Revenue Growth - Total revenue for Q4 2025 was $108.7 million, a 26% increase from $86.6 million in Q4 2024[5] - Subscription revenue for Q4 2025 was $87.3 million, up 9% from $79.9 million in Q4 2024, constituting 80% of total revenue[5] - For the full fiscal year 2025, total revenue reached $389.1 million, a 25% increase compared to $310.6 million in fiscal year 2024[5] - Total revenue for the three months ended April 30, 2025, was $108,723,000, representing a 25.5% increase from $86,590,000 in the same period of 2024[29] - Subscription revenue for the fiscal year ended April 30, 2025, reached $327,630,000, up 17.8% from $278,104,000 in 2024[29] Agreements and Partnerships - The company closed 264 agreements in FY25, marking a 38% increase year-over-year, including 174 initial production deployment agreements, up 41%[8] - The partnership with Baker Hughes was renewed and expanded through June 2028, focusing on enterprise-scale AI solutions in the energy sector[8] - The U.S. Air Force increased its contract ceiling with C3 AI to $450 million for the PANDA predictive maintenance platform, expanding its deployment across the fleet[8] Profitability and Loss - C3 AI's gross profit for Q4 2025 was $67.5 million, representing a 62% gross margin, while for the full year it was $235.9 million with a 61% gross margin[5] - The net loss for the fiscal year ended April 30, 2025, was $288,702,000, compared to a net loss of $279,696,000 in 2024[34] - Total operating expenses for the fiscal year ended April 30, 2025, were $560,287,000, an increase from $496,902,000 in 2024[29] - The company reported a gross profit of $235,863,000 for the fiscal year ended April 30, 2025, compared to $178,560,000 in 2024[29] Future Expectations - The company expects total revenue for Q1 FY26 to be between $100.0 million and $109.0 million, and for the full year FY26 between $447.5 million and $484.5 million[16] - C3.ai continues to focus on enhancing its product offerings, including the C3 Generative AI and C3 Agentic AI Platform, to drive future growth[25] - The company anticipates benefits from its partnerships and aims to improve its market leadership position in the enterprise AI sector[25] Cash Flow and Expenses - Cash and cash equivalents as of April 30, 2025, were $164,358,000, slightly down from $167,146,000 as of April 30, 2024[32] - Free cash flow for Q2 2025 was $10,326 million, down from $18,805 million in Q2 2024, a decrease of 45.8%[39] - Net cash provided by operating activities for Q2 2025 was $11,264 million, compared to $21,343 million in Q2 2024, a decline of 47.3%[39] - Total stock-based compensation expense for Q2 2025 was $56,615 million, slightly down from $56,729 million in Q2 2024[38] Performance Metrics - C3 Generative AI revenue grew over 100% in FY25, indicating strong demand for its differentiated offerings[11] - Professional services revenue for the three months ended April 30, 2025, was $21,390,000, a significant increase of 220.5% compared to $6,687,000 in the same period of 2024[24] - GAAP gross profit for Q2 2025 was $67,510 million, up from $51,611 million in Q2 2024, representing a 30.8% increase[37] - Non-GAAP gross profit for the fiscal year 2025 reached $270,635 million, compared to $215,616 million in fiscal year 2024, reflecting a 25.5% growth[37] - GAAP net loss for Q2 2025 was $79,702 million, compared to a net loss of $72,927 million in Q2 2024, indicating a 3.5% increase in losses[37] - Non-GAAP net loss per share for Q2 2025 was $0.16, an increase from $0.11 in Q2 2024, representing a 45.5% rise in losses per share[37] - The weighted-average shares used in computing net loss per share for the fiscal year ended April 30, 2025, were 129,089,000, compared to 119,362,000 in 2024[29] - The weighted-average shares used in computing net loss per share increased to 133,233 million in Q2 2025 from 122,676 million in Q2 2024[37]

