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Core Insights - Ameriprise Financial, Inc. has recently added four experienced financial advisors who collectively manage nearly $300 million in client assets [1] - The new advisors have joined Kuttin Wealth Management, a prominent team within Ameriprise's independent channel, led by Jon Kuttin, a recognized advisor in the industry [1] - Kevin Kitt, a financial advisor from UBS Financial Services, is among the new additions, managing over $110 million in client assets [1]

Company Overview - Ameriprise Financial, Inc. (AMP) is a diversified financial services company based in Minneapolis, Minnesota, with a market cap of $42.3 billion, specializing in wealth management, asset management, and retirement planning for individuals and institutions [1]. Market Position - AMP is classified as a "large-cap stock" due to its market cap exceeding $10 billion, highlighting its size, influence, and dominance in the asset management industry [2]. Stock Performance - AMP's shares have declined 21.5% from its 52-week high of $582.05, reached on January 30, and have fallen 10.9% over the past three months, underperforming the S&P 500 Index, which rose by 6.5% during the same period [3]. - Over the past 52 weeks, AMP has decreased by 19.2%, while the S&P 500 Index has increased by 12.9%. Year-to-date, AMP shares are down 14.2%, compared to the S&P 500's return of 16.1% [4]. Financial Performance - In Q3, AMP reported better-than-expected results, with total net revenue increasing by 9% year-over-year to $4.8 billion, driven by growth in management and financial advice fees, distribution fees, and premiums [5]. - The adjusted EPS for Q3 climbed 12.3% from the previous year to $9.92, surpassing analyst estimates by 3.3%. Despite these positive results, AMP's shares fell by 5.1% following the earnings release [5]. Competitive Landscape - AMP has underperformed compared to its rival, Raymond James Financial, Inc. (RJF), which saw a decline of 6.8% over the past 52 weeks and a marginal gain year-to-date [6]. - Analysts maintain a cautious outlook on AMP, with a consensus rating of "Hold" from 15 analysts and a mean price target of $534, indicating a potential 16.9% premium to its current price levels [6].

Core Insights - Columbia Global Technology Growth Fund (CTCAX) celebrates its 25-year anniversary, showcasing consistent long-term performance through a globally diversified portfolio of technology companies [1][2] - The fund has over $4.3 billion in total net assets and a 10-year annualized return of 22.27%, placing it in the top quartile of the Morningstar Technology category with a four-star Overall Morningstar Rating [2][6] Fund Management and Strategy - Managed by Rahul Narang, a veteran technology investor with over 30 years of experience, the fund employs a balanced investment approach targeting both secular growth and attractive value opportunities [3] - The investment strategy focuses on companies with sustainable competitive advantages and scalable business models, emphasizing disruptive global technology trends [3][4] Investment Philosophy - The fund's framework targets moat-type businesses and secular growth themes such as AI and cloud computing, allowing for a flexible yet disciplined portfolio construction [4] - With a low turnover rate of 7%, the fund reflects a long-term investment philosophy prioritizing cost efficiency and strategic conviction [5] Performance Metrics - As of September 30, 2025, the fund's performance metrics include a 1-year return of 29.93%, a 3-year return of 37.09%, a 5-year return of 18.64%, and a 10-year return of 22.27% [6] - The fund's expense ratio for the A share class is 1.17% net and gross, indicating a focus on maintaining cost efficiency [6]

Core Insights - Harpland Financial Management has transitioned to Ameriprise Financial, Inc. from Wells Fargo Clearing Services, Inc. with over $160 million in client assets [1] Group 1: Company Transition - The financial advisory practice, Harpland Financial Management, is now part of the branch channel of Ameriprise Financial, Inc. [1] - The team includes financial advisors Peter Horton, CFP®, CEPA® and Serena Sneeringer, along with client service associate Micah Horton, AIF® [1] Group 2: Benefits of Transition - The move to Ameriprise is aimed at leveraging the firm's advanced technology and resources [1]

