Financial Performance - The company reported total revenue of HKD 6,954,000 for the three months ended March 31, 2023, a decrease of 13.1% compared to HKD 8,007,000 in the same period of 2022[4]. - Other income and gains for the period were HKD 81,000, down from HKD 699,000 year-on-year[4]. - Administrative and other expenses decreased to HKD 6,467,000 from HKD 8,714,000, reflecting a reduction of 25.7%[4]. - The expected credit loss provision was reversed by HKD 5,095,000, compared to a provision of HKD 11,228,000 in the previous year[4]. - The company recorded a loss before tax of HKD 1,350,000, significantly improved from a loss of HKD 25,273,000 in the prior year[5]. - Basic and diluted loss per share for the period was HKD 3.37, compared to HKD 50.59 in the same period last year[4]. - Total comprehensive income for the period was HKD 1,157,000, a recovery from a comprehensive loss of HKD 22,715,000 in the previous year[5]. - The company reported a loss of HKD 25,593,000 for the three months ended March 31, 2022, compared to a loss of HKD 1,064,921,000 in the previous period[9]. - Total comprehensive income for the period was HKD 2,558,000, which includes other comprehensive income of HKD 2,242,000[9]. - The loss attributable to owners of the company was HKD 2,067,000 in Q1 2023, significantly improved from a loss of HKD 25,593,000 in Q1 2022[28]. Equity and Capital Structure - The company’s total equity attributable to owners increased to HKD 65,076,000 as of March 31, 2023, from HKD 60,250,000 at the beginning of the year[7]. - As of March 31, 2022, the total equity amounted to HKD 94,904,000, with non-controlling interests of HKD 43,498,000[9]. - The company’s issued share capital remained at HKD 50,591,000, with share premium at HKD 686,153,000[9]. - The company completed a capital restructuring approved by shareholders on February 21, 2023, resulting in 63,091,461 issued consolidated shares, while the authorized share capital remains HKD 1,000,000,000[38]. - The new conversion price for the 2022 convertible bonds is adjusted to HKD 1.0 per share, with 48,334,000 new shares to be issued upon full conversion[39]. - As of April 13, 2023, HKD 5,000,000 of the 2022 convertible bonds was converted into 5,000,000 new ordinary shares at a conversion price of HKD 1.0 per share[40]. - On May 5, 2023, the company entered into a placement agreement to issue up to 10,110,000 shares at a price of HKD 0.42 per share, potentially raising approximately HKD 4,200,000[41]. - The net proceeds from the placement are estimated to be around HKD 4,100,000 after deducting related expenses, intended for repaying short-term debts and general working capital[41]. Operational Focus and Strategy - The company is focused on reducing operational costs and improving financial performance in the upcoming quarters[4]. - The company plans to continue seeking long-term business development and profit growth opportunities while maintaining market competitiveness[33]. - The company will continue to explore new business opportunities to diversify revenue sources and optimize resource utilization[33]. - The economic environment remains challenging due to ongoing inflation and geopolitical tensions, but signs of improvement are noted in the Chinese economy[33]. - The company has not adopted any new or revised Hong Kong Financial Reporting Standards that would significantly impact its financial performance[14]. Shareholder and Management Information - As of March 31, 2023, major shareholders include Exuberant Global Limited with 132,835,000 shares (210.54% of issued shares) and Bustling Capital Limited with 38,834,000 shares (61.55% of issued shares)[46]. - The company’s directors and key executives hold approximately 15.84% of the total issued shares, with Mr. Zhang Wei holding 10.09% and Ms. Li Wei holding 5.75%[43]. - The company has not engaged in any arrangements allowing directors or executives to benefit from purchasing its shares or debt securities during the reporting period[45]. - No competitive business activities were conducted by the company's directors or major shareholders during the period[49]. - The company did not purchase, sell, or redeem any of its listed securities during the period[50]. Audit and Compliance - The financial statements were prepared in accordance with the Hong Kong Companies Ordinance and GEM Listing Rules[11]. - The financial results have not been audited but were reviewed by the company's audit committee[13]. - The audit committee reviewed the unaudited condensed consolidated financial statements, confirming compliance with applicable accounting standards and GEM listing rules[52].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈的內容概不負責，對其準確性或完整 性亦不發表任何聲明，並明確表示概不就因本公佈全部或任何部分內容而產生或因依賴該等內容而引 致的任何損失承擔任何責任。 Capital Finance Holdings Limited 首都金融控股有限公司 （於開曼群島註冊成立及於百慕達存續之有限公司） （股份代號：8239） 第一季業績公佈 截至二零二三年三月三十一日止三個月 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM乃為較聯交所上市之其他公司可能帶有較高投資風險之中小型公司而設之市場。 有意投資之人士應瞭解投資於該等公司之潛在風險，並應經過審慎周詳之考慮後方 作出投資決定。 由於GEM上市公司一般為中小型公司，在GEM買賣之證券可能會較於主板買賣之證 券承受較大之市場波動風險，同時無法保證在GEM買賣之證券會有高流通量之市場。 香港交易及結算所有限公司及聯交所對本公佈的內容概不負責，對其準確性或完整 性亦不發表任何聲明，並明確表示概不就因本公佈全部或任何部分內容而產生或因 依賴該等內容而引致的任何損失承擔任何責任。 ...

