（文章来源：每日经济新闻） 每经AI快讯，中国银河证券表示，近期险资再现频繁举牌，中小险企也逐步加大股权投资力度，银行 板块依然受到青睐。预计低利率环境下，险企对稳健高收益资产具有长期配置需求。当前银行板块股息 率约4%，仍处于行业前列，H股股息率优势更加显著，且银行分红稳定、估值较低、业绩波动较小， 有望持续吸引险资流入。此外，考虑到中小险企将自2026年1月起实施新会计准则，银行板块增量资金 有望进一步扩容。当前险资对银行股投资主要集中于国有大行和股份行H股，股息率为主要考虑因素。 而弘康人寿投资郑州银行H股显示险资对区域行布局扩大。未来不排除保险公司加大对估值低、业绩修 复和成长潜力较好的区域行股权投资力度，通过并表和银保业务渠道协同进一步改善投资回报。银行基 本面积极因素持续积累，业绩拐点可期。 ...

本文源自：金融界 资料显示，郑州银行股份有限公司成立于1996年,2015年、2018年先后在香港、深圳上市,是全国首 家"A+H"股上市城商行,2022年4月被河南省委、省政府确定为河南省政策性科创金融运营主体。省内共 有分支行182家,其中地市分行14家;管理中牟、新密、鄢陵、扶沟、浚县、确山、新郑7家村镇银行和1 家金融租赁公司。 作者：行情君 8月11日，上证指数涨0.34%，收报3647.55点，恒生指数涨0.19%，收报24906.81点。 *注：AH股是指同时在A股和港股上市的公司，溢价（A/H）越大，说明H股相比A股越便宜。 郑州银行AH溢价达60.87%，位居AH股溢价率第61位。当日收盘，郑州银行A股报2.09元，跌幅 0.48%，H股报1.42港元，平盘报收。 ...

根据联交所最新权益披露资料显示，2025年8月5日，郑州银行获弘康人寿保险股份有限公司在场内以每 股均价1.34港元增持67.5万股，涉资约90.45万港元。增持后，弘康人寿保险股份有限公司最新持股数目 为283,472,000股，持股比例由13.99%上升至14.03%。 ...

| 股份代號: | 06196 | | --- | --- | | 上市法國名稱: | 鄭州銀行股份有限公司 - H股 | | 日期 (日 / 月 / 年): | 08/07/2025 - 08/08/2025 | | 表格序號 | 大股東/董事/最高行政人員名 作出披露的 買入 / 賣出或涉及的 每股的平均價 | | | | 持有權益的股份數目 佔已發行的有關事件的日 相關法 | | | --- | --- | --- | --- | --- | --- | --- | | | 原因 | 股份數目 | | | （請參閱上述 * 註 有投票權股 期 (日 / 月 / | | | | | | | | 份百分比 年) | | | | | | | | (%) | | | CS20250807E00297 | 弘康人寿保险股份有限公司 1101(L) | | 675,000(L) | HKD 1.3400 | 283,472,000(L) | 14.03(L)05/08/2025 | 格隆汇8月8日丨根据联交所最新权益披露资料显示，2025年8月5日，郑州银行(06196.HK)获弘康人寿保险股份有限公司在场内以每股 ...

Core Viewpoint - The commercial banking sector is undergoing a significant transformation in its customer channel strategy, focusing on the integration and optimization of online platforms, particularly WeChat, while facing challenges from declining public traffic and the need for more personalized customer engagement [2][3][4]. Group 1: Online Channel Integration Trends - Many banks are consolidating their online channels, with a notable trend of shutting down direct banking apps and credit card center apps, shifting focus to WeChat as a primary platform for customer interaction [3][4]. - Banks are migrating WeChat service accounts to official public accounts to unify service functions and promotional channels, as seen with several banks like China Merchants Bank and Industrial Bank [3][4]. - Similar business public accounts within the same bank are being integrated or redirected to the main official public account, enhancing operational efficiency [3][4]. Group 2: Service Function Adjustments - Some banks are discontinuing certain WeChat public accounts or services, directing customers to their mobile banking apps for continued service access, as exemplified by Hunan Sanxiang Bank and Shanghai Rural Commercial Bank [4][5]. - Regulatory bodies have emphasized the need for banks to optimize their mobile applications, focusing on user engagement and functionality, which has led to a more organized approach to online service management [4][5]. Group 3: Public and Private Traffic Dynamics - The decline in public traffic on WeChat has prompted banks to shift their focus towards private traffic management, utilizing tools like WeChat Work for personalized customer service and targeted marketing [6][8]. - Banks are leveraging data analytics and customer behavior tracking to create detailed customer profiles, enabling more tailored marketing strategies and improved customer experiences [8]. - The integration of various online channels, including public accounts, enterprise WeChat, and social platforms, is being utilized to enhance customer journeys and optimize service delivery [8].

