Financial Performance - Operating income for Q3 2024 was RMB 2,647,790 thousand, a decrease of 25.61% year-on-year[4] - Net profit attributable to shareholders for Q3 2024 was RMB 650,271 thousand, down 7.63% compared to the same period last year[4] - Basic earnings per share for Q3 2024 was RMB 0.07, a decrease of 12.50% year-on-year[5] - The total operating income for the group for the nine months ended September 30, 2024, was RMB 9,040,856 thousand, down from RMB 10,477,814 thousand in the same period of 2023, representing a decrease of approximately 13.7%[30] - The net profit attributable to the shareholders of Zhengzhou Bank for the nine months ended September 30, 2024, was RMB 2,244,132 thousand, compared to RMB 2,750,645 thousand for the same period in 2023, a decrease of about 18.4%[30] - The net profit attributable to shareholders for the nine months ended September 30, 2024, was RMB 2,445,915 thousand, a decrease from RMB 2,877,861 thousand for the same period in 2023, representing a decline of approximately 15%[31] Assets and Liabilities - Total assets as of September 30, 2024, reached RMB 666,626,085 thousand, an increase of 5.69% from the end of 2023[6] - Total liabilities as of September 30, 2024, amounted to RMB 609,820,482 thousand, reflecting a 5.80% increase year-on-year[6] - As of September 30, 2024, the total assets of the company reached RMB 666.63 billion, an increase of 5.69% compared to the beginning of the year[19] - The total amount of loans and advances issued was RMB 383.71 billion, reflecting a growth of 6.41% year-to-date[19] - The total deposits absorbed amounted to RMB 396.91 billion, representing a 9.96% increase since the start of the year[19] - As of September 30, 2024, the total liabilities of Zhengzhou Bank amounted to RMB 609,820,482 thousand, an increase from RMB 576,394,573 thousand as of December 31, 2023, representing a growth of approximately 5.5%[27] Income and Expenses - The group's interest income was RMB 17,115,688 thousand, down from RMB 18,830,673 thousand for the same period in 2023, reflecting a decrease of approximately 9.1%[29] - The net interest income for the group for the nine months ended September 30, 2024, was RMB 7,385,398 thousand, compared to RMB 9,017,585 thousand in the previous year, a decline of about 18.2%[29] - The net interest income for the three months ended September 30, 2024, was RMB 2,089,851 thousand, down from RMB 3,091,802 thousand in the same period of 2023, indicating a decrease of about 32%[32] - The total operating expenses for the three months ended September 30, 2024, were RMB 1,956,472 thousand, compared to RMB 2,740,661 thousand in the same period of 2023, reflecting a decrease of about 28.6%[32] Risk Management - The non-performing loan ratio stood at 1.86%, a decrease of 0.01 percentage points from the beginning of the year[19] - The provision coverage ratio was reported at 166.23%, indicating a robust risk management framework[19] - The capital adequacy ratio was 12.29%, maintaining a stable and reasonable level[19] - The core tier one capital adequacy ratio was 8.97%, slightly up from 8.90% at the end of 2023[13] Cash Flow - The total cash inflow from operating activities for the group was RMB 68,503,194 thousand, compared to RMB 55,484,526 thousand in the previous year, indicating an increase of about 23.4%[36] - The net cash flow from operating activities was RMB 11,613,414 thousand, compared to RMB 11,268,546 thousand in the previous year, showing a slight increase of approximately 3.1%[36] - The net cash flow from investing activities was negative at RMB 5,521,555 thousand, an increase in outflow compared to RMB 4,001,424 thousand last year[37] - The net cash flow from financing activities was negative at RMB 8,067,981 thousand, contrasting with a positive cash flow of RMB 6,654,275 thousand in the same period last year[38] Shareholder Information - The top shareholder, Hong Kong Central Clearing (Agent) Co., Ltd., holds 2,020,252,753 H shares, representing 22.22% of the total shares[22] - Zhengzhou Investment Holding Co., Ltd. holds 608,105,180 A shares, accounting for 6.69% of the total shares, with a portion pledged[22] - No significant changes were reported among the top 10 shareholders in terms of share lending or borrowing activities during the reporting period[23]

