本次会晤，双方一致同意建立常态化沟通机制，在政策传导、风险防控、产品创新、行业自律、信息数 据共享等方面深化合作。光大银行呼和浩特分行将对照人民银行指导意见，持续优化工作方案，力争成 为服务自治区高质量发展的金融标杆。（李贺） 吕威对光大银行呼和浩特分行的到访表示热烈欢迎，并对光大银行日常工作中的大力支持表示感谢。周 益民对中国人民银行长期以来对光大银行呼和浩特分行的指导、支持、帮助表示感谢。双方围绕做好金 融"五篇大文章"、服务实体经济、落实自治区五大任务、六个工程、政府债务化解、普惠金融、外汇、 供应链金融等业务创新发展及行业自律机制、数据信息共享等内容进行了深入交流。光大银行呼和浩特 分行重点汇报了2025年前四个月的经营情况、支持实体经济成效及下半年的工作思路，中国人民银行相 关领导对分行的工作给予充分肯定并提出指导意见。 编辑：张震 转自：新华财经 交流过程中，周益民提到，在自治区政府及人民银行等监管单位的指导下，呼和浩特分行在2025年前4 个月经营稳中提质，关注额、关注率实现双降。同时，分行持续加大服务实体经济力度，积极运用债 券、融资租赁、供应链金融等多种金融工具，助力自治区"五大任务"及"六 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 中國光大銀行股份有限公司 China Everbright Bank Company Limited China Everbright Bank Company Limited （於中華人民共和國註冊成立的股份有限公司） （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） （股份代號：6818） 海外監管公告 本公告乃根據《香港聯合交易所有限公司證券上市規則》第13.10B條而作出。 茲載列中國光大銀行股份有限公司在上海證券交易所網站刊登的《中國光大銀行股份有限 公司關於首席風險官任職資格核准的公告》，僅供參閱。 中國光大銀行股份有限公司 董事會 中國 • 北京 2025年5月9日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為 吳利軍先生、崔勇先生、曲亮先生、朱文輝先生、姚威先生、張銘文先生及李巍先生； 以及獨立非執行董事為邵瑞慶先 ...

股票代码：601818 股票简称：光大银行 公告编号：临 2025-025 关于首席风险官任职资格核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）于近日收到《国家金融 监督管理总局关于马波光大银行首席风险官任职资格的批复》（金复 〔2025〕292 号），国家金融监督管理总局已于 2025 年 4 月 30 日核 准马波先生本行首席风险官的任职资格。 马波先生简要情况详见本行于 2025 年 2 月 25 日刊登在《中国证 券报》《上海证券报》《证券时报》《证券日报》、上海证券交易所网站 （www.sse.com.cn）及本行网站（www.cebbank.com）的《中国光大 银行股份有限公司第九届董事会第二十五次会议决议公告》。 特此公告。 中国光大银行股份有限公司董事会 2025 年 5 月 9 日 中国光大银行股份有限公司 ...

光大银行（601818）公告，近日收到《国家金融监督管理总局关于马波光大银行首席风险官任职资格的 批复》(金复〔2025〕292号)，国家金融监督管理总局已于2025年4月30日核准马波先生本行首席风险官 的任职资格。 ...

Core Viewpoint - The launch of the first batch of technology innovation bonds in China aims to support financing for high-tech enterprises and enhance the financing environment for private technology companies [1][2]. Group 1: Technology Innovation Bonds - On May 8, under the guidance of the People's Bank of China and the National Association of Financial Market Institutional Investors, the first batch of technology innovation bonds was announced, with China Everbright Bank as the lead underwriter [1]. - The announcement follows a joint release by the People's Bank of China and the China Securities Regulatory Commission regarding the support for issuing technology innovation bonds [1]. - The initial bond issuers include five technology companies and two local state-owned equity investment institutions, with three being private technology enterprises [1]. Group 2: Financial Services and Market Impact - The introduction of the "technology board" in the bond market is seen as a significant measure to direct funds to strategic sectors such as high-end manufacturing, artificial intelligence, and new energy [1]. - The initiative aims to optimize the financing environment for private technology innovation and stimulate the innovation capabilities of leading private technology enterprises [1]. - China Everbright Bank plans to enhance its "Sunshine Investment Bank" brand, focusing on innovative empowerment to help technology enterprises broaden financing channels and reduce costs [2].

Core Viewpoint - The recent surge in A-share bank stocks is attributed to a series of supportive financial policies, including interest rate cuts and reserve requirement ratio reductions, which enhance the stability and profitability of banks [1][2]. Group 1: Financial Policies Impact - On May 7, the People's Bank of China announced a package of financial measures, including a 0.1 percentage point reduction in policy interest rates and a 0.5 percentage point decrease in the reserve requirement ratio [2]. - The introduction of 500 billion yuan for consumer and pension re-loans is expected to further stimulate bank lending and improve asset quality [2]. - Analysts believe that these policies will lead to a stable credit supply and manageable asset quality pressures for banks [2]. Group 2: Market Performance - On May 8, bank stocks continued to perform strongly, with Shanghai Pudong Development Bank reaching a new high of 11.69 yuan per share, and Jiangsu Bank closing up 2.46% at 10.41 yuan per share, pushing its market capitalization above 191 billion yuan [1]. - Other banks, such as Qingnong Commercial Bank and Qingdao Bank, also saw significant gains, with increases exceeding 3% [1]. - Bank-related ETFs also performed well, with several ETFs showing gains of over 1% [1]. Group 3: Institutional Investment - Insurance funds have shown a strong preference for bank stocks, holding 27.82 billion shares valued at 265.78 billion yuan as of the end of the first quarter, making banks the top holdings [3]. - The trend of institutional investment in bank stocks is expected to accelerate, enhancing the dividend value of the banking sector [3]. - Analysts suggest that the high dividend yield characteristic of bank stocks makes them attractive for long-term investors, reinforcing their strategic value in both short and long-term portfolios [3].