Core Viewpoint - C3.ai is set to report its fiscal Q4 2025 results, with expectations of strong revenue growth but continued operational losses due to strategic investments in sales and development [1][11]. Financial Performance - In the last reported quarter, C3.ai's revenue increased by 26% year-over-year to $98.8 million, with subscription revenue rising 22% to $85.7 million [2][3]. - The company signed 50 new pilot programs, bringing the total to 245, indicating a strong pipeline for future revenue conversion [2]. - The Zacks Consensus Estimate for fiscal Q4 revenue is $108.3 million, reflecting a 25% year-over-year growth [5]. Strategic Alliances - Partnerships with Microsoft Azure, Amazon AWS, and McKinsey QuantumBlack significantly boosted deal flow, with Microsoft-related agreements increasing by 460% quarter-over-quarter [3]. - The company anticipates that its growing sales pipeline, supported by these strategic alliances, will facilitate sequential top-line growth [10]. Earnings Estimates - The consensus estimate for the fiscal fourth-quarter bottom line is a loss of $0.20 per share, wider than the previous year's loss of $0.11 per share [5][7]. - For fiscal 2025, C3.ai is projected to achieve a revenue growth of 29.6% compared to 2024 [6]. Operational Insights - C3.ai expects a non-GAAP operating loss of $30 million to $40 million for the quarter, which is wider than the previous quarter's loss of $23.1 million [11]. - The company aims to achieve positive free cash flow in fiscal Q4, driven by disciplined cost management and operational efficiency improvements [12]. Share Price Performance - C3.ai's shares have declined by 4.8% over the past three months, trading at a 49.6% discount from its 52-week high of $45.08 [13]. - The stock is currently at a premium relative to its sector but at a discount to historical metrics, with a forward 12-month Price/Sales ratio of 6.24X compared to the sector's 6.07X [17]. Investment Considerations - Despite strong revenue growth, ongoing operational losses and limited earnings visibility raise concerns about the sustainability of revenue generation [19]. - The anticipated widening operating loss due to increased spending in sales and development suggests prolonged margin pressure [20].

Core Insights - The article discusses the potential for investing in undervalued stocks that are mispriced by the market as of the end of May [1] Group 1 - The article suggests that investors may benefit from joining a platform that provides insights on undervalued stocks [1]

Core Viewpoint - C3.ai, Inc. is currently trading at a slight premium compared to its sector but at a discount to historical metrics, with a forward 12-month Price/Sales ratio of 6.39X, higher than the sector's 6.18X, yet below its three-year average [1] Group 1: Share Price Performance - C3.ai's shares have increased by 20.7% in the past month, but this performance lags behind the Zacks Computer & Technology sector and the Zacks Computers - IT Services industry [2] - The current stock price reflects a 48.6% discount from its 52-week high of $45.08 and a 36.1% premium to its 52-week low of $17.03 [2] Group 2: Growth Drivers - Partnerships with major players like Amazon AWS, Google Cloud, Microsoft Azure, and Booz Allen Hamilton are significant growth multipliers, resulting in 28 closed deals across nine industries, indicating a 460% quarter-over-quarter increase [5] - C3.ai has expanded its customer base in both commercial and government sectors, securing notable clients such as Flex, Sanofi, ExxonMobil, Shell, and the U.S. Department of Defense [6] - The company has a robust federal pipeline, particularly with the U.S. Department of Defense, citing 39 active pilots that are gaining traction in areas like predictive maintenance and logistics optimization [10] Group 3: Financial Challenges - C3.ai reported a GAAP net loss of 62 cents per share in the fiscal third quarter, with a non-GAAP loss of 12 cents per share [11] - The company signed 50 new pilots in the fiscal third quarter, totaling 310 pilots, which carry higher upfront costs and pressure on gross margins [12] - C3.ai anticipates some moderation in gross margins due to the increased mix of costly pilots and expects elevated operating losses due to ongoing investments in sales and R&D [13] Group 4: Estimate Revisions - The Zacks Consensus Estimate for fiscal 2025 loss per share remains unchanged at $2.29, while the estimate for fiscal 2026 loss per share has widened to $2.41 [14] - Sales growth estimates for fiscal 2025 and 2026 are projected at 29.6% and 22.4%, respectively [14] Group 5: Overall Assessment - Despite high-profile partnerships and a strong pipeline, C3.ai's ongoing lack of profitability, margin pressures, and increasing cost structure raise concerns [17] - The company operates at a steep GAAP loss with over 300 active pilots that have yet to convert into significant revenues, which may further impact margins [16] - The forward Price/Sales ratio of 6.39, while above the sector average, does not indicate an improved long-term financial outlook, leading to an unfavorable risk-reward profile for investors [17]

