| | | 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 致：香港交易及結算所有限公司 公司名稱: 陆金所控股有限公司 呈交日期: 2025年9月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06623 | 說明 | | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | | 增加 / 減少 (-) | | | | | | | USD | | | | 本月底結存 | | | 10,000,000,000 | USD | | 0.00001 | USD | | 100,000 | 本月底法定/註冊股本總額： USD 100,000 FF ...

Core Viewpoint - The company, Lufax Holding (陆金所控股), has been recognized for its dual commitment to financial services and social responsibility, receiving accolades at the "2025 Asset Management Annual Conference" and achieving significant improvements in its ESG ratings [1][2][8]. Group 1: Financial Services and Innovation - Lufax is actively implementing the "Five Major Articles" of financial services, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance to support high-quality economic development [4][7]. - The company has developed a comprehensive financial innovation and service upgrade strategy, which has injected robust financial momentum into China's modernization efforts [2][8]. - Through its platform, Lufax has provided loans exceeding 300 billion yuan to nearly 7 million small and micro enterprises, with a focus on underserved markets [6]. Group 2: ESG Commitment and Ratings - Lufax has achieved a significant upgrade in its MSCI ESG rating from B to AA, reflecting its commitment to environmental, social, and governance principles [2][8][11]. - The company has integrated ESG principles into its governance structure and risk management, enhancing its operational standards and consumer protection measures [9][10]. - The rising ESG rating is expected to attract substantial investment from global institutions, highlighting the long-term investment value of companies with strong governance and compliance capabilities [11]. Group 3: Consumer Protection and Social Responsibility - Lufax has established a comprehensive consumer protection system through its platform, ensuring the safeguarding of consumer rights and promoting financial inclusion [10]. - The company has embedded social responsibility into its business model, contributing to rural revitalization and ensuring that financial resources benefit the community [10]. - The focus on consumer rights and social responsibility aligns with the company's foundational principle of "finance for the people," enhancing its reputation and operational resilience [10].

Core Viewpoint - Lufax Holdings (陆金所) has received an upgrade in its ESG rating from MSCI from A to AA, highlighting its significant performance in consumer rights protection and leading positions in privacy, data security, and human capital development within the industry [1] Group 1: Consumer Protection and Business Background - Lufax was established in 2011 as a subsidiary of Ping An, initially focusing on online wealth management and later entering the P2P lending market in 2012 [2] - The company quickly became a benchmark in the online lending industry, with transaction volumes surpassing one trillion yuan, second only to Ant Financial [2][4] - In 2014, Lufax's revenue surged from 1 billion yuan to 5 billion yuan, and by 2015, it had over 10 million registered users, solidifying its position as a leader in P2P lending [4][5] Group 2: Challenges and Consumer Complaints - Following the P2P lending crackdown in 2019, Lufax underwent significant restructuring, completing the exit from P2P by mid-2021 and shifting towards compliant lending practices [6] - Despite its successful transition, Lufax still faces challenges in consumer protection, with numerous complaints reported regarding high fees and customer harassment [7][10] Group 3: Financial Performance and Reporting Issues - As of June 30, 2025, Lufax's total outstanding loans decreased to 193.4 billion yuan, a 17.8% decline from the previous year, while consumer finance loans increased by 29.8% to 54.5 billion yuan [10] - The company is currently facing difficulties in reporting its annual results, having suspended trading on the Hong Kong Stock Exchange and delaying its annual report due to the dismissal of its auditor, PwC [12][14] Group 4: Management Changes - Frequent personnel changes have occurred since 2024, including the resignation of the CFO and other key executives, indicating a significant organizational restructuring [19][21] - The management adjustments are seen as a response to internal control needs and risk management, reflecting Ping An's intent to strengthen oversight of Lufax [21][22]

Group 1 - The core announcement is about the appointment of Ms. Li Huiping as an independent non-executive director, which reflects a governance upgrade at Lufax Holdings [1][2] - The change in the board is part of a broader strategy to enhance diversity and strengthen governance structures, aligning with recent regulatory updates [3][4] - Ms. Li brings over 40 years of experience in law and banking, which will enhance the board's ability to assess risks and evaluate key governance issues [3][4] Group 2 - The appointment of Ms. Li is aimed at improving gender diversity on the board, addressing previous shortcomings in corporate governance [4] - This move is expected to positively impact the company's ESG rating, enhancing its recognition and competitiveness in international capital markets [4][6] - The board's restructuring is seen as a proactive step towards building a modern corporate governance system, signaling the company's commitment to long-term stability and transparency [6]

Core Viewpoint - The company announced the resignation of Mr. Li Weidong as an independent non-executive director and member of the audit committee and the chairman of the nomination and remuneration committee due to personal work arrangements requiring more time for other professional matters [1] - The board has accepted the recommendation from the nomination and remuneration committee to appoint Ms. Li Huiping as an independent non-executive director and member of both the audit committee and the nomination and remuneration committee, effective immediately [1] Group 1 - Mr. Li Weidong will resign on August 14, 2025 [1] - Ms. Li Huiping's appointment is effective immediately [1]

