Company Overview - C3.ai is a technology company specializing in enterprise artificial intelligence software, targeting large enterprises across various sectors including oil and gas, manufacturing, financial services, defense, healthcare, and telecommunications [1][7] - The company offers a range of AI software platforms and applications, such as the C3 AI Application Platform, Ex Machina, CRM, and Data Vision, focusing on solutions for inventory optimization, supply chain risk, predictive maintenance, and fraud detection [1] Recent Transactions - Thomas Siebel, the founder and executive chairman of C3.ai, sold 532,832 shares over two open-market transactions on December 16 and 17, 2025, for approximately $7.6 million [5][6] - The weighted average sale price was around $14.33 per share, while the stock closed at $14.05 on December 17, 2025, following a one-year decline of 58.77% in C3.ai shares [2][9] Financial Performance - C3.ai reported fiscal second-quarter revenue of $75.1 million, which represents a 7% sequential increase, driven by strong federal government business despite commercial softness [10] - The company has faced significant challenges, with its stock price dropping from a 52-week high of $38.58 to around $14, and a 52-week low of $12.59 [9] Ownership Changes - Since March 2025, Siebel has executed 18 sell trades, with a cumulative decline of over 7.3 million shares (91%) in his holdings [3] - All shares sold were through indirect entities, primarily The Siebel Living Trust, with Siebel's direct holdings remaining unchanged at 722,362 shares post-transaction [4][6] Market Context - The sales occurred during a turbulent period for C3.ai, which has been navigating operational challenges and persistent losses [8][11] - Long-term investors may find potential opportunities in C3.ai's federal momentum and stabilizing operations, although execution challenges remain a concern [11]

Core Viewpoint - Atrium Mortgage Investment Corporation has announced its regular monthly dividend policy for 2026, maintaining an annual dividend rate of $0.93 per common share, distributed as monthly payments of $0.0775 per common share [1][2]. Dividend Declaration - The board of directors has declared a monthly cash dividend of $0.0775 per common share, subject to approval and potential adjustment [2]. - The dividend payment schedule is as follows: - January 2026: Record Date - January 30, 2026; Payment Date - February 12, 2026 - February 2026: Record Date - February 27, 2026; Payment Date - March 12, 2026 - March 2026: Record Date - March 31, 2026; Payment Date - April 10, 2026 [2]. Special Dividend - Atrium will consider a special dividend for shareholders of record as of December 31, 2025, if total dividends for 2025 are less than the company's taxable income for the fiscal year. The amount will be announced with the financial results for the year ended December 31, 2025 [2]. Dividend Reinvestment Plan - Atrium offers a Dividend Reinvestment Plan (DRIP) allowing shareholders to reinvest dividends in new shares at a 2% discount to market price, with no commissions, promoting investment growth over time [3]. Company Overview - Atrium is a non-bank lender focused on residential and commercial mortgages in major urban centers in Canada, aiming to provide stable dividends while maintaining conservative lending practices [4]. - As a Mortgage Investment Corporation (MIC) under the Canada Income Tax Act, Atrium is not subject to corporate income tax if taxable income is distributed as dividends within 90 days after year-end [5].

Project Overview - Air Liquide Engineering & Construction (E&C) is focused on providing proprietary technology solutions for processing facilities and related infrastructure globally, covering areas such as hydrogen and nitrogen production, cryogenics, syngas, petrochemicals, LNG, and oleochemicals, showcasing its extensive industry influence and technical strength [1] Project Goals - Air Liquide E&C has been selected to construct the Godrej II project in Gujarat, India, which includes two oleochemical production facilities: a fatty acid separation distillation plant with a daily capacity of 120 tons and a glycerin distillation bleaching plant with a daily capacity of 35 tons. Both facilities utilize advanced Lurgi technology, producing high-purity products applicable in food, cosmetics, detergents, surfactants, and pharmaceuticals [2] Challenges Faced - The Godrej II project posed significant challenges, including the need to design and deliver over 58 complex pieces of equipment within a tight 12-14 month commissioning timeline, demanding high efficiency and expertise from the team. Additionally, it marked the team's first experience in designing heat exchangers, requiring rapid mastery of new technologies to ensure design accuracy and reliability. The absence of advanced automation tools could lead to human errors, resulting in costly rework and project delays [4] Solutions Implemented - To address these challenges, Air Liquide E&C opted for PV Elite software, which integrates comprehensive design standards and advanced automation tools, enabling engineers to provide optimal design solutions in a short timeframe, significantly enhancing work efficiency and design quality. The software facilitated rapid and precise completion of tower lifting analyses and the design of heat exchangers that met specific project requirements, often exceeding conventional TEMA classification standards [4] Achievements - With the support of PV Elite, Air Liquide E&C successfully completed all design calculations and generated mechanical data sheets and other deliverables, improving overall project quality and execution efficiency. The use of PV Elite not only saved significant man-hours and reduced human errors but also avoided high costs associated with rework, making timely completion of tasks under tight deadlines feasible. Air Liquide E&C was also awarded the Drivers of Success award as the runner-up in the PV Elite category [6]