郑州银行股份有限公司 第七届监事会第十五次会议决议公告 郑州银行股份有限公司（以下简称"本行"）及监事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 一、会议召开情况 本行于 2024 年 10 月 18 日以电子邮件及书面方式向全体监事发出关于召开 第七届监事会第十五次会议的通知，会议于 2024 年 10 月 30 日在郑州市商务外 环路 22 号郑州银行大厦现场召开。本次会议应出席监事 5 人，实际出席 5 人， 其中徐长生先生以视频接入方式出席会议，朱志晖先生因工作原因委托耿明斋先 生代为表决。会议召开符合《公司法》《深圳证券交易所股票上市规则》《香港联 合交易所有限公司证券上市规则》和本行《公司章程》的规定，本次会议合法有 效。会议由监事会临时召集人胡跃先生主持。 证券代码：002936 证券简称：郑州银行 公告编号：2024-038 本议案同意票 5 票，反对票 0 票，弃权票 0 票。 该报告在巨潮资讯网（http://www.cninfo.com.cn）披露，供投资者查阅。 三、备查文件 二、会议审议情况 会议审议通过了《关于郑州银行股份有限公司 2024 年 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不會就本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 Bank of Zhengzhou Co., Ltd.* 鄭州銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （H股股份代號：6196） 董事會會議通告 鄭州銀行股份有限公司*（「本行」）董事會（「董事會」）謹此宣佈，董事會會議將於 二零二四年十月三十日（星期三）舉行，藉以（其中包括）審議及批准本行及其附屬 公司截至二零二四年九月三十日止九個月之第三季度業績及其發佈。 承董事會命 鄭州銀行股份有限公司* 中國河南省鄭州市 二零二四年十月十八日 於本公告日期，董事會成員包括執行董事趙飛先生；非執行董事王丹女士、劉炳 恒先生及王世豪先生；以及獨立非執行董事李燕燕女士、李小建先生、宋科先生 及李淑賢女士。 * 本行並非香港法例第155章《銀行業條例》所指認可機構，不受限於香港金融管理局的監 督，並無獲授權在香港經營銀行及╱或接受存款業務。 趙飛 董事長 ...

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年10月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06196 | 說明 H股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458, ...

证券代码：002936 证券简称：郑州银行 公告编号：2024-036 郑州银行股份有限公司 关于签署资产转让合同的进展公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 2 二、合同履行进展情况 本行 2024 年第一次临时股东大会已经审议批准本次资产转让事项，《资产转 让合同》已于 2024 年 9 月 26 日起生效。本行已收到中原资产向本行支付的人民 币 50 亿元现金及合计价值为人民币 50 亿元的信托受益权，并将截至 2024 年 7 月 21 日（基准日）的信贷资产及其他资产全部转让给中原资产，包括（1）拟转 让资产（现时的和未来的、现实的和或有的）全部所有权和相关权益；（2）拟转 让资产所产生的到期或将到期的全部还款；（3）请求、起诉、收回、接受与拟转 1 让资产相关的全部应偿付款项的权利和权利主张；（4）与实现和执行拟转让资产 内各项资产相关的全部权利和法律救济。 特此公告。 郑州银行股份有限公司董事会 2024 年 10 月 8 日 一、合同概况 经本行第七届董事会 2024 年第五次临时会议审议通过，本行于 ...

证券代码：002936 证券简称：郑州银行 公告编号：2024-034 郑州银行股份有限公司 2024 年第一次临时股东大会决议公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示： 1．本次股东大会无否决提案的情形。 2．本次股东大会不涉及变更以往股东大会已通过的决议。 一、会议召开情况 （一）召开时间 1．现场会议召开时间：2024 年 9 月 26 日（星期四）上午 9:00 开始。 本行部分董事、监事和高级管理人员现场出席和列席会议。北京市金杜律师 事务所律师对本次股东大会进行了见证。 三、议案审议表决情况 本次股东大会以现场投票表决和网络投票表决相结合的方式，审议通过了以 | | 下议案： | | | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 序号 | 议案名称 | 股东 | 同意 | | 反对 | | 弃权 | | 表决 | | | | 性质 | 股数 | 比例（%） | 股数 | 比例（%） | 股 ...

