Affirm Holdings, Inc. AFRM shares are trading higher after Wedbush analyst David J. Chiaverini upgraded the rating to Neutral (from Underperform) and raised the price target to $45 (from $25).The analyst expects a lower interest rate environment to benefit the company through reduced funding costs and incremental GMV growth.A 100 bp rate decline could improve RLTC margins by 40 bp in fiscal 2025, though the company may ease underwriting standards to maintain a 3%-4% RLTC margin, potentially boosting GMV, ad ...

Core Viewpoint - The holiday shopping season is expected to be a significant opportunity for retailers and buy-now-pay-later (BNPL) services, despite inflation and high interest rates affecting consumer spending habits [1] Group 1: Affirm Holdings Inc. (AFRM) - Affirm is recognized as a pioneer in the BNPL sector, experiencing hypergrowth and partnerships with major retailers like Amazon, Apple, and Walmart [1] - The company has reported a revenue growth of 48% year-over-year, reaching $659.2 million, and is projected to become GAAP profitable by the end of fiscal year 2025 [2] - Analysts have upgraded Affirm's stock ratings ahead of the holiday season, with price targets raised, indicating confidence in its performance [3] Group 2: Block Inc. (SQ) - Block acquired the BNPL platform Afterpay for $29 billion, integrating it into its Cash App ecosystem, which has 57 million users as of June 2024 [5][6] - Afterpay's gross merchandise volume (GMV) grew 21% year-over-year to $7.75 billion in Block's second quarter of 2024, showcasing its growth potential [7] Group 3: Sezzle Inc. (SEZL) - Sezzle offers a unique BNPL model requiring a 25% down payment, with over 3.4 million active users and acceptance by more than 45,000 merchants [9] - The stock has surged 776% year-to-date, although trading volume remains low, indicating potential volatility [10] - Analysts have set a consensus price target of $174.00 for Sezzle, reflecting optimism about its future performance [11]

Group 1 - Affirm (NASDAQ: AFRM) is a leading player in the Buy Now Pay Later (BNPL) market, experiencing a price drop to $38-$42 in the past two weeks due to rising 10-year treasury yields from 3.75% to 4.07% [1] - The stock price surged by 12% yesterday, reaching $47, indicating a significant recovery [1] Group 2 - The article highlights the author's investment strategy, which is based on fundamental analysis similar to that of renowned investors like Warren Buffett and Peter Lynch [1]

The buy now, pay later company is in a fine position to take advantage of growth opportunities.Investors were clearly in a mood to buy now and pay immediately for shares of specialty financial company Affirm (AFRM 12.07%) on Friday. The buy now, pay later (BNPL) commerce facilitator didn't have any proprietary news to deliver; rather, it benefited from the latest in a recent series of analyst recommendation upgrades. With this wind at its back, the company's share price zoomed more than 12% higher on the da ...

For Immediate ReleasesChicago, IL – October 10, 2024 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include Affirm Holdings Inc. (AFRM) , American Express Co. (AXP) , Fidelity National Information Services Inc. (FIS) , PayPal Holdings Inc. (PYPL) and The Western Union Co. (WU) .Here are highlights from Thursday’s Analyst Blog ...

The rapid shift from cash to digital transactions, driven by a push toward convenience and security, has led to meteoric growth in mobile payments. The space encompasses a broad spectrum of innovations, including payment infrastructure and software services, as well as virtual wallets and smartcards. As the adoption of digital payment becomes commonplace, the mobile payments market is anticipated to experience meteoric growth in the long term.At this stage, we recommend five mobile payments stocks to buy an ...

From a valuation perspective, Affirm Holdings, Inc. (AFRM) stock looks attractive. AFRM is currently trading at a forward 12-month price/sales (P/S) of 4.02X, a roughly 37% discount compared with the industry average of 6.41X. It has a market cap of $13.3 billion.Though Affirm’s cheap valuation may present a profitable opportunity for investors seeking value, a more comprehensive analysis is needed to determine if its discounted valuation is justified based on its fundamentals, growth prospects and prevaili ...

Affirm TodayAFRMAffirm$38.81 -0.55 (-1.40%) 52-Week Range$15.97▼$52.48Price Target$35.53Add to WatchlistAffirm Holdings Inc. NASDAQ: AFRM is a fintech offering buy-now-pay-later (BNPL) options for consumers to finance their purchases, enabling merchants to generate additional sales that otherwise may not have been made. The transactions are a win-win for consumers and the merchants, while Affirm is the middleman facilitating the financing. The company is growing and working its way towards profitability. Th ...

Affirm Holdings (AFRM) closed the most recent trading day at $38.50, moving -1.41% from the previous trading session. This move lagged the S&P 500's daily loss of 0.17%. Elsewhere, the Dow lost 0.44%, while the tech-heavy Nasdaq lost 0.04%.Heading into today, shares of the operator of digital commerce platform had lost 2.93% over the past month, lagging the Business Services sector's gain of 1.44% and the S&P 500's gain of 1.25% in that time.The investment community will be paying close attention to the ear ...

Core Insights - Affirm Holdings, Inc. reported a solid Q4 earnings with a 48% year-over-year revenue growth, indicating strong performance in the Buy Now Pay Later (BNPL) sector [2][4]. Company Updates - Michael Linford has been appointed as both COO and CFO, expanding his role within the company to oversee broader operational responsibilities while continuing to manage finance [3][4]. - The company is focused on progressing towards profitability, which is a key aspect of its growth strategy [2].