一、监事会会议召开情况 证券代码：300674 证券简称：宇信科技 公告编号：2024-044 北京宇信科技集团股份有限公司 第三届监事会第二十三次会议决议公告 本公司及监事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或重大遗漏。 北京宇信科技集团股份有限公司（以下简称"公司"）第三届监事会第二十 三次会议于2024年4月25日在公司6层会议室以现场方式召开，会议通知于2024 年4月21日以电子邮件方式发出。本次会议应到监事3人，实到监事3人，会议由 监事会主席甄春望先生主持。本次会议的召集、召开符合《公司法》等相关法律 法规以及《公司章程》的规定。 二、监事会会议审议情况 1、审议并通过了《关于<2024年第一季度报告>的议案》 公司监事会对董事会编制的《2024年第一季度报告》的内容进行了认真、严 格的审核，并发表书面确认意见及如下审核意见： 经审核，监事会认为董事会编制和审核公司《2024年第一季度报告》的程序 符合法律、法规和《公司章程》的规定，报告内容真实、准确、完整地反映了公 司的实际情况，不存在任何虚假记载、误导性陈述或者重大遗漏。 具体内容详见公司同日在巨潮资讯网 ...

中国北京建国路 77 号华贸中心 3 号楼 34 层 邮政编码：100025 电话：（8610）58091000 传真：（8610）58091100 北京市竞天公诚律师事务所 关于 法律意见书 二〇二四年四月 致：北京宇信科技集团股份有限公司 根据《中华人民共和国公司法》（以下简称"《公司法》"）、《中华人民共和国 证券法》（以下简称"《证券法》"）、《关于上市公司实施员工持股计划试点的 指导意见》（以下简称"《指导意见》"）、《深圳证券交易所上市公司自律监管 指引第 2 号——创业板上市公司规范运作》（以下简称"《自律监管指引第 2 号》"）等法律、法规和规范性文件的有关规定，北京市竞天公诚律师事务所（以 下简称"本所"）接受北京宇信科技集团股份有限公司（以下简称"宇信科技" 或"公司"）的委托，就公司 2023 年员工持股计划（以下简称"本次员工持股 计划"）第一个解锁期业绩考核指标达成相关事项（以下简称"本次考核指标达 成"）出具本法律意见书。 为出具本法律意见书，本所特作出如下声明： 1、公司保证已全面地向本所提供了为出具本法律意见书所必需的、真实的、 完整的原始书面材料、副本材料、复印材料或书面证明 ...

北京宇信科技集团股份有限公司 第三届董事会第二十四次会议决议公告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 一、董事会会议召开情况 北京宇信科技集团股份有限公司（以下简称"公司"）第三届董事会第二十 四次会议于2024年4月25日在公司北京总部五层VIP会议室以现场会议结合通讯 会议的方式召开，会议通知已于2024年4月21日以电子邮件方式向各位董事发出。 出席本次会议应到董事8人，实到董事8人，会议由公司董事长洪卫东先生主持。 本次会议的召集、召开符合《公司法》等相关法律法规及《公司章程》的规定。 二、董事会会议审议情况 1、审议并通过了《关于<2024年第一季度报告>的议案》 董事会认为公司编制的《2024年第一季度报告》的内容真实、准确、完整， 不存在任何虚假记载、误导性陈述或者重大遗漏。 证券代码：300674 证券简称：宇信科技 公告编号：2024-043 具体内容详见公司同日在巨潮资讯网（www.cninfo.com.cn）披露的《2024 年第一季度报告》。 表决结果：8票同意，0票反对，0票弃权。 2、审议并通过了《关于补选独立董事的议 ...

本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有 虚假记载、误导性陈述或者重大遗漏。 北京宇信科技集团股份有限公司（以下简称"公司"）董事会定于 2024 年 5 月 15 日召开公司 2023 年年度股东大会（以下简称"本次会议"）。具体通知 内容详见 2024 年 3 月 30 日公司在巨潮资讯网披露的《关于召开 2023 年年度股 东大会的通知》（公告编号：2024-038）。 证券代码：300674 证券简称：宇信科技 公告编号：2024-047 北京宇信科技集团股份有限公司 关于 2023 年年度股东大会增加临时提案暨补充通知的公告 2024 年 4 月 24 日公司收到控股股东珠海宇琴鸿泰创业投资集团有限公司 （以下简称"宇琴鸿泰"）提交的《关于提议增加 2023 年年度股东大会临时提 案的函》，宇琴鸿泰拟将《关于补选独立董事的议案》作为临时提案提交公司 2023 年 年 度 股 东 大 会 审 议 。 具 体 提 案 内 容 详 见 公 司 于 巨 潮 资 讯 网 （www.cninfo.com.cn）披露的《关于控股股东提议增加股东大会临时提案的公告》 （公告编号：2024-04 ...