Core Viewpoint - The article discusses the ongoing integration and optimization of online channels by commercial banks, particularly focusing on WeChat platforms, in response to the challenges of customer acquisition and retention in a saturated internet environment [1][2][6]. Group 1: Trends in WeChat Channel Integration - Commercial banks are accelerating the integration of online channels, with many direct banks and credit card center apps facing shutdowns [2]. - The integration focuses on three main directions: 1. Unifying WeChat service accounts into official public accounts to streamline services and promotional channels [2]. 2. Merging similar business public accounts under a single official account to enhance operational efficiency [3]. 3. Phasing out certain public accounts or services, redirecting users to mobile apps for continued service [3][4]. Group 2: Regulatory and Functional Changes - Regulatory bodies have emphasized the need for banks to optimize mobile applications, particularly those with low user engagement or high compliance risks [4]. - The distinction between WeChat service accounts and public accounts has become clearer, with service accounts focusing on functional services and public accounts on information dissemination [6]. Group 3: Shift to Private Traffic Operations - In response to declining public traffic, banks are increasingly focusing on private traffic operations to enhance customer engagement [8]. - Banks are utilizing enterprise WeChat for personalized customer service and targeted marketing, creating a private traffic pool through various online and offline channels [9].

（文章来源：证券时报网） 8月6日郑州银行大宗交易一览 | 成交量 | 成交金额 | 成交价格 | 相对当日收盘折溢 | 买方营业部 | 卖方营 | | --- | --- | --- | --- | --- | --- | | （万股） | （万元） | （元） | 价（%） | | 业部 | | 41.85 | 87.89 | 2.10 | 0.00 | 中国中金财富证券有限公司福州 | 机构专 | | | | | | 五四路证券营业部 | 用 | 注：本文系新闻报道，不构成投资建议，股市有风险，投资需谨慎。 郑州银行8月6日大宗交易平台出现一笔成交，成交量41.85万股，成交金额87.89万元，大宗交易成交价 为2.10元。该笔交易的买方营业部为中国中金财富证券有限公司福州五四路证券营业部，卖方营业部为 机构专用。 进一步统计，近3个月内该股累计发生2笔大宗交易，合计成交金额为176.93万元。 证券时报·数据宝统计显示，郑州银行今日收盘价为2.10元，下跌0.47%，日换手率为1.60%，成交额为 2.24亿元，全天主力资金净流入958.98万元，近5日该股累计下跌1.41%，近5日资金合计净流入96 ...

I. 法定/註冊股本變動 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2025年8月6日 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2025年8月6日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | ...

Core Insights - The report highlights significant changes in the shareholding ratios of various companies under the Hong Kong Stock Connect program, indicating shifts in investor sentiment and potential investment opportunities. Group 1: Increased Shareholding Ratios - The companies with the largest increases in shareholding ratios include: - Hang Seng China Enterprises (02828) with an increase of 4.29%, reaching a holding ratio of 19.02% [1][2] - Dongjiang Environmental (00895) with an increase of 2.08%, reaching a holding ratio of 42.98% [1][2] - Meizhong Jiahe (02453) with an increase of 2.02%, reaching a holding ratio of 32.46% [1][2] - Over the last five trading days, the top gainers in shareholding ratios were: - Hang Seng China Enterprises (02828) with an increase of 11.75% [5] - Changfei Optical Fiber (06869) with an increase of 7.15%, reaching a holding ratio of 45.78% [5] - Zhengzhou Bank (06196) with an increase of 3.95%, reaching a holding ratio of 51.58% [5] Group 2: Decreased Shareholding Ratios - The companies with the largest decreases in shareholding ratios include: - Shandong Molong (00568) with a decrease of 3.32%, holding 58.15% [3][4] - Kanglong Chemical (03759) with a decrease of 1.21%, holding 54.05% [3][4] - Green Leaf Pharmaceutical (02186) with a decrease of 1.09%, holding 39.33% [3][4] - Over the last five trading days, the top decliners in shareholding ratios were: - Shandong Xinhua Pharmaceutical (00719) with a decrease of 5.14%, holding 42.62% [6] - Guolian Minsheng (01456) with a decrease of 2.30%, holding 52.59% [6] - Dongfang Electric (01072) with a decrease of 2.06%, holding 40.71% [6] Group 3: Long-term Trends - Over the last 20 trading days, the companies with the largest increases in shareholding ratios included: - Hang Seng China Enterprises (02828) with an increase of 18.02%, holding 19.02% [8] - Changfei Optical Fiber (06869) with an increase of 17.40%, holding 45.78% [8] - Junda Co., Ltd. (02865) with an increase of 14.19%, holding 27.55% [8] - The companies with the largest decreases in shareholding ratios over the last 20 trading days included: - Shijiazhuang Octagon (09676) with a decrease of 13.12%, holding 9.51% [9] - Marco Digital Technology (01942) with a decrease of 9.35%, holding 43.30% [9] - Tigermed (03347) with a decrease of 8.65%, holding 58.37% [9]