中泰证券股份有限公司 关于银江技术股份有限公司 持续督导之专项现场检查报告 7、通过全国企业信用信息公示系统等公开信息渠道对募投采购及涉及资金违规使 用等情况的供应商进行核查； 一、本次现场检查的基本情况 在对银江技术2023年度定期现场检查中，保荐机构关注到2023年度银江技术在募集 资金的存放与使用方面存在不规范的情况。 针对相关情况，保荐机构于2024年1月4日至2024年4月29日期间，开展了对公司募 集资金的存放与使用情况的专项现场检查，具体核查程序如下： 1、获取募投项目相关的采购合同、询价单、发票、到货单等采购资料； 2、获取并核查2023年度公司及主要子公司的银行对账单； 3、亲赴募集资金开户银行打印对账单，对募集资金银行账户函证； 中泰证券股份有限公司（以下简称"中泰证券"或"保荐机构"）作为银江技术股份 有限公司（以下简称"银江技术"或"公司"）2023年度向特定对象发行A股股票的保荐 机构，根据《证券发行上市保荐业务管理办法》《深圳证券交易所上市公司自律监 管指引第2号——创业板上市公司规范运作》《深圳证券交易所上市公司自律监管指 引第13号——保荐业务》等有关规定，对银江技术募集资金使 ...

中泰证券股份有限公司 关于银江技术股份有限公司 2024 年度持续督导专项培训情况报告 深圳证券交易所： 中泰证券股份有限公司（以下简称"中泰证券"或"保荐机构"）作为银江技 术股份有限公司（以下简称"银江技术"或"公司"）2023 年度向特定对象发行 A 股股票的保荐机构，根据《深圳证券交易所上市公司自律监管指引第 13 号— —保荐业务》等规定，对银江技术的董事、监事、高级管理人员、中层以上管理 人员及上市公司实际控制人等相关人员进行了后续培训，所培训的内容按照深圳 证券交易所创业板有关持续督导的要求进行。 2024 年 4 月 18 日，中泰证券相关人员按照《深圳证券交易所上市公司自律 监管指引第 13 号——保荐业务》的要求完成了对银江技术董事、监事、高级管 理人员、中层以上管理人员及实际控制人等相关人员的持续培训工作，特向贵所 报送培训工作报告。 一、本次持续督导培训的基本情况 二、培训内容 根据《深圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司规 范运作》、《深圳证券交易所股票上市规则》及《上市公司监管指引第 2 号—— 上市公司募集资金管理和使用的监管要求（2022 年修订）》等法 ...

中泰证券股份有限公司 关于银江技术股份有限公司 2023 年度持续督导保荐工作报告 | 保荐机构名称：中泰证券股份有限公司 | 被保荐公司简称：银江技术 | | --- | --- | | 保荐代表人姓名：孙晓刚 | 联系电话：0531-68889236 | | 保荐代表人姓名：盛苑 | 联系电话：0531-68889236 | 一、保荐工作概述 | 项目 | 工作内容 | | --- | --- | | 1、公司信息披露审阅情况 | | | （1）是否及时审阅公司信息披露文件 | 是 | | （2）未及时审阅公司信息披露文件的次数 | 0 次 | | 2、督导公司建立健全并有效执行规章制度的情况 | | | （1）是否督导公司建立健全规章制度（包括但不限于防 止关联方占用公司资源的制度、募集资金管理制度、内控 | 是 | | 制度、内部审计制度、关联交易制度） | | | （2）公司是否有效执行相关规章制度 | 否 | | 3、募集资金监督情况 | | | （1）查询公司募集资金专户次数 | 次 3 | | （2）公司募集资金项目进展是否与信息披露文件一致 | 否，具体情况详见"二、保荐机构发现公司存在的问 ...

