Group 1: Company Overview - The company is Guangzhou Yuyin Technology Co., Ltd., with stock code 002177 and abbreviation Yuyin Co. [1] - The meeting took place on August 29, 2014, from 10:30 AM to 12:00 PM in the company conference room [2]. Group 2: ATM Machine Insights - The company’s ATM machine shipment volume ranges from 8,000 to 10,000 units [3]. - The lifespan of ATM machines is typically 8 to 10 years, but they are often replaced every 5 years due to high usage [5]. Group 3: Industry Trends - The industry is expected to grow due to a shift from foreign to domestic brands, an ongoing equipment upgrade cycle, and increasing market demand [3]. - The demand for new equipment is rising as rental costs and labor expenses increase, leading to a greater reliance on machines over human labor [3]. Group 4: Future Growth Points - VTM (Video Teller Machine) is anticipated to have significant growth potential in the future [4]. - High-speed cash deposit machines are also expected to become a new growth point due to their speed and environmental benefits [4]. Group 5: Client Orders and Contracts - The company has received an order from the Industrial and Commercial Bank of China for 230 ATMs as part of a centralized procurement project [4]. - The company is committed to timely disclosure of future procurement contract progress as per information disclosure regulations [4]. Group 6: Competitive Advantages - There is minimal price difference between domestic and foreign products, and the company benefits from its own production base and developed customer service cloud platform [4]. - The customer service management cloud platform enhances service efficiency and reduces costs by utilizing a robust 3G network for real-time information sharing [4].

证券代码：002177 证券简称：御银股份 广州御银科技股份有限公司 投资者关系活动记录表 编号：2014-011 | --- | --- | --- | |----------------|-----------------------------|----------------------------------------------------| | | | | | 投资者关系活动 | ■ | 特定对象调研 □分析师会议 | | 类别 | □ | 媒体采访 □业绩说明会 | | | □ 新闻发布会 □路演活动 | | | | □ 现场参观 | | | | | □其他 （请文字说明其他活动内容） | | 参与单位名称及 | 瑞银证券有限责任公司 余思维 | | | 人员姓名 | | | | 时间 | 2014 年 12 月 10 | 日下午 14:00-15:20 | | 地点 | 公司会议室 | | | 上市公司接待人 | | | | 员姓名 | 董事会秘书 谭骅先生 | | | 投资者关系活动 | | 与来访人员就以下问题进行了沟通： | | 主要内容介绍 | 1 | 、如何看待该行业未来几年的发 ...

证券代码：002177 证券简称：御银股份 广州御银科技股份有限公司 投资者关系活动记录表 编号：2015-002 | --- | --- | --- | |-----------------------|-------------------------|-------------------------------------------------------| | | | | | 投资者关系活动 | ■ | 特定对象调研 □分析师会议 | | 类别 | □ | 媒体采访 □业绩说明会 | | | □ 新闻发布会 □路演活动 | | | | □ 现场参观 | | | | | □其他 （请文字说明其他活动内容） | | 参与单位名称及 | | 广州广证恒生证券研究所有限公司 张磊；广州证券有限公司 | | 人员姓名 | | 许硕；金鹰基金管理有限公司 陈立；金鹰基金管理有限公司 | | | | 冼鸿鹏；金鹰基金管理有限公司 朱丹 | | 时间 | 2015 年 3 月 13 | 日上午 11：00 — 12:00 | | 地点 | 公司会议室 | | | 上市公司接待人 员姓名 | 董事会秘书 谭骅先生 ...

参与单位名称及 东方证券股份有限公司 徐欣；东方证券股份有限公司 罗小 人员姓名 翼；安信证券服份有限公司 李波；融通基金管理有限公司 张 鹏；广发基金管理有限公司 周小萃；博时基金管理有限公司 刘锴；国联安基金管理有限公司 徐岩；中国中投证券 观富 钦；汇添富基金管理股份有限公司 郑乐凯；东吴基金管理有 限公司 薛和斌 证券代码：002177 证券简称：御银股份 广州御银科技股份有限公司 投资者关系活动记录表 编号：2015-001 | --- | --- | --- | |----------------|------------------------|----------------------------------| | | | | | 投资者关系活动 | ■ | 特定对象调研 □分析师会议 | | 类别 | □ 媒体采访 □业绩说明会 | | | | □ 新闻发布会 □路演活动 | | | | □ 现场参观 | | | | | □其他 （请文字说明其他活动内容） | | --- | --- | |----------------|--------------------------------- ...