Economic Challenges and Adaptation - The company faced significant challenges in 2022 due to global economic instability, including geopolitical tensions and the COVID-19 pandemic, which impacted local economic activities[9]. - Despite these challenges, the company maintained high service levels and adapted to changing market conditions by optimizing its business model and enhancing risk management capabilities[10]. - Future outlook indicates that the global economic environment will remain challenging, but signs of improvement in the domestic economy are expected following the easing of COVID-19 restrictions[11]. - The company acknowledges the potential impact of unforeseen changes on its business outlook and is prepared to adapt accordingly[11]. Financial Performance - For the year ended December 31, 2022, the group recorded total revenue of approximately HKD 46,483,000, a slight increase of about HKD 1,107,000 compared to HKD 45,376,000 in 2021[17]. - The group experienced an increase in bad debt asset settlement income of approximately HKD 9,278,000, while interest income from short-term financing services decreased by approximately HKD 7,631,000 due to adverse macroeconomic conditions in China[17]. - Other income and net gains/losses for the year ended December 31, 2022, amounted to approximately HKD 9,097,000, a significant increase of about HKD 6,114,000 compared to HKD 2,983,000 in 2021[18]. - The expected credit loss provision for customer loans was approximately HKD 6,081,000 for the year ended December 31, 2022, compared to a reversal of approximately HKD 25,642,000 in 2021, primarily due to the impact of the COVID-19 pandemic and slowing economic growth in China[19]. - The group recorded a loss attributable to owners of approximately HKD 7,626,000 for the year ended December 31, 2022, a decrease from HKD 19,017,000 in 2021[25]. - The group recognized a one-time gain of approximately HKD 26,944,000 from the termination of certain bond liabilities for the year ended December 31, 2022, with no such gain recorded in the previous year[23]. Operational Strategies - The company plans to continue focusing on cost reduction and budget management to improve operational efficiency and profitability[10]. - The company aims to diversify its revenue sources and explore new business opportunities to enhance financial performance[11]. - The company is committed to maintaining market competitiveness and pursuing long-term business development and profit growth opportunities[11]. - The company will implement flexible marketing strategies to stay ahead in the competitive short-term financing market[11]. Debt and Liquidity Management - The company plans to maintain market competitiveness and seek long-term business development opportunities despite ongoing economic and geopolitical challenges[27]. - The company will continue to monitor cash flow and debt status to manage liquidity risks effectively[30]. - The company has issued zero-coupon convertible bonds totaling HKD 99,840,000 and HKD 185,400,000, maturing in December 2023 and August 2024, respectively[35]. - The company plans to issue new convertible bonds in 2022 and 2023, with an expected total of 1,996,800,000 shares to be issued at an initial conversion price of HKD 0.05 per share for the 2022 bonds and 3,708,000,000 shares for the 2023 bonds[38][41]. Environmental and Social Responsibility - The company emphasizes its commitment to environmental and social responsibilities as part of its operational strategy[63]. - The company aims to reduce greenhouse gas emissions and improve waste management as part of its environmental goals[64]. - The total greenhouse gas emissions for the year ending December 31, 2022, were 68 tons, a decrease from 88 tons in 2021, resulting in a greenhouse gas density of 1.40 tons per employee compared to 1.34 tons per employee in 2021[73]. - The company has implemented multiple energy-saving policies to reduce electricity consumption, including encouraging employees to turn off lights and maintain clean lighting fixtures[77]. - The company aims to minimize paper usage by adopting the "3R" principle: Reduce, Reuse, and Recycle, promoting a paperless office environment[78]. Employee Management and Development - The total number of employees as of December 31, 2022, is 49, a decrease from 66 in 2021[110]. - Employee turnover rate for females is 30% in 2022, up from 6% in 2021, while for males it is 41%, up from 17%[118]. - The total number of employees who left the company in 2022 is 17, representing a turnover rate of 35%, compared to 11% in 2021[118]. - The company emphasizes employee well-being and development, ensuring high standards of service responsibility[105]. - Total training hours provided to employees decreased from 448.5 hours in 2021 to 121.5 hours in 2022[133]. Corporate Governance - The company has maintained compliance with all provisions of the Corporate Governance Code, except for the separation of roles between the Chairman and the CEO, which is currently held by the same individual since December 2015[167]. - The board consists of five directors, including two executive directors and three independent non-executive directors, ensuring a diverse governance structure[169]. - The company is committed to continuous improvement of its corporate governance practices to enhance stakeholder interests and asset protection[166]. - The independent non-executive directors provide valuable insights on strategy and significant matters, contributing to constructive board operations[174]. - The company has established a standard code of conduct for directors regarding securities trading, ensuring compliance with GEM Listing Rules[168].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公佈之內容概不負責，對其準確 性或完整性亦不發表任何聲明，並明確表示概不就因本公佈全部或任何部分內容而產生或因 依賴該等內容而引致之任何損失承擔任何責任。 Capital Finance Holdings Limited 首都金融控股有限公司 （於開曼群島註冊成立及於百慕達存續之有限公司） （股份代號：8239） 全年業績公佈 截至二零二二年十二月三十一日止年度 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM乃為較聯交所上市之其他公司可能帶有較高投資風險之中小型公司而設 之市場。有意投資之人士應瞭解投資於該等公司之潛在風險，並僅應經過審慎 周詳之考慮後方作出投資決定。 由於GEM上市公司一般為中小型公司，在GEM買賣之證券可能會較於主板買 賣之證券承受較大之市場波動風險，同時無法保證在GEM買賣之證券會有高 流通量之市場。 本公佈乃遵照聯交所GEM證券上巿規則（「GEM上巿規則」）之規定提供有關首 都金融控股有限公司（「本公司」）之資料。本公司董事（「董事」）願共同及個別 對此負全責。董事經作出一切合理查詢後確認，就彼等所深知及確信：(1)本公 ...

