Visa, American Express Earnings Point to a Strong Holiday Season for Retailers - Barron'sSkip to Main ContentThis copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com.# Visa and American Express Results Point to a Strong Holiday Season for RetailersBy [Sabrina Escobar]ShareResize-- ...

Key Takeaways American Express Q4 EPS rose 16% year over year but missed estimates, while revenue grew 10% and beat.AXP saw higher customer engagement and operating costs, partly offset by stronger spending.American Express guides for 2026 revenue growth of 9-10% and EPS between $17.30-$17.90.American Express Company (AXP) reported fourth-quarter 2025 earnings per share (EPS) of $3.53, which missed the Zacks Consensus Estimate by 0.3%. However, the bottom line climbed 16% year over year.Total revenues, net ...

American Express is finding that even for a provider of credit cards to the affluent, it pays to focus on the highest of high rollers.The company recently shifted marketing dollars to its refreshed Platinum card, which carries an $895 annual fee, and away from no-fee cash back cards, CEO Stephen Squeri told analysts Friday after the company reported fourth-quarter results.Doing that helps to boost overall spending levels as high-end consumers continue to thrive, a tactic that leads to both rising fee revenu ...

In a week of stock market newsworthiness, the hits keep coming this Friday morning. President Trump’s new Fed Chair has been announced: former Fed Governor Kevin Warsh. We also see a key wholesale inflation report hitting the tape for December, along with Big Oil companies reporting Q4 earnings results.Ahead of the opening bell, the Dow is -250 points, the S&P 500 is -35, the Nasdaq -180 and the small-cap Russell 2000 -30. This is a rather inauspicious start to the trading day, but we’re thus far flat for t ...

Core Viewpoint - American Express Company (NYSE: AXP) is experiencing a mixed outlook among analysts, with a slight decrease in the average price target but an overall upward trend compared to last year, reflecting growing confidence in the company's future prospects [1][2][5]. Price Target Summary - The average price target for AXP decreased from $387.55 to $381 over the last month, indicating tempered optimism among analysts [2]. - Compared to last year's target of $361.96, the current price target shows a clear upward trend, suggesting increased confidence in the company's performance [2][5]. Earnings Expectations - American Express is expected to announce a 16.8% increase in earnings per share (EPS) for the fourth quarter, driven by rising network volumes, discount revenues, and card growth [3]. - Analysts believe these factors will help offset the increasing costs associated with customer engagement [3]. Analyst Concerns - Some analysts, such as Mark DeVries from Barclays, have set a lower price target of $145 for AXP, indicating caution regarding the company's ability to meet earnings expectations [4]. - The mixed signals from analysts highlight the importance of upcoming earnings reports and strategic announcements in shaping future expectations and stock price targets [4][5].

Management also emphasized continued traction with younger customers. Le Caillec said that as of the fourth quarter, Millennials and Gen Z made up the largest share of U.S. consumer spending and remained the fastest-growing cohorts. He cited an average age of 33 for new U.S. Consumer Platinum customers and 29 for new U.S. Consumer Gold customers.Restaurant spending was up 9% again in the quarter, and spend at U.S. Resy restaurants by U.S. consumer customers rose by more than 20%.Retail spending rose 10% in ...

American Express (NYSE:AXP) stock is slipping today, brushing off the company's better-than-expected fourth-quarter revenue and 16% dividend increase, as investors focus on earnings of $3.04 per share that came in just below estimates. At last glance, the shares were down 3.1% at $347.33, dropping below the $350 level, which had been providing support for pullbacks this month. Now trading at its lowest level since Nov. 21, AXP is off 5% since the start of the year. Should these losses hold, it will be the s ...

Core Insights - American Express reported $18.98 billion in revenue for Q4 2025, a 10.5% year-over-year increase, with an EPS of $3.53 compared to $3.04 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $18.82 billion by 0.84%, while the EPS fell short of the consensus estimate of $3.54 by 0.28% [1] Financial Performance Metrics - Total Card Member loans reached $151.83 billion, surpassing the average estimate of $151.12 billion [4] - Risk-Based Capital Ratios - Basel III - Common Equity Tier 1/Risk Weighted Assets stood at 10.5%, slightly above the average estimate of 10.4% [4] - Commercial Services Card Member loans totaled $30.83 billion, exceeding the average estimate of $30.60 billion [4] - International Card Services loans amounted to $20.83 billion, higher than the average estimate of $19.79 billion [4] - Network volumes were reported at $506.20 billion, above the average estimate of $502.57 billion [4] - Book value per common share was $46.45, compared to the average estimate of $46.17 [4] - U.S. Consumer Services Card Member loans totaled $100.17 billion, slightly below the average estimate of $100.73 billion [4] - Total non-interest revenues reached $14.46 billion, exceeding the average estimate of $14.33 billion [4] - Net Interest Income was reported at $4.52 billion, slightly above the average estimate of $4.51 billion [4] - Non-interest revenues from discount revenue were $9.88 billion, above the average estimate of $9.83 billion [4] - Non-interest revenues from net card fees matched the average estimate at $2.63 billion [4] - Non-interest revenues from service fees and other revenue were $1.95 billion, exceeding the average estimate of $1.89 billion [4] Stock Performance - American Express shares have returned -3.1% over the past month, while the Zacks S&P 500 composite increased by 0.9% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]

NEW YORK (AP) — American Express saw its profits grow 13% in the fourth quarter, as the credit card giant continues to benefit from its well-to-do clientele spending heavily on their cards on everything from luxury goods to restaurants to travel. The New York-based company said Friday it earned a profit of $2.46 billion, or $3.53 a share, compared to a profit of $2.17 billion, or $3.04 a share, in the same period a year earlier. The earnings were roughly in line with analysts' forecasts, according to Fact ...

American Express earnings crossing the tape right now. Fox Business's Taylor Riggs with details there from the CEO. >> Yes, Taylor.>> Hi, Maria. So, the numbers look good. Frankly, fullear revenue goes up 10% to a record 72 billion.Fourth quarter card member spend also jumps about 9%. That means that the bottom line EPS growth jumps 10% to 1538 a share. Maybe more importantly going forward, you take a look at fullear growth.They're thinking it's going to be up 9 to 10% and yes, they increased that dividend ...