公司名稱: 環球信貸集團有限公司 呈交日期: 2025年12月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01669 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 | | 增加 / 減少 (-) | | | | | | | HKD | | | | 本月底結存 | | | 10,000,000,000 | HKD | | 0.01 | HKD | | 100,000,000 | 本月底法定/註冊股本總額： HKD 100,000,000 FF301 第 1 頁 共 10 頁 v 1.1.1 股份發行人及根據《上市規則》第十九B章上市的香港預託證券 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 呈交日期: 2025年11月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01669 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | HKD | | 0.01 HKD | | | 100,000,000 | | 增加 / 減少 (-) | | | | | | HKD | | | | | 本月底結存 | | | 10,000,000,000 | HKD | | 0.01 HKD | | | 100,000,000 | 本月底法定/註冊股本總額： HKD 100,000,000 FF301 ...

Market Overview - The three major stock indices collectively declined, with a total market turnover of approximately 2.53 trillion yuan, a decrease of over 130 billion yuan compared to the previous trading day [1] - The Shanghai Composite Index rose by 0.37%, while the Shenzhen Component Index fell by 1.26%, and the ChiNext Index dropped by 3.86% over the past two trading days [1] - In September 2025, new A-share accounts reached 2.94 million, a significant year-on-year increase of 61%, with a total of 20.15 million new accounts opened in the first three quarters of 2025, up 50% year-on-year [1] Weekly Stock Performance - Over 2,900 stocks rose this week, with 18 stocks increasing by more than 20%. The largest gain was seen in Guanzhong Ecological, which rose by 36.14% [2] - The sectors with the most stocks gaining over 20% included non-ferrous metals, construction decoration, and machinery equipment, each contributing three stocks to the list [2] Institutional Activity - Institutions were active in the market, with 66 stocks appearing on the weekly leaderboard, net buying 38 stocks and net selling 28 stocks. Ten stocks saw net purchases exceeding 110 million yuan [3] - The stock with the highest net purchase was Ganfeng Lithium, amounting to 578 million yuan, with a weekly increase of 5.01% and a turnover rate of 23.63% [3][4] Notable Announcements - China Power Construction signed a significant contract worth approximately 11.719 billion yuan [6] - Jingu Co., Ltd. entered into a strategic cooperation framework agreement with Ninebot Technology to collaborate on new material research and application in service robots [7] Earnings Forecasts - Several companies reported strong earnings forecasts for the third quarter, including: - Yuyuan New Materials, with a projected net profit increase of 101% to 127% year-on-year - Huace Navigation, expecting a net profit increase of 23.17% to 27.02% year-on-year - Allwinner Technology, anticipating a net profit increase of 213% to 307% year-on-year [8]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 本月底法定/註冊股本總額： HKD 100,000,000 第 1 頁 共 10 頁 v 1.1.1 FF301 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01669 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 400,000,000 | | | | 400,000,000 | | 增加 / 減少 (-) | | | | | | | | | 本月底結存 | | | 400,000,000 | | 0 | | 400,000,000 | 公司名稱: 環球信貸集團有限公司 呈交日期: 2025年1 ...