2022 第三季度報告 2022 Third Quarterly Report CMY CM MY CY CMY K ai166718782118_Capital Finance 3Q2022 Cover V03 op.ai .pdf 1 31/10/2022 上午11:43 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM之定位，乃為相比起其他於聯交所上市之公司帶有較高投資風險之中小型公 司提供一個上市之市場。有意投資之人士應了解投資於該等公司之潛在風險，並 應經過審慎周詳之考慮後方作出投資決定。 由於在GEM上市之公司通常為中小型公司，在GEM買賣之證券可能會較於主板買 賣之證券承受較大之市場波動風險，同時無法保證在GEM買賣之證券會有高流通 量之市場。 香港交易及結算所有限公司以及聯交所對本報告之內容概不負責，對其準確性或 完整性亦不發表任何聲明，並明確表示概不就因本報告全部或任何部分內容而產 生或因依賴該等內容而引致之任何損失承擔任何責任。 本報告乃遵照聯交所GEM證券上市規則（「GEM上市規則」）之規定提供有關首都金 融控股有限公司（「本公司」）之資料。本公司董事（「董事」）願共同及個別對此 ...

2022 中期報告 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM之定位，乃為相比起其他於聯交所上市之公司帶有較高投資風險之中小型公 司提供一個上市之市場。有意投資之人士應瞭解投資於該等公司之潛在風險，並 應經過審慎周詳之考慮後方作出投資決定。 由於GEM上市公司一般為中小型公司，在GEM買賣之證券可能會較於主板買賣之 證券承受較大之市場波動風險，同時無法保證在GEM買賣之證券會有高流通量之 市場。 香港交易及結算所有限公司以及聯交所對本報告之內容概不負責，對其準確性或 完整性亦不發表任何聲明，並明確表示概不就因本報告全部或任何部分內容而產 生或因依賴該等內容而引致之任何損失承擔任何責任。 本報告乃遵照聯交所GEM證券上市規則（「GEM上市規則」）之規定提供有關首都金 融控股有限公司（「本公司」）之資料。本公司董事（「董事」）願共同及個別對此負全 責。董事經作出一切合理查詢後確認，就彼等所深知及確信，本報告所載資料在各 重大方面均屬準確完整，且無誤導或欺詐成分，本報告亦無遺漏任何其他事實， 致使本報告所載任何聲明或本報告產生誤導。 1 首都金融控股有限公司 本公司董事會（「董事會」）欣然呈報本公司及 ...

