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The Credit-Card Rate Cap Has Stalled, and Issuers Are Doing Just Fine
WSJ· 2026-02-05 16:00
The biggest credit-card issuers collected about $146 billion in revenue last year from America's reliance on debt. ...
Truist Maintains Buy Rating on American Express (AXP) Citing Rising Growth Costs Following Q4 Results
Yahoo Finance· 2026-02-05 12:19
American Express Company (NYSE:AXP) is one of the stocks that should double by 2030. On February 2, Truist lowered the price target on American Express to $400 from $420 and maintained a Buy rating. The firm is updating its model following the company’s Q4 2025 results. Furthermore, JPMorgan reduced the firm’s price target for American Express to $375 from $385 while maintaining a Neutral rating. This adjustment followed an update to the company’s financial model after the release of its Q4 2025 report. ...
Could Buying American Express (AXP) Today Set You Up for Life?
Yahoo Finance· 2026-02-04 16:30
American Express' (NYSE: AXP) stock has rallied nearly 550% over the past ten years. If we include reinvested dividends, it delivered a total return of 644% -- easily beating the S&P 500's total return of 330%. Will a fresh investment in this blue chip stock today set you up for life? Why is American Express an evergreen investment? American Express is often considered a credit card company, but it doesn't operate the same business model as Visa (NYSE: V) or Mastercard (NYSE: MA). Unlike those two credit c ...
American Express (NYSE:AXP) Sees Price Target Set by Truist Financial and Gains Prominence in Berkshire Hathaway's Portfolio
Financial Modeling Prep· 2026-02-02 21:07
Group 1 - American Express (AXP) is a global financial services company known for its credit card, charge card, and travel-related services, competing with Visa and Mastercard [1] - Truist Financial has set a price target of $400 for AXP, indicating a potential increase of 13.49% from its current trading price of $352.46 [1][5] - AXP's stock has shown a significant gain of 106% over the past two and a half years, compared to Apple's 35% increase, narrowing the gap between the two holdings in Berkshire Hathaway's portfolio [2][5] Group 2 - Warren Buffett first invested in American Express in 1964, and despite not making additional purchases since the 1990s, AXP has performed strongly with a current market capitalization of approximately $242.33 billion [3][5] - As of now, AXP's stock price is $351.79, reflecting a slight decrease of 0.11% or $0.39, with a trading volume of 756,673 shares indicating active investor interest [4]
摩根大通将美国运通目标价从385美元下调至375美元。
Xin Lang Cai Jing· 2026-02-02 05:32
摩根大通将美国运通目标价从385美元下调至375美元。 来源:滚动播报 ...
American Express challenges Apple for No. 1 slot in Berkshire's portfolio
CNBC· 2026-01-31 14:23
Core Viewpoint - Warren Buffett expresses optimism about stock market declines, viewing them as opportunities for long-term investment rather than reasons for panic [2][10]. Group 1: Market Reaction - The stock market was projected to drop by approximately 3% due to fears surrounding the coronavirus pandemic [1]. - Buffett indicates that he prefers to buy stocks when prices are lower, likening it to buying food at a discount [2][9]. - He notes that historical market declines have often presented good buying opportunities, suggesting that investors should not be deterred by short-term fluctuations [10][12]. Group 2: Long-term Investment Perspective - Buffett emphasizes that stocks should be viewed as businesses, and investors should focus on the long-term outlook rather than daily market movements [5][14]. - He asserts that the 10 to 30-year outlook for American businesses remains unchanged despite current market conditions [5][14]. - The company plans to continue buying stocks as long-term investments, reinforcing the idea that short-term market news should not dictate investment decisions [11][14].
American Express (AXP) CEO is “So Good,” Says Jim Cramer
Yahoo Finance· 2026-01-31 12:24
Core Viewpoint - American Express Company (NYSE:AXP) has seen a 12% increase in share price over the past year, but a decline of 3.8% year-to-date, indicating mixed performance in the current market environment [2]. Group 1: Stock Performance and Analyst Ratings - American Express shares are up by 12% over the past year but down by 3.8% year-to-date [2]. - BTIG raised the price target for American Express from $307 to $328 while maintaining a Sell rating, based on spending data and deposit rates [2]. - JPMorgan increased the price target for American Express from $360 to $385, keeping a Neutral rating, influenced by President Trump's suggestion to cap credit card interest rates at 10% [2]. Group 2: Market Conditions and Future Outlook - BTIG noted stable credit conditions with no anticipated volatility in the near term [2]. - JPMorgan highlighted that the potential implementation of a cap on credit card interest rates could reshape the entire card industry, leading to lower profitability and reduced access to credit [2]. Group 3: Company Leadership and Consumer Appeal - The CEO of American Express, Steve Squeri, is recognized for his ability to attract younger consumers, particularly Gen Z [3]. - The popularity of American Express products, such as the black card, is noted among younger demographics [3].
American Express Company 2025 Q4 - Results - Earnings Call Presentation (NYSE:AXP) 2026-01-31
Seeking Alpha· 2026-01-31 06:30
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American Express Shares Slide Despite In-Line Q4 Results and Strong Profit Outlook
Financial Modeling Prep· 2026-01-30 21:37
Core Insights - American Express reported fourth-quarter earnings per share of $3.53, aligning closely with the consensus forecast of $3.54, while revenue increased by 9% to $18.98 billion, slightly surpassing analyst expectations of $18.92 billion [1][2] Financial Performance - The revenue growth was attributed to higher Card Member spending, increased net interest income from growing revolving loan balances, and strong card fee revenue [2] - Credit loss provisions for the fourth quarter totaled $1.4 billion, an increase from $1.3 billion a year earlier, with the net write-off rate rising to 2.1% from 1.9% [4] - Total expenses increased by 10% year over year to $14.5 billion, primarily due to higher customer engagement costs and the U.S. Platinum Card refresh [4] Future Outlook - For 2026, American Express forecasts earnings per share in the range of $17.30 to $17.90, with the midpoint exceeding consensus estimates of $17.40, and projects revenue growth of 9% to 10% [2] - The company announced plans to increase its regular quarterly dividend by approximately 16% to $0.95 per share from $0.82, starting with the first-quarter 2026 payout [3]
American Express Counts on Millennials to Power Spending Through 2026
PYMNTS.com· 2026-01-30 21:12
Retail, restaurants and premium travel anchored fourth-quarter volumes, while small business spending held up better than middle-market activity.American Express says millennials and Gen Z now account for the largest share of U.S. consumer spending on its cards, with those cohorts also posting the fastest growth.American Express released its latest earnings results on Friday (Jan. 30), closing 2025 with a familiar refrain and as it claimed a demographic edge in card spending: younger card members are carryi ...