格隆汇8月18日丨宜宾银行(02596.HK)公告，董事会会议将于2025年8月28日(星期四)举行，藉以(其中包 括)审议及批准本行及其附属公司截至2025年6月30日止6个月中期业绩及其发布。 相关事件 宜宾银行(02596.HK)拟8月28日举行董事会会议以审批中期业绩 宜宾银行(02596.HK)：肖玉烽辞任非执 行董事 ...

（於中華人民共和國註冊成立的股份有限公司） （股份代號：2596） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 YIBIN CITY COMMERCIAL BANK CO., LTD* 宜賓市商業銀行股份有限公司 * 宜賓市商業銀行股份有限公司* 董事會 中國，四川，2025年8月18日 於本公告日期，本行董事會包括執行董事薛峰先生及許勇先生；非執行董事肖玉 烽女士、田甜女士及趙根先生；以及獨立非執行董事姚黎明先生、于瀟然女士、 邢華鈺先生及趙靜梅女士。 * 宜賓市商業銀行股份有限公司並非香港法例第155章《銀行業條例》所界定的認可機構，不 受香港金融管理局的監督，亦未獲授權在香港經營銀行及╱或接受存款業務。 董事會會議日期 宜賓市商業銀行股份有限公司*（「本行」）董事會（「董事會」）謹此宣佈，董事會會 議將於2025年8月28日（星期四）舉行，藉以（其中包括）審議及批准本行及其附屬 公司截至2025年6月30日止六個月之中期業績及其發佈。 ...

格隆汇8月15日丨宜宾银行(02596.HK)公布，肖玉烽女士因工作安排，已于2025年8月15日向董事会送达 辞呈，辞去本行非执行董事、董事会战略与资产负债管理委员会委员、提名及薪酬委员会委员及风险管 理委员会委员职务。 ...

智通财经APP讯，宜宾银行(02596)发布公告，肖玉烽女士(肖女士)因工作安排，已于2025年8月15日向 董事会送达辞呈，辞去本行非执行董事、董事会战略与资产负债管理委员会委员、提名及薪酬委员会委 员及风险管理委员会委员职务。 ...

YIBIN CITY COMMERCIAL BANK CO., LTD* 宜賓市商業銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：2596） 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 根據相關法律法規及本行章程的規定，肖女士將繼續履職，直至新任非執行董事 的任職資格獲得國家金融監督管理機構核准。 肖女士確認與董事會並無意見分歧，也沒有就其辭職需要知會本行股東的任何事 項。 宜賓市商業銀行股份有限公司* 董事會 中國，四川，2025年8月15日 於本公告日期，本行董事會包括執行董事薛峰先生及許勇先生；非執行董事肖玉 烽女士、田甜女士及趙根先生；以及獨立非執行董事姚黎明先生、于瀟然女士、 邢華鈺先生及趙靜梅女士。 * 宜賓市商業銀行股份有限公司並非香港法例第155章《銀行業條例》所界定的認可機構，不 受香港金融管理局的監督，亦未獲授權在香港經營銀行及╱或接受存款業務。 關於非執行董事辭任的公告 宜賓市商業銀行股份有限 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 宜賓市商業銀行股份有限公司 (「本行」) 呈交日期: 2025年8月6日 I. 法定/註冊股本變動 本月底法定/註冊股本總額： RMB 4,588,400,000 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 3,900,000,000 | RMB | | 1 RMB | | 3,900,000,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 3,900,000,000 | RMB | | ...

Core Viewpoint - Yibin Bank has appointed Jiang Lin as the new president, following a two-month vacancy after the resignation of the previous president due to health reasons. Jiang's qualifications are pending approval from the national financial regulatory authority [2][3][4]. Group 1: Leadership Changes - Jiang Lin has a background with Wuliangye Group, the largest shareholder of Yibin Bank, holding 19.99% of the bank's shares as of the end of 2024 [6][7]. - Jiang Lin's previous roles include positions at the Chengdu Municipal Government and as a board member at Wuliangye Group, where she served as Vice General Manager and Secretary of the Board [4][5][6]. Group 2: Financial Performance - In 2024, Yibin Bank reported operating income of 2.18 billion yuan and a net profit of 478 million yuan, showing minimal growth of 0.5% and 0.1% year-on-year, respectively [9]. - The bank's reliance on net interest income has decreased, with a reported decline of 11.6% in net interest income to 1.578 billion yuan, which now constitutes 72.4% of total operating income, down from 82.3% the previous year [9][10]. - Non-interest income has shown improvement, with net commission income increasing by 48.3% to 65.1 million yuan, and financial investment net income soaring by 2872.6% to 315 million yuan, contributing significantly to revenue growth [10][11]. Group 3: Asset Quality and Growth - As of the end of 2024, Yibin Bank's total assets exceeded 100 billion yuan, reaching 109.205 billion yuan, with customer loans and financial investments growing by 18.2% and 21.6%, respectively [11]. - The bank's non-performing loan ratio improved to 1.68%, marking the lowest level in five years [12].