Financial Review and Compliance - The Group's interim financial information as of June 30, 2025, has been reviewed and found to comply with HKAS 34 in all material respects[12]. - The report covers the condensed consolidated interim statement of financial position, comprehensive income, changes in equity, and cash flows for the six-month period[9]. - The review was conducted in accordance with Hong Kong Standard on Review Engagements 2410, focusing on inquiries and analytical procedures[11]. - No significant matters were identified that would lead to a different conclusion regarding the financial information's preparation[12]. - The report emphasizes the importance of compliance with the relevant provisions of the Hong Kong Stock Exchange listing rules[9]. - The Group's management is responsible for the preparation and presentation of the financial information[11]. - The auditor's review is less comprehensive than a full audit, which limits the assurance provided[11]. - The report is intended solely for the Board of Directors and does not assume responsibility to any other parties[12]. - The review was completed by BDO Limited, a certified public accountant firm, on August 28, 2025[15]. Financial Performance - Revenue for the six months ended June 30, 2025, was HK$42,068,000, a decrease of 9.1% from HK$46,457,000 in 2024[16]. - Other income increased significantly to HK$3,529,000, compared to HK$528,000 in the previous year, marking a growth of 570.5%[16]. - Profit before income tax rose to HK$32,886,000, up 11.9% from HK$29,443,000 in 2024[16]. - Profit attributable to owners of the Company for the period was HK$27,890,000, an increase of 12.0% from HK$24,696,000 in 2024[16]. - Basic and diluted earnings per share increased to 7.0 HK cents, up from 6.2 HK cents in the previous year, representing a growth of 12.9%[16]. Financial Position - Total assets as of June 30, 2025, amounted to HK$963,858,000, a slight increase from HK$953,731,000 at the end of 2024[18]. - Total equity attributable to owners of the Company was HK$948,774,000, compared to HK$940,884,000 at the end of 2024, reflecting a growth of 0.9%[18]. - Current assets increased to HK$705,883,000 from HK$658,326,000, representing a growth of 7.2%[18]. - Cash and cash equivalents rose significantly to HK$258,016,000, up from HK$181,823,000, marking an increase of 42.0%[18]. Cash Flow and Investments - Net cash generated from operating activities increased to HK$121,388,000 in 2025, up from HK$96,739,000 in 2024, representing a growth of 25.5%[24]. - Cash and cash equivalents at the end of the period rose to HK$258,016,000 in 2025, compared to HK$125,851,000 in 2024, marking an increase of 105.5%[24]. - Net cash used in investing activities was HK$23,976,000 in 2025, significantly higher than HK$1,107,000 in 2024, indicating increased investment activity[24]. - Lease payments decreased to HK$1,219,000 in 2025 from HK$2,098,000 in 2024, reflecting a reduction of 41.9%[24]. Loans and Credit Risk - As of June 30, 2025, the Group's loans receivable amounted to HK$654,092,000, a decrease of 12.3% from HK$746,090,000 as of December 31, 2024[74]. - The net loans receivable after provisions stood at HK$643,889,000, down from HK$734,790,000, reflecting a reduction of 12.3%[74]. - The current portion of loans receivable decreased to HK$401,384,000 from HK$456,736,000, representing a decline of 12.1%[78]. - The Group's maximum exposure to credit risk for loans receivable is equal to the carrying amount of HK$654,092,000 as of June 30, 2025[76]. Taxation - The Hong Kong Profits Tax for the current period ended June 30, 2025, was HK$5,068,000, slightly down from HK$5,159,000 in 2024, reflecting a decrease of approximately 1.8%[55]. - The total income tax expense for the six months ended June 30, 2025, was HK$4,996,000, compared to HK$4,747,000 in 2024, representing an increase of approximately 5.2%[55]. - The Group's effective tax rate decreased from 16.1% for the six months ended June 30, 2024, to 15.2% for the six months ended June 30, 2025[138]. Corporate Governance - The Company has complied with the Corporate Governance Code provisions except for the roles of chairman and chief executive being held by the same individual, Ms. Wang Yao[192]. - The chairman of the Board, Ms. Wang Yao, was unable to attend the AGM on June 4, 2025, due to other commitments[194]. - The Audit Committee, consisting of three independent non-executive Directors, reviewed the interim financial information for the six months ended June 30, 2025, and recommended it for Board approval[200]. - The Company confirmed that all Directors complied with the required standards for securities transactions throughout the six months ended June 30, 2025[195]. Shareholder Information - As of June 30, 2025, Ms. Jin Xiaoqin holds a long position of 300,000,000 shares, representing approximately 75% interest in the Company[179]. - There have been no significant events after the reporting period ending June 30, 2025[168]. - As of June 30, 2025, Blossom Spring holds 300,000,000 shares, representing 75% of the issued share capital of the Company[184]. - Mr. Wong Tai Wai, as the spouse of Ms. Jin, is also deemed to have an interest in the same number of shares, totaling 300,000,000 shares or 75%[184]. Market Conditions and Future Outlook - The Hong Kong property market has corrected by 28% from its peak in September 2021, indicating ongoing challenges in the sector[169]. - The operating environment in 2025 is characterized by a lower interest rate regime, expected to support the gradual stabilization of the Hong Kong property market[172]. - The Group has implemented loan portfolio adjustments and rebalancing measures in the first half of 2025 to manage credit risk, which may impact loan portfolio growth in the short term[173]. - The Group will continue to monitor market developments closely and maintain operational agility to respond to evolving economic conditions[174].

