股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: K Cash 集團有限公司 呈交日期: 2025年12月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02483 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 3,900,000,000 | HKD | | 0.0001 HKD | | 390,000 | | 增加 / 減少 (-) | | | 0 | | | HKD | | 0 | | 本月底結存 | | | 3,900,000,000 | HKD | | 0.0001 HKD | | 390,000 | 本月底法定/註冊股本總額： HKD 390 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: K Cash 集團有限公司 呈交日期: 2025年11月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02483 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 3,900,000,000 | HKD | 0.0001 | HKD | | 390,000 | | 增加 / 減少 (-) | | | 0 | | | HKD | | 0 | | 本月底結存 | | | 3,900,000,000 | HKD | 0.0001 | HKD | | 390,000 | 本月底法定/註冊股本總額： HKD 390 ...

呈交日期: 2025年10月2日 I. 法定/註冊股本變動 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: K Cash 集團有限公司 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02483 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | 3,900,000,000 | | HKD | | 0.0001 HKD | | 390,000 | | 增加 / 減少 (-) | | | 0 | | | HKD | | 0 | | 本月底結存 | | | 3,900,000,000 | HKD | | 0.0001 HKD | | 390,000 | 本月底法定/註冊股本總額： HKD 390, ...

Financial Review and Compliance - The interim financial information for K Cash Corporation Limited as of June 30, 2025, has been reviewed and found to comply with Hong Kong Accounting Standard 34 "Interim Financial Reporting" [14]. - The review was conducted in accordance with Hong Kong Standard on Review Engagements 2410, focusing on inquiries and analytical procedures [11]. - The report indicates that no significant issues were identified that would affect the preparation of the interim financial information [15]. - The interim condensed consolidated balance sheet and comprehensive income statement were included in the reviewed financial information [10]. - The financial review covers the six-month period ending June 30, 2025, providing insights into the Group's financial performance [10]. - The audit was performed by PricewaterhouseCoopers, a certified public accounting firm [15]. - The report emphasizes the responsibility of the Company's directors for the preparation and presentation of the interim financial information [10]. - The review does not express an audit opinion, indicating a different scope compared to a full audit [11]. - The financial information is crucial for stakeholders to assess the Group's financial health and operational performance [14]. - The report is intended solely for the Board of Directors and does not assume responsibility towards any other parties [12]. Financial Performance - Net interest income for the six months ended June 30, 2025, increased to HK$146,043,000, up 20.3% from HK$121,444,000 in 2024 [16]. - Profit for the period rose to HK$44,230,000, representing a 28.9% increase compared to HK$34,307,000 in the same period of 2024 [16]. - Total assets as of June 30, 2025, amounted to HK$1,461,168,000, a slight increase from HK$1,449,835,000 at the end of 2024 [18]. - Total equity attributable to the owners of the Company reached HK$934,363,000, up from HK$917,600,000 at the end of 2024 [18]. - Basic and diluted earnings per share for the period were HK$8.85, an increase from HK$6.86 in 2024, marking a growth of 29% [16]. - Other comprehensive income for the period included exchange differences on translation of foreign operations amounting to HK$33,000 [16]. - The company declared dividends of HK$27,500,000 during the period [20]. Cash Flow and Liquidity - Cash and cash equivalents decreased to HK$41,614,000 from HK$116,428,000 at the end of 2024, indicating a decline of 64.3% [18]. - For the six months ended June 30, 2025, net cash used in operating activities was HK$38,870,000, a decrease of 34.9% compared to HK$59,662,000 in the same period of 2024 [22]. - Cash flows from investing activities showed a net cash outflow of HK$229,000, significantly reduced from HK$84,529,000 in the previous year [22]. - The company reported a net cash used in financing activities of HK$35,776,000, compared to HK$14,103,000 in the prior period, indicating increased financing activity [22]. - The total cash and cash equivalents at the end of the period were HK$41,614,000, down from HK$60,074,000 at the end of June 2024 [22]. Loans and Advances - The company reported an increase in loans and advances to customers, totaling HK$1,318,080,000, compared to HK$1,232,380,000 in 2024, reflecting a growth of 7% [18]. - Loans and advances to customers totaled HK$1,428,893,000 as of June 30, 2025, up from HK$1,349,315,000 at the end of 2024, representing a growth of 5.9% [68]. - Unsecured property owner loans contributed HK$121,400,000 to interest income, representing a 25% increase from HK$96,789,000 in 2024 [48]. - The aging analysis shows that over 90 days past due for unsecured property owner loans rose to HK$346,502,000 in 2025 from HK$312,024,000 in 2024, an increase of 11% [74]. - The overdue loans for unsecured property owner loans over 90 days increased to HK$171,328,000 from HK$167,963,000, indicating a rise of about 0.8% [79]. Risk Management - The Group's activities expose it to various financial risks, including cash flow and fair value interest rate risk, credit risk, and liquidity risk [40]. - There have been no changes in risk management policies since the year-end [41]. Dividends and Shareholder Returns - The Board recommended a final dividend of HK$27,500,000, which includes HK$3 cents per share and a special dividend of HK$2.5 cents per share for the year ended December 31, 2024 [101][102]. - An interim dividend of HK$22,000,000 was declared on August 19, 2025, amounting to HK$4.4 cents per ordinary share, which has not been recognized as payable as of June 30, 2025 [105][107]. Employee and Operational Insights - The employee benefit expenses for the Reporting Period were HK$20.0 million, compared to HK$19.5 million in the first half of 2024 [192]. - The company employed 67 employees as of 30 June 2025, an increase from 61 employees as of 31 December 2024 [192]. Technology and Innovations - Innovations in AI and data analytics are expected to enhance operational efficiency and customer experience, driving further growth [177]. - The company plans to introduce new features on its platforms, including Smart Credit Assessment Report and Smart Credit Alerts, to improve customer engagement and service quality in the second half of 2025 [178]. Future Plans and Investments - The company did not have any significant investments during the Reporting Period and has no future plans for material investments [185]. - The company has arranged foreign exchange forward contracts to hedge against foreign exchange exposure arising from borrowings denominated in Japanese Yen [191].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | | | 致：香港交易及結算所有限公司 公司名稱: K Cash 集團有限公司 呈交日期: 2025年9月2日 I. 法定/註冊股本變動 FF301 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02483 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 3,900,000,000 | HKD | | 0.0001 HKD | | 390,000 | | 增加 / 減少 (-) | | | 0 | | | HKD | | 0 | | 本月底結存 | | | 3,900,000,000 | HKD | | 0.0001 HKD | | 390,000 | 本月底法定/註冊股本總額： HKD 390,000 FF301 第 1 ...

