郑州银行股份有限公司 关于聘任行长的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 证 券代码：002936 证 券简称：郑州银行 公 告编号：2024-043 李 红 女 士 的简历详见本行于 2024 年 11 月 28 日 在 巨 潮 资 讯 网 （http://www.cninfo.com.cn）发布的《郑州银行股份有限公司第七届董事会 2024 年第六次临时会议决议公告》。 特此公告。 郑州银行股份有限公司董事会 2024 年 11 月 28 日 1 2024 年 11 月 27 日，本行第七届董事会 2024 年第六次临时会议审议通过了 《关于聘任李红女士为郑州银行股份有限公司行长的议案》，同意聘任李红女士 为本行行长，待其任职资格经国家金融监督管理总局河南监管局核准后正式履职。 ...

证 券代码：002936 证 券简称：郑州银行 公 告编号：2024-045 郑州银行股份有限公司 （三）会议召开的合法合规性说明：本次股东大会的召开符合有关法律、行 政法规、部门规章、规范性文件、深圳证券交易所业务规则和本行《公司章程》 等的规定。 （四）召开日期、时间 1．现场会议：2024 年 12 月 18 日（星期三）上午 9:00 开始。 2．网络投票：通过深圳证券交易所交易系统进行网络投票的时间为 2024 年 12 月 18 日 9:15-9:25，9:30-11:30 及 13:00-15:00；通过深圳证券交易所互联网投 票系统投票的时间为 2024 年 12 月 18 日 9:15-15:00。 关于召开 2024 年第二次临时股东大会的通知 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 本行 2024 年第二次临时股东大会定于 2024 年 12 月 18 日上午 9:00 召开， 会议有关事项通知如下： 一、召开会议基本情况 （一）股东大会届次：2024 年第二次临时股东大会。 （二）召集人：本行董事会 ...

如否，请详细说明：______________________________ 二、被提名人不存在《中华人民共和国公司法》第一 百四十六条等规定不得担任公司董事的情形。 ☑ 是 □ 否 郑州银行股份有限公司独立董事提名人声明与承诺 提名人郑州银行股份有限公司董事会现就提名李小建 为郑州银行股份有限公司第八届董事会独立董事候选人发 表公开声明。被提名人已书面同意作为郑州银行股份有限 公司第八届董事会独立董事候选人（参见该独立董事候选 人声明）。本次提名是在充分了解被提名人职业、学历、职 称、详细的工作经历、全部兼职、有无重大失信等不良记 录等情况后作出的，本提名人认为被提名人符合相关法律、 行政法规、部门规章、规范性文件和深圳证券交易所业务 规则对独立董事候选人任职资格及独立性的要求，具体声 明并承诺如下事项： 一、被提名人已经通过郑州银行股份有限公司第八届 董事会提名委员会或者独立董事专门会议资格审查，提名 人与被提名人不存在利害关系或者其他可能影响独立履职 情形的密切关系。 ☑ 是 □ 否 格和条件。 ☑ 是 □ 否 如否，请详细说明：______________________________ 四、被提名 ...

Core Viewpoint - The banking sector is experiencing a significant rally, driven by economic stimulus policies and debt replacement measures aimed at alleviating local government financing risks [2][4]. Group 1: Bank Stock Performance - As of November 18, several banks saw substantial stock price increases, with Zhengzhou Bank rising by 10.24%, Qingnong Commercial Bank by 10%, and Minsheng Bank by 8.22% [1]. - Bank ETFs also showed strong performance, with the main ETF (512800) up by 2.67% and others like Huaxia (515020) and Tianhong (515290) increasing by 2.54% and 2.60% respectively [2]. Group 2: Economic Policies and Debt Management - The Ministry of Finance announced that starting in 2024, China will allocate 800 billion yuan annually from new local government special bonds for five consecutive years to address hidden debts, totaling 4 trillion yuan [2]. - The recent approval of a 6 trillion yuan debt limit will directly increase local debt resolution resources by 10 trillion yuan [2]. Group 3: Impact on Bank Valuation and Risks - According to a report by CICC, the debt replacement may slightly reduce banks' interest income but will lower long-term risks and improve asset quality, effectively offsetting the impact of declining interest margins [3]. - The report estimates that if 2.8 trillion yuan of hidden debts are replaced annually from 2025 to 2027, banks could see a reduction in interest income by approximately 70-80 billion yuan each year, leading to a 2% decrease in profits [3]. Group 4: Market Sentiment and Regulatory Changes - As of November 15, 42 listed banks were trading below their net asset value, indicating market skepticism about future economic conditions [4]. - The recent issuance of the "Guidance on Market Value Management" by the CSRC encourages long-term underperforming companies, including banks, to develop specific plans for enhancing market value [5][6]. - The guidance aims to improve communication between banks and the market, potentially alleviating concerns about banking risks through better transparency in asset quality [5].

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 鄭州銀行股份有限公司 (於中華人民共和國註冊成立的股份有限公司） 呈交日期: 2024年11月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 06196 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 2,020,458,000 | RMB | | 1 RMB | | 2,020,458 ...