Investment Rating - The report maintains a "Buy" rating for the company, indicating an expected stock price increase of over 20% compared to the Shanghai Composite Index within the next six months [14]. Core Insights - The company achieved a significant revenue growth of 21.45% year-on-year, reaching 5.204 billion yuan in 2023, with a net profit of 326 million yuan, up 28.76% year-on-year [8]. - The system integration business experienced rapid growth, contributing to the overall performance, while the software development and services segment grew by 5.54% [8]. - The company is deepening its collaboration with Huawei, focusing on native application development for the financial sector, and has seen positive feedback from overseas markets such as Singapore and Indonesia [9]. - Research and development investment increased by 13.63% to 568 million yuan in 2023, with a focus on core areas such as innovative ecological products and large model applications [10]. - Revenue projections for 2024-2026 are estimated at 5.801 billion, 6.348 billion, and 6.818 billion yuan, respectively, with corresponding net profits of 370 million, 427 million, and 485 million yuan [10]. Summary by Sections Financial Performance - In 2023, the company reported a revenue of 5.204 billion yuan, a 21.45% increase from the previous year, and a net profit of 326 million yuan, reflecting a 28.76% growth [8][15]. - The software development and services segment generated 3.322 billion yuan, growing by 5.54%, while the system integration segment surged by 77.47% to 1.720 billion yuan [8]. Research and Development - The company invested 568 million yuan in R&D, marking a 13.63% increase, focusing on innovative products and large model applications [10]. - A partnership was established with Beijing Zhipu Huazhang Technology for large model collaboration, aiming to enhance technology innovation and business synergy [10]. Market Position and Strategy - The company is a key partner of Huawei in the financial sector, working on native applications and expanding its presence in international markets [9]. - The ongoing national strategy for "self-controllable" and "domestic" development in information technology is expected to benefit the company's system integration business [8].

| 保荐人名称：华泰联合证券有限责任公司 | 被保荐公司简称：宇信科技 | | --- | --- | | 保荐代表人姓名：李凯 | 联系电话：010-56839571 | | 保荐代表人姓名：蔡敏 | 联系电话：010-56839571 | 一、保荐工作概述 | 项目 | 工作内容 | | --- | --- | | 1.公司信息披露审阅情况 | | | （1）是否及时审阅公司信息披露文件 | 是 | | （2）未及时审阅公司信息披露文件的次数 | 不适用 | | 2．督导公司建立健全并有效执行规章制度的情况 | | | （1）是否督导公司建立健全规章制度（包括 但不限于防止关联方占用公司资源的制度、 | | | 募集资金管理制度、内控制度、内部审计制 | 是 | | 度、关联交易制度） | | | （2）公司是否有效执行相关规章制度 | 是 | | 3.募集资金监督情况 | | | （1）查询公司募集资金专户次数 | 每月一次 | | （2）公司募集资金项目进展是否与信息披露 | 是（请见 8.关注职责的履行情况） | | 文件一致 | | | 4.公司治理督导情况 | | | （1）列席公司股东大会次数 ...

Investment Rating - The investment rating for the company is "Accumulate" [6]. Core Views - The company is experiencing significant revenue growth driven by the innovation in the financial technology sector and AI-enabled product optimization. The revenue for 2023 reached 5.204 billion yuan, a year-on-year increase of 21.45%, with a net profit of 326 million yuan, up 28.76% [4][8]. Summary by Sections Revenue and Profitability - In 2023, the company's software development business generated revenue of 3.322 billion yuan, a growth of 5.54%, accounting for 63.84% of total revenue with a gross margin of 31.13% [3]. - The system integration business benefited from innovation, achieving revenue of 1.72 billion yuan, a year-on-year increase of 77.47%, representing 33.05% of total revenue with a gross margin of 10.48% [3]. - The innovative operation business saw a revenue decline of 4.53%, totaling 157 million yuan, which accounted for 3.02% of total revenue [3]. Research and Development - The company invested 568 million yuan in R&D in 2023, an increase of 13.63%, focusing on core areas such as the innovation ecosystem, large model applications, and data asset applications [1]. Market Position and Strategy - The company is a leader in the banking IT solutions market, actively expanding its innovative business and steadily advancing its overseas operations. It has formed strategic partnerships to explore the personal loan non-performing asset market [3][8]. - The overseas business is progressing well, with projects in Indonesia entering stable operation and generating revenue, while also receiving positive feedback from markets in Singapore, Cambodia, and Hong Kong [3]. Financial Forecast - The company forecasts revenues of 6.007 billion yuan, 7.025 billion yuan, and 8.266 billion yuan for 2024, 2025, and 2026 respectively, with net profits projected at 436 million yuan, 516 million yuan, and 622 million yuan for the same years [8][9].