Group 1 - Yibin Bank appointed Jiang Lin as the new president and executive director, pending approval from national financial regulatory authorities, with a maximum interim period of six months [1] - Jiang Lin has a background in the liquor industry, having held senior positions at Wuliangye Group, which is the largest shareholder of Yibin Bank with a nearly 17% stake [1][2] - Yibin Bank's first annual performance report post-IPO in January 2023 did not meet market expectations, showing only slight increases in key financial metrics, with net interest income and profitability ratios declining [1][6] Group 2 - Jiang Lin has extensive experience in the banking and financial investment sectors, having served as a director at Sichuan Bank and held various roles at Wuliangye Group [2][4] - Yibin Bank, established in 2006, is closely tied to the liquor industry, particularly benefiting from its relationship with Wuliangye Group, which influences its business strategy and product offerings [6] - As of the end of 2024, Yibin Bank's total assets reached 109.205 billion yuan, marking its entry into the "hundred billion city commercial bank" category, although it faces performance pressure with minimal growth in revenue and profit [7][9] Group 3 - The bank's net interest income for 2024 was 15.78 billion yuan, reflecting a decline of over 11% year-on-year, attributed to lower loan market rates and increased deposit costs [9] - Yibin Bank's financial indicators show a decrease in net interest margin and net interest spread, indicating challenges in maintaining profitability amidst changing market conditions [7][9] - The bank's strategy includes a focus on key clients within the liquor industry, providing tailored financial products and services to enhance its competitive position [6]

Core Viewpoint - Yibin Bank appointed Jiang Lin as the new president, ending a two-month vacancy following the resignation of former president Yang Xingwang due to personal health reasons. Jiang Lin's extensive experience spans government, corporate, and financial sectors, but the bank faces significant challenges ahead, including a projected revenue growth slowdown and rising non-performing loan rates in the manufacturing sector [2][6][9]. Group 1: Leadership Changes - Jiang Lin was appointed as the president of Yibin Bank and recommended to serve as an executive director after a two-month vacancy [2]. - Jiang Lin's previous attempt to become the bank's vice president was not approved by regulatory authorities, leading to her eventual appointment as president [3][5]. - Jiang Lin has held various positions in government and corporate sectors, including roles at the Sichuan Bank and Wuliangye Group, showcasing a diverse background [4][5]. Group 2: Financial Performance - Yibin Bank's 2024 revenue is projected to be 2.18 billion yuan, reflecting a minimal growth of 0.5%, while net profit is expected to rise only 0.1% to 478 million yuan [6]. - The bank's net interest income decreased by 11.6%, with the net interest margin dropping from 2.18% to 1.71%, a decline of 47 basis points [6]. - The non-performing loan rate improved slightly from 1.76% to 1.68%, but the total non-performing loan balance increased from 904 million yuan to 1.023 billion yuan, indicating ongoing asset quality concerns [6]. Group 3: Sector Challenges - The manufacturing sector's non-performing loan rate surged from 0.84% to 3.79%, a staggering increase of 351%, highlighting significant risks in this area [6][7]. - Company loans constitute nearly 80% of Yibin Bank's loan portfolio, with corporate deposits making up 49.4% and personal deposits at 50.6% [7]. - The bank's focus on corporate lending, while stable, poses risks due to high customer concentration and potential impacts from macroeconomic changes [7]. Group 4: Market Response - Yibin Bank's stock opened at 2.59 HKD on its first trading day and saw minimal movement, closing at 2.6 HKD by June 6 [8]. - The bank's shareholder, Chengdu Southwest Stone City Co., Ltd., faced a failed auction of a 3.52% stake earlier this year, reflecting market caution [8]. Group 5: Future Outlook - The ability of Jiang Lin to lead Yibin Bank through its current challenges and achieve growth remains to be seen, with ongoing monitoring of the situation expected [9].

Core Viewpoint - Yibin Bank has experienced a leadership change shortly after its IPO, with the new president, Jiang Lin, having limited banking experience compared to her predecessor, Yang Xingwang, who resigned due to personal health reasons. The bank's financial performance for 2024 has shown stagnation, with significant declines in key revenue metrics [1][2][12]. Group 1: Leadership Changes - Jiang Lin has been appointed as the new president of Yibin Bank, previously serving in senior roles at Wuliangye Group, and her appointment is pending approval from the national financial regulatory authority [2][3]. - Jiang Lin resigned from her position as a non-executive director of Yibin Bank while being recommended for the executive director role [2]. - Yang Xingwang, the former president, had over 30 years of banking experience and resigned without the bank expressing customary gratitude for his service [1][9]. Group 2: Financial Performance - Yibin Bank's 2024 financial results indicate a stagnation in growth, with operating income and net profit increasing by only 0.5% and 0.1% year-on-year, respectively [12]. - The bank's net interest income, which constitutes over 70% of its operating revenue, decreased by 11.64% in 2024, leading to a decline in net interest margin from 2.18% in 2023 to 1.71% in 2024 [12][13]. - The bank's non-performing loan (NPL) ratio at the end of 2024 was 1.68%, a slight decrease of 0.08 percentage points year-on-year, with the wholesale and retail sector showing an increase in NPL ratio to 1.99% [13][14].