证券代码：002177 证券简称：御银股份 广州御银科技股份有限公司 投资者关系活动记录表 编号：2016-001 | --- | --- | --- | |----------------|------------------------|--------------------------------------------------------| | | | | | 投资者关系活动 | ■ | 特定对象调研 □分析师会议 | | 类别 | □ 媒体采访 □业绩说明会 | | | | □ 新闻发布会 □路演活动 | | | | □ 现场参观 | | | | | □其他 （请文字说明其他活动内容） | | 参与单位名称及 | | 恒大金融资产管理有限公司 张磊；大成基金管理有限公司 王 | | 人员姓名 | | 鑫；深圳兆丰禾投资管理有限公司 陈召洪、余能彪；新华基 | | | | 金管理股份有限公司 杨祺；安信证券股份有限公司 张铁乾； | | | | 盈峰资本管理有限公司 龙江伟；国都证券股份有限公司 陈 | | | | 柳；方正证券股份有限公司 李红生；方正富邦基金管理有限 | | | | 公司 巩 ...

编号：2021-001 证券代码：002177 证券简称：御银股份 广州御银科技股份有限公司 投资者关系活动记录表 | --- | --- | --- | |-------------------------|----------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------| | | | | | 投资者关系活动 | □ 特定对象调研 | □ 分析师会议 | | 类别 | □ 媒体采访 ■ | 业绩说明会 | | | □ 新闻发布会 □ | 路演活动 | | | □ 现场参观 | | | | □ 其他 | （请文字说明其他活动内容） | | 参与单位名称及 人员姓名 | 参与公司 2020 | 年度业绩网上说明会的投资者 | | 时间 | 2021 年 5 月 10 日 | 15:00—17:0 ...

广州御银科技股份有限公司 投资者关系活动记录表 证券代码：002177 证券简称：*ST 御银 编号：2022-002 | --- | --- | --- | |-----------------------------|---------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------| | | | | | 投资者关系活动 | □ 特定对象调研 | □ 分析师会议 | | 类别 | □ 媒体采访 □ | 业绩说明会 | | | □ 新闻发布会 □ | 路演活动 | | | □ 现场参观 | | | | √ 其他 | （请文字说明其他活动内容） | | 参与单位名称及 | 参加 2022 | 广东辖区上市公司投资者集体接待日活动，以网 络远程的方式与网络参会投资者进行交流 | | 人员姓名 | | | | 时间 | 2022 ...

