证券代码：603323 证券简称：苏农银行 公告编号：2025-017 江苏苏州农村商业银行股份有限公司 第七届董事会第八次临时会议决议公告 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事 会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏， 并对其内容的真实性、准确性和完整性承担法律责任。 本行第七届董事会第八次临时会议于 2025 年 6 月 13 日在本行东太湖办公 大楼 411 会议室（苏州市吴江区东太湖大道 10888 号）以现场方式召开，会议 通知已于 2025 年 6 月 6 日以邮件方式发出。本次会议应参加表决董事 13 人， 实际参加表决董事 13 人，董事雷新勇先生因公务原因委托董事孙杨先生出席并 表决。会议由董事长徐晓军先生主持。会议的召开和表决符合《公司法》等法 律法规及本行《章程》的有关规定。 会议对如下议案进行了审议并表决： 一、关于不再设立监事会的议案 同意 13 票；弃权 0 票；反对 0 票。 本议案尚需提交公司股东大会审议。 二、关于变更注册资本的议案 同意 13 票；弃权 0 票；反对 0 票。 本议案尚需提交公司股东大会审议。 请详 ...

2025年是"五年再造一个苏农银行"的交卷之年。近日，苏农银行董事长徐晓军接受上海证券报记者专访 时直言："'五年再造'的收官之际，我们将举全行之力锚定目标全力奋进。" 5年前，刚履新董事长一职的徐晓军奔赴一线调研，提出"五年再造一个苏农银行"的奋斗目标和建设"三 个银行"的愿景。5年来，苏农银行在徐晓军这位有着近30年农商行经历的"老将"掌舵下，存款规模、净 利润等关键业绩指标实现倍增。 面对经济增速放缓、银行息差收窄等环境考验，苏农银行实现这一成绩实属不易。徐晓军告诉记 者："这背后是全体'苏农人'脚踏实地、务实打造'三个银行'的成果，是标杆银行引领力、价值银行驱动 力、幸福银行凝聚力的体现，这也是我们未来持之以恒要做的事。" 所谓"三个银行"是指：走在行业前列的标杆银行，做好中小企业金融服务管家，做陪伴民营企业成长的 长期主义者；社会倍加认可的价值银行，为实体经济创造价值、为股东创造价值、为社会创造价值；员 工更多获得的幸福银行，综合提升员工幸福感，为客户带去更多幸福。 打造标杆银行的引领力 苏州是民营经济的沃土，贡献了全市50%以上的经济总量、60%以上的税收、80%以上的城镇劳动就 业、85%以上的 ...

证券代码：603323 证券简称：苏农银行 公告编号：2025-015 江苏苏州农村商业银行股份有限公司 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事会 及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并 对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ? 公司不存在首发战略配售股份 ? 每股分配比例，每股转增比例 A 股每股现金红利0.18元 每股转增股份0.1股 ? 相关日期 新增无限售条件 现金红利 股份类别 股权登记日 最后交易日 除权（息）日 流通股份上市日 发放日 Ａ股 2025/6/11 － 2025/6/12 2025/6/12 2025/6/12 ? 差异化分红送转： 否 一、 通过分配、转增股本方案的股东大会届次和日期 本次利润分配及转增股本方案经公司2025 年 5 月 22 日的2024 年年度股东大会审议通过。 二、 分配、转增股本方案 截至股权登记日下午上海证券交易所收市后，在中国证券登 记结算有限责任公司上海分公司（以下简称"中国结算上海分公 司" ）登记在册的本公司全体股东。 本次利润分配 及 转增股本以方案实施前的公司 ...

二、离任对公司的影响 江苏苏州农村商业银行股份有限公司 关于独立董事辞职的公告 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事 会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏， 并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 2025 年 6 月 5 日，本行董事会收到闫长乐先生提交的书面 辞职报告。根据《上市公司独立董事管理办法》相关规定，独立 董事连续任职不得超过六年，闫长乐先生自 2019 年 7 月担任本 行独立董事至今任职即将满六年，为保障董事会工作的有效衔接， 申请辞去独立董事及专门委员会相关职务。根据相关法律法规规 定，由于闫长乐先生的辞职将导致本行独立董事人数少于董事会 人数的三分之一，故闫长乐先生的辞职报告将在本行选举产生新 任独立董事后生效。 | | | | | | 是否继续在 | 是否存在 | | --- | --- | --- | --- | --- | --- | --- | | 姓名 | 离任职务 | 离任时间 | 原定任期到期日 | 离任 | 上市公司及 | 未履行完 | | | | | | 原因 | 其控股子公 | 毕 ...

