Financial Performance - Net profit for the first quarter of 2024 was RMB 1,619,038, representing a year-on-year increase of 4.87%[5] - Basic earnings per share for the first quarter stood at RMB 0.44, an increase of 2.33% compared to the same period last year[5] - Operating income for the same period was RMB 3.30 billion, up RMB 0.17 billion or 5.51% from the previous year[20] - The pre-tax profit for the first quarter of 2024 was RMB 1,872,966 thousand, an increase from RMB 1,808,102 thousand in the first quarter of 2023, reflecting a growth of 3.6%[27] Assets and Liabilities - Total assets as of March 31, 2024, reached RMB 780,803,934, an increase of 2.75% compared to the end of 2023[4] - Total liabilities amounted to RMB 719,423,393, up by 2.69% from the previous year-end[4] - The total liabilities and equity as of March 31, 2024, amounted to RMB 780,803,934 thousand, up from RMB 759,883,870 thousand as of December 31, 2023[26] Customer Loans and Deposits - Customer loans and advances totaled RMB 407,502,081, reflecting a growth of 3.71% year-on-year[4] - Customer deposits increased to RMB 439,221,765, marking a rise of 5.88% compared to December 31, 2023[4] - The net increase in customer loans and advances for the first quarter of 2024 was RMB 15,248,423 thousand, compared to RMB 14,990,409 thousand in the first quarter of 2023[27] - Customer deposits increased to RMB 23,649,148 thousand in the first quarter of 2024, compared to RMB 19,183,261 thousand in the same period of 2023, marking an increase of 23.7%[28] Capital Adequacy and Ratios - The core tier 1 capital adequacy ratio was 9.81% as of March 31, 2024, slightly up from 9.78% at the end of 2023[8] - The liquidity coverage ratio improved to 332.86% from 277.49% at the end of 2023[10] - The cost-to-income ratio improved to 22.84%, down 4.06 percentage points year-on-year[17] - The core Tier 1 capital adequacy ratio was 9.81%, meeting the latest regulatory requirements[17] Shareholder Information - The top ten shareholders hold a total of 2,668,000,000 shares, representing 76.56% of the total share capital[12] - Hong Kong Central Clearing Limited holds 1,172,536,952 shares, accounting for 33.75% of the total share capital[12] - Chongqing Yufu Capital Operation Group holds 496,316,727 shares, representing 14.28% of the total share capital[12] - Lifan Technology Group holds 294,818,932 shares, accounting for 8.49% of the total share capital[15] - Shanghai Automotive Group holds 240,463,650 shares, representing 6.92% of the total share capital[15] - Fude Life Insurance holds 217,570,150 shares, which is 6.26% of the total share capital[15] - Chongqing Real Estate Group holds 174,850,488 shares, accounting for 5.03% of the total share capital[12] - Chongqing Road and Bridge holds 171,339,698 shares, representing 4.93% of the total share capital[12] Cash Flow - The net cash flow from operating activities showed a significant decrease, amounting to (19,281,439), indicating adjustments in borrowing strategies[5] - The net cash flow from investing activities for the first quarter of 2024 was RMB 22,293,332 thousand, a significant improvement from a negative RMB 11,769,564 thousand in the first quarter of 2023[29] - The net cash flow from financing activities for the first quarter of 2024 was negative RMB 9,576,375 thousand, compared to a negative RMB 59,767 thousand in the same period of 2023[29] Non-Performing Loans - The non-performing loan balance was RMB 5.39 billion, with a non-performing loan ratio of 1.33%, a decrease of 0.01 percentage points from the end of the previous year[17]