2022 第一季度報告 2022 First Quarterly Report 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM乃為較聯交所上市之其他公司可能帶有較高投資風險之中小型公司而設之市 場。有意投資之人士應瞭解投資於該等公司之潛在風險，並應經過審慎周詳之考 慮後方作出投資決定。 由於GEM上市公司一般為中小型公司，在GEM買賣之證券可能會較於主板買賣之 證券承受較大之市場波動風險，同時無法保證在GEM買賣之證券會有高流通量之 市場。 香港交易及結算所有限公司及聯交所對本報告的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示概不就因本報告全部或任何部分內容而產生 或因依賴該等內容而引致的任何損失承擔任何責任。 本報告所載資料包括遵照聯交所GEM證券上市規則（「GEM上市規則」）規定提供有 關首都金融控股有限公司（「本公司」）的資料，本公司各董事（「董事」）對本報告所 載資料共同及個別承擔全部責任，並在作出一切合理查詢後確認，就彼等所深知 及確信，本報告所載資料在各重大方面均屬準確完整，且無誤導或欺詐成分，本 報告並無遺漏任何其他事實，致使本報告所載任何聲明或本報告產生誤導。 1 ...

2021 年 報 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM乃為較聯交所上市之其他公司可能帶有較高投資風險之中小型公司而設之市場。有意投資之人士應了解投資於 該等公司之潛在風險，並僅應經過審慎周詳之考慮後方作出投資決定。 由於GEM上市公司一般為中小型公司，在GEM買賣之證券可能會較於主板買賣之證券承受較大之市場波動風險，同 時無法保證在GEM買賣之證券會有高流通量之市場。 香港交易及結算所有限公司以及聯交所對本報告之內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確 表示概不就因本報告全部或任何部分內容而產生或因依賴該等內容而引致之任何損失承擔任何責任。 本報告乃遵照聯交所GEM證券上市規則（「GEM上市規則」）之規定提供有關首都金融控股有限公司（「本公司」）之資 料。本公司董事（「董事」）願共同及個別對此負全責。董事經作出一切合理查詢後確認，就彼等所深知及確信，本報 告所載資料在各重大方面均屬準確完整，且無誤導或欺詐成分，本報告亦無遺漏任何其他事實，致使本報告所載任 何聲明產生誤導。 1 首都金融控股有限公司 二零二一年年報 目錄 | 3 | 公司資料 | | --- | --- | ...

由於在GEM上市之公司通常為中小型公司，在GEM買賣之證券可能會較於主板買 賣之證券承受較大之市場波動風險，同時無法保證在GEM買賣之證券會有高流通 量之市場。 香港交易及結算所有限公司以及聯交所對本報告之內容概不負責，對其準確性或 完整性亦不發表任何聲明，並明確表示概不就因本報告全部或任何部分內容而產 生或因依賴該等內容而引致之任何損失承擔任何責任。 本報告乃遵照聯交所GEM證券上市規則（「GEM上市規則」）之規定提供有關首都金 融控股有限公司（「本公司」）之資料。本公司董事（「董事」）願共同及個別對此負全 責。董事經作出一切合理查詢後確認，就彼等所深知及確信，本報告所載資料在各 重大方面均屬準確完整，且無誤導或欺詐成分，本報告亦無遺漏任何其他事實， 致使本報告所載任何聲明或本報告產生誤導。 1 首都金融控股有限公司 2021 第三季度 報 告 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM之定位，乃為相比起其他於聯交所上市之公司帶有較高投資風險之中小型公 司提供一個上市之市場。有意投資之人士應了解投資於該等公司之潛在風險，並 應經過審慎周詳之考慮後方作出投資決定。 本公司董事會（「董事會」）欣然 ...

2021 中期報告 香港聯合交易所有限公司（「聯交所」）GEM之特色 GEM之定位，乃為相比起其他於聯交所上市之公司帶有較高投資風險之中小型公 司提供一個上市之市場。有意投資之人士應瞭解投資於該等公司之潛在風險，並 應經過審慎周詳之考慮後方作出投資決定。 由於GEM上市公司一般為中小型公司，在GEM買賣之證券可能會較於主板買賣之 證券承受較大之市場波動風險，同時無法保證在GEM買賣之證券會有高流通量之 市場。 香港交易及結算所有限公司以及聯交所對本報告之內容概不負責，對其準確性或 完整性亦不發表任何聲明，並明確表示概不就因本報告全部或任何部分內容而產 生或因依賴該等內容而引致之任何損失承擔任何責任。 本報告乃遵照聯交所GEM證券上市規則（「GEM上市規則」）之規定提供有關首都金 融控股有限公司（「本公司」）之資料。本公司董事（「董事」）願共同及個別對此負全 責。董事經作出一切合理查詢後確認，就彼等所深知及確信，本報告所載資料在各 重大方面均屬準確完整，且無誤導或欺詐成分，本報告亦無遺漏任何其他事實， 致使本報告所載任何聲明產生誤導。 1 首都金融控股有限公司 本公司董事會（「董事會」）欣然呈報本公司及其附屬公 ...