证券代码：603323 证券简称：苏农银行 公告编号：2025-015 差异化分红送转： 否 一、 通过分配、转增股本方案的股东大会届次和日期 本次利润分配及转增股本方案经公司2025 年 5 月 22 日的2024 年年度股东大会审议通过。 二、 分配、转增股本方案 江苏苏州农村商业银行股份有限公司 2024年年度权益分派实施公告 1. 发放年度：2024年年度 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事会 及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并 对其内容的真实性、准确性和完整性承担法律责任。 2. 分派对象： 重要内容提示： 截至股权登记日下午上海证券交易所收市后，在中国证券登 记结算有限责任公司上海分公司（以下简称"中国结算上海分公 司"）登记在册的本公司全体股东。 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 新增无限售条件 | 现金红利 | | --- | --- | --- | --- | --- | --- | | | | | | 流通股份上市日 | 发放日 | | Ａ股 | 2025/6/11 | － | 2025/ ...

Investment Rating - The industry investment rating is "Positive" and maintained [8] Core Insights - As of the week ending May 30, the banking index has increased by 0.1%, outperforming the CSI 300 index by 1.2% and the ChiNext index by 1.5%. The market's focus on bank stocks has notably increased due to active fund allocation, with a continued upward trend in the sector, particularly for city commercial banks with relatively strong performance [3][14] - The growth rate of real estate loans has turned positive for the first time since the end of Q3 2023, with a year-on-year increase of 0.04% as of the end of March, primarily driven by a recovery in mortgage demand. In Q1, new personal housing loans amounted to 2,144 billion, a year-on-year increase of 2,093 billion, mainly due to a rebound in second-hand housing sales and improved early repayments [4][30] - Recently, the inclusion of Chongqing Rural Commercial Bank and Shanghai Rural Commercial Bank into the CSI 300 index is expected to attract more index funds, providing a positive outlook for these constituent stocks [5][44] - The focus on convertible bond banks is increasing, with significant valuation recovery and trading opportunities. Hangzhou Bank's stock price has risen significantly after triggering the strong redemption clause for its convertible bonds, indicating high investor confidence [6][44] Summary by Sections Banking Sector Performance - The banking index has shown a cumulative increase of 0.1% as of May 30, outperforming the CSI 300 index by 1.2% and the ChiNext index by 1.5% [3][14] - Individual stocks such as Hangzhou Bank have led the gains, with its stock price reaching a new high after the convertible bond triggered strong redemption conditions [3][14] Loan Trends - The growth rate of real estate loans has turned positive, with a year-on-year increase of 0.04% as of the end of March, driven by a recovery in mortgage demand [4][30] - In Q1, new personal housing loans totaled 2,144 billion, a year-on-year increase of 2,093 billion, attributed to improved second-hand housing sales and early repayments [4][30] Index Adjustments - Chongqing Rural Commercial Bank and Shanghai Rural Commercial Bank have been included in the CSI 300 index, effective June 13, 2025, which is expected to lead to increased capital inflow into these stocks [5][44] Convertible Bonds - The focus on banks issuing convertible bonds has intensified, with Hangzhou Bank's stock price showing significant gains after the strong redemption clause was triggered [6][44]

Investment Rating - The investment rating for the banking industry is "Positive" and maintained [11] Core Insights - The banking index increased by 0.1% as of May 30, 2025, outperforming the CSI 300 index by 1.2% and the ChiNext index by 1.5%. The market's focus on bank stocks has increased significantly due to active fund allocation, with a continued upward trend in the sector, particularly for city commercial banks with relatively strong performance [2][6][19] - The growth rate of real estate loans turned positive for the first time since Q3 2023, with a year-on-year increase of 0.04% as of the end of March. This was primarily driven by a recovery in mortgage demand, with new personal housing loans amounting to 2,144 billion, a year-on-year increase of 2,093 billion [7][34][40] - The inclusion of Chongqing Rural Commercial Bank and Shanghai Rural Commercial Bank into the CSI 300 index is expected to attract more index funds, providing a positive outlook for these constituent stocks [8][47] Summary by Sections Market Performance - As of May 30, 2025, the banking index has shown a cumulative increase of 0.1%, with significant gains in city commercial banks like Hangzhou Bank, which saw its stock price rise after triggering a strong redemption condition for its convertible bonds [2][6][19] Loan Trends - In Q1 2025, the growth of corporate medium and long-term loans decreased, with industrial loans adding 1.52 trillion, down 140 billion year-on-year, and service sector loans adding 2.99 trillion, down 550 billion year-on-year. However, personal housing loans saw a significant increase, indicating a recovery in the housing market [7][34][40] Index Adjustments - The adjustment of the CSI 300 index, which includes Chongqing Rural Commercial Bank and Shanghai Rural Commercial Bank, is expected to lead to increased capital inflow into these stocks, enhancing their market performance [8][47] Convertible Bonds - The recent surge in bank stocks has narrowed the price gap to the strong redemption price for banks issuing convertible bonds. Hangzhou Bank's stock price has remained above the strong redemption price for 15 consecutive trading days, indicating strong investor confidence [9][48]

