金杜律师事务所 KING&WODD TALIESONS 北京市金杜律师事务所 关于郑州银行股份有限公司 2025年第一次临时股东大会、2025年 第一次 A 股类别股东大会及 2025年第一次 H 股类别股东大会 之法律意见书 致:郑州银行股份有限公司 北京市金杜律师事务所（以下简称本所）接受郑州银行股份有限公司（以 下简称公司）委托,根据《中华人民共和国证券法》(以下简称《证券法》)、《中 华人民共和国公司法》(以下简称《公司法》)、中国证券监督管理委员会(以下 简称中国证监会)《上市公司股东会规则》(以下简称《股东会规则》)等中华人 民共和国境内（以下简称中国境内,为本法律意见书之目的,不包括中国香港 特别行政区、中国澳门特别行政区和中国台湾省)现行有效的法律、行政法规、 规章和规范性文件和现行有效的公司章程有关规定,指派律师出席了公司于 2025 年 9 月 18 日召开的 2025 年第一次临时股东大会、2025 年第一次 A 股类 别股东大会及 2025年第一次 H 股类别股东大会(以下简称本次股东大会),并 就本次股东大会相关事项出具本法律意见书。 为出具本法律意见书,本所律师审查了公司提供的以下 ...

证券代码：002936 证券简称：郑州银行 公告编号：2025-039 郑州银行股份有限公司 2025 年第一次临时股东大会、 2025 年第一次 A 股类别股东大会及 2025 年第一次 H 股 类别股东大会决议公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示： 1．2025 年第一次临时股东大会、2025 年第一次 A 股类别股东大会及 2025 年第一次 H 股类别股东大会（以下简称"本次股东大会"）无否决提案的情形。 2．本次股东大会不涉及变更以往股东大会已通过的决议。 一、会议召开情况 （一）召开时间 1．现场会议召开时间：2025 年 9 月 18 日（星期四）上午 9:00 开始。 2．网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为2025 年 9 月 18 日 9:15-9:25，9:30-11:30 及 13:00-15:00；通过深圳证券交易所互联网 投票系统投票的时间为 2025 年 9 月 18 日 9:15-15:00。 （二）会议地点：郑州市郑东新区商务外环路 22 号郑州银 ...

香港联交所最新资料显示，9月12日，弘康人寿保险股份有限公司减持郑州银行（002936）(06196)329.2 万股，每股作价1.3387港元，总金额约为440.7万港元。减持后最新持股数目约为4.23亿股，最新持股比 例为20.95%。 ...

Core Viewpoint - The establishment of Chief Information Officers (CIOs) in banks is crucial for addressing the urgency of digital transformation, breaking the disconnect between technology and business, and ensuring that technology investments do not become ineffective infrastructure [3][10]. Group 1: CIO Recruitment Trends - Medium-sized banks are increasingly focusing on human resources as a core driver of digital transformation, utilizing "open selection" methods to attract talent [2][5]. - For instance, Zhengzhou Bank has publicly announced an open selection for a CIO, emphasizing specific qualifications such as experience in major banks and expertise in cutting-edge technologies [5]. - Different banks have varying recruitment needs; for example, Xiamen International Bank focuses on candidates with experience in system development and management, while Shangrao Bank seeks younger, highly educated individuals [6]. Group 2: Digital Transformation Investment - Recent data indicates that medium-sized banks are significantly increasing their investment in financial technology, with 28.57% of surveyed banks planning to allocate 5%-10% of their total operating income to tech investments in 2024 [8]. - Despite profitability pressures, these banks are committed to enhancing their technology investments, with over 80% expected to meet a minimum investment threshold of 2% [8]. Group 3: Strategic Importance of CIOs - The role of CIOs is becoming essential as banks face stricter regulatory requirements and the need for compliance in information systems and data security [3][10]. - The appointment of CIOs allows banks to centralize resources for digital transformation and address technological shortcomings, particularly in serving local markets [10][11]. - Recommendations for effective CIO roles include combining internal talent development with external recruitment, clearly defining responsibilities, focusing on local market needs, and adopting a pragmatic approach to digital transformation [11].

(A joint stock company incorporated in the People's Republic of China with limited liability) （於中華人民共和國註冊成立的股份有限公司） （H shares Stock Code H 股股份代號：6196） Dear non-registered shareholder(s), 12 September 2025 Arrangement of Electronic Dissemination of Corporate Communications Pursuant to Rule 2.07A of the Rules Governing The Listing of Securities on The Stock Exchange of Hong Kong Limited (the "Listing Rules") under the expansion of paperless listing regime and electronic dissemination of corporate communicatio ...

(A joint stock company incorporated in the People's Republic of China with limited liability) （於中華人民共和國註冊成立的股份有限公司） （H shares Stock Code H 股股份代號：6196） Dear registered shareholder(s), 12 September 2025 Arrangement of Electronic Dissemination of Corporate Communications Pursuant to Rule 2.07A of the Rules Governing The Listing of Securities on The Stock Exchange of Hong Kong Limited (the "Listing Rules") under the expansion of paperless listing regime and electronic dissemination of corporate communications t ...