Financial Performance - The company's operating revenue for 2023 was approximately ¥1.17 billion, a decrease of 27.47% compared to ¥1.61 billion in 2022[17]. - The net profit attributable to shareholders was a loss of approximately ¥234 million, representing a decline of 437.10% from a profit of ¥69 million in 2022[17]. - The cash flow from operating activities showed a net outflow of approximately ¥251 million, a decrease of 379.36% compared to a positive cash flow of ¥90 million in 2022[17]. - The total assets at the end of 2023 were approximately ¥6.97 billion, an increase of 6.07% from ¥6.57 billion at the end of 2022[17]. - The net assets attributable to shareholders increased by 20.40% to approximately ¥4.21 billion from ¥3.50 billion in 2022[17]. - The basic earnings per share for 2023 was -¥0.32, a decrease of 390.91% from ¥0.11 in 2022[17]. - The weighted average return on net assets was -5.85%, a decline of 7.85% compared to 2.00% in 2022[17]. - The company reported uncertainty regarding its ability to continue as a going concern due to negative net profits in recent years[17]. Revenue Breakdown - The quarterly revenue for Q1 2023 was approximately ¥586 million, with subsequent quarters showing a decline in revenue[20]. - The company's operating revenue for the reporting period was CNY 1,052,120,132.93, a decrease of 15.34% compared to the previous year[21]. - The net profit attributable to shareholders was CNY 84,552,491.98, representing a decline of 113.41% year-on-year[21]. - The net profit after deducting non-recurring gains and losses was CNY 83,459,320.10, down 114.63% from the previous year[21]. - For the third quarter, the operating revenue was CNY 1,540,225,726, down 23.04% year-on-year[22]. - The net profit attributable to shareholders for the third quarter was CNY 107,347,929.24, a decrease of 164.47% compared to the same period last year[22]. - The revenue from smart transportation was ¥475,716,173.91, accounting for 40.69% of total revenue, down 36.13% from the previous year[70]. - The revenue from smart healthcare was ¥199,171,884.31, which is 17.04% of total revenue, showing a decline of 3.56% year-over-year[70]. Research and Development - The company launched over 100 new algorithm models across various fields, including transportation and healthcare, enhancing its digital governance capabilities[41]. - The company raised ¥1 billion through a private placement to boost research and development in artificial intelligence and digital twin technologies[39]. - The company has established a comprehensive technology innovation and product R&D team, with 43.92% of its 567 employees engaged in R&D[62]. - R&D investment amounted to ¥123,402,020.73 in 2023, representing 10.56% of operating revenue, an increase from 7.00% in 2022[85]. - Research and development expenses remained stable at approximately CNY 81.06 million, showing a slight decrease of 0.08% year-on-year[81]. Market Expansion and Strategy - The company is focusing on expanding its market presence in regions such as Xinjiang, Fujian, and Jiangsu, leveraging its technological advantages[39]. - The company aims to support the modernization of urban governance through its "City Brain" initiative, which utilizes advanced data analytics and AI technologies[35]. - The company is actively pursuing CFDA certification for its E-WATCH product, which is expected to enhance market recognition and consumer trust[82]. - The company plans to enhance its market share in the transportation, health, and education sectors by focusing on the innovation of new generation smart applications[111]. - The company is planning to expand its market presence in Southeast Asia, targeting a 10% market share within the next two years[191]. Corporate Governance - The company held 3 shareholder meetings in 2023, utilizing a combination of online and on-site voting to ensure equal rights for all shareholders[130]. - The board of directors consists of 9 members, including 3 independent directors, and held 8 meetings during the reporting period[132]. - The supervisory board comprises 3 members and convened 7 meetings, adhering to legal and regulatory requirements[134]. - The company has established a performance evaluation and incentive mechanism to enhance employee motivation, with standards tailored to different positions[135]. - The company has maintained a stable management team with no significant changes in shareholding among directors and senior management during the reporting period[147]. Financial Management - The company reported a total of ¥213,200,066.20 in raised funds that were improperly used and have not yet been returned[99]. - The company has committed to not providing financial assistance or loans against restricted stock options as of December 31, 2023[196]. - The company has engaged in a private placement of shares, with new shares listed from April 18 to May 21, 2023, under a six-month lock-up period[195]. - The company is actively pursuing strategies to enhance its market position and financial stability through careful management of its financial resources[197]. - The company plans to ensure that the use of idle raised funds does not affect the implementation of investment projects[102]. Social Responsibility and Compliance - The company actively fulfills its corporate social responsibilities while creating value for shareholders[182]. - The company emphasizes compliance with laws and regulations, ensuring timely and accurate information disclosure to enhance transparency and credibility[183]. - The company adheres to a principle of lawful operation, focusing on both economic and social benefits[183]. - The company has not faced any administrative penalties related to environmental issues during the reporting period[182]. - Employee training programs are implemented through Yinjiang University to improve professional skills and maintain employee rights[183].

