Group 1 - The current market environment is characterized by high volatility, making it challenging for investors to adhere to sound investment principles [1] - Emphasis is placed on the importance of assessing fundamentals and valuations carefully to navigate the market effectively [1] - The article highlights the author's extensive experience in technology sectors, both on Wall Street and in Silicon Valley, which informs their insights into industry trends [1] Group 2 - The author has been a contributor to Seeking Alpha since 2017, indicating a long-standing engagement with investment analysis [1] - The author's articles are widely disseminated, being featured on popular trading platforms like Robinhood, which enhances their reach and influence [1]

Core Viewpoint - C3.ai has developed over 40 industry-specific AI solutions but faces significant challenges, leading to a 58% decline in stock value since December, suggesting it may be a stock to avoid for investors [1][12]. Company State - C3.ai's enterprise software allows organizations to quickly develop and implement AI applications, which has fostered critical partnerships, particularly in the generative AI space [2]. - The company has maintained a partnership with Baker Hughes since 2019, along with extended collaborations with Amazon Web Services and Microsoft Azure, indicating the value of its solutions [3]. Financial Performance - For the first nine months of fiscal 2025, C3.ai reported over $280 million in total revenue, with a gross margin increase to 60% from 57% in the same period of fiscal 2023 [5]. - In Q3 of fiscal 2025, revenue grew 26% year over year to $99 million, marking the end of a seven-quarter streak of accelerating revenue growth [6]. - Costs and expenses in Q3 exceeded $516 million, resulting in a net loss of $209 million, which is only a slight improvement from the $206 million loss in fiscal 2024 [7]. - The company's stock-based compensation in the first nine months was $174 million, contributing to a free cash flow of nearly negative $55 million [8]. Revenue Guidance and Valuation - Fiscal Q4 revenue guidance is projected between $104 million and $114 million, suggesting a 25% growth rate at the midpoint, but this does not address the disparity between revenue and expenses [9]. - C3.ai lacks profits, resulting in no P/E ratio, and while its price-to-sales (P/S) ratio of 7 is the lowest in over two years, the inability to cover operating expenses and negative free cash flow undermines this valuation [10]. Investment Outlook - Given the financial challenges and uncertainty surrounding the Baker Hughes partnership, it is advisable for investors to avoid C3.ai stock [12][13].

Group 1 - The market indexes have turned lower due to tariff uncertainty, with key questions remaining about the duration and impact of these tariffs on companies and consumers [1][2] - Imports constitute about 15% of U.S. GDP, and it is unlikely that spending will decrease proportionately due to tariffs, nor that all tariffs will lead to price increases [2] - The market pullback is seen as an opportunity, as corrections and pullbacks are common and often lead to subsequent gains [3][5] Group 2 - The Dow is down 14.9%, the S&P 500 is down 17.4%, and the Nasdaq is down 22.7% from their all-time highs, indicating corrections and bear markets [4] - Historical data shows that after significant declines in March, the S&P typically rises in April, with an average gain of 5.92% [8][9] - The earnings outlook for Q1'25 shows a forecasted increase of 5.9%, with subsequent quarters expected to see even higher growth, indicating strong underlying corporate performance despite recession fears [26] Group 3 - Recent inflation reports indicate a slight decrease in core inflation, with the Consumer Price Index showing 3.1% year-over-year [18][19] - The Federal Reserve is forecasting two more rate cuts this year, which could lead to increased investment in equities as interest rates fall [20] - The dramatic shift in GDP estimates for Q1'25 from positive to negative has raised concerns, but underlying economic strength is supported by job growth and other indicators [21][23] Group 4 - The current tech boom, driven by Artificial Intelligence, is expected to be transformative across various industries, similar to past technological revolutions [15] - The market outlook is bolstered by strong earnings growth forecasts and the potential for significant stock price appreciation as valuations appear attractive [26][27] - The strategies for stock selection emphasize the importance of proven methods and expert recommendations to maximize investment success [28][30]

Group 1 - In March, 30 new analysts published their first articles on Seeking Alpha, showcasing fresh perspectives in the investment community [1][2] - Seeking Alpha Editors highlight the best ideas from these new analysts, providing insights into their interests and experiences [2] - The series aims to support the community in discovering new analysts and investment ideas [2]

Core Points - Atrium Mortgage Investment Corporation has declared a dividend of $0.0775 per common share for April 2025, payable on May 13, 2025, to shareholders of record on April 30, 2025 [1] - The company currently pays monthly dividends at an annual rate of $0.93 per share, with a potential special dividend at year-end if declared dividends are less than taxable income for the fiscal year [2] - Atrium offers a Dividend Reinvestment Plan (DRIP) that allows shareholders to reinvest dividends in new shares at a 2% discount from market price without commissions, facilitating compound growth [3] Company Overview - Atrium is a non-bank provider of residential and commercial mortgages, focusing on major urban centers in Canada where real estate stability and liquidity are high [4] - As a Mortgage Investment Corporation (MIC) under the Canada Income Tax Act, Atrium is not taxed on income as long as taxable income is distributed to shareholders as dividends within 90 days after year-end [5]