Core Insights - Ameriprise Financial, Inc. (AMP) has a market capitalization of $41.6 billion and operates in various financial sectors including Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other segments [1] Performance Overview - AMP stock has underperformed the broader market, with a year-to-date decline of 15.9% and a 52-week drop of 21.5%, while the S&P 500 Index has gained 12.3% in 2025 and 11% over the past year [2] - The company has also lagged behind the Financial Select Sector SPDR Fund (XLF), which saw gains of 6.9% in 2025 and 3% over the past 52 weeks [3] Financial Results - Following the release of Q3 results on October 30, AMP's stock dropped 5.1%, despite financials exceeding analysts' expectations. The company's revenue for the quarter increased by 9% year-over-year to $4.8 billion, surpassing market expectations [4] - Adjusted EPS for Q3 rose 12.3% year-over-year to $9.92, beating consensus estimates by 3.3% [4] Future Projections - For the full fiscal year 2025, analysts project an adjusted EPS of $38.64, reflecting a 12.5% year-over-year increase. AMP has a strong earnings surprise history, having exceeded analysts' estimates in the past four quarters [5] - The consensus rating among 15 analysts covering AMP is a "Hold," with four "Strong Buys," two "Moderate Buys," seven "Holds," and two "Strong Sells" [5] Analyst Ratings - Argus Research analyst Kevin Heal has reiterated a "Buy" rating on AMP but has lowered the price target from $568 to $554. The mean price target of $536.17 indicates a potential upside of 19.8%, while the highest target of $594 suggests a 32.7% premium to current price levels [7]

Core Insights - Ameriprise Financial, Inc. has received a consensus rating of "Hold" from eleven research firms, with varying recommendations including two sell, five hold, three buy, and one strong buy [2] - The average twelve-month price target among analysts is $533.22 [2] Analyst Ratings - Morgan Stanley reduced its price target from $530.00 to $484.00 and assigned an "underweight" rating [3] - Weiss Ratings maintained a "buy (b)" rating [3] - Keefe, Bruyette & Woods lowered their target price from $550.00 to $530.00 with a "market perform" rating [3] - Royal Bank of Canada cut its price target from $601.00 to $550.00 while maintaining an "outperform" rating [3] - BMO Capital Markets initiated coverage with a "market perform" rating and a price target of $525.00 [3] Stock Performance - Ameriprise Financial stock opened at $447.55, with a 52-week low of $396.14 and a high of $582.05 [4] - The stock has a market capitalization of $41.58 billion, a price-to-earnings ratio of 13.92, and a PEG ratio of 1.07 [4] Earnings Results - For the quarter ending October 30th, Ameriprise reported earnings per share (EPS) of $9.92, exceeding the consensus estimate of $9.76 by $0.16 [5] - The company achieved a return on equity of 65.90% and a net margin of 18.30% [5] - Revenue for the quarter was $4.73 billion, surpassing analyst estimates of $4.51 billion, and reflecting a 9.0% increase compared to the same quarter last year [5] - Analysts project an EPS of 38.64 for the current fiscal year [5] Dividend Announcement - Ameriprise Financial declared a quarterly dividend of $1.60, payable on November 24th, with an annualized dividend of $6.40 and a yield of 1.4% [6] - The company's payout ratio is currently 17.55% [6] Insider Transactions - EVP Heather J. Melloh sold 1,500 shares at an average price of $512.34, totaling $768,510, which represents a 36.93% decrease in her position [7] - Corporate insiders own 0.73% of the company's stock [7] Institutional Investor Activity - Trust Co. of Vermont increased its stake by 0.6%, now owning 3,031 shares valued at $1.618 million [8] - Plancorp LLC raised its position by 4.8%, owning 441 shares worth $213,000 [8] - Old Port Advisors and Linden Thomas Advisory Services LLC also increased their holdings by 1.5% and 0.5%, respectively [9] - Institutional investors collectively own 83.95% of the company's stock [9] Company Overview - Ameriprise Financial provides various financial products and services to individual and institutional clients, operating through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other [10]

Core Viewpoint - Ameriprise Financial Services (AMP) has been upgraded to a Zacks Rank 2 (Buy), indicating a positive trend in earnings estimates which is a significant factor influencing stock prices [1][4]. Earnings Estimates and Ratings - The Zacks rating system is based on the Zacks Consensus Estimate, which reflects EPS estimates from sell-side analysts for the current and following years [2]. - Changes in earnings estimates are strongly correlated with near-term stock price movements, making the Zacks rating system valuable for investors [3][5]. Impact of Institutional Investors - Institutional investors utilize earnings estimates to determine the fair value of a company's shares, leading to stock price movements based on their buying or selling actions [5]. Business Improvement Indicators - Rising earnings estimates and the Zacks rating upgrade for Ameriprise suggest an improvement in the company's underlying business, which could lead to higher stock prices [6]. Importance of Earnings Estimate Revisions - Tracking earnings estimate revisions can be beneficial for investment decisions, and the Zacks Rank system effectively leverages this information [7]. Zacks Rank System Performance - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with Zacks Rank 1 stocks historically generating an average annual return of +25% since 1988 [8]. Specific Earnings Estimates for Ameriprise - For the fiscal year ending December 2025, Ameriprise is expected to earn $38.40 per share, with a 1.8% increase in the Zacks Consensus Estimate over the past three months [9]. Overall Rating System Characteristics - The Zacks rating system maintains a balanced distribution of "buy" and "sell" ratings across over 4,000 stocks, with only the top 20% receiving a "Strong Buy" or "Buy" rating [10][11].