Core Viewpoint - High valuations and uncertain business conditions are expected to negatively impact certain AI stocks over the next year, despite significant returns since the end of the 2022 bear market [1] Group 1: Palantir Technologies - Palantir Technologies has seen its stock rise nearly 33-fold from its 2022 low, driven by its Artificial Intelligence Platform (AIP) which has delivered substantial productivity gains for clients [4] - The stock is currently trading at a market cap of $450 billion, with a trailing P/E ratio just above 450 and a forward P/E of around 270, indicating potential bubble territory [5][7] - Revenue for the first nine months of 2025 increased by 51% year over year, but the stock is priced beyond perfection, raising questions about its near-term upside [8] Group 2: C3.ai - C3.ai has developed over 130 software applications for AI adoption, but has faced significant challenges, including the departure of its founder and CEO due to health issues [9][10] - The company reduced its fiscal 2026 revenue guidance from $448 million-$485 million to $290 million-$310 million, with a 20% year-over-year revenue decline in the first half of fiscal 2026 [11][12] - The stock has fallen over 60% from a year ago, trading at a P/S ratio of 5, but deteriorating financials and uncertain management direction raise concerns about its investment viability [14] Group 3: Rigetti Computing - Rigetti Computing operates in the quantum computing sector, which is crucial for next-generation AI, but faces competition from larger companies like Alphabet and IBM [15][16] - The company reported a revenue of just $5.2 million in the first nine months of 2025, a 39% decline from the previous year, and incurred a net loss of $198 million [18][19] - The stock has decreased nearly 60% from its October 2025 high, and with a price-to-book ratio of 22, it presents more risk than reward for investors [19]

Group 1: Palantir Technologies Overview - Palantir Technologies (NASDAQ: PLTR) has gained significant attention in AI and data analytics, with its stock increasing by 150% to $188 as of the latest report, driven by rising demand for enterprise and government AI solutions [1] - The company's strong momentum is attributed to its Artificial Intelligence Platform, increased commercial adoption, and ongoing government contract wins, which have revitalized interest in the broader AI software sector [1] Group 2: Competitive Landscape - Looking ahead to 2026, Palantir may face challenges from competitors, particularly Snowflake (NYSE: SNOW) and C3.ai (NYSE: AI), which are positioned to threaten PLTR's market dominance [2] - Snowflake is a cloud data and AI platform that is well-positioned as organizations migrate AI workloads into production, with a focus on stronger execution and monetization of AI services [3][4] - C3.ai specializes in ready-to-deploy AI applications across various sectors, including energy, manufacturing, healthcare, and defense, directly competing with Palantir in government and industrial use cases [7] Group 3: Snowflake's Developments - Snowflake's near-term outlook for Q1 2026 is influenced by corporate activities and partnerships, including potential acquisitions to enhance its AI monitoring capabilities and a data partnership with Palantir [5][6] - The leadership transition at Snowflake has led to improved sentiment around enterprise tech spending, emphasizing the importance of data platforms that support advanced analytics and generative AI [4] Group 4: C3.ai's Positioning - C3.ai has shown solid growth in generative AI offerings and is expanding its customer base in both enterprise and public sectors, with narrowing analyst expectations for future losses indicating progress toward profitability [10] - The company's performance is closely linked to federal spending trends, particularly in government and defense sectors, making it a focal point for investors despite market volatility [11]

Core Insights - Enterprise AI is transitioning from hype to execution, with C3.ai and Palantir at the forefront, focusing on turning large datasets into actionable decisions, but their monetization strategies differ significantly [1] C3.ai Overview - C3.ai is a pure-play enterprise AI platform with prebuilt applications aimed at accelerating adoption across various industries, showing improved commercial momentum with a notable increase in bookings during Q2 fiscal 2026 [2][5] - The federal segment has been a strong growth area, with significant year-over-year increases in bookings from defense, aerospace, and civilian agencies, benefiting from a shift towards commercial off-the-shelf AI solutions [3] - C3.ai's partnerships with Microsoft, AWS, and system integrators are yielding results, with most bookings now sourced through these partners, and the introduction of agentic process automation expands its market reach [4] - Despite improved execution, C3.ai is still facing substantial losses and negative free cash flow, with management acknowledging compressed gross margins due to initial production deployments and ongoing investments [5] Palantir Overview - Palantir is showcasing true enterprise AI adoption at scale, achieving over 60% revenue growth in Q3 2025, with U.S. commercial sales more than doubling, indicating successful conversion of demand into large contracts [6][9] - The company's Artificial Intelligence Platform (AIP) is positioned as production-grade AI, facilitating broad deployments and faster deal cycles, which enhances customer integration and raises switching costs [7][8] - Palantir has achieved high profitability with operating margins exceeding 50% and record free cash flow, leading to a Rule of 40 score above 100, indicating sustainable demand momentum [9] Price Performance - C3.ai's stock has decreased by 39.5% over the past six months, while Palantir's shares have increased by 35.5% in the same period [10] Valuation - C3.ai is trading at a forward price-to-sales (P/S) ratio of 6.4X, below its three-year median of 8.37X, indicating a deep discount compared to sector averages and Palantir, which has a forward P/S ratio of 74.69X, above its three-year median of 19.69X [14] Earnings Projections - The consensus estimate for C3.ai's fiscal 2026 loss per share has narrowed to $1.21, while for fiscal 2027, it has narrowed to $1.00 [18] - In contrast, Palantir's earnings per share estimate for 2025 has increased to 73 cents, and for 2026, it has risen to $1.04 [20] Conclusion - Palantir is positioned as the stronger near-term investment, demonstrating effective enterprise AI demand translation into scalable deployments and profitability, while C3.ai shows signs of recovery but remains a hold until consistent profitability is achieved [21][22]