Group 1 - Michael Wiggins De Oliveira is an inflection investor, focusing on buying undervalued companies at pivotal moments when their profitability is expected to increase significantly over the next year [1] - The investment strategy emphasizes technology and the Great Energy Transition, including uranium, with a concentrated portfolio of approximately 15 to 20 stocks and an average holding period of 18 months [1] - Michael has over 10 years of experience analyzing companies in tech and energy sectors, and has built a following of over 40,000 on Seeking Alpha [2] Group 2 - The Investing Group Deep Value Returns, led by Michael, offers insights through its concentrated portfolio of value stocks, timely updates on stock picks, and a weekly webinar for live advice [3] - The group provides "hand-holding" support for both new and experienced investors, fostering an active and kind community accessible via chat [3]

Company Overview - C3.ai was founded in 2009 and is a leader in artificial intelligence, offering over 130 applications to help businesses adopt AI technology [1][5] - The company serves 19 different industries, including oil and gas, transportation, telecommunications, healthcare, and manufacturing [5] Financial Performance - C3.ai generated $98.7 million in total revenue during the fiscal 2025 third quarter, marking a 26% increase year-over-year [9] - Management forecasts $113.6 million in revenue for the fiscal 2025 fourth quarter, representing a 31% year-over-year growth [12] - The company has experienced a shift from a subscription revenue model to a consumption-based pricing model, which has led to faster customer onboarding and revenue growth [10][11] Market Potential - The addressable market for enterprise AI could exceed $1.3 trillion by 2032, presenting significant growth opportunities for C3.ai and its competitors [2][13] - C3.ai's current price-to-sales ratio (P/S) is 8.3, which is a 14% discount to its three-year average of 9.6, indicating an attractive valuation [14][15] Customer Applications - Shell, a major client, has over 100 AI applications in production, utilizing C3.ai's technology to improve efficiency and reduce carbon emissions [6] - C3.ai's applications can be accessed through major cloud platforms like AWS, Microsoft Azure, and Google Cloud, allowing businesses to scale without maintaining their own infrastructure [7][8] Financial Health - The company reported a net loss of $209 million based on GAAP through the first three quarters of fiscal 2025, but only $30.4 million on a non-GAAP basis [17] - C3.ai has approximately $724 million in cash and marketable securities, providing a buffer for continued investment in growth [19]