Core Viewpoint - Advances in artificial intelligence (AI) are significantly transforming the global economy and business productivity, with SoundHound AI and C3.ai positioned for long-term growth despite recent stock sell-offs [1]. Group 1: SoundHound AI - SoundHound AI is a leader in conversational AI, providing voice solutions that enhance user interaction with technology [3]. - For the year ended December 31, 2024, SoundHound AI reported total revenue of $84.7 million, reflecting an 85% year-over-year increase [4]. - The company has a subscriptions and bookings backlog of $1.2 billion, indicating strong future revenue potential [4]. - For 2025, SoundHound AI targets full-year revenue between $157 million and $177 million, representing a 97% increase at the midpoint [5]. - The company anticipates achieving positive adjusted EBITDA by the end of 2025 [5]. - SoundHound AI's agentic AI applications could revolutionize customer service and employee experience, potentially replacing human-operated call centers [6]. - Investors are encouraged to consider SoundHound AI for long-term growth in the voice-driven AI sector [7]. Group 2: C3.ai - C3.ai focuses on enterprise AI, offering a platform for developing and deploying custom AI applications with a low-code architecture [8]. - The company has established a strategic alliance with Microsoft, enhancing its business through the Azure cloud ecosystem [9]. - For the fiscal third quarter ending January 31, C3.ai reported total revenue of $99 million, a 26% year-over-year increase, up from 18% growth in the prior year [10]. - C3.ai targets revenue growth of 24% to 27% for the full year, with a narrowing financial loss [10]. - C3.ai has a market capitalization of $3.1 billion, lower than SoundHound AI's $4.1 billion, despite higher total revenue [11]. - The forward price-to-sales ratio for C3.ai is 8, indicating it may be undervalued compared to SoundHound AI's ratio of 25 [11]. Group 3: Investment Outlook - Both SoundHound AI and C3.ai are viewed as compelling buy-the-dip opportunities, with SoundHound AI expected to outperform due to its stronger growth outlook [13]. - SoundHound AI is recommended for investors seeking tech sector exposure within a diversified portfolio [13].

C3.ai (AI) shares are currently overvalued, as suggested by its Value Score of F.In terms of the forward 12-month Price/Sales, AI is trading at 6.65X, higher than the sector’s 5.78X.C3.ai is expensive compared with its industry peers Infosys, Stem and Taboola.com, which currently trade at forward 12-month Price/Sales of 3.73X, 0.27X and 0.46X, respectively.Price/Sales (F12M) Image Source: Zacks Investment Research AI shares have lost 32.4% in the year-to-date period compared with the Zacks Computer & Techno ...

Atrium Mortgage Investment Corporation Announces Change in Finance Department Leadership and March 2025 DividendMarch 17, 2025 5:02 PM EDT | Source: Atrium Mortgage Investment CorporationToronto, Ontario--(Newsfile Corp. - March 17, 2025) - Atrium Mortgage Investment Corporation (TSX: AI) announces that John Ahmad will step down as CFO effective March 31, 2025 to assume a finance executive role at a consumer finance company.Robert Goodall, CEO of Atrium, stated, "John joined Atrium and its man ...

Editor's note: Seeking Alpha is proud to welcome Julia Ostian as a new contributing analyst. You can become one too! Share your best investment idea by submitting your article for review to our editors. Get published, earn money, and unlock exclusive SA Premium access.I am a finance and investment enthusiast with a strong focus on fundamental analysis, valuation, and long-term growth potential, particularly in the AI, fintech, and tech sectors. My background includes academic studies in finance and economic ...

Market Overview - Stocks have experienced a pullback and correction due to tariff fears, inflation concerns, and GDP growth worries, but this is viewed as an opportunity for investors [1][4] - The Dow is down 9.33%, the S&P 500 is down 10.1%, the Nasdaq is down 14.2%, the small-cap Russell 2000 is down 18.4%, and the mid-cap S&P 400 is down 15.7% from their respective all-time highs [3] Historical Context - Pullbacks (declines of -5% to -9.99%) occur 3-4 times a year, while corrections (declines of -10% to -19.99%) happen about once a year [2] - The S&P 500 saw back-to-back gains of over 20% in 2022 (23.3%) and 2023 (24.2%), a rare occurrence that could indicate future growth [6] Economic Indicators - Recent inflation reports show core inflation at 3.1% year-over-year, down from 3.3%, while the Producer Price Index is at 3.4%, down from 3.6% [14] - The Federal Reserve is forecasting two more interest rate cuts this year, which could benefit smaller-cap companies more significantly due to their higher debt levels [16][17] Earnings Outlook - Q4 2024 S&P earnings are projected to increase by 15.0%, with Q1 2025 forecasted at 6.1%, Q2 at 10.5%, Q3 at 9.9%, and Q4 at 10.9% [25] - Despite recession fears, aggregate earnings estimates remain strong, indicating that earnings are a key driver of stock prices [26] Market Dynamics - Lower interest rates are expected to attract investment into small-cap and mid-cap stocks, which have been overlooked [18][19] - The underlying economy remains strong, as evidenced by the addition of 151,000 new jobs, indicating growth rather than recession [24] Future Projections - The current market pullback is seen as a potential precursor to a historic bull market, possibly lasting five years or more, driven by technological advancements, particularly in AI [5][10][11]