BANK OF CHONGQING CO., LTD. * * 1963 董事名單與其角色和職能 重慶銀行股份有限公司*（「本行」）董事會（「董事會」）成員載列如下。 執行董事 劉星 王榮 馮敦孝 袁小彬 朱燕建 - 1 - 董事會設有八個委員會，下表提供各董事擔任有關委員會成員的資料。 | | 董事會專門 | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | 委員會 | | | | | | | | | | | | | | | 關聯 | | | 信息 | 消費者 | | | | 戰略與創新 | 風險管理 | | 交易控制 | | 薪酬與考核 | 科技指導 | 權益保護 | | 董事 | | 委員會 | 委員會 | 審計委員會 | 委員會 | 提名委員會 | 委員會 | 委員會 | 委員會 | | 楊秀明 | | C | | | | | | C | | | 高嵩 | | | C | | | | | | | | 劉建華 | | | | | M | | | | | | 黃華盛 | | | | | | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD. * (i) 戰略與創新委員會 楊秀明（主任委員）、黃漢興、馮敦孝、朱燕建 (ii) 風險管理委員會 * 1963 調整董事會專門委員會成員 重慶銀行股份有限公司*（「本行」）董事會（「董事會」）決議調整董事會下設的專門委員會之 組成。此等調整乃為促進董事會專門委員會更加科學、高效地運作，並在充分考慮董事 專業背景、工作經歷等因素的基礎上做出。自2024年4月26日起，董事會相關專門委員會 成員調整如下： 高嵩（主任委員）、黃漢興、王榮、袁小彬 (iii) 審計委員會 劉星（主任委員）、王鳳豔、吳珩、馮敦孝、袁小彬 (iv) 關聯交易控制委員會 朱燕建（主任委員）、劉建華、劉星 (v) 提名委員會 袁小彬（主任委員）、吳珩、王榮 - 1 - (vi) 薪酬與考核委員會 黃漢興（主任委員）、黃華盛、尤莉莉 上述人士之履歷詳情以及其他相關資料，請參閱本行 ...

证券代码：601963 证券简称：重庆银行 公告编号：2024-020 可转债代码：113056 可转债简称：重银转债 一、业绩说明会类型 本次业绩说明会以视频直播结合网络互动方式召开，本行将针对 2023 年度 及 2024 年第一季度经营成果及财务指标的具体情况与投资者进行互动交流和沟 通，在信息披露允许的范围内就投资者普遍关注的问题进行回答。 二、业绩说明会召开的时间、地点 （一）会议召开时间：2024 年 4 月 29 日（星期一）上午 10:00-11:30 1 会议召开时间：2024 年 4 月 29 日（星期一）上午 10:00-11:30 会议召开地点：上海证券交易所上证路演中心（https://roadshow.sseinfo.com/）、 全景网（https://rs.p5w.net/） 会议召开方式：视频直播和网络互动 投资者可于 2024 年 4 月 22 日（星期一）至 4 月 26 日（星期五）16:00 前登 录上证路演中心网站首页点击"提问预征集"栏目或通过本行投资者关系邮 箱（ir@cqcbank.com）进行提问。本行将在 2023 年度暨 2024 年第一季度业 绩说明会 ...