Group 1: Market Reactions to Tariff News - The initial announcement of a tariff plan on April 2 led to significant market declines, with the Dow down 13.9%, S&P down 17.8%, and Nasdaq down 23.4% at their worst [1][3] - Following a 90-day pause on reciprocal tariffs (excluding China) announced on April 9, the S&P experienced its largest one-day gain in over 15 years, rising by 9.52% [2] - Major indexes have since rebounded significantly, with the Dow up 15.6%, S&P up 22.3%, and Nasdaq up 28.9% from their lows on April 7 [3] Group 2: Trade Agreements - The U.S. and U.K. signed a trade deal that removed auto, steel, and aluminum tariffs on the U.K., while maintaining a 10% base tariff on the U.K. and some existing tariffs from the U.K. on the U.S. [4] - An agreement between the U.S. and China included a 90-day pause on escalated tariffs, with the U.S. reducing tariffs on China from 145% to 30%, and China reducing theirs from 125% to 10% [5][6] Group 3: Economic Indicators and Earnings Outlook - Recent inflation reports indicate progress towards the Federal Reserve's 2% target, with core inflation at 2.8% year-over-year, down from 3.1% [23][24] - The earnings outlook remains positive, with Q1'25 S&P earnings expected to increase by 12.2%, and forecasts for Q2, Q3, and Q4 at 5.9%, 5.1%, and 6.3% respectively [28] Group 4: Historical Market Trends - Historical data shows that pullbacks and corrections are common, with pullbacks occurring 3-4 times a year and corrections about once a year [8] - The S&P has historically shown gains following significant declines in March, with an average gain of 5.92% in April after being down by 3% or more [12][13] - The S&P 500 saw back-to-back annual gains of over 20% in 2022 and 2023, a rare occurrence that could indicate continued growth [16] Group 5: Investment Strategies - Stocks with a Zacks Rank 1 Strong Buy have outperformed the market in 29 of the last 37 years, with an average annual return exceeding 24% [30] - Proven strategies such as focusing on stocks making new highs and small-cap growth stocks have historically yielded significant returns, with average annual returns of 37.6% and 44.3% respectively [35][36]

Group 1 - Atrium Mortgage Investment Corporation held its annual meeting of shareholders where all eight director nominees were elected [1] - The voting results showed high approval rates for the nominees, with Robert H. DeGasperis receiving the highest percentage of votes at 99.34% [1] - The directors will serve until the next annual meeting, ensuring continuity in leadership [1] Group 2 - Atrium is recognized as a non-bank provider of residential and commercial mortgages in major urban centers in Canada [2] - The company's objectives include providing stable and secure dividends to shareholders while preserving equity through conservative lending practices [2] - As a Mortgage Investment Corporation (MIC), Atrium is not taxed on income if it distributes taxable income to shareholders as dividends within 90 days after year-end [3]

C3.ai, Inc. (AI) closed the most recent trading day at $23.99, moving -0.87% from the previous trading session. The stock's change was less than the S&P 500's daily gain of 0.73%. At the same time, the Dow lost 0.64%, and the tech-heavy Nasdaq gained 1.61%.The the stock of company has risen by 20.64% in the past month, leading the Computer and Technology sector's gain of 11.93% and the S&P 500's gain of 9.07%.Investors will be eagerly watching for the performance of C3.ai, Inc. in its upcoming earnings disc ...

Core Insights - Atrium Mortgage Investment Corporation reported strong first quarter results, with earnings per share exceeding dividends and a significant increase in new loan origination despite a challenging market [3][4] - The company has successfully reduced its loan-to-value ratio and increased the percentage of conventional mortgages, contributing to a resilient portfolio [4][6] Financial Performance - For Q1 2025, Atrium reported total assets of $852.8 million, a decrease from $864.3 million at the end of 2024 [6] - Net income for the first quarter was $11.9 million, down 1.2% from the same period last year [6] - Basic and diluted earnings per share were $0.25, a decrease of 7.4% compared to $0.27 in the prior year [7][10] - The mortgage portfolio stood at $875.0 million, with mortgages receivable at $851.6 million, down from $863.2 million at the end of 2024 [8][10] Portfolio Quality - The loan-to-value ratio improved from 64.0% to 61.1% over the past year, with 96.3% of the portfolio being conventional mortgages [4][10] - Stage 3 loans decreased to 2.2% of the mortgage portfolio, the lowest since Q2 2023 [4] - The weighted average interest rate on the mortgage portfolio was 9.56%, down from 9.98% at the end of 2024 [8][10] Mortgage Portfolio Breakdown - As of March 31, 2025, the mortgage portfolio comprised 75.9% residential and 24.1% commercial properties [12] - The majority of the portfolio (88.8%) is located in the Greater Toronto Area, with a weighted average loan-to-value of 60.3% [14]