Core Viewpoint - C3.ai is experiencing a slight recovery in its stock price after a challenging year, primarily due to its transition from a subscription model to a consumption-based pricing model, which is expected to enhance growth in the long term [1][5][6]. Group 1: Stock Performance and Predictions - C3.ai shares have shown modest improvement over the past month, although they remain significantly down for the year [1]. - An AI price-prediction model forecasts a modest upward trend for C3.ai over the next 60 days, with a potential price of $65 by 2030 [2][3]. - The average predicted price for C3.ai is $21.92, indicating an implied move of approximately 51% higher over the next month [8]. Group 2: Business Model Transition - The company's shift to a consumption-based pricing model aims to lower entry barriers for enterprise customers, allowing them to test AI applications before committing to larger contracts [5]. - This transition has led to a temporary decline in revenue and investor confidence, but management believes it will result in more sustainable and recurring growth in the future [6]. Group 3: Federal Business Resilience - C3.ai has demonstrated resilience in its federal business, particularly with contracts from the U.S. government and defense sector, which are less affected by economic fluctuations [7].

Core Insights - C3.ai, Inc. is entering a significant phase of operational reset, with federal bookings becoming a crucial aspect of its near-term strategy [1] - Federal, defense, and aerospace bookings surged by 89% year-over-year, accounting for approximately 45% of total bookings during Q2 fiscal 2026, despite a 43-day U.S. government shutdown impacting procurement [1][7] Group 1: Federal Demand and Partnerships - The strong performance in federal bookings is attributed to sustained demand from government agencies that are reassessing their technology needs and prioritizing commercial off-the-shelf AI solutions [2] - C3.ai has secured new and expanded agreements with various federal entities, including the Department of Health and Human Services and multiple military organizations, focusing on data consolidation and AI-driven analytics [2] - Nearly 89% of total bookings in the quarter were achieved through partnerships, indicating deeper collaboration with system integrators aligned with government mandates [3] Group 2: Future Outlook and Financial Metrics - Management emphasized the importance of monitoring bookings as a key performance indicator, especially as execution processes are being reset [4] - Although near-term financial metrics are constrained, the scale of federal demand and increased partner engagement suggest a promising outlook for the federal segment [4] Group 3: Stock Performance and Valuation - C3.ai's shares have decreased by 20.3% over the past three months, compared to a 15.6% decline in the industry [5] - The company trades at a forward price-to-sales ratio of 6.32, significantly lower than the industry average of 13.73 [9] - Projections indicate a potential earnings decline of 195.1% year-over-year for fiscal 2026, contrasting with expected growth for other industry players [13]

Group 1 - The article discusses the potential for investing in undervalued stocks that are mispriced by the market, with a focus on strategies to position oneself effectively by the end of 2025 [1] - Stone Fox Capital, based in Oklahoma, is led by Mark Holder, a CPA with extensive experience in investing and portfolio management, who provides insights through the investing group Out Fox The Street [2] - The investing group offers various features including model portfolios, stock picks with identifiable catalysts, daily updates, real-time alerts, and community engagement for investors [2] Group 2 - The article emphasizes the importance of conducting personal research or consulting a financial advisor before making investment decisions, highlighting the inherent risks involved in investing [4] - It is noted that past performance does not guarantee future results, and the views expressed may not reflect those of the broader platform, Seeking Alpha [5]

Group 1 - Many companies are incorporating "AI" into their branding, but only a few have fully integrated it into their company names [1] - SoundHound AI and C3.ai are two companies that have been committed to AI for a longer time, with C3.ai adopting the ticker symbol "AI" in December 2020 and SoundHound AI adding "AI" to its name in April 2022 [2] - Both companies have been developing AI-powered products since before the generative AI boom began in late 2022 [7] Group 2 - SoundHound AI has maintained a focused approach on voice-driven technology, while C3.ai has shifted its focus across various sectors including Energy and IoT [5] - SoundHound AI has a higher sales multiple at 31 times sales compared to C3.ai's 5.5 times sales, indicating a faster growth rate for SoundHound AI despite both being unprofitable growth stocks [7] - Both companies were founded in the mid-2000s, with C3.ai established in 2009 and SoundHound AI in 2005, and their founders remain actively involved in the companies [8]