Financial Performance - The company's revenue for Q1 2024 was ¥463,584,237.18, a decrease of 20.88% compared to ¥585,925,476.72 in the same period last year[5] - Net profit attributable to shareholders was ¥10,470,883.58, down 82.59% from ¥60,146,158.45 year-on-year[5] - The net cash flow from operating activities was -¥160,187,181.20, a significant decline of 33,438.63% compared to ¥480,485.24 in the previous year[5] - Basic and diluted earnings per share were both ¥0.01, representing an 88.89% decrease from ¥0.09 in the same period last year[5] - Total operating revenue for the first quarter was ¥463,584,237.18, a decrease of 21% compared to ¥585,925,476.72 in the previous period[17] - Operating profit for Q1 2024 was CNY 11,410,950.71, compared to CNY 68,857,040.89 in the same period last year, indicating a decrease of about 83.5%[18] - The net profit for Q1 2024 was CNY 10,234,862.43, a decrease from CNY 59,753,115.92 in Q1 2023, representing a decline of approximately 82.9%[18] - The total revenue from sales of goods and services received in Q1 2024 was CNY 533,173,564.31, a decline from CNY 627,263,016.83 in Q1 2023, representing a decrease of about 15%[20] Assets and Liabilities - Total assets at the end of the reporting period were ¥7,147,222,576.34, an increase of 2.60% from ¥6,969,841,186.24 at the end of the previous year[5] - Current liabilities increased to ¥2,657,073,466.39 from ¥2,482,705,192.06, reflecting an increase of about 7%[14] - Non-current liabilities decreased slightly to ¥244,239,270.01 from ¥247,800,245.50, a reduction of about 1.5%[14] - Cash and cash equivalents decreased to ¥628,645,481.16 from ¥756,319,984.86, a decline of approximately 17%[14] - Accounts receivable increased to ¥1,559,208,182.32 from ¥1,414,508,004.93, representing an increase of about 10%[14] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 56,373[8] - The largest shareholder, Yinjian Technology Group, holds 10.30% of the shares, with a significant portion pledged[8] - The total number of shares held by the top 10 unrestricted shareholders is 81,883,007 shares, representing a significant portion of the company's equity[9] - The largest shareholder, Yinjian Technology Group Co., Ltd., holds 81,883,007 shares, accounting for approximately 51.5% of the total shares[9] - The company has a total of 27,813,840 shares under lock-up, which constitutes about 4.24% of the total shares outstanding[11] - The report indicates that there were no new shares released from lock-up during the current period[11] - The company has not disclosed any significant changes in the number of shares held by the top 10 shareholders due to margin trading activities[9] Research and Development - The company's R&D expenses increased, indicating a focus on new product and technology development[8] - The company reported R&D expenses of ¥11,178,922.51, which is consistent with the previous period's ¥11,611,145.42[17] - The company has not reported any new product developments or technological advancements in this quarter[12] - The company did not report any significant new product launches or technological advancements during this quarter[22] Future Outlook and Strategic Focus - The company plans to focus on market expansion and new product development in the upcoming quarters[16] - The company has not provided any future performance guidance or outlook for the upcoming quarters[12] - There are no updates on market expansion or mergers and acquisitions in the current report[12] Financial Position Changes - The report does not indicate any significant changes in the financial position compared to previous periods[12] - The company reported a decrease in contract liabilities, attributed to project settlement income[8]

出席本次年度报告说明会的人员有：公司董事长王腾先生、财务总监任刚要 先生、董事会秘书吴孟立先生、副总经理张文广先生、独立董事蒋贤品先生。 证券代码：300020 证券简称：银江技术 公告编号：2024-015 银江技术股份有限公司 关于举行 2023 年度网上业绩说明会的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假 记载、误导性陈述或重大遗漏。 银江技术股份有限公司（以下简称"公司"）2023 年年报于 2024 年 4 月 30 日在巨潮资讯网披露，为方便广大投资者更加全面深入地了解公司情况，公司将 于 2024 年 5 月 10 日（星期五）15:00-17:00 在东方财富路演平台举办 2023 年 度网上业绩说明会。本次年度业绩说明会将采用网络远程的方式举行，投资者可 登录东方财富路演平台（http://roadshow.eastmoney.com/luyan/4435417）参 与本次年度业绩说明会。 欢迎广大投资者积极参与。 特此公告。 银江技术股份有限公司董事会 2024 年 4 月 30 日 ...

