（文章来源：证券日报） 证券日报网讯 2月26日，宇信科技在互动平台回答投资者提问时表示，近日公司与具身智能领域前沿企 业智平方（AI²Robotics）正式签署战略合作协议。双方将依托各自在金融业务系统深度沉淀与通用人工 智能（AGI）物理感知领域的领先优势，共同探索具身智能机器人在金融垂直领域的深度应用，如智慧 网点、金融风控、金融机构后台运营及特殊场景保障等领域，重构底层金融生产力工具。 ...

（编辑 丛可心） 证券日报网讯 2月26日，宇信科技在互动平台回答投资者提问时表示，近日公司与具身智能领域前沿企 业智平方（AI²Robotics）正式签署战略合作协议。双方将依托各自在金融业务系统深度沉淀与通用人工 智能（AGI）物理感知领域的领先优势，共同探索具身智能机器人在金融垂直领域的深度应用，如智慧 网点、金融风控、金融机构后台运营及特殊场景保障等领域，重构底层金融生产力工具。 ...

Investment Rating - The report assigns an "Overweight" rating for the financial technology sector [4]. Core Insights - The domestic large model products and marketing have shown highlights, benefiting related financial technology stocks. The overseas RWA regulation has become clearer, and financial information regulation is tightening. Compliant financial institutions are expected to benefit more [2]. Summary by Sections 1. AI - From February 2 to February 20, 2026, the financial technology index decreased from 3116.08 to 3093.77, with a return of -0.72%. The Hong Kong financial technology index fell by 3.48% during the same period. Financial IT and third-party payment sectors performed well due to increased marketing efforts of major AI models and new regulations on virtual currencies [7][8]. 2. Overseas RWA Regulation - **2.1 Financial IT**: On February 6, the People's Bank of China and eight departments issued a notice to prevent risks related to virtual currencies and clarified the RWA regulatory framework for overseas issuance [12][13]. - **2.2 Financial Information Services**: On February 9, the Shanghai and Shenzhen Stock Exchanges announced optimized refinancing measures, benefiting high-quality R&D enterprises [14]. - **2.3 Third-party Payment**: New scenarios for digital currency have emerged, and the concentration of licenses in the third-party payment sector is accelerating [16]. - **2.4 Consumer Finance**: The head effect is evident, with a focus on promoting domestic demand through consumer finance [18]. 3. Individual Company News and Announcements - **3.1** Lakala is accelerating the development of intelligent payment through MOSS, while Tonghuashun's vertical model has gained high usage rates among brokers [19]. - **3.2** ST Rendo's net assets are expected to turn positive, and Jiufang Zhitu has initiated a stock buyback [21]. 4. Investment Recommendations - Digital RMB is expanding its application scenarios, indicating significant growth potential. AI is driving the upgrade of financial services, presenting new investment opportunities. Recommended core companies include: 1. Financial IT firms benefiting from digital currency upgrades: Changliang Technology, Yuxin Technology, Zhongke Software, and New Zhiyuan Software [24][28]. 2. Financial information service companies focusing on intelligent investment research: Jiufang Zhitu, Tonghuashun, and Dongfang Caifu [24][28]. 3. Payment institutions adapting to digital currency functionalities: Lakala, Yika, and Lianlian Digital [24][28]. 4. Consumer finance companies leveraging intelligent customer service and marketing: Yixin Group and Qifu Technology [24][28].

Core Viewpoint - Yuxin Technology reported that as of February 10, 2026, the total number of shareholders with credit accounts reached 70,533 [2] Group 1 - The company has actively engaged with investors through an interactive platform [2] - The total number of shareholders indicates a growing interest in the company's stock [2] - The data reflects the company's shareholder base as of a specific future date, suggesting a forward-looking approach [2]

Group 1 - The core point of the article is that Yuxin Technology (300674) reported a total of 69,457 shareholders with credit accounts as of January 30, 2026 [1]

Group 1 - The core viewpoint of the article highlights that Yuxin Technology has been officially recognized as a key player in the public data operation for financial services in Jiangsu Province, marking its significant role in the market-oriented reform of data elements and contributing to the high-quality development of the financial industry [1][3][4] - Yuxin Technology's selection is a response to national strategies aimed at developing digital finance and cultivating a data element market, showcasing the company's integration into the evolving landscape of the industry [1][3] - The company has developed the "Star Link" data service platform, which supports various financial scenarios such as credit risk control and marketing services, establishing a solid foundation for participating in public data operations [3][4] Group 2 - Yuxin Technology's competitive advantage lies in its ability to combine cutting-edge technology with a deep understanding of financial business and a strict compliance framework, which is essential for gaining trust in the data element market [4][6] - The company aims to address challenges in data application by providing standardized data products and services that lower the cost for financial institutions to access high-quality data, thereby enhancing the coverage of inclusive finance [4][6] - Yuxin Technology is committed to ensuring data security and compliance, adhering to relevant policies and regulations, and establishing a trust mechanism throughout the data lifecycle to facilitate the effective release of data value [4][6] Group 3 - The company plans to leverage its new role to empower the financial sector across three dimensions: scenario, data, and ecosystem [5][6] - In scenario empowerment, Yuxin Technology will focus on integrating public data with diverse social data to create precise credit profiles for banks, addressing financing challenges for small and micro enterprises [6][7] - The company aims to build a high-quality financial data product library, ensuring data accuracy and timeliness while providing tailored solutions to meet the diverse needs of financial institutions [6][7] Group 4 - Yuxin Technology will act as a connector and catalyst, collaborating with government departments, financial institutions, and partners to create a healthy and prosperous data element financial ecosystem [7] - The company seeks to promote cross-entity and cross-industry data compliance and innovation, expanding new application scenarios and strengthening regional financial security [7] - With the ongoing improvement of the data element market system, Yuxin Technology is positioned to lead the transformation and upgrading of China's financial industry through data elements, contributing to the high-quality development of Jiangsu Province's digital economy [7]