Revenue and Profitability - Revenue for Q3 2022 was CNY 18,487,822.59, an increase of 4.65% year-over-year, while year-to-date revenue decreased by 8.36% to CNY 54,329,028.26[5] - Net profit attributable to shareholders for Q3 2022 reached CNY 60,797,291.70, a significant increase of 221.68% compared to the same period last year, and a year-to-date increase of 171.29% to CNY 52,258,319.17[5] - Basic earnings per share for Q3 2022 was CNY 0.0799, reflecting a 221.80% increase year-over-year, with year-to-date earnings per share at CNY 0.0687, up 171.34%[5] - Total operating revenue for Q3 2022 was CNY 54,329,028.26, a decrease of 8.3% compared to CNY 59,282,442.38 in the same period last year[22] - Net profit for Q3 2022 was CNY 52,258,319.17, a significant recovery from a net loss of CNY 73,299,775.18 in Q3 2021[23] - Earnings per share for Q3 2022 were CNY 0.0687, compared to a loss per share of CNY 0.0963 in the same quarter last year[23] Cash Flow and Investments - The net cash flow from operating activities for the year-to-date period was CNY 23,654,700.06, showing a substantial increase of 207.17%[5] - The net cash flow from operating activities for Q3 2022 was ¥23,654,700.06, a significant improvement compared to a net outflow of ¥22,071,725.35 in Q3 2021[25] - Total cash inflow from investment activities reached ¥3,872,772,097.91, compared to ¥2,104,774,671.64 in the same period last year[25] - The net cash flow from investment activities was -¥34,887,786.96, an improvement from -¥252,881,152.31 in Q3 2021[25] - Cash outflow from financing activities totaled ¥78,619,524.85, compared to ¥508,058,672.03 in Q3 2021[25] - The company received tax refunds amounting to ¥3,922,521.63, an increase from ¥630,530.17 in the previous year[25] - Cash inflow from other operating activities was ¥6,148,308.88, compared to ¥3,094,924.93 in Q3 2021[25] - The cash inflow from the disposal of fixed assets was ¥386,786.00, compared to ¥11,810.87 in Q3 2021[25] Assets and Liabilities - Total assets at the end of Q3 2022 were CNY 1,759,279,947.69, a slight decrease of 0.01% from the previous year-end[5] - Total assets as of Q3 2022 amounted to CNY 1,759,279,947.69, slightly down from CNY 1,759,499,465.97 at the end of the previous quarter[20] - Total liabilities decreased to CNY 78,728,676.91 from CNY 123,786,576.22 year-on-year[20] - Non-current assets totaled CNY 1,295,763,479.87, an increase from CNY 1,241,381,832.16 in the previous year[20] - Deferred income tax liabilities rose to CNY 21,639,329.94 from CNY 3,652,076.66 year-on-year[20] Shareholder Information - The total number of common shareholders at the end of the reporting period is 97,947[13] - The largest shareholder, Yang Wenjiang, holds 16.11% of the shares, totaling 122,641,574 shares[13] Strategic Decisions and Risks - The company plans to divest its 9% stake in Foshan Haisheng Financial Leasing Co., Ltd. for 306 million yuan[14] - The company has canceled the investment to establish a wholly-owned subsidiary, which will not adversely affect its operations[15] - The company is under risk warning for potential delisting due to negative net profit and revenue below 100 million yuan[16] - The company has not disclosed any new product developments or market expansion strategies in the recent reports[15] Operating Costs and Expenses - Total operating costs for Q3 2022 were CNY 46,167,662.91, down 35.4% from CNY 71,462,492.25 year-on-year[22] - The company experienced a 61.13% decrease in R&D expenses year-over-year, indicating a strategic focus on cost control[11]