目錄 | 重要提示 | | 2 | | --- | --- | --- | | 釋義 | | 3 | | 第一章 | 公司簡介和主要財務指標 | 6 | | 第二章 | 管理層討論和分析 | 13 | | 第三章 | 股份變動及股東情況 | 77 | | 第四章 | 董事、監事、高級管理人員、員工及機構情況 | 91 | | 第五章 | 公司治理 | 103 | | 第六章 | 重要事項 | 107 | | 第七章 | 獨立核數師審閱報告 | 122 | * 本報告以中、英文編製。倘中英文版本有任何歧義，概以中文版本為準。 重要提示 本行董事會、監事會及董事、監事、高級管理人員保證半年度報告內容的真實、準確、完整，不存在虛假 記載、誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 2025年8月28日，本行第八屆董事會第三次會議審議通過了2025年半年度暨中期報告（「本報告」）及中期 業績公告。會議應出席董事9名，親自出席董事9名。本行全部監事列席了本次會議。 本報告所載財務資料除特別註明外，為本行及所屬子公司河南九鼎金融租賃股份有限公司、扶溝鄭銀村 鎮銀行股份有限公司、新密鄭銀村鎮銀行股份有限公司、浚縣鄭 ...

Core Viewpoint - Zhengzhou Bank has demonstrated significant growth and stability in the first half of 2025, achieving a total asset value exceeding 710 billion yuan, with both operating income and net profit showing growth, reflecting its commitment to serving the local economy and small enterprises [1][2]. Asset Growth - The total assets of Zhengzhou Bank reached 719.74 billion yuan by the end of June 2025, an increase of 43.37 billion yuan from the end of the previous year, marking a growth rate of 6.41% [2]. - The year-on-year growth rate of total assets reached 11.47%, the highest since 2018 [2]. Operating Performance - The bank's operating income for the first half of 2025 was 6.69 billion yuan, a year-on-year increase of 4.64%, while net profit attributable to shareholders was 1.63 billion yuan, up 2.1% [2]. - Investment income surged by 111.1% to 1.23 billion yuan, indicating a successful optimization of the investment portfolio [2]. Retail Transformation - Retail business revenue reached 1.24 billion yuan, a historical high with a year-on-year growth of 3.56%, becoming a core driver of business growth [3]. - The bank's personal deposit balance increased by 39.92 billion yuan to 258.10 billion yuan, reflecting an 18.3% growth rate, positioning it among the top in domestic city commercial banks [3]. Consumer Loans - Personal consumer loans exceeded 20.69 billion yuan, with a growth of 3.55 billion yuan, representing a 20.72% increase, driven by enhancements in the "Zheng e-loan (consumption)" program [4]. Risk Management - As of June 2025, the non-performing loan balance was 7.17 billion yuan, with a non-performing loan ratio of 1.76%, a decrease of 0.11 percentage points year-on-year, indicating stable asset quality [5][6]. - The bank's provision coverage ratio stood at 179.20%, with a capital adequacy ratio of 11.85%, demonstrating strong risk resilience [5].

当日关注点 交易信息汇总资金流向 9月5日主力资金净流出242.5万元；游资资金净流入200.38万元；散户资金净流入42.13万元。 截至2025年9月5日收盘，郑州银行(002936)报收于2.03元，上涨0.0%，换手率1.26%，成交量84.73万 手，成交额1.72亿元。 公司公告汇总H股公告 - 截至二零二五年八月三十一日止月份之股份发行人的证券变动月报表 郑州银行股份有限公司截至2025年8月31日的证券变动月报表显示，公司H股和A股的法定/注册股本均 无变动。H股上月底结存及本月底结存为2,020,458,000股，面值人民币1元，于香港联交所上市，证券代 码06196。A股上月底结存及本月底结存为7,071,633,358股，面值人民币1元，于深圳证券交易所上市， 证券代码002936。已发行股份及库存股份均无变动，H股和A股库存股份数目均为0。本月底法定/注册 股本总额为人民币9,092,091,358元。第III至IV部分不适用。确认事项已由董事会正式授权，符合相关上 市规则及法律规定。呈交者为董事长兼执行董事赵飞。 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104 ...

Group 1 - The core viewpoint of the articles highlights the rising importance of Chief Information Officers (CIOs) in the banking sector, particularly among small and medium-sized banks, as they transition from technical managers to key players in driving digital transformation and competitiveness [1][4][9] - There is a growing trend of social recruitment for CIO positions in various small and medium-sized banks, with specific qualifications and experience requirements being emphasized, such as a deep understanding of digital transformation strategies and familiarity with emerging technologies like AI and blockchain [3][5] - The urgency for digital transformation among small and medium-sized banks is driven by their relative disadvantages compared to larger banks, making it a crucial strategic path for achieving competitive advantages [4][9] Group 2 - The role of CIOs is increasingly visible in performance meetings, where they discuss digital transformation initiatives and their impacts, indicating a shift in how banks evaluate their performance and future competitiveness [7][9] - The presence of CIOs at these meetings reflects a broader trend of banks recognizing the value of technology in driving business outcomes, transforming technology departments from cost centers to value creation centers [9] - Different strategies are suggested for large and small banks, with large banks focusing on scaling advanced technologies and small banks concentrating on specific business scenarios to establish digital competitive advantages [9]