Core Viewpoint - The appointment of Ms. Li Huiping as an independent non-executive director aims to enhance board diversity, strengthen board independence, and increase the representation of women on the board [1] Group 1: Appointment Details - Ms. Li Huiping has over 40 years of experience in multinational finance and legal sectors, having worked with major international financial institutions such as Mizuho Bank, Standard Chartered Bank, and BNP Paribas [1] - She obtained her Hong Kong lawyer qualification in 1995 and progressed from a lawyer to a partner at Paul Hastings LLP [1] - Since 2001, she has held key legal positions at HSBC in the Asia-Pacific region, focusing on retail, private, and commercial banking [1] Group 2: Governance and Compliance - The appointment is in response to the revised corporate governance code that will take effect on July 1, 2025, under the listing rules [1] - The initiative is part of a broader strategy to improve corporate governance practices within the company [1]

Core Points - The company announced the resignation of Mr. Li Weidong as an independent non-executive director and member of the audit committee due to personal work commitments requiring more time [1] - The board has accepted the recommendation from the nomination and remuneration committee to appoint Ms. Li Huiping as an independent non-executive director and member of both the audit committee and the nomination and remuneration committee, effective immediately [1]

謝永林先生 付欣女士 郭世邦先生 獨立非執行董事 Lufax Holding Ltd 陸金所控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） 董事名單及其角色和職能 陸金所控股有限公司的董事（「董事」）會（「董事會」）成員載列如下。 執行董事 趙容奭先生 （首席執行官） 席通專先生 非執行董事 葉迪奇先生 （董事長） 楊如生先生 李祥林先生 李蕙萍女士 下表載列董事會審計委員會及提名與薪酬委員會成員資料。 | | 董事會委員會 | | 提名與 | | --- | --- | --- | --- | | 董事 | | 審計委員會 | 薪酬委員會 | | 趙容奭先生 | | | | | 席通專先生 | | | | | 謝永林先生 | | | | | 付欣女士 | | | | | 郭世邦先生 | | | | 1 | | 董事會委員會 | | 提名與 | | --- | --- | --- | --- | | 董事 | | 審計委員會 | 薪酬委員會 | | 葉迪奇先生 | | | 主席 | | 楊如生先生 | | 主席 | 成員 | | 李祥林先生 | | 成員 | ...

Core Viewpoint - Lufax Holding Ltd announced the resignation of Mr. Weidong Li as an independent non-executive Director and the appointment of Ms. Wai Ping Tina Lee to the same position, effective August 14, 2025, reflecting changes in personal work commitments and the company's ongoing governance adjustments [1][2]. Group 1: Management Changes - Mr. Weidong Li resigned from his roles as an independent non-executive Director, member of the Audit Committee, and chairman of the Nomination and Remuneration Committee due to personal work arrangements [1]. - Ms. Wai Ping Tina Lee has been appointed as an independent non-executive Director and a member of both the Audit Committee and the Nomination and Remuneration Committee, effective August 14, 2025 [2][4]. - Mr. David Xianglin Li also resigned as a member of the Nomination and Remuneration Committee, leading to the appointment of Mr. Dicky Peter Yip as the new chairman of that committee [4]. Group 2: Profile of New Director - Ms. Wai Ping Tina Lee, aged 63, has over 40 years of experience in legal and banking sectors, previously holding senior legal positions at The Hongkong and Shanghai Banking Corporation Limited from 2001 to 2023 [3]. - Her career includes roles such as Senior Legal Counsel and Regional Head of Legal for Commercial Banking in Asia Pacific, showcasing her extensive expertise in financial services [3]. - Ms. Lee's educational background includes a Professional Diploma in Business Studies (Banking) and legal qualifications from Hong Kong University SPACE and Manchester Metropolitan University [3]. Group 3: Company Overview - Lufax is recognized as a leading financial services enabler for small business owners in China, offering financing products tailored to their needs [5]. - The company has established partnerships with 85 financial institutions in China, many of which have collaborated with Lufax for over three years [5].

Lufax Holding Ltd 陸金所控股有限公司 （於開曼群島註冊成立的有限公司） （股份代號：6623） （紐交所股票代碼：LU） 香港交易及結算所有限公司及香港聯合交易所有限公司（「聯交所」）對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而 產生或因倚賴該等內容而引致的任何損失承擔任何責任。 李蕙萍女士，63歲，為一名法律及銀行專業人士，於領先金融機構及律師事務所 積逾四十年經驗。彼現時擔任吳歐陽律師事務所顧問，此職務自2024年4月起擔 任。在此之前，李女士於2001年至2023年期間在香港上海滙豐銀行有限公司（一 家股份於聯交所上市的公司（股份代號：0005））擔任多個高級法律職位。彼的職 位包括零售、私人銀行及財資業務的高級法律顧問；其後為亞太區商業銀行法 律主管。李女士於高李葉律師行（一家地方律師事務所，其後於2001年併入Paul Hastings LLP）開展其法律事業，並於1995年至2001年期間在銀行業務部由聯營律 師晉升至合夥人。在投身法律專業之前，彼於1984年至1992年期間在瑞穗銀行、 商業信貸銀行、渣打銀行（一家 ...