Financial Performance - Operating income for Q3 2024 was RMB 2,655,893 thousand, a decrease of 25.42% year-on-year[4] - Net profit attributable to shareholders for Q3 2024 was RMB 650,271 thousand, down 7.63% compared to the same period last year[4] - The net profit for the first nine months of 2024 was RMB 2,244,132 thousand, a decrease of 18.41% year-on-year[4] - The company reported a diluted earnings per share of RMB 0.07 for Q3 2024, down 12.50% from the previous year[4] - Operating income for the nine months ended September 30, 2024, was RMB 9,061,035, down 13.4% from RMB 10,464,658 in the same period of 2023[25] - Net profit for the nine months ended September 30, 2024, was RMB 2,288,964, a decrease of 19.6% compared to RMB 2,848,811 in the same period of 2023[25] - Net profit for the three months ended September 30, 2024, was RMB 639,852 thousand, down from RMB 734,328 thousand in the same period of 2023, reflecting a decrease of about 12.9%[27] - The company reported a decrease in commission income, with net commission income of RMB 349,854, down 20.9% from RMB 442,230 in the same period of 2023[25] Assets and Liabilities - Total assets as of September 30, 2024, reached RMB 666,626,085 thousand, an increase of 5.69% from the end of 2023[6] - Total liabilities as of September 30, 2024, were RMB 609,820,482 thousand, reflecting a 5.80% increase from the end of 2023[6] - The total amount of loans and advances increased by 6.41% to RMB 383,710,888 thousand compared to the end of 2023[6] - The total deposits reached RMB 396,909,399 thousand, a growth of 9.96% compared to the end of 2023[6] - The company's total assets as of September 30, 2024, amounted to RMB 666,626,085 thousand, an increase from RMB 630,709,429 thousand as of December 31, 2023, representing a growth of about 5.7%[29] - The total liabilities as of September 30, 2024, were RMB 609,820,482 thousand, up from RMB 576,394,573 thousand at the end of 2023, indicating an increase of approximately 5.8%[29] Equity and Capital Ratios - The weighted average return on equity (annualized) decreased by 0.68 percentage points to 5.82% in Q3 2024[4] - Net asset value per share increased to RMB 4.94, up 5.78% from RMB 4.67 at the end of 2023[6] - The capital adequacy ratio was 12.29%, maintaining a stable and reasonable level[18] - The core tier 1 capital adequacy ratio was 8.97%, slightly up from 8.90% at the end of 2023[11] - The liquidity coverage ratio was 199.11%, significantly above the regulatory requirement of 100%[10] Cash Flow - Operating cash flow before tax profit decreased to RMB 2,557,093 thousand from RMB 3,345,512 thousand, a decline of approximately 23.5% year-over-year[32] - Net cash flow from operating activities improved significantly to RMB 11,613,414 thousand compared to a negative cash flow of RMB 1,019,928 thousand in the previous year[33] - Net cash flow from investment activities was negative at RMB 5,521,555 thousand, worsening from a negative RMB 4,001,424 thousand in the same period last year[33] - Cash flow from financing activities showed a net outflow of RMB 8,067,981 thousand, contrasting with a net inflow of RMB 6,654,275 thousand in the previous year[33] - Total cash and cash equivalents decreased to RMB 10,030,682 thousand from RMB 12,151,348 thousand, reflecting a reduction of approximately 17.4%[33] - Interest received during the period was RMB 14,642,806 thousand, slightly down from RMB 15,097,962 thousand year-over-year[33] - Interest paid amounted to RMB 6,001,090 thousand, a decrease from RMB 6,910,657 thousand in the previous year[33] - The company reported a significant increase in net cash from financing activities due to bond issuance, totaling RMB 105,234,850 thousand[33] Shareholder Information - The total number of common shareholders at the end of the reporting period was 104,093, with 104,042 A-share shareholders and 51 H-share shareholders[19] - The top 10 common shareholders held a total of 3,000,000,000 shares, representing 33.33% of the total shares[20] - The top shareholder, Hong Kong Central Clearing (Agent), held 2,020,252,753 H-shares, accounting for 22.22% of total shares[19] - Zhengzhou Investment Holding Co., Ltd. held 608,105,180 A-shares, representing 6.69% of total shares, with 207,515,000 shares under pledge[19] - The company did not report any significant changes in the top shareholders or their participation in securities lending activities during the reporting period[22] Other Financial Metrics - The non-performing loan ratio stood at 1.86%, a decrease of 0.01 percentage points from the beginning of the year[18] - The provision coverage ratio was reported at 166.23%, indicating a strong buffer against potential loan losses[18] - The company recorded a net loss from financial investments of RMB 3,843,452 thousand, compared to a loss of RMB 4,054,440 thousand in the previous year[32] - The company achieved an operating income of RMB 9.06 billion and a net profit of RMB 2.29 billion during the reporting period[18] - For the nine months ended September 30, 2024, the total comprehensive income attributable to the company's shareholders was RMB 2,445,915 thousand, a decrease from RMB 2,877,861 thousand for the same period in 2023, representing a decline of approximately 15%[26] - The company reported a net fee and commission income of RMB 83,855 thousand for the three months ended September 30, 2024, compared to RMB 120,133 thousand for the same period in 2023, a decline of approximately 30.3%[27] - The fair value changes of equity instruments designated at fair value through other comprehensive income for the three months ended September 30, 2024, resulted in a loss of RMB 165,554 thousand, compared to a loss of RMB 51,911 thousand in the same period of 2023[28]