Core Viewpoint - The company, Global Credit Group, has entered into a new loan agreement to provide a secured loan of HKD 35 million for a term of 12 months, aimed at refinancing an existing loan agreement of the same amount [1] Group 1: Loan Agreement Details - The new loan agreement was established on September 9, 2025, with Global Credit acting as the lender and the client as the borrower [1] - The total proceeds from the new loan will be used to fully repay the outstanding principal under the previous loan agreement, which also amounted to HKD 35 million [1] Group 2: Business Operations - The company primarily engages in providing property mortgage loans and personal loans in Hong Kong, operating under the Money Lenders Ordinance [1] - Global Credit, as the lender for both the new and previous loans, is an indirect wholly-owned subsidiary of the group [1]

Core Viewpoint - Global Credit Group (01669) has entered into a new loan agreement on September 9, 2025, providing a secured loan of HKD 35 million for a duration of 12 months, aimed at repaying the outstanding principal of a previous loan agreement [1] Group 1 - The new loan agreement involves a secured loan amounting to HKD 35 million [1] - The loan term for the new agreement is set for 12 months [1] - The total proceeds from the new loan will be used to fully repay the outstanding principal under the previous loan agreement [1] Group 2 - Global Credit operates primarily under the Money Lenders Ordinance in Hong Kong, focusing on providing property mortgage loans and personal loans [1] - The company acts as the lender for both the new and previous loan agreements, being an indirectly wholly-owned subsidiary [1]

Core Viewpoint - Global Credit Group (01669.HK) announced a new loan agreement with a client, involving a secured loan of HKD 35 million for a duration of 12 months, effective September 9, 2025 [1] Group 1 - The loan amount is HKD 35 million [1] - The loan is secured [1] - The duration of the loan is 12 months [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部 分內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 GLOBAL INTERNATIONAL CREDIT GROUP LIMITED 環球信貸集團有限公司 （於開曼群島註冊成立的有限公司） （股份代號：1669） 須 予 披 露 交 易 提 供 財 務 資 助 提供新貸款及前貸款 董事會欣然宣布，於二零二五年九月九日，環球信貸(作為放貸人)與客 戶 (作為 借款人)一同訂立 新貸款協 議，據此，環球信貸同意授出一項金額為35,000,000 港元的有抵押貸款 ，為期12個月。 於訂立新貸款協議前，環球信貸(作為放貸人)已訂立前貸款協議向客戶授出一 項金額為35,000,000 港元的有抵押貸款。新貸款協議的全部貸款所得將用於全數 清還前貸款協議項下的未償還本金。 本集團主要根據放債人條例於香港從事提供物業按揭貸款及私人貸款的貸款業 務。環球信貸，作為新貸款及前貸款的放貸人，為本公司間接全資附屬公司。 上市規則的影響 鑒於根據上市規則第14.07條有關新貸 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年8月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 環球信貸集團有限公司 呈交日期: 2025年9月1日 I. 法定/註冊股本變動 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01669 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 400,000,000 | | 0 | | 400,000,000 | | 增加 / 減少 (-) | | | | | | | | | 本月底結存 | | | 400,000,000 | | 0 | | 400,000,000 | 第 2 頁 共 10 頁 v 1.1.1 FF301 | 1. 股份分類 | ...