Group 1 - The core viewpoint of the articles highlights the effective implementation of consumption-boosting policies in China, leading to stable growth in the consumer market and the emergence of new consumption drivers [1][2] - The Bank of Communications has launched a new online credit product called "Guo Bu Loan," specifically designed for merchants participating in national subsidy activities, with a maximum credit limit of 3 million yuan [1] - The "Guo Bu Loan" product addresses the urgent funding needs of distributors in the home appliance, digital, and home improvement sectors, enhancing their confidence and ability to stock up for the upcoming sales season [1] Group 2 - The Bank of Communications is developing a smart operational model for the "Guo Bu Loan," utilizing a unified system for data integration while catering to local needs, which allows for efficient resource reuse across supply chain scenarios [2] - The "Guo Bu Loan" has already been launched in provinces such as Henan, Hubei, Sichuan, and Chongqing, with plans for nationwide coverage in the future [2]

9月19日，江西省委书记尹弘在南昌会见了交通银行党委书记、董事长任德奇一行。 尹弘指出，希望交 通银行继续发挥国有大行的优势，在以往双方良好合作的基础上，加大金融资源投放力度，更好支持江 西产业发展；综合运用大数据和区块链技术，深入推动金融创新与科技赋能，为各类企业和项目提供高 效金融服务，以务实合作的新成果实现更高水平的互利共赢。 ...

Core Points - The event "Party Building Leads to Empowerment" was successfully held by the Shenzhen Branch of Bank of Communications on September 18, under the guidance of the Municipal Social Work Department and the "Two New" Work Committee of the Municipal Party Committee [1] - The event aimed to strengthen ideological co-construction, promote resource sharing, and achieve collaborative progress through party building [1] - Jiang Zhou, the Party Secretary and President of the Shenzhen Branch, emphasized the bank's commitment to political and public service responsibilities, and the importance of innovative party building methods to deepen cooperation between government, banks, and enterprises [1] - Lin Qianjie, the First Secretary of the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, highlighted the event as a platform for exchange and a significant ideological feast [1] - The event featured a lecture by Jia Xingdong, Director of the Economic Committee of the Shenzhen Municipal Political Consultative Conference, focusing on the development status and future trends of the "20+8" key industrial clusters in Shenzhen [1] - The lecture provided valuable insights into the "20+8" industrial policy, aiding party members and cadres in understanding its rich connotations and practical requirements for promoting high-quality development of enterprises in Shenzhen [1] Participation - A total of 220 participants attended the event, including representatives from the Shenzhen Municipal Social Work Department, the "Two New" Work Committee, the Joint Party Committee of the Shenzhen Advanced Manufacturing Industry Association, associations, chambers of commerce, enterprises, and party representatives from the Bank of Communications Shenzhen Branch [2]

在今日下午的2025年上海辖区上市公司集体接待日暨中报业绩说明会上，交通银行执行董事、副行长周 万阜针对有关"公司下半年信贷投放储备情况如何？是否有利于提高息差？"提问表示，交行一直以来高 度重视信贷项目储备，认真落实金融服务实体经济高质量发展相关要求，全力推动项目储备扩容提 质。"目前看，我们三、四季度项目储备和需求总体保持平稳，项目储备重点聚焦'两重''两新'、制造 业、普惠金融、绿色发展、科技创新、乡村振兴等重点领域，进一步强化推动力度。同时，交行也结合 各地方产业经济结构和产业特色，储备了一批重点优质项目。"中报显示，今年上半年，交通银行的客 户贷款利息收入1,383.25亿元，同比减少123.96亿元，降幅8.22%，主要由于客户贷款年化平均收益率同 比下降57个基点。 ...

Core Viewpoint - The Bank of Communications has fully adopted digital electronic invoices in response to the national promotion of comprehensive digitalization, discontinuing paper invoices [1] Group 1: Implementation of Digital Invoices - As of now, the Bank of Communications has closed the application channel for paper invoices, allowing customers to apply for digital invoices through mobile banking, online banking, self-service machines, and bank counters [1] - Digital invoices labeled as "Value-Added Tax Special Invoice" and "Ordinary Invoice" hold the same legal validity and basic usage as existing paper invoices [1] Group 2: Access and Verification - Customers can download and query digital invoices issued by the Bank of Communications through their tax digital accounts or the comprehensive service platform for value-added tax invoices across provinces [1] - The authenticity of the digital invoices can be verified through the national value-added tax invoice verification platform [1]