营业收入创新高，海外业务有望跳变 | --- | --- | --- | --- | --- | --- | --- | |------------------------------------------------------------------------|-----------------------------------------------|---------|-------|--------------------------|-------|-------| | [Table_Industry] [Table_Title] 评级：买入（维持） \n市场价格： 13.25 | [Table_Finance 公司盈利预测及估值 1] \n指标 | \n2022A | 2023A | 2024E | 2025E | 2026E | | 分析师：闻学臣 | 营业收入（百万元） | 4,285 | 5,204 | 5,725 | 6,329 | 7,027 | | | 增长率 yoy% | 15% | 21% | 10% | 11% | 11% | | 执业证书编号： S07405190900 ...

Investment Rating - The report maintains a "Buy" rating for the company, with a target price of 18.32 CNY per share based on a 35x PE ratio for 2024 [17][70]. Core Insights - The company's innovative business is steadily advancing, with expectations for overseas operations to gain momentum in 2024. The innovative operational business has established a dual-driven ecosystem platform and joint operation empowerment [2][34]. - The company's performance met expectations, with revenue of 5.2 billion CNY in 2023, a year-on-year increase of 21.5%, and a net profit of 330 million CNY, up 28.8% year-on-year. The rapid growth of the Xinchuang business, which increased by 77.47% to 1.72 billion CNY, contributed significantly to this growth [3][50]. - The financial Xinchuang business has shown significant data business highlights, with over half of new orders related to Xinchuang, indicating a strengthening ecosystem collaboration [5][33]. - The banking industry is accelerating its digital transformation, with AI expected to continuously help the company reduce costs and increase efficiency through the development of generative AI applications and solutions [5][61]. Financial Performance - In 2023, the company achieved a revenue of 5.2 billion CNY, with a year-on-year growth of 21.5%. The net profit attributable to shareholders was 330 million CNY, reflecting a year-on-year increase of 28.8% [50][56]. - The company’s operating cash flow was 450 million CNY at the end of 2023, compared to 180 million CNY in 2022, indicating improved cash flow management [28]. - The company’s gross margin was 25.94%, slightly down from the previous year, but the gross margins for software and integration businesses improved [56][32]. Revenue and Profit Forecast - The company forecasts net profits of 369 million CNY, 472 million CNY, and 584 million CNY for 2024, 2025, and 2026, respectively, representing year-on-year growth rates of 13.1%, 28.1%, and 23.8% [5][69]. - Revenue is expected to decline by 10.9% in 2024, followed by growth of 8.8% in 2025 and 11.9% in 2026, with total revenues projected at 4.638 billion CNY, 5.046 billion CNY, and 5.646 billion CNY for those years [69][70]. Business Segments - The software development and services segment is projected to grow at rates of 5%, 9%, and 12% from 2024 to 2026, with a gross margin forecasted to improve gradually [40][90]. - The innovative operational business is expected to recover with revenue growth rates of 30%, 32%, and 35% from 2024 to 2026, driven by the recovery of the macro economy and the expansion of overseas operations [64][69].

关于会计政策变更的公告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 证券代码：300674 证券简称：宇信科技 公告编号：2024-039 北京宇信科技集团股份有限公司 北京宇信科技集团股份有限公司（以下简称"公司"）根据财政部于 2022 年 11 月发布的《关于印发<企业会计准则解释第 16 号>的通知》（财会〔2022〕 31 号）（以下简称"解释第 16 号"）的要求变更会计政策。本次会计政策变更 是公司根据法律法规和国家统一的会计制度的要求进行的变更，不会对公司财 务状况、经营成果和现金流量产生重大影响。 根据《深圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司 规范运作》等有关规定，公司本次会计政策变更无需提交董事会、股东大会审 议。现将具体情况公告如下： 一、会计政策变更概述 1、会计政策变更的原因 解释第 16 号中"关于单项交易产生的资产和负债相关的递延所得税不适用初 始确认豁免的会计处理"会计政策内容进行了明确规定，该规定自 2023 年 1 月 1 日起施行。公司依据前述规定对会计政策作出相应变更，并于 2023 年 1 ...