Add another prominent financial figure speaking out against interest rate caps on credit cards. "A 10% credit card cap, what you would see is a reduction in credit cards across the United States," American Express (AXP) CEO Stephen Squeri told Yahoo Finance by phone on Friday. "A lot of people would not be getting credit cards. You would see [credit] line reductions. And listen, the American economy runs on credit, and so you would see a small business slowdown. It's not the right answer." President Tr ...

American Express Company (NYSE:AXP) Q4 2025 Earnings call January 30, 2026 08:30 AM ET Company ParticipantsBrian Foran - Managing DirectorChristophe Le Caillec - CFOCraig Maurer - Managing DirectorDon Fandetti - Managing DirectorJeff Adelson - Executive DirectorKartik Ramachandran - Head of Investor RelationsMoshe Orenbuch - Managing DirectorRick Shane - Managing DirectorRyan Nash - Managing Director for Regional Banks and Consumer FinanceSteve Squeri - Chairman and CEOConference Call ParticipantsCris Kenne ...

American Express Company (NYSE:AXP) Q4 2025 Earnings call January 30, 2026 08:30 AM ET Company ParticipantsBrian Foran - Managing DirectorChristophe Le Caillec - CFOCraig Maurer - Managing DirectorDon Fandetti - Managing DirectorJeff Adelson - Executive DirectorKartik Ramachandran - Head of Investor RelationsMoshe Orenbuch - Managing DirectorRick Shane - Managing DirectorRyan Nash - Managing Director for Regional Banks and Consumer FinanceSteve Squeri - Chairman and CEOConference Call ParticipantsCris Kenne ...

American Express Company (NYSE:AXP) Q4 2025 Earnings call January 30, 2026 08:30 AM ET Speaker11Ladies and gentlemen, thank you for standing by. Welcome to the American Express Q4 2025 earnings call. At this time, all participants are on a listen-only mode. Later, we will conduct a question-and-answer session. If you wish to ask a question, please press star, then one on your touch-tone phone. You will hear a tone indicating you have been placed in queue. You may remove yourself from the queue at any time b ...

American Express (AXP) came out with quarterly earnings of $3.53 per share, missing the Zacks Consensus Estimate of $3.54 per share. This compares to earnings of $3.04 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -0.28%. A quarter ago, it was expected that this credit card issuer and global payments company would post earnings of $3.96 per share when it actually produced earnings of $4.14, delivering a surprise of +4.55%.Ov ...

Core Insights - The quarter and year were strong for major payment companies, with Mastercard and American Express reporting significant revenue growth, yet their shares fell due to macroeconomic concerns [1][2]. Company Performance - Mastercard reported an 18% increase in net revenue for the fourth quarter year-over-year, translating to a 22% growth in net income, with adjusted earnings per share rising by 25% [4]. - American Express achieved a 10% revenue growth and a 15% increase in earnings per share for the fourth quarter, supported by share buybacks [6]. - Both companies experienced strong consumer spending, with Mastercard noting 4% growth in the U.S. and 9% internationally, while American Express reported a 9% increase in card member spending [3][7]. Macroeconomic Environment - Concerns regarding a potential 10% cap on credit card rates from the White House have created anxiety among investors, despite the lack of legal basis for such a cap [2]. - U.S. credit card debt has reached record highs, exceeding $1.2 trillion, with rising delinquency rates contributing to investor sensitivity [8]. Future Outlook - Mastercard's CEO expressed optimism about continued healthy consumer and business spending, projecting a promising environment for 2026 [5]. - American Express anticipates near-double-digit revenue growth for 2026 and announced a 16% increase in dividends, highlighting advancements in technology [7].

American Express Earnings Conference Call Q4'25 JANUARY 30, 2026 Business Highlights Refer to Slide 31 for notes. 2 • FY 2025 revenue growth of 10%, and EPS of $15.38, up 15% YoY adjusted for the prior year gain on sale from Accertify(1) • FY 2026 guidance of revenue growth of 9% - 10%, and EPS of $17.30 - $17.90(2) • Plan to increase quarterly dividend per common share by 16% to $0.95 • Signed a multi-year extension of our British Airways Cobrand Card partnership • Advanced Gen AI and agentic commerce init ...

American Express on Friday posted steady growth in spending for its fourth quarter, as cardholders leaned into retail and travel purchases. ...

Core Viewpoint - The credit-card company reported quarterly earnings that slightly missed Wall Street expectations [1] Financial Performance - The company's quarterly earnings were below analysts' forecasts, indicating potential challenges in meeting market expectations [1]

American Express posted higher fourth-quarter revenue and profit and said it would boost its shareholder dividend as its card members continued to spend. ...