（股份代號：03328） 臨時股東大會通告 茲通告交通銀行股份有限公司（「本行」）將於2025年9月25日（星期四）上午九時 三十分假座中華人民共和國（「中國」）上海市銀城中路188號交銀金融大廈舉行臨時股 東大會（「臨時股東大會」），藉以處理下列事項： 普通決議案（非累積投票議案） – 1 – 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚賴該等內容而引致之任 何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） 1. 審議及酌情批准重選本行執行董事及非執行董事： 1.01 審議及酌情批准重選任德奇先生為本行執行董事。 1.02 審議及酌情批准重選張寶江先生為本行執行董事。 1.03 審議及酌情批准重選殷久勇先生為本行執行董事。 1.04 審議及酌情批准重選周萬阜先生為本行執行董事。 1.05 審議及酌情批准重選常保升先生為本行非執行董事。 1.06 審議及酌情批准重選廖宜建先生為本行非執行董事。 1.07 審議及酌情批准重選陳紹宗先生為本行非執行董事。 特別決議案（非累積投票 ...

（於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 擬於二零二五年九月二十五日（星期四）舉行之臨時股東大會之代表委任表格 | 本人╱吾等持有的全部H股股份 | | --- | | 中質押H股股份數目 | | 本人╱吾等持有的全部H股股份 | | 中質押H股股份所佔比例 | 本人╱吾等 （附註1） ， ， 地址為 ， 為交通銀行股份有限公司（「本行」或「貴行」）股本中每股面值人民幣1.00元之H股 股 登記持有人，茲委任臨時股東大會主席 （附註3） 或 ， 地址為 ， 為本人╱吾等之代表，代表本人╱吾等出席貴行將於二零二五年九月二十五日（星期四）上午九時三十分假座中華人民共和國（「中 國」）上海市銀城中路188號交銀金融大廈舉行之臨時股東大會（「臨時股東大會」）及其任何續會，以審議並酌情通過召開臨時股東大 會通告所載之決議案，並代表本人╱吾等以本人╱吾等之名義依照下列指示 （附註4） 就該等決議案投票。 | | 普通決議案 | （附註4） 贊成 | （附註4） 反對 | （附註4） 棄權 | | --- | --- | --- | --- | --- | | | （非累積投票議案） | | | ...

閣下如對本通函任何方面或應採取之行動有任何疑問，應諮詢 閣下之股票經紀或其他持牌證券商、銀行 經理、律師、專業會計師或其他專業顧問。 閣下如已將名下之交通銀行股份有限公司的全部股份出售或轉讓，應立即將本通函連同隨附之代表委任表 格送交買主或承讓人，或經手買賣或轉讓之銀行、持牌證券商或其他代理，以便轉交買主或承讓人。 此乃要件 請即處理 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 建議委任及重選董事 建議修訂議事規則 及 臨時股東大會通告 本行謹訂於2025年9月25日（星期四）上午九時三十分假座中國上海市銀城中路188號交銀金融大廈舉行臨 時股東大會，臨時股東大會通告載於本通函的第72頁至第75頁。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函之內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示概不就因本通函全部或任何部份內容而產生或因依賴該等內容而引致之任何 損失承擔任何責任。 | 釋義 1 | | | | --- | --- | --- | | 董事會函件 3 | | | | 1. 序言 3 | | | | 2. 建議委任及重選董事 4 | | | | 3 ...

Core Viewpoint - The Xinjiang Financial Regulatory Bureau has approved the appointment of Zeng Liang as the Vice President of the Bank of Communications Xinjiang Branch, emphasizing compliance with regulatory requirements and ongoing professional development [1] Group 1 - The approval of Zeng Liang's appointment is officially documented in the communication from the Xinjiang Financial Regulatory Bureau [1] - The Bank of Communications is required to ensure that Zeng Liang assumes his position within three months of the approval, or the approval will become invalid [1] - The bank must encourage Zeng Liang to continuously learn and understand relevant economic and financial laws and regulations, and to maintain a strong awareness of risk compliance [1]