郑州银行股份有限公司独立董事候选人声明与承诺 声明人王宁作为郑州银行股份有限公司第七届董事会 独立董事候选人，已充分了解并同意由提名人郑州银行股 份有限公司董事会提名为郑州银行股份有限公司（以下简 称该公司）第七届董事会独立董事候选人。现公开声明和 保证，本人与该公司之间不存在任何影响本人独立性的关 系，且符合相关法律、行政法规、部门规章、规范性文件 和深圳证券交易所业务规则对独立董事候选人任职资格及 独立性的要求，具体声明并承诺如下事项： 一、本人已经通过郑州银行股份有限公司第七届董事 会提名委员会或者独立董事专门会议资格审查，提名人与 本人不存在利害关系或者其他可能影响独立履职情形的密 切关系。 ☑ 是 □ 否 如否，请详细说明：_____________________________ 二、本人不存在《中华人民共和国公司法》第一百四 十六条等规定不得担任公司董事的情形。 ☑ 是 □ 否 如否，请详细说明：______________________________ 三、本人符合中国证监会《上市公司独立董事管理办 法》和深圳证券交易所业务规则规定的独立董事任职资格 和条件。 ☑ 是 □ 否 如否，请详细说 ...

证券代码：002936 证券简称：郑州银行 公告编号：2024-040 郑州银行股份有限公司 本行董事会于 2024 年 10 月 30 日提名王宁先生、刘亚天先生、萧志雄先生 为本行第七届董事会独立非执行董事候选人，王宁先生、刘亚天先生、萧志雄先 生的任职资格和独立性尚需经深圳证券交易所审核无异议后，方可提交股东大会 审议。选举王宁先生、刘亚天先生、萧志雄先生担任独立非执行董事的相关事项 需经股东大会审议通过，其董事任职资格需经国家金融监督管理总局河南监管局 核准，自任职资格核准之日起正式履职，任期与第七届董事会任期相同。王宁先 生、刘亚天先生、萧志雄先生的简历详见本行于 2024 年 10 月 31 日在巨潮资讯 网（http://www.cninfo.com.cn）发布的《郑州银行股份有限公司第七届董事会第 十五次会议决议公告》。 关于拟变更独立非执行董事的公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 本行收到李燕燕女士、宋科先生、李淑贤女士的辞职报告，因任期届满，辞 去本行第七届董事会独立非执行董事及董事会专门委员 ...

证券代码：002936 证券简称：郑州银行 公告编号：2024-037 郑州银行股份有限公司 第七届董事会第十五次会议决议公告 郑州银行股份有限公司（以下简称"本行"）及董事会全体成员保证公告内容的真实、准 确、完整，没有虚假记载、误导性陈述或重大遗漏。 一、会议召开情况 本行于 2024 年 10 月 16 日以电子邮件及书面方式向全体董事发出关于召开 第七届董事会第十五次会议的通知，会议于 2024 年 10 月 30 日在郑州市商务外 环路 22 号郑州银行大厦现场召开。本次会议应出席董事 8 人，实际出席 8 人， 其中，王世豪先生、宋科先生、李淑贤女士以视频接入方式出席会议。本行部分 监事列席会议。会议召开符合《公司法》《深圳证券交易所股票上市规则》《香港 联合交易所有限公司证券上市规则》和本行《公司章程》的规定。本次会议合法 有效。会议由董事长赵飞先生主持。 二、会议审议情况 （一）会议审议通过了《郑州银行股份有限公司 2024 年第三季度经营管理 工作报告》。 本议案同意票 8 票，反对票 0 票，弃权票 0 票。 （二）会议审议通过了《关于郑州银行股份有限公司 2024 年第三季度报告 的议案 ...

郑州银行股份有限公司独立董事提名人声明与承诺 提名人郑州银行股份有限公司董事会现就提名王宁为 郑州银行股份有限公司第七届董事会独立董事候选人发表 公开声明。被提名人已书面同意作为郑州银行股份有限公 司第七届董事会独立董事候选人（参见该独立董事候选人 声明）。本次提名是在充分了解被提名人职业、学历、职称、 详细的工作经历、全部兼职、有无重大失信等不良记录等 情况后作出的，本提名人认为被提名人符合相关法律、行 政法规、部门规章、规范性文件和深圳证券交易所业务规 则对独立董事候选人任职资格及独立性的要求，具体声明 并承诺如下事项： 一、被提名人已经通过郑州银行股份有限公司第七届 董事会提名委员会或者独立董事专门会议资格审查，提名 人与被提名人不存在利害关系或者其他可能影响独立履职 情形的密切关系。 ☑ 是 □ 否 如否，请详细说明：______________________________ 如否，请详细说明：______________________________ 四、被提名人符合公司章程规定的独立董事任职条件。 ☑ 是 □ 否 如否，请详细说明：______________________________ ...