Group 1 - K CASH Group (02483) reported a net interest income of HKD 146 million for the six months ending June 30, 2025, representing a year-on-year increase of 20.26% [1] - The company's profit for the period was HKD 44.23 million, which is an increase of 28.92% compared to the previous year [1] - Basic earnings per share were HKD 0.0885, and the company proposed an interim dividend of HKD 0.044 [1] Group 2 - Unsecured homeowner loans remained the primary source of revenue for the group, accounting for approximately 73.8% of total revenue [1] - Interest income from unsecured homeowner loans increased by 25.4% to HKD 121 million during the reporting period compared to the first half of 2024 [1]

Group 1 - K CASH Group (02483) announced a mid-term dividend of HKD 0.044 per share for the six months ending June 30, 2025, to be distributed on September 12, 2025 [1]

Core Viewpoint - K CASH Group (02483) reported a significant increase in its interim results for the six months ending June 30, 2025, with net interest income rising by 20.26% and profit increasing by 28.92, indicating strong financial performance and growth potential [1] Financial Performance - Net interest income reached HKD 146 million, reflecting a year-on-year increase of 20.26% [1] - Profit for the period was HKD 44.23 million, up 28.92% compared to the previous year [1] - Basic earnings per share were HKD 0.0885 [1] - The company proposed an interim dividend of HKD 0.044 per share [1] Revenue Sources - Unsecured homeowner loans remained the primary source of revenue for the group, accounting for approximately 73.8% of total income [1] - Interest income from unsecured homeowner loans increased by 25.4% year-on-year to HKD 121 million during the reporting period [1]

Group 1 - KCASH Group (02483.HK) reported interest income of HKD 165 million for the six months ending June 30, 2025, compared to HKD 136 million in the same period last year [1] - The company recorded a profit of HKD 44.23 million, up from HKD 34.31 million in the previous year [1] - The board of directors declared an interim dividend of HKD 0.044 per share [1]

EF001 免責聲明 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | --- | --- | | 股票發行人現金股息公告 | | | 發行人名稱 | K Cash集團有限公司 | | 股份代號 | 02483 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 截至二零二五年六月三十日止六個月之中期股息 | | 公告日期 | 2025年8月19日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年6月30日 | | 宣派股息 | 每 股 0.044 HKD | | 股東批准日期 | 不適用 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | 每 股 0.044 HKD | | 匯率 | 1 HKD : 1 ...