Core Insights - Zacks Premium provides tools for investors to enhance their stock market strategies, including daily updates, research reports, and stock screens [1][2] - The Zacks Style Scores serve as complementary indicators to the Zacks Rank, helping investors identify stocks with high potential for market outperformance [2][7] Zacks Style Scores Overview - Stocks are rated based on value, growth, and momentum characteristics, with scores ranging from A to F, where A indicates the highest potential for outperformance [3] - The Style Scores are categorized into four types: Value Score, Growth Score, Momentum Score, and VGM Score, each focusing on different investment strategies [3][4][5][6] Value Score - The Value Style Score identifies undervalued stocks by analyzing financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow [3] Growth Score - The Growth Style Score evaluates stocks based on projected and historical earnings, sales, and cash flow to find those with sustainable growth potential [4] Momentum Score - The Momentum Style Score assesses stocks based on price trends and earnings estimate changes, helping investors identify favorable buying opportunities [5] VGM Score - The VGM Score combines all three Style Scores, providing a comprehensive indicator for investors who utilize multiple investment strategies [6] Zacks Rank and Performance - The Zacks Rank, based on earnings estimate revisions, has shown strong performance, with 1 (Strong Buy) stocks averaging a +25.41% annual return since 1988, significantly outperforming the S&P 500 [8] Stock Selection Strategy - Investors are encouraged to select stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B to maximize potential returns [10] - The direction of earnings estimate revisions is crucial; stocks with lower ranks but high Style Scores may still face price declines [11] Company Spotlight: Commerce Bancshares (CBSH) - Commerce Bancshares Inc. is a major bank holding company in Missouri, with operations across several states [12] - CBSH holds a Zacks Rank of 3 (Hold) and a VGM Score of B, with a Momentum Style Score of A, indicating strong recent performance [12][13] - The stock has seen a 6.1% increase over the past four weeks, and analysts have revised earnings estimates upwards, suggesting positive momentum [13]

Core Viewpoint - The comparison between Huntington Bancshares (HBAN) and Commerce Bancshares (CBSH) indicates that HBAN is more attractive to value investors based on various financial metrics and rankings [1][3]. Group 1: Zacks Rank and Earnings Outlook - Huntington Bancshares has a Zacks Rank of 2 (Buy), while Commerce Bancshares has a Zacks Rank of 3 (Hold), suggesting a stronger earnings outlook for HBAN [3]. - The Zacks Rank system emphasizes companies with positive earnings estimate revisions, indicating that HBAN is likely experiencing a more favorable earnings outlook [3]. Group 2: Valuation Metrics - HBAN has a forward P/E ratio of 12.08, significantly lower than CBSH's forward P/E of 17.58, indicating that HBAN may be undervalued [5]. - The PEG ratio for HBAN is 1.39, while CBSH's PEG ratio is 3.64, further suggesting that HBAN offers better value considering its expected EPS growth rate [5]. - HBAN's P/B ratio stands at 1.38 compared to CBSH's P/B of 2.52, reinforcing the notion that HBAN is a more attractive investment based on valuation metrics [6]. Group 3: Overall Value Grade - Based on the analysis of various valuation metrics, HBAN holds a Value grade of B, while CBSH has a Value grade of C, indicating that HBAN is the superior value option at this time [6].

Commerce Bancshares Inc. (CBSH) reported fourth-quarter 2024 earnings per share of $1.01, which surpassed the Zacks Consensus Estimate of 94 cents. The bottom line also jumped 27.8% from the prior-year quarter.See the Zacks Earnings Calendar to stay ahead of market-making news.Results benefited from a rise in net interest income (NII) and non-interest income. Also, stable adjusted expenses posed a tailwind. However, a substantial jump in provisions hurt the results to some extent.Net income attributable to ...

Wealth Management Growth - Commerce Bancshares grew its wealth management business in Q4 through new initiatives targeting the market, contributing to revenue diversification [1] - The bank aims to expand its wealth management business by leveraging its private banking loan and deposit system, offering specialized products and services, and entering new concentrated wealth markets through acquisitions [2] - Strategies include expanding referrals with affluent households, enhancing sales and service processes, team development, and investing in digital tools for a seamless client experience [3] - Commerce Trust Company provides a full-service wealth management approach for high-net-worth individuals [4] Financial Performance - Net income in Q4 2023 was $136.1 million, up from $109.2 million YoY but slightly down from $138 million in the previous quarter [6] - Quarterly net interest income grew due to deposit and investment securities growth [7] - Non-interest income accounted for 36.8% of total revenue, with trust fees growing 14.6% YoY [7] Assets and Market Position - Assets under administration increased to $74.8 billion from $68.9 billion YoY [4] - The bank moved from 20th to 19th largest among bank-managed trust companies in terms of assets under management [5] Operational Footprint - The bank operates 142 branches and 253 ATMs across seven states [5] - Wealth management offices are located in Dallas, Houston, and Naples, Florida, outside its core banking footprint [5]

For the quarter ended December 2024, Commerce Bancshares (CBSH) reported revenue of $422.08 million, up 7.3% over the same period last year. EPS came in at $1.01, compared to $0.84 in the year-ago quarter.The reported revenue represents a surprise of +1.68% over the Zacks Consensus Estimate of $415.12 million. With the consensus EPS estimate being $0.94, the EPS surprise was +7.45%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wal ...

CBSH 1000 Walnut Street / Suite 700 / Kansas City, Missouri 64106 / 816.234.2000 FOR IMMEDIATE RELEASE: Wednesday, January 22, 2025 COMMERCE BANCSHARES, INC. REPORTS FOURTH QUARTER EARNINGS PER SHARE OF $1.01 Commerce Bancshares, Inc. announced earnings of $1.01 per share for the three months ended December 31, 2024, compared to $.79 per share in the same quarter last year and $1.01 per share in the third quarter of 2024. Net income for the fourth quarter of 2024 amounted to $136.1 million, compared to $109 ...

Commerce Bancshares (CBSH) came out with quarterly earnings of $1.01 per share, beating the Zacks Consensus Estimate of $0.94 per share. This compares to earnings of $0.84 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 7.45%. A quarter ago, it was expected that this bank holding company would post earnings of $1 per share when it actually produced earnings of $1.07, delivering a surprise of 7%.Over the last four quarters, the ...

In its upcoming report, Commerce Bancshares (CBSH) is predicted by Wall Street analysts to post quarterly earnings of $0.94 per share, reflecting an increase of 11.9% compared to the same period last year. Revenues are forecasted to be $415.12 million, representing a year-over-year increase of 5.6%.The consensus EPS estimate for the quarter has undergone a downward revision of 2.4% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed t ...

Commerce Bancshares Inc. (CBSH) shares have been performing remarkably well of late. At present, the stock is trading near its 52-week high of $72.74 hit during Monday’s trading session. Over the past month, CBSH stock has risen 19.9%, outperforming the industry and the Zacks Finance Sector. Also, the company’s shares have performed better than its close peers — Bank OZK (OZK) and Old National Bancorp (ONB) .One-Month Price PerformanceImage Source: Zacks Investment ResearchDoes CBSH stock have more upside l ...

Commerce Bancshares, Inc. (CBSH) has been well-placed for growth on the back of decent loan demand, relatively high rates and a solid balance sheet. However, weakening asset quality and a steady rise in expenses are headwinds.Key Factors Fueling Growth of Commerce BancsharesOrganic Growth Story: CBSH’s organic expansion efforts have been driving its growth. Revenues witnessed a five-year (2018-2023) compound annual growth rate (CAGR) of 3.5%, which was largely driven by strong loan balances (which experienc ...