Financial Performance - The company reported a negative net profit after deducting non-recurring gains and losses for the year 2021, with operating revenue below 100 million RMB, triggering a delisting risk warning on May 5, 2022[4]. - The company's total revenue for the reporting period was ¥35,841,205.67, a decrease of 13.88% compared to the same period last year[34]. - The net profit attributable to shareholders was -¥8,538,972.53, an improvement of 63.41% year-over-year[34]. - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥7,321,426.11, representing a significant increase of 265.57% compared to the previous year[34]. - The company's operating revenue for the reporting period was ¥35,841,205.67, a decrease of 13.88% compared to ¥41,616,765.91 in the same period last year[42]. - The company's operating costs decreased by 28.61% to ¥14,159,250.98 from ¥19,834,315.50 year-on-year[42]. - The net cash flow from operating activities was ¥16,020,010.92, a remarkable increase of 288.16% year-over-year[34]. - The company reported a total comprehensive loss for the first half of 2022 was ¥8,455,873.35, compared to a loss of ¥23,357,098.27 in the first half of 2021[148]. - The company reported a significant increase in net profit, with a year-on-year growth of 25% in the first half of 2022[186]. Dividend and Shareholder Information - The company plans not to distribute cash dividends, issue bonus shares, or increase share capital from reserves[6]. - The company did not distribute cash dividends or bonus shares for the half-year period[82]. - The company has committed to distributing cash dividends amounting to at least 30% of the average distributable profits over the last three years[94]. - The total number of ordinary shareholders at the end of the reporting period was 110,334, with a major shareholder, Yang Wenjiang, holding 16.11% of the shares[126]. Risks and Governance - The company has detailed potential risks and countermeasures in the report, which investors should pay attention to[5]. - The company’s stock has been subject to delisting risk due to its financial performance, and investors are advised to make cautious decisions[4]. - The company has not provided specific future performance guidance or forecasts in the report, emphasizing the need for investors to understand the difference between plans and commitments[4]. - The company faces significant industry risks due to rapid advancements in financial technology, necessitating continuous innovation to meet market demands and maintain competitive advantage[70]. - The company plans to enhance governance and internal controls to improve operational performance and seek new business opportunities for sustainable development[77]. - The company has established a comprehensive governance structure to protect the rights of shareholders and creditors, ensuring timely and accurate information disclosure[89]. Subsidiaries and Market Presence - The company has a total of 100% ownership in several subsidiaries, including Guangzhou Yuxin Software Co., Ltd. and Guangzhou Yuyin Financial Electronic Equipment Co., Ltd.[15]. - The company has completed the transfer of all shares in Huadu Village Bank and no longer holds any equity in it[15]. - The company is focusing on expanding its market presence in electronic products and financial equipment[66]. - The company has positioned itself to capitalize on opportunities in the Guangdong-Hong Kong-Macao Greater Bay Area, enhancing its property to attract specialized small and medium enterprises[37]. - The company is exploring partnerships with local firms to enhance distribution channels and improve market penetration[186]. Research and Development - The company reduced its R&D investment by 68.96% to ¥2,108,692.82 from ¥6,793,469.90 year-on-year, primarily due to decreased personnel expenses[42]. - Research and development expenses were reduced to ¥2,108,692.82, a decrease of 68.9% from ¥6,793,469.90 in the previous year[146]. - The company is investing in research and development for new technologies in ATM and cash handling equipment[66]. - Research and development expenses increased by 30%, reflecting the company's commitment to innovation and new technology[186]. Financial Position and Assets - The company's total assets at the end of the reporting period were ¥1,682,433,911.61, down 4.38% from the end of the previous year[34]. - The company's net assets attributable to shareholders were ¥1,619,645,103.46, a decrease of 0.98% compared to the end of the previous year[34]. - The company's total liabilities included long-term borrowings of CNY 71,000,000.00, which were fully repaid during the reporting period[50]. - The total value of financial assets measured at fair value was 5,005,704.77 yuan[60]. - The total current assets decreased to CNY 463,933,069.35 from CNY 518,117,633.81 at the beginning of the year, representing a decline of approximately 10.5%[140]. - The company's cash and cash equivalents decreased to CNY 129,006,647.09 from CNY 160,036,927.72, a reduction of about 19.4%[140]. Strategic Initiatives and Future Outlook - The company aims to align with national policies promoting digital economy and financial technology development, targeting a significant role in the digital transformation of the financial industry[34]. - The company is committed to sustainable high-quality development and seeks to diversify its business layout to seize greater transformation opportunities[34]. - Future outlook includes potential mergers and acquisitions to enhance market share and product offerings[67]. - The company plans to enhance its park management capabilities and service offerings to improve customer retention and expand its client base[73]. - The company expects revenue growth of 20% for the full year 2022, driven by new product launches and market expansion strategies[186]. Environmental and Social Responsibility - The company emphasizes environmental protection and has not faced any administrative penalties related to environmental issues during the reporting period[86]. - The company has not reported any significant environmental pollution issues and adheres to green development principles[87]. Financial Instruments and Accounting - Financial assets measured at amortized cost include receivables, long-term receivables, and debt investments, initially measured at fair value with transaction costs included[192]. - Financial assets measured at fair value with changes recognized in other comprehensive income include debt instruments and are initially measured at fair value, with subsequent changes recorded in other comprehensive income[193]. - Financial liabilities measured at fair value with changes recognized in profit or loss include trading financial liabilities and derivative financial liabilities, initially measured at fair value[194].