Core Viewpoint - The Bank of Communications has demonstrated strong operational resilience, achieving steady growth in key performance indicators amid a complex internal and external environment, with a notable increase in revenue and net profit for the first half of the year [1] Financial Performance - The group reported operating income of 133.368 billion yuan and net profit attributable to shareholders of 46.016 billion yuan, representing year-on-year growth of 0.77% and 1.61% respectively [1] - As of the end of June, total assets reached 15.44 trillion yuan, an increase of 3.59% from the end of the previous year, with a non-performing loan ratio reduced by 0.03 percentage points to 1.28% [1] Dividend Policy - The management announced a continuation of the mid-term dividend policy, proposing a cash dividend of 0.1563 yuan per share, totaling 13.811 billion yuan, which accounts for 30% of the net profit attributable to shareholders for 2025 [1] Loan Growth and Structure - The customer loan balance reached 9 trillion yuan, increasing by approximately 443.4 billion yuan, a growth rate of 5.18% [3] - The bank's loan disbursement has exceeded 60% of the annual target, with significant increases in technology loans, inclusive small and micro loans, and loans for the elderly care industry [3] Regional Focus - In the Yangtze River Delta region, the loan scale grew by 6.9%, accounting for nearly 30% of total loans, with public loans in key regions outpacing the bank's average growth [4] Support for Key Areas - The bank is actively leveraging policy opportunities to enhance financial supply capabilities in sectors such as small and micro enterprises, private enterprises, merger loans, and new models of real estate development [5] Digital Transformation - The bank has accelerated its digital transformation, with technology investments and personnel growth leading the industry, establishing a digital operation center to enhance service efficiency [8] - The digital operation center aims to strengthen direct operations, share foundational capabilities, and deepen the use of digital technologies for risk management and operational efficiency [9][10] Contribution to Economic Development - The bank has established partnerships with 60 major municipal projects and 118 district-level projects in Shanghai, contributing to the city's financial market development and international trade center construction [7] - The bank's initiatives include the creation of a cross-border trade comprehensive financial service platform and the optimization of offshore trade settlement processes [7]

Core Viewpoint - The Bank of Communications has demonstrated strong operational resilience, achieving steady growth in key performance indicators amid a complex internal and external environment, with a focus on long-term value creation through digital empowerment and core business focus [2][11]. Financial Performance - In the first half of the year, the group reported operating income of 133.368 billion yuan and net profit attributable to shareholders of 46.016 billion yuan, representing year-on-year growth of 0.77% and 1.61% respectively [2]. - As of the end of June, total assets reached 15.44 trillion yuan, an increase of 3.59% from the end of the previous year, with a non-performing loan ratio reduced by 0.03 percentage points to 1.28% [2]. Dividend Policy - The management announced a mid-term dividend policy, proposing a cash dividend of 0.1563 yuan per share (before tax), totaling 13.811 billion yuan, which accounts for 30% of the net profit attributable to shareholders for 2025 [2]. Loan Growth and Structure - The customer loan balance reached 9 trillion yuan, increasing by approximately 443.4 billion yuan, a growth rate of 5.18% [3]. - The bank's loan disbursement has exceeded 60% of the annual target in the first half of the year [3]. Focus on Key Areas - The bank is strategically supporting national priorities and key sectors, with significant growth in technology loans, inclusive small and micro loans, and loans for the elderly care industry, all exceeding the average loan growth rate [4]. - Technology loans surpassed 1.5 trillion yuan, with the number of supported enterprises increasing by 11.12%, including 32,300 technology SMEs, which saw a 22.93% increase in loan balance [4]. Regional Development - In the Yangtze River Delta region, loan growth was 6.9%, accounting for nearly 30% of total loans, with public loans in key regions like Shanghai showing the highest market growth [4]. Digital Transformation - The bank has accelerated its digital transformation, with significant investments in technology and a new digital operation center aimed at enhancing service efficiency and supporting key sectors [9][10]. - The digital operation center focuses on direct retail business operations, online and offline integration, and centralized operations to improve risk management and customer service [10]. Contribution to Economic Development - The bank is actively leveraging its Shanghai headquarters to support the city's financial openness and innovation, contributing to the construction of Shanghai as an international technology innovation center [6][7][8].

Core Viewpoint - The report highlights the financial performance and management changes at Bank of Communications, indicating a modest growth in assets and revenue, alongside significant personnel adjustments in its executive team [1][2]. Financial Performance - As of the end of June, Bank of Communications' total assets reached 15.44 trillion yuan, an increase of 3.59% compared to the end of the previous year [1]. - The bank achieved an operating income of 133.368 billion yuan in the first half of the year, reflecting a year-on-year growth of 0.7% [1]. - The bank's corporate financial business generated a total profit of 25.101 billion yuan, a year-on-year increase of 24%, accounting for 53.51% of total profits [4]. - The operating income from corporate financial business was 65.494 billion yuan, representing 48.43% of total revenue [4]. - The number of corporate clients served by domestic banking institutions reached 2.95 million, up 3.75% from the end of the previous year [4]. Management Changes - The bank announced the appointment of Tang Shuo as the new business director for corporate and institutional business, who is currently the head of the Beijing branch [2][3]. - Tang Shuo, born in 1978, will become the youngest executive at Bank of Communications upon approval of his appointment [3]. - The bank has seen a series of personnel adjustments, including the replacement of the Shanghai branch head and the promotion of several provincial branch vice presidents [1][5].