令杜律师事务所 KING&WODD MAILESONS 北京市朝阳区东三环中路1号 环球金融中心办公楼东楼18层 邮编: 8th Floor, East Tower, World Financial 1 Dongsanhuan Zhonalu Chaoyang District Beijing, 100020 P.R. China +86 10 5878 5588 86 10 5878 5566/5599 北京市金杜律师事务所（以下简称本所）接受郑州银行股份有限公司（以 下简称公司）委托,根据《中华人民共和国证券法》（以下简称《证券法》）、 《中华人民共和国公司法》（以下简称《公司法》）、中国证券监督管理委员 会《上市公司股东大会规则（2022年修订）》（以下简称《股东大会规则》） 等中华人民共和国境内(以下简称中国境内,为本法律意见书之目的,不包括 中国香港特别行政区、中国澳门特别行政区和中国台湾地区)现行有效的法律、 行政法规、规章和规范性文件和现行有效的公司章程有关规定,指派律师出席 了公司于 2024年9月 26 日召开的 2024年第一次临时股东大会(以下简称本次 股东大会），并就本次股东大会相关事 ...

本行收到王艳丽女士的辞职申请，因身体原因辞去本行风险总监职务。辞任 后，王艳丽女士将不再担任本行及本行控股子公司任何职务。 截至本公告日，王艳丽女士持有本行 191,986 股 A 股股份。辞任后，王艳丽 女士将继续遵守法律法规有关所持本行股份及其变动的规定及继续履行股份锁 定承诺直至相关承诺事项履行完毕。王艳丽女士已确认其与本行董事会并无不一 致意见，也无任何与其辞去职务有关而需通知本行股东及债权人的事项。 特此公告。 郑州银行股份有限公司董事会 2024 年 9 月 27 日 证券代码：002936 证券简称：郑州银行 公告编号：2024-035 郑州银行股份有限公司 关于高级管理人员辞任的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 1 ...