证券代码：300020 证券简称：银江技术 公告编号：2024-005 银江技术股份有限公司 第六届监事会第九次会议决议公告 本公司及监事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 会议由监事会主席徐佳女士主持，经与会监事讨论，会议决议如下： 一、审议通过《关于为全资子公司向银行申请授信额度提供担保的议案》 经核查，监事会认为：公司为子公司向银行申请授信额度提供担保的财务风 险在公司可控范围内，有利于增强子公司的经营效率和盈利能力。本次事项符合 相关规定，其审议程序合法、有效，不存在损害公司及全体股东利益的情形，同 意上述担保事项。具体内容详见公司于同日在中国证监会指定的创业板信息披露 网站巨潮资讯网发布的公告。 表决结果：本议案以 3 票同意、0 票反对、0 票弃权获得通过。 特此公告。 银江技术股份有限公司监事会 2024 年 3 月 27 日 银江技术股份有限公司（以下简称"公司"）第六届监事会第九次会议于 2024 年 3 月 26 日在公司会议室以现场表决方式召开，会议通知于 2024 年 3 月 20 日 以直接送达或传真方式送达。会议应参与表决监事 3 ...

证券代码：300020 证券简称：银江技术 公告编号：2024-003 银江技术股份有限公司 关于为全资子公司向银行申请授信额度提供担保的公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚 假记载、误导性陈述或重大遗漏。 银江技术股份有限公司（以下简称"公司"）于2024年3月26日召开的第六 届董事会第十次会议、第六届监事会第九次会议分别审议通过了《关于为全资子 公司向银行申请授信额度提供担保的议案》，现将有关事项公告如下： 一、担保情况概述 成立日期：2000年09月26日 营业期限：2000年09月26日至2030年09月25日 经营范围：技术开发、技术服务、成果转让：道路交通智能系统，计算机软、 硬件；工程承包：道路交通智能系统；批发、零售：道路交通智能系统相关产品 为满足业务发展和生产经营资金需要，董事会同意公司全资子公司浙江银江 交通技术有限公司（以下简称"浙江交通"）向上海银行股份有限公司杭州分行 申请授信，为支持其业务发展和经营资金需求，公司拟为浙江交通向银行申请授 信提供总额度合计不超过人民币1,000万元（含）的连带责任信用担保（实际担 保金额、种类、期限等以最终担保合 ...

一、审议通过《关于为全资子公司向银行申请授信额度提供担保的议案》 经审议，董事会认为本次担保事项风险可控，不存在损害公司及全体股东利 益的情形。此次对外担保事项在董事会审批权限内，担保额度自董事会审议通过 之日起一年内有效，同时授权公司董事长在担保额度范围内签署担保事项的相关 法律文件。 证券代码：300020 证券简称：银江技术 公告编号：2024-004 银江技术股份有限公司 第六届董事会第十次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 银江技术股份有限公司（以下简称"公司"或"银江技术"）第六届董事会 第十次会议于 2024 年 3 月 26 日在公司会议室以现场表决的方式召开，会议通知 于 2024 年 3 月 20 日以直接送达或传真方式送达。会议应参与表决董事 9 名，实 际参与表决董事 9 名。本次会议的召开和表决符合《中华人民共和国公司法》和 《公司章程》等有关规定。 会议由董事长王腾先生主持，经与会董事讨论，通过如下决议： 公司监事会对本议案发表了明确的同意意见，具体内容详见公司于同日在中 国证监会指定创业板信息披露网站发布 ...

Investment Rating - The report assigns a rating of "Accumulate" for the company [6]. Core Views - The company is a leading digital city construction and operation service provider in China, advocating for the smart city concept through the integration of AI, big data, and IoT technologies [3]. - The company has established a comprehensive strategic partnership with Huawei, focusing on the development of smart computing centers and health AI models [3][16]. - The company aims to enhance the utilization of data elements and explore sustainable industry transaction models, contributing to the national data element strategy [3][16]. Financial Summary - The company is projected to achieve revenues of 2.102 billion, 2.416 billion, and 2.770 billion yuan for the years 2023, 2024, and 2025 respectively, with a growth rate of 30.41%, 14.97%, and 14.63% [8]. - The net profit attributable to the parent company is expected to be 199.84 million, 266.85 million, and 328.71 million yuan for the same years, reflecting growth rates of 187.98%, 33.53%, and 23.18% [8]. - The company’s PE ratios are projected to be 24.69, 18.49, and 15.01 for the years 2023, 2024, and 2025 respectively [8]. Business Development - The company has launched various innovative products, including the HealthGPT health service platform and AI-powered health monitoring devices [3]. - The company has successfully implemented smart traffic solutions in Cangzhou, enhancing urban traffic management through AI technologies [3]. - The company is actively involved in establishing city brain companies across multiple provinces, focusing on data value extraction and urban data asset activation [16].