Group 1 - The core theme of the financial education week event organized by the Bank of Communications Shanghai Branch is "AI + Party Building + Financial Education," focusing on enhancing financial literacy and protecting financial rights [1] - The event featured discussions on the integration of AI technology in financial security, with experts sharing insights on risk prevention and safety governance [1] - A financial education-themed song titled "Rational Light," created using music AI technology, was performed, showcasing the innovative blend of technology and art in financial education [1] Group 2 - The Bank of Communications Shanghai Branch is exploring new modes of financial education through "Financial +" cross-industry integration, creating immersive experiences in health and tourism sectors [2] - Collaborations with JD Pharmacy have introduced financial knowledge into healthcare settings, utilizing engaging formats like "quiz capsules" and "prescription diagnosis" to raise awareness about financial scams [2] - The bank has implemented interactive financial education activities at popular tourist spots, enhancing engagement through games and outdoor advertising [2] Group 3 - The bank is addressing the financial education needs of elderly populations by conducting community outreach programs that focus on common scams and preventive measures [3] - Financial literacy programs are being tailored for youth, with courses designed to instill sound financial principles in students at various educational institutions [3] - The bank has initiated a "Financial Education into Top 100 Branches" campaign to enhance the reach and effectiveness of financial education efforts, ensuring that financial knowledge is accessible to all [3]

Core Insights - The article discusses the launch of the "交银电网通2.0" service plan by the Bank of Communications, aimed at enhancing financial support for the electric power industry and promoting its green transformation and high-quality development [1][3]. Group 1: Service Overview - The "交银电网通" service plan covers five key service scenarios: 电易收 (receiving payments), 电易付 (paying for electricity), 电易采 (procurement of power materials), 电易建 (construction projects), and 电易售 (selling electricity) [3]. - The upgraded "交银电网通2.0" service will extend its offerings to include 电易充 (charging station operations), thereby covering the entire electric power industry chain from procurement to charging [3][5]. Group 2: Financial Solutions - The "电易采" service allows companies to apply for credit financing based on purchase orders, introducing a "green evaluation" mechanism for companies with strong green performance, enabling them to access preferential rates and rapid approvals [5]. - The "电易付" service provides diverse payment and financing options for electricity-consuming enterprises, including a "电费快贷" (quick loan for electricity bills) based on historical electricity usage data [5]. Group 3: Collaboration and Efficiency - The "交银电网通2.0" service has established deep cooperation with major power grid companies, including the State Grid and Southern Power Grid [6]. - The "电易收" service creates a unified payment collection system for power grid companies, significantly improving efficiency in collecting electricity payments, with Southern Power Grid collecting over 22.85 billion yuan in electricity fees by July [6][7]. Group 4: Innovation and Customer Experience - Innovative product combinations, such as "秒承+委托回款秒贴," enhance the efficiency of payment processing for enterprises, meeting their needs for low costs and quick settlements [7]. - The integration with the Mengxi Power Grid's supply chain financial platform automates the matching and processing of orders, bills, and funds, improving the overall customer experience [7]. Group 5: Strategic Goals - The company aims to leverage its financial capabilities to support the electric power industry's new ecosystem, promoting the synergy between green finance and the real economy for high-quality development [7].

交通银行（601328）(03328)发布公告，单继东(该行香港分行副行政总裁)接替朱斌获委任为根据香港联 合交易所有限公司证券上市规则第19A.13条及公司条例(香港法例第622章)第16部规定，代表该行于香 港接受法律程序文件及通知的授权代表，变更自2025年9月18日起生效。 ...

来源：格隆汇APP 格隆汇9月18日丨交通银行(03328.HK)宣布，单继东(本行香港分行副行政总裁)接替朱斌获委任为根据 香港联合交易所有限公司证券上市规则第19A.13条及公司条例(香港法例第622章)第16部规定，代表本 行于香港接受法律程序文件及通知的授权代表，变更自2025年9月18日起生效。于香港向本行送达法律 程序文件及通知的地址为香港中环毕打街二十号会德丰大厦一楼。 ...

智通财经APP讯，交通银行(03328)发布公告，单继东(该行香港分行副行政总裁)接替朱斌获委任为根据 香港联合交易所有限公司证券上市规则第19A.13条及公司条例(香港法例第622章)第16部规定，代表该 行于香港接受法律程序文件及通知的授权代表，变更自2025年9月18日起生效。 ...