□ 陶心雨 当前，国际形势复杂多变，外贸行业面临诸多挑战。在此背景下，苏州农商银行为助力外贸外资企业更 好应对当前外部冲击，在中国人民银行苏州市分行、国家外汇管理局苏州市分局指导下，组建苏州农商 银行"外贸保稳提质工作专班"，整合全行优质信贷和本外币结算服务资源，切实履行金融惠企利民社会 责任。 专班组建后，对全行涉美进出口企业展开调研，全面了解企业实际情况，旨在凝聚全行力量，通过三大 核心措施，帮助外贸企业"稳经营、转订单、敢接单、多接单"。 提供稳定信贷支持，做好企业坚实后盾。苏州农商银行承诺对全市384户苏州地区对美出口重点企业以 及行内87户涉美融资企业坚决做到不抽贷、不断贷、不压贷。为保障企业信贷供给稳定，苏州农商银行 合理运用无还本续贷、借新还旧等灵活信贷工具，并通过展期、续贷、转贷及调整还款方式等手段，保 障企业的信贷供给稳定，助力企业实现出口转内销，或拓展新兴市场，为企业持续经营"输血供氧"、保 驾护航。 完善特色产品供给，帮助客户降本增效。降低企业成本方面，苏州农商银行针对外贸客户的信用类特色 贷款产品"苏农e贷（企业版）"，支持本外币项下贸融场景，外贸企业贷款定价在普通类贷款基础上享 有优 ...

Core Viewpoint - The A-share listed rural commercial banks demonstrated strong resilience in Q1 2025, with all 10 banks achieving positive net profit growth, highlighting their robust financial performance despite market pressures [1][5][6]. Financial Performance - All 10 A-share listed rural commercial banks reported positive net profit growth in Q1 2025, with Changshu Bank leading at a 13.81% year-on-year increase [1][7]. - Eight banks experienced positive revenue growth, while two banks, Shanghai Rural Commercial Bank and Zijin Bank, reported declines in revenue [1][5][6]. - Revenue figures for major banks include: - Chongqing Rural Commercial Bank: 72.24 billion yuan, up 1.35% - Shanghai Rural Commercial Bank: 65.60 billion yuan, down 7.41% - Qingnong Bank: 30.57 billion yuan, up 0.99% - Changshu Bank: 29.71 billion yuan, up 10.04% [3][5][6]. Asset Quality - As of the end of March, seven banks had non-performing loan (NPL) ratios below 1%, with Changshu Bank, Wuxi Bank, and Jiangyin Bank all below 0.9% [1][15]. - Qingnong Bank had the highest NPL ratio at 1.77%, despite a slight decrease from the previous year [1][15]. Asset Scale - Chongqing Rural Commercial Bank and Shanghai Rural Commercial Bank both exceeded 1.5 trillion yuan in total assets, with Chongqing leading at 1.61 trillion yuan, a 6.3% increase [9][11]. - Qingnong Bank ranked third in total assets at 511.58 billion yuan, while Changshu Bank followed closely with 389.01 billion yuan [11][12]. Interest Margin - The net interest margin for several banks has narrowed, with Zijin Bank reporting the lowest at 1.23%, below the industry average of 1.52% [4][7].

证券代码：603323 证券简称：苏农银行 公告编号：2025-014 江苏苏州农村商业银行股份有限公司 2024年年度股东大会决议公告 江苏苏州农村商业银行股份有限公司（以下简称"本行"或"公司"）董事 会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏， 并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 (三) 出席会议的普通股股东和恢复表决权的优先股股东及其持有股份情况： | 1、出席会议的股东和代理人人数 | 353 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 372,615,117 | | 3、出席会议的股东所持有表决权股份数占公司有表决权股份总数的比例（%） | 20.3055 | (四) 表决方式是否符合《公司法》及《公司章程》的规定，大会主持情况等。 3、董事会秘书陆颖栋女士出席了本次会议；部分高级管理人员列席了本次会议。 二、 议案审议情况 (一) 非累积投票议案 1、 议案名称：2024 年度董事会工作报告 审议结果：通过 表决情况： 本次股东大会由公司董事会 ...