Financial Performance - The net profit for the year 2021 was -61,761,252.29 RMB, with total operating revenue of 89,463,376.82 RMB[5]. - The company's operating revenue for 2021 was ¥89,463,376.82, a decrease of 50.94% compared to ¥182,349,931.14 in 2020[19]. - The net profit attributable to shareholders for 2021 was -¥61,761,252.29, representing a decline of 186.07% from ¥71,756,896.38 in 2020[19]. - The net cash flow from operating activities decreased by 85.02% to ¥8,784,044.16 in 2021, down from ¥58,629,917.61 in 2020[19]. - The company's total profit was -¥50,048,406.58, representing a decline of 162.32% year-on-year[39]. - The company reported a negative net profit for the last three accounting years, indicating ongoing financial challenges[20]. - The company reported a significant loss in securities investments, impacting overall profitability across several subsidiaries[81]. - The overall financial performance indicates challenges, with several subsidiaries reporting negative net profits[78]. Risk Factors - The company is at risk of being delisted as its net profit is negative and operating revenue is below 100 million RMB, triggering a warning for its stock trading[5]. - The company emphasizes the importance of risk awareness among investors regarding its future plans and forecasts[5]. - The company has detailed potential risks and countermeasures in its annual report, which investors should pay attention to[5]. - The company faces intensified competition in the financial technology sector due to the rapid digital transformation of financial institutions[84]. - The company’s stock was subject to delisting risk warnings due to 2021 audited revenue being below RMB 100 million and a negative net profit attributable to shareholders[86]. Corporate Governance - The company strictly adheres to the requirements of the Company Law and relevant regulations, ensuring no discrepancies in governance practices[96]. - The board of directors consists of 5 members, including 2 independent directors, complying with legal and regulatory requirements[93]. - The company maintains complete independence from its controlling shareholder in terms of business, personnel, assets, and finance, ensuring no interference in decision-making[97]. - The company has established a reasonable performance evaluation and incentive system linking management and employee compensation to business performance[93]. - The company has a dedicated internal audit department that conducts audits and supervises financial operations, ensuring compliance with internal controls[95]. - The company has independent financial management and accounting systems, with no shared bank accounts with the controlling shareholder[99]. - The company actively engages in investor relations, ensuring transparent and timely information disclosure to all shareholders[95]. - The company has completed the election of the supervisory board, which consists of 3 members, ensuring compliance with governance standards[93]. Operational Strategy - The company is actively seeking transformation and adjusting its product structure in response to the declining traditional financial equipment market[31]. - The company has identified digitalization and intelligence as key development directions in the financial market[31]. - The company is focusing on enhancing financial services efficiency and inclusivity through financial technology strategies[32]. - The company aims to enhance its core competitiveness through diversified development and innovation, focusing on financial technology and industrial park operations[82]. - The company plans to explore transformation opportunities by leveraging big data, AI, blockchain, and IoT technologies to improve profitability and sustainable development[82]. - The company will expand its operational management of technology parks, with new revenue streams expected from the Yuyin Industrial Park in 2022[83]. Subsidiary Performance - The total revenue from the main subsidiaries significantly impacted the net profit, with some subsidiaries reporting losses[78]. - The subsidiary Guangzhou Yuyin Automatic Teller Machine Technology Co., Ltd. had a total asset value of 117,541,114.14 RMB and a net profit of -3,143,104.34 RMB[78]. - The subsidiary Guangzhou Yuxin Software Co., Ltd. generated a net profit of 1,297,304.29 RMB from total assets of 105,404,926.86 RMB[78]. - Guangzhou Yuyin Intelligent Technology Co., Ltd. experienced a 71.87% decline in revenue, with operating profit and net profit decreasing by 302.13% and 192.78% respectively, attributed to reduced maintenance income[81]. - Guangzhou Yuyin Software Co., Ltd. saw a significant drop in revenue, operating profit, and net profit by 96.09%, 107.24%, and 106.60% respectively, due to decreased software sales and investment losses[81]. Employee and Management Information - The total number of employees at the end of the reporting period is 199, with 70 from the parent company and 129 from major subsidiaries[120]. - The company has a total of 199 employees receiving salaries, with 56 in technical roles and 20 in finance[120]. - The management team includes individuals with extensive experience in finance and technology sectors, enhancing the company's strategic direction[108]. - The company has a diverse management team with various roles across multiple subsidiaries and affiliated companies[108]. Financial Reporting and Audit - The audit opinion for the financial statements was a standard unqualified opinion, indicating that the financial statements fairly reflect the company's financial position and results of operations for the year ended December 31, 2021[197]. - The audit was conducted by Lixin Certified Public Accountants, with the audit report signed on April 27, 2022[195]. - The company reported zero significant defects in financial and non-financial reporting for the year 2021[132]. - The internal control self-evaluation report was disclosed on April 29, 2022, covering 100% of the company's consolidated financial statement assets[131]. Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 165,103, compared to 127,230 at the end of the previous month[184]. - Major shareholder Yang Wenjiang holds 122,641,574 shares, accounting for 16.11% of the total share capital[185]. - The company reported a total distributable profit of approximately ¥611.05 million, with cash dividends accounting for 100% of the profit distribution[127]. - The cash dividend policy was executed with a distribution of ¥0.10 per 10 shares, totaling approximately ¥7.61 million distributed to shareholders[126].