level of tangible net worth and total borrowings during the waiver period[118] - The group has not engaged in any significant acquisitions or disposals of subsidiaries or associates for the year ended March 31, 2024[117] - The group maintains sufficient public float as required by listing rules as of March 31, 2024[130] - The company has adhered to the corporate governance principles outlined in the Hong Kong Stock Exchange Listing Rules as of March 31, 2024[136] Employee and Operational Changes - The group employed 119 staff as of March 31, 2024, down from 157 in 2023, and offers various employee benefits including performance bonuses and training[113] - The company has not declared any interim or final dividends for the year ending March 31, 2024, consistent with the previous year[60] Auditor's Report - The preliminary financial results for the year ending March 31, 2024, have been audited and confirmed by the independent auditor, with no discrepancies noted[137] - The independent auditor's report does not provide any opinions or conclusions regarding the preliminary financial results published[137]