证券代码：300674 证券简称：宇信科技 公告编号：2026-002 北京宇信科技集团股份有限公司 2025年第二期员工持股计划第一次持有人会议决议公告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 一、持有人会议召开情况 北京宇信科技集团股份有限公司（以下简称"公司"）2025年第二期员工持 股计划（以下简称"本员工持股计划"）第一次持有人会议于2026年2月5日以通 讯会议的方式召开。本员工持股计划持有人共计80人，出席本次会议的持有人共 计80名，代表员工持股计划份额25,465,920.00份，占本员工持股计划已认购总份 额25,465,920.00份的100%。 本次会议由董事会秘书周帆女士主持。本次会议的召集、召开和表决程序符 合《北京宇信科技集团股份有限公司2025年第二期员工持股计划》和《北京宇信 科技集团股份有限公司2025年第二期员工持股计划管理办法》的有关规定。 2025 年第二期员工持股计划第一次持有人会议同意选举洪伟华、陈京蓉和 黄晓颖为公司 2025 年第二期员工持股计划管理委员会委员，任期与本员工持股 计划存续期间一致。上述 ...

Group 1 - The core viewpoint of the news is that Yuxin Technology's stock experienced a decline of 1.78% on February 2, with a trading volume of 271 million yuan, indicating a potential concern among investors [1] - On February 2, Yuxin Technology had a financing buy-in amount of 29.74 million yuan and a net financing buy of 6.99 million yuan, with a total financing and margin balance of 989 million yuan, which is 6.34% of its market capitalization [1] - The company’s financing balance is above the 50th percentile level for the past year, suggesting a relatively high level of investor interest [1] Group 2 - Yuxin Technology, established on October 19, 2006, primarily provides IT solutions to financial institutions, with 84.94% of its revenue coming from banking IT solutions [2] - As of January 20, the number of shareholders increased to 70,300, while the average circulating shares per person decreased by 0.82% to 9,995 shares [2] - For the period from January to September 2025, Yuxin Technology reported a revenue of 2.186 billion yuan, a year-on-year decrease of 6.99%, while the net profit attributable to shareholders increased by 6.48% to 279 million yuan [2] Group 3 - Yuxin Technology has distributed a total of 809 million yuan in dividends since its A-share listing, with 415 million yuan distributed in the last three years [3] - As of September 30, 2025, the fourth largest circulating shareholder is Huabao Zhongzheng Financial Technology Theme ETF, holding 9.2526 million shares, an increase of 4.4047 million shares from the previous period [3] - Hong Kong Central Clearing Limited is the seventh largest circulating shareholder, holding 5.9896 million shares, a decrease of 0.5625 million shares from the previous period [3]

Core Viewpoint - Yuxin Technology (300674) is committed to enhancing operational quality and creating long-term value for shareholders through product innovation, business innovation, and market expansion, with a clear focus on the "AI + Overseas + Web3" strategic development framework [1] Group 1 - The company emphasizes continuous attention to market valuation performance and is dedicated to developing according to its established strategic direction [1] - The team is focused on strengthening product and solution capabilities while implementing customer, project, and team management to enhance ecological layout [1]

Group 1 - Company Beijing Yuxin Technology Group Co., Ltd. won a procurement project from Sichuan Bank with a bid amount of 1.2 million yuan [1][2] - In 2024, the company's operating revenue was 3.958 billion yuan, with a revenue growth rate of -23.94% [2] - The net profit attributable to the parent company for 2024 was 380 million yuan, showing a net profit growth rate of 16.62% [2] - The company's return on equity (ROE) was 9.15% in 2024 [2] - For the first half of 2025, the company's operating revenue was 1.415 billion yuan, with a revenue growth rate of -5.01% [2] - The net profit attributable to the parent company for the first half of 2025 was 220 million yuan, reflecting a net profit growth rate of 35.26% [2] Group 2 - The company operates in the information technology industry, focusing on system integration services and professional consulting services [2] - The main business composition for 2024 included bank IT solutions (87.45%), non-bank IT solutions (9.37%), operational business (3.08%), and other businesses (0.1%) [2]