2025年8月25日，四川金融监管局发布批复称，《交通银行（601328）股份有限公司四川省分行关于成 都大邑支行开业的请示》（交银川〔2025〕39号）收悉。根据法律、法规和国家金融监督管理总局颁布 的行政许可规章等有关规定，经审定，现批复如下： 一、同意交通银行股份有限公司成都大邑支行开业，营业场所为四川省成都市大邑县晋原镇富民路中段 1栋168-170号。 二、核准交通银行成都大邑支行业务范围为：经银行保险监督管理机构或其他有行政许可权的机构批准 并由上级行授权办理的业务。 三、交通银行成都大邑支行应当自四川金融监管局作出行政许可决定之日起10日内持相关手续到四川金 融监管局领取金融许可证，并及时到市场监管部门办理相关手续，在市场监管、税务登记等法定程序完 成后1个月内向四川金融监管局书面报告相关情况。 四、交通银行成都大邑支行应当自领取营业执照之日起6个月内开业。不能按期开业的，应在开业期限 届满前1个月向四川金融监管局提交开业延期报告。开业延期不得超过一次，开业延期的最长期限为3个 月。未在规定时限内开业的，交通银行政许可决定失效，由四川金融监管局办理开业许可注销手续，收 回金融许可证，并予以公告。 ...

Core Viewpoint - The strategic decision to establish the headquarters of the Bank of Communications (BoCom) in Shanghai is aimed at enhancing its role in supporting the city's development as a global financial center, leveraging its unique advantages in technology finance and cross-border financial services [1][2]. Group 1: Financial Market Participation - BoCom is actively participating in the construction of Shanghai's financial market, with its trading volumes in Bond Connect and Swap Connect ranking among the top in the market. In the first half of the year, BoCom was approved as a custodian and clearing bank for the Southbound Trading [1]. - The bank's cross-border trade financing balance increased by nearly 40% compared to the beginning of the year, reflecting its commitment to supporting domestic and international dual circulation [1]. Group 2: Comprehensive Financial Services - BoCom is enhancing its comprehensive financial services across various sectors, including equity, loans, bonds, leasing, and trust services, focusing on key customer groups in technology and cross-border trade [2]. - The bank has seen significant growth in equity investments in technology enterprises in Shanghai and led the underwriting of the first technology innovation bond in the interbank market for the city [2]. - As of June, BoCom has established 23 specialized branches for technology in Shanghai, aiming to better serve the city's leading industries and contribute to its development as a global innovation center [2]. Group 3: Future Plans - The senior management of BoCom plans to further implement central government policies under the guidance of financial management departments and local authorities, focusing on developing technology finance, cross-border finance, and offshore finance [2].

Core Viewpoint - The low interest rate environment is testing the operational management capabilities of major banks, with a focus on precise strategies, efficient execution, and stable growth becoming a key challenge for the industry [1] Financial Performance - In the first half of 2025, Bank of Communications (BoCom) demonstrated strong performance among the six major state-owned banks, with a net profit attributable to shareholders increasing by 1.61% year-on-year [3] - The bank's total assets reached 15.44 trillion yuan, growing by 3.59% compared to the end of the previous year [3] - The non-performing loan (NPL) ratio improved to 1.28%, with a provision coverage ratio of 209.56%, up by 7.62 percentage points from the end of the previous year [3] Asset Quality Improvement - BoCom disposed of 37.83 billion yuan in non-performing loans, a year-on-year increase of 27.9%, with substantial recoveries of 20.37 billion yuan, up 54.3% [3] Net Interest Margin - In the context of a general narrowing of interest margins across the banking sector, BoCom experienced the smallest year-on-year decline in net interest margin among the six major state-owned banks [4] Strategic Focus - The bank is strategically focusing on key sectors and regions, enhancing financial support for national strategies and key areas, while also deepening its engagement in the Shanghai market [6][8] - BoCom's loans in the Yangtze River Delta, Guangdong-Hong Kong-Macao Greater Bay Area, and Beijing-Tianjin-Hebei regions increased by 5.57% [7] Digital Transformation - BoCom is leading in digital transformation, with a focus on integrating technology and finance, achieving significant results in technology capability and application [9] - The bank's loans to core digital economy industries exceeded 286 billion yuan, with internet loans growing by 8.52% year-on-year [10] Dividend Policy - The bank's board approved a mid-term dividend distribution plan, proposing a cash dividend of 0.1563 yuan per share, totaling 13.811 billion yuan, which accounts for 30% of the net profit attributable to shareholders [11]