Financial Performance - The net profit for 2023 was RMB 4.699 billion, with a proposed cash dividend of RMB 0.408 per share (before tax) for shareholders [11]. - The company achieved a net profit of over 5.2 billion RMB in 2023, with total assets reaching nearly 760 billion RMB [53]. - Net profit for 2023 was CNY 5.229 billion, reflecting a year-on-year growth of 2.20% [58]. - The average return on total assets decreased to 0.72% in 2023 from 0.78% in 2022, while the weighted average return on equity was 10.14% [48]. - The company reported a pre-tax profit of RMB 6,087.642 million, a decrease of RMB 201.295 million or 3.20% from the previous year [62]. - The total operating income for 2023 was RMB 12,845,515,000, a decrease from RMB 13,143,636,000 in 2022 [133]. Asset and Loan Growth - The company's total assets reached RMB 759.884 billion, with total deposits of RMB 414.813 billion and total loans of RMB 392.935 billion, achieving a non-performing loan ratio of 1.34% and a provision coverage ratio of 234.18% [33]. - Customer loans and advances totaled RMB 392,934,966 thousand, an 11.45% increase from RMB 352,573,462 thousand in 2022 [47]. - Total assets increased by 10.98% to RMB 759,883,870 thousand from RMB 684,712,563 thousand in 2022 [47]. - The loan balance increased to CNY 392.935 billion, up 11.45% from the previous year [57]. - The total amount of financial investments reached RMB 280.74 billion, an increase of RMB 34.91 billion or 14.20% compared to the previous year [97]. Risk Management and Asset Quality - The non-performing loan ratio improved slightly to 1.34% in 2023 from 1.38% in 2022, with a provision coverage ratio of 234.18% [48]. - The group reported a loan loss provision balance of RMB 12.14 billion, an increase of RMB 2.01 billion compared to the previous year, with a coverage ratio of 234.18% [131]. - The total overdue loans amounted to RMB 7.62 billion, representing 1.95% of the total customer loans, down from 2.97% year-on-year [125]. - The company dynamically adjusted its credit strategies based on macroeconomic policies and market changes to strengthen risk prevention [117]. Digital Transformation and Innovation - The company aims to enhance its digital transformation and technology-driven initiatives, focusing on brand building and image enhancement, achieving a BBB- investment grade rating from S&P for seven consecutive years [33]. - The bank's digital transformation efforts were acknowledged with the "External Data Management Capability Maturity Level 3" certification from the China Academy of Information and Communications Technology in August 2023 [39]. - The company introduced 44 data sources and 270 external services in collaboration with the Chongqing Big Data Bureau, enhancing data asset management capabilities [153]. - The company has established a digital certificate platform using OCR and RPA technologies to enhance service efficiency and customer experience [158]. Strategic Initiatives and Future Plans - The company aims to become a leading national commercial bank with a strategic vision focused on "safeguarding the essence, distinctive features, safety and stability, and exceptional value" [40]. - The company plans to enhance financial services in line with major national strategies, including the Chengdu-Chongqing economic circle [199]. - The company will support strategic emerging industries and technology sectors through comprehensive credit management [199]. - The company is committed to improving comprehensive operational capabilities through integrated pricing mechanisms and cross-selling strategies [200]. Awards and Recognition - Bank of Chongqing achieved recognition as a "Leading Enterprise" for the fourth consecutive year by the National Market Supervision Administration and the People's Bank of China in March 2023 [38]. - In 2023, the bank received multiple awards, including the "Outstanding Unit" in the evaluation of financial services for rural revitalization and the "Advanced Unit" in the evaluation of financial services for small and micro enterprises [38]. - The bank was awarded the "Green Financial Innovation Case" by The Banker magazine, highlighting its commitment to sustainable finance [39]. Customer Engagement and Services - The total number of debit cards issued increased by 383,400 to 5.3513 million, with a consumption transaction amount of RMB 20.9 billion during the reporting period [144]. - The mobile banking app has 2.1744 million personal customers, an increase of 399,700 from the previous year, with total transaction amounts reaching CNY 254.36 billion, up CNY 23.87 billion year-on-year [156]. - The online banking platform has 41,100 corporate customers, an increase of 4,400, with total transaction amounts reaching CNY 776.59 billion, up CNY 261.39 billion year-on-year [157]. Financial Stability and Capital Management - The company's capital adequacy ratio stood at 13.37% in 2023, reflecting a stable capital position [48]. - The group has established a capital management strategy aimed at meeting regulatory requirements while enhancing capital return and risk resistance capabilities [187]. - The leverage ratio as of December 31, 2023, is 7.13%, exceeding regulatory requirements [192].

代表董事會 重慶銀行股份有限公司* 董事長 楊秀明 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 BANK OF CHONGQING CO., LTD. * * 1963 董事會會議召開日期 重慶銀行股份有限公司*（「本行」）董事會（「董事會」）兹通告謹定於2024年4月26日（星期 五）舉行董事會會議，藉以（其中包括）考慮及通過本行及其附屬公司截至2024年3月31日 止三個月之未經審計2024年第一季度業績及其發佈。 中國重慶，2024年4月16日 於本公告刊發日期，本行的執行董事為楊秀明先生、高嵩先生、劉建華先生及黃華盛先 生；本行的非執行董事為黃漢興先生、王鳳豔女士、周強先生、吳珩先生及尤莉莉女 士；本行的獨立非執行董事為劉星博士、王榮先生、馮敦孝博士、袁小彬先生及朱燕建 博士。 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重慶市市 場監督管理局核准領取統一社會信用代碼為9150000020286 ...