Industry Overview - The Zacks Investment Management industry is experiencing growth driven by asset growth, digital transformation, evolving investment vehicles, deeper personalization, and strategic scale [1] - Investment managers, also known as asset managers, manage various financial investments for clients, providing diversification and reducing volatility impacts [3] Key Trends - Continued asset inflows are expected to drive AUM growth, with equity markets performing well and institutional interest increasing [4] - There is a notable rise in inflows into alternative investments, including index funds, private credit funds, and ETFs, alongside the growth of tokenized assets [5] - Mergers and acquisitions (M&As) are being utilized by firms to expand scale, cut costs, and enhance product diversification [6][7] - Elevated expenses due to regulatory compliance and technology upgrades are anticipated to impact profits, although investments in AI and digital platforms may improve margins in the long run [9][10] Industry Performance - The Zacks Investment Management industry ranks 58, placing it in the top 24% of 243 Zacks industries, indicating positive near-term prospects [11][12] - The industry's earnings estimates have been revised upward by 1.9% since April 2025, reflecting growing analyst confidence [13] Comparative Analysis - Over the past two years, the industry has underperformed the S&P 500 Index, gaining 33.9% compared to the S&P 500's 52% increase [15] - The industry's trailing 12-month price-to-tangible book (P/TB) ratio is 3.35X, significantly lower than the S&P 500's 12.55X, indicating a discount compared to the broader market [18][19] Company Highlights - **Ameriprise Financial (AMP)**: As of September 30, 2025, AMP's total AUM was $1.66 trillion, with a CAGR of 5.9% in net revenues over the last five years [27][28]. The company has been restructuring to improve profitability and has a Zacks Rank of 2 (Buy) [31] - **Invesco (IVZ)**: IVZ's AUM reached $2.1 trillion as of September 30, 2025, with a CAGR of 8.5% over the last five years [34]. The company has undertaken initiatives to improve efficiency and has a Zacks Rank of 1 (Strong Buy) [38] - **Affiliated Managers Group (AMG)**: AMG's total AUM was $803.6 billion as of September 30, 2025, with a recent shift towards private markets and liquid alternatives to counter revenue challenges [41][43]. The company also holds a Zacks Rank of 1 [45]

Core Insights - The article emphasizes the importance of utilizing Zacks Premium for investors to enhance their stock market strategies and confidence in investing [1][2] Zacks Style Scores - Zacks Style Scores are complementary indicators that rate stocks based on value, growth, and momentum methodologies, helping investors identify stocks likely to outperform the market in the next 30 days [3][4] - Each stock is rated from A to F, with A indicating the highest potential for outperformance [4] Value Score - The Value Score focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, and Price/Sales to find attractive investment opportunities [4] Growth Score - The Growth Score assesses a company's financial health and future outlook, analyzing projected and historical earnings, sales, and cash flow to identify sustainable growth stocks [5] Momentum Score - The Momentum Score identifies optimal times to invest based on price trends and earnings outlook, utilizing metrics like weekly price changes and monthly earnings estimate changes [6] VGM Score - The VGM Score combines the Value, Growth, and Momentum Scores, providing a comprehensive rating that highlights stocks with the best overall potential [7] Zacks Rank - The Zacks Rank is a proprietary model that uses earnings estimate revisions to help investors build successful portfolios, with 1 (Strong Buy) stocks historically yielding an average annual return of +23.93% since 1988, significantly outperforming the S&P 500 [8][9] - Investors are encouraged to focus on stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B for optimal returns [10] Stock Highlight: Ameriprise Financial Services (AMP) - Ameriprise Financial, headquartered in Minneapolis, has total assets under management of $1.58 trillion as of June 30, 2025, and holds a Zacks Rank of 2 (Buy) with a VGM Score of A [12] - The company is projected to experience year-over-year earnings growth of 11.4% for the current fiscal year, supported by positive earnings estimate revisions and an average earnings surprise of +3.4% [13]