Core Viewpoint - The recent increase in gold prices has led multiple commercial banks in China to raise the minimum investment threshold for gold accumulation products, prompting investors to be cautious about investment risks [1][2][6] Group 1: Changes in Investment Thresholds - China Merchants Bank announced an increase in the minimum investment amount for gold accounts from 800 yuan to 1000 yuan, marking the largest adjustment this year [1] - Construction Bank raised its minimum investment for personal gold accumulation from 800 yuan to 1000 yuan [1] - Bank of China adjusted its minimum purchase amount for gold accumulation products from 750 yuan to 850 yuan [1] - Everbright Bank increased its fixed investment threshold from 700 yuan to 1000 yuan [2] - Other banks, including Industrial and Commercial Bank of China, Bank of China, and others, have also raised their minimum investment amounts, now generally ranging between 750 yuan and 1000 yuan [2] Group 2: Reasons for Adjustments - The increase in minimum investment thresholds is attributed to the continuous rise in gold prices, with both London cash and Shanghai gold prices increasing by over 20% this year [6] - Banks are raising thresholds to filter for investors with stronger risk tolerance and to enhance investor suitability management [6] - In addition to raising the investment threshold, banks are also lowering interest rates on gold accounts and optimizing risk assessment for gold accumulation products [6]

Group 1: Total Assets and Structure - The total assets of the 12 national joint-stock banks exceed 15 trillion yuan, with two banks surpassing 10 trillion yuan and five banks between 5 trillion and 10 trillion yuan [2][3] - China Merchants Bank leads with total assets of 12.15 trillion yuan, followed by Industrial Bank at 10.51 trillion yuan [2][3] - All banks showed positive growth in total assets compared to the end of 2023, with China Merchants Bank having the highest growth rate of 10.19% [2][3] - Loans constitute the majority of total assets, with CITIC Bank having the highest loan-to-asset ratio at 60.01% [2][3] Group 2: Liabilities and Structure - The ranking of total liabilities mirrors that of total assets, with deposits being the primary source of liabilities for the banks [4][5] - China Merchants Bank has the highest deposit-to-liability ratio at 83.31%, indicating strong deposit-raising capability [4][5] - Four banks, including Industrial Bank and Minsheng Bank, have deposit ratios below 60%, with Huaxia Bank having the lowest at 53.64% [4][5] Group 3: Operating Income and Structure - China Merchants Bank reported operating income of 337.49 billion yuan, the highest among the banks, surpassing even the state-owned Bank of Communications [7][8] - Six banks experienced negative growth in operating income, with Ping An Bank showing the largest decline at 10.93% [8][10] - Net interest income remains the primary source of revenue, with Hengfeng Bank having the highest proportion of net interest income to operating income at 80.55% [8][10] Group 4: Net Profit Analysis - China Merchants Bank achieved a net profit of 149.56 billion yuan, the largest among the banks, nearly double that of the second-ranked Industrial Bank [14][15] - Four banks, including Minsheng and Guangfa, reported negative growth in net profit, with Minsheng Bank experiencing the largest decline at 9.07% [15][17] Group 5: Net Interest Margin and Quality - All banks reported a net interest margin below 2%, with China Merchants Bank having the highest at 1.98% [18][19] - The non-performing loan ratio for China Merchants Bank is the lowest at 0.95%, while Bohai Bank has the highest at 1.76% [19][20] - Provision coverage ratio for China Merchants Bank is significantly higher at 411.98%, compared to the second-highest, Ping An Bank, at 250.71% [19][20]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年4月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國光大銀行股份有限公司（於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2025年5月7日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06818 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 12,678,735,500 | RMB | | 1 RMB | | 12,678,735,500 | ...

以下文章来源于深蓝财经 ，作者深蓝财经 深蓝财经 . 影响价值圈层！创立于2011年，关注中国最具价值公司，是新中产的财富顾问。 同年6月，席薇开始用微信、电话联系客户，说自己手头有保本保息、收益超高还特别安全稳定 的 "内部" 理财产品。 那些客户，好多都是老年人，一听 "银行内部"" 保本保息"，立马信了，就这么被她骗到银行办 公区域，签了伪造的理财产品协议书。 作者： 王鑫 来源： 深蓝财经 2022年4月21日，郑州市公安局金水分局来了两位特殊的 "访客"。 一位受害者自称被金融诈骗200万，但有意思的是， 旁边跟着的中年女人 席薇， 不仅主动自 首，还对自己的罪行供认不讳。 谁能想到，在接下来的查证中，这个看起来老老实实的银行客户经理，竟在 13年间骗了31位客 户近1.6亿元，其中6100万 被她拿去打赏了主播 ，简直 "壕无人性"。 席薇是怎么做到的呢？ 故事得从2009年说起。 那时的席薇，已经在光大银行郑州 纬二路支行干了5年客户经 理，每天看着经手的钱流来流去， 心里的邪念就冒出来了。 "为了让自己过得好一点"，她琢磨出个惊天骗局。 为了不穿帮，她还在协议书上盖了 私刻的银行业务专用章 。 ...