Financial Performance - Operating income for the first half of 2024 was RMB 6,405,142 thousand, a decrease of 7.22% compared to RMB 6,903,597 thousand in the same period of 2023 [11]. - Total profit for the first half of 2024 was RMB 1,869,575 thousand, down 26.02% from RMB 2,526,990 thousand in the first half of 2023 [11]. - Net profit attributable to shareholders for the first half of 2024 was RMB 1,593,861 thousand, a decline of 22.12% compared to RMB 2,046,633 thousand in the same period of 2023 [11]. - Basic earnings per share for the first half of 2024 were RMB 0.18, down 21.74% from RMB 0.23 in the same period of 2023 [11]. - The company achieved operating income of RMB 6.405 billion, a year-on-year decrease of 7.22% [27]. - Net profit for the period was RMB 1.649 billion, down 22.01% compared to the previous year [27]. - The company reported a significant decrease in pre-tax profit of RMB 657 million, down 26.02% from the previous year [28]. Assets and Liabilities - Total assets as of June 30, 2024, reached RMB 645,680,374 thousand, reflecting a 2.37% increase from RMB 630,709,429 thousand at the end of 2023 [12]. - Total liabilities as of June 30, 2024, were RMB 589,356,033 thousand, up 2.25% from RMB 576,394,573 thousand at the end of 2023 [12]. - Total deposits (excluding accrued interest) reached RMB 386,360,381 thousand, a growth of 7.04% compared to RMB 360,961,439 thousand at the end of 2023 [12]. - The bank's total liabilities amounted to RMB 589.36 billion, reflecting an increase of RMB 12.96 billion or 2.25% compared to the end of the previous year [68]. - The bank's total assets amounted to RMB 645.68 billion, an increase of RMB 14.97 billion, reflecting a growth rate of 2.37% from the end of the previous year [55]. Capital and Ratios - As of June 30, 2024, the core tier 1 capital adequacy ratio increased to 9.26%, up from 8.90% at the end of 2023, reflecting a 0.36% improvement [13]. - The total capital ratio improved to 12.68% as of June 30, 2024, up from 12.38% at the end of 2023 [112]. - The bank's leverage ratio stood at 7.50% as of June 30, 2024, slightly down from 7.60% at the end of 2023 [113]. - The liquidity coverage ratio decreased to 207.98% as of June 30, 2024, down from 265.83% at the end of 2023, a decline of 57.85% [14]. - The liquidity ratio is 74.83%, exceeding the regulatory requirement of at least 25% [135]. - The net stable funding ratio is 114.63%, also above the regulatory threshold of 100% [135]. Risk Management - The bank has not identified any significant risks that could adversely affect its future development strategy and operational goals during the reporting period [4]. - The provision coverage ratio improved significantly to 191.47% from 174.87% at the end of 2023, indicating a 16.60% increase [13]. - The bank has established a comprehensive reputation risk management system, enhancing risk assessment and monitoring mechanisms [137]. - The bank has strengthened risk management capabilities, continuously improving the comprehensive risk management system [131]. - The bank's operational risk management framework has been improved with new standards for risk measurement and management [134]. Loans and Advances - Total loans and advances (excluding accrued interest) amounted to RMB 372,827,943 thousand, an increase of 3.39% from RMB 360,608,206 thousand at the end of 2023 [12]. - The total amount of loans and advances is RMB 372,827,943 thousand, with 95.88% classified as normal loans as of June 30, 2024 [77]. - The bank's credit loans amounted to RMB 73.09 billion, with an NPL ratio of 1.31%, while guaranteed loans totaled RMB 165.56 billion with an NPL ratio of 1.74% [82]. - The overdue loans totaled RMB 17.32 billion, representing 4.65% of total loans, an increase of RMB 2.5 billion or 16.87% from the previous year [86]. - The bank's agricultural loan balance reached RMB 83.295 billion, an increase of RMB 1.056 billion or 1.28% compared to the end of the previous year [140]. Income and Expenses - Interest income decreased by RMB 630 million, a decline of 10.64%, accounting for 82.68% of total operating income [29]. - Interest expenses for the period totaled RMB 6.48 billion, an increase of RMB 10 million or 0.16% year-on-year, influenced by changes in liability scale and interest costs [40]. - The total income tax expense for the reporting period was RMB 220.46 million, a decrease of RMB 192.04 million, representing a decline of 46.56% compared to the same period last year [54]. - Operating expenses totaled RMB 1.66 billion, up RMB 141 million or 9.26% year-over-year [48]. - The bank's net interest margin decreased to 1.70%, down 0.36 percentage points year-on-year, while the net interest yield fell to 1.80%, a decrease of 0.33 percentage points compared to the previous year [34]. Corporate Governance - The company has established a comprehensive corporate governance structure, ensuring compliance with relevant laws and regulations [192]. - The company held its 2023 Annual General Meeting on June 27, 2024, with a participation rate of 40.60% [193]. - The board of directors confirmed that no cash dividends or bonus shares will be distributed for the first half of 2024 [4]. - The company has a total of 52,470 shares held by the deputy president, with no changes during the reporting period [171]. - The company has adopted a securities trading code of conduct for directors and supervisors, ensuring compliance with relevant regulations [176]. Employee and Workforce - As of the reporting period, the company had a total of 5,822 employees, with 5,258 in the main bank and 564 in subsidiaries [180]. - The largest employee group is in retail banking, comprising 1,874 employees, which accounts for 32.19% of the total workforce [181]. - The employee age distribution shows that 3,583 employees are aged between 31 and 40, making up 61.61% of the workforce [182]. - The bank's compensation policy emphasizes fairness, competitiveness, and incentivization, with a focus on performance-based pay to motivate employees [185]. - The bank has established a comprehensive training system to enhance the overall capabilities and innovation skills of its employees, aligning with the provincial government's goal of building a first-class urban commercial bank [184]. Strategic Initiatives - The bank is focused on supporting local economic development and small and medium-sized enterprises, aligning with national and regional strategic initiatives [114]. - The bank aims to enhance financial services for rural revitalization, with 4,947 new merchant service points established in rural areas [141]. - The bank plans to focus on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance to support business development [142]. - The bank has actively implemented the national rural revitalization strategy, enhancing rural financial service channels and experiences [124]. - The bank is committed to supporting the stable and healthy development of the real estate market and local industry clusters [142].

证券代码：002936 证券简称：郑州银行 公告编号：2024-033 郑州银行股份有限公司 首次公开发行 A 股前已发行股份上市流通提示性公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、 准确、完整，没有虚假记载、误导性陈述或重大遗漏。 特别提示 2.本次限售股上市流通日期为 2024 年 9 月 19 日（星期四）。 一、首次公开发行 A 股前已发行股份概况及上市后股本变动情况 经中国证券监督管理委员会《关于核准郑州银行股份有限公司首次公开发行 股票的批复》（证监许可[2018]1199 号）核准，本行向社会首次公开发行人民币 普通股（A 股）600,000,000 股。经深圳证券交易所《关于郑州银行股份有限公司 人民币普通股股票上市的通知》（深证上[2018]444 号）同意，本行于 2018 年 9 月 19 日在深圳证券交易所挂牌上市。首次公开发行 A 股前，本行总股本 5,321,931,900 股，发行后本行总股本 5,921,931,900 股，其中，A 股 4,403,931,900 股，H 股 1,518,000,000 股。 本行 2019 年度股东周年 ...