根据年报 详解重庆银行2023年报：营收降幅收窄，资产质量有所改善 重庆银行(601963.SH)/银行 证券研究报告/公司点评 2024年03月30日 [Table_Industry] [评Ta级ble：_T增itle持] (首次) [公Ta司ble盈_F利in预anc测e]及 估值 市场价格：7.36 指标 2022A 2023A 2024E 2025E 2026E 营业收入（百万元） 13,436 13,185 13,533 14,166 14,786 分析师 戴志锋 增长率yoy% -7.2% -1.9% 2.6% 4.7% 4.4% 执业证书编号：S0740517030004 净利润（百万元） 4,868 4,928 5,020 5,132 5,252 Email： daizf@zts.com.cn 增长率yoy% 4.4% 1.2% 1.9% 2.2% 2.3% 每股收益（元） 1.40 1.42 1.44 1.48 1.51 分析师 邓美君 净资产收益率 10.08% 9.28% 8.57% 8.24% 7.88% 执业证书编号：S0740519050002 P/E 5.26 5.18 5.11 ...

股 票 研 究 [Table_industryInfo] 商业银行/金融 [ Table_Main[ITnafbol]e _Title] [评Tab级le_：Inv est] 增持 重庆银行(601963) 上次评级： 增持 业绩表现修复，资产质量有改善势头 目标价格： 8.66 公 上次预测： 11.83 ——重庆银行2023 年报业绩点评 司 当前价格： 7.53 更 刘源(分析师) 钟昌静(研究助理) 2024.04.07 新 021-38677818 010-83939787 [交Ta易bl数e_M据a rket] 报 liuyuan023804@gtjas.com zhongchangjing028678@gtjas.com 52周内股价区间（元） 6.67-8.65 告 证书编号 S0880521060001 S0880123070141 总市值（百万元） 26,163 总股本/流通A股（百万股） 3,475/1,297 本报告导读： 流通 B股/H股（百万股） 0/1,579 重庆银行2023年营收和净利润增速符合预期，业绩表现有所修复，资产结构持续改 流通股比例 83% 善，潜在不良压力减轻， ...

证券代码：601963 证券简称：重庆银行 公告编号：2024-019 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于可转债转股结果暨股份变动公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、可转债发行上市概况 经中国证券监督管理委员会《关于核准重庆银行股份有限公司公开发行可转 换公司债券的批复》（证监许可〔2022〕505 号）核准，重庆银行股份有限公司 （以下简称"本行"）获准向社会公开发行面值总额人民币 130 亿元的可转换公 司债券（以下简称"可转债"或"重银转债"），每张面值人民币 100 元，按面 值发行，期限 6 年，票面利率第一年为 0.20%、第二年为 0.40%、第三年为 1.00%、 第四年为 1.70%、第五年为 2.50%、第六年为 3.50%。 截至 2024 年 3 月 31 日，累计已有人民币 634,000 元重银转债转为本行 A 股 普通股股票，因转股形成的股份数量累计为 58,206 股，占重银转债转股前本行已 发行普通股股份总额的 0.0 ...

招商证券股份有限公司 关于重庆银行股份有限公司 2023年度持续督导年度报告书 经中国证券监督管理委员会（以下简称"中国证监会"）证监许可[2020]3511 号文件核准，重庆银行股份有限公司（以下简称"重庆银行"或"公司"）于2021 年1月获准向社会公众发行人民币普通股（A股）股票347,450,534股，每股面值 人民币 1 元 ， 每 股 发 行 价 格 为 人 民 币 10.83 元 ， 募 集 资 金 总 额 为 人 民 币 3,762,889,283.22元，扣除发行费用后的募集资金净额为3,705,288,602.39元。上述 资金于2021年1月27日汇入公司开立的账号为020102030000001963的募集资金专 户，上述募集资金到账情况已经普华永道中天会计师事务所有限公司予以验证并 出具《验资报告》(普华永道中天验字(2021)第0154号)。2021年2月5日，重庆银 行首次公开发行人民币普通股在上海证券交易所挂牌上市。招商证券股份有限公 司（以下简称"招商证券"或"保荐机构"或"保荐人"）担任本次公开发行股 票的保荐机构。 根据《证券发行上市保荐业务管理办法》《上海证券交易所股票 ...