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With a focus on REITs, ETFs, Preferreds, and 'Dividend Champions' across asset classes, members gain complete access to our research and our suite of trackers and portfolios targeting premium dividend yields up to 10%.iREIT®+HOYA Capital is the premier income-focused investing service on Seeking Alpha. Our focus is on income-producing asset classes that offer the opportunity for sustainable portfolio income, diversification, and inflation hedging. Get started with a Free Two-Week Trial and take a look at ou ...

Core Insights - The article discusses influential figures in the banking industry for 2025, highlighting their actions and impacts on the sector, including regulatory changes and market dynamics. Group 1: Federal Reserve and Regulatory Changes - Michael Barr resigned as vice chair for supervision of the Federal Reserve but remains on the board, allowing him to critique the administration's policies without holding the supervisory role [5][6][7] - Michelle Bowman succeeded Barr as vice chair for supervision, initiating deregulatory measures and likely leading the implementation of the Basel III Endgame proposal and stablecoin regulations [18][15][17] - Travis Hill, as the new chair of the FDIC, aligns with the administration's priorities, focusing on transparency in crypto regulations and the upcoming Basel III capital proposal [49][53] Group 2: Mergers and Acquisitions - Mike Bell correctly predicted a record number of credit unions acquiring banks in 2024, but 2025 saw a slowdown in such acquisitions due to external economic factors [9][10][11] - Capital One's acquisition of Discover was approved under the Trump administration, making it the eighth-largest U.S. bank holding company [32][33] Group 3: Banking Performance and Strategy - TD Bank Group faced regulatory challenges and fines in 2025 but reported momentum across its business segments [20][21][22] - JPMorganChase expanded its digital asset strategy by moving its deposit token to a public blockchain, indicating a shift towards mainstream on-chain finance [35][36][37] - Bank of America experienced growth in lending and investment banking, with a focus on regulatory changes that favor large banks [70][71] Group 4: Notable Individuals and Their Impact - Jamie Dimon of JPMorganChase influenced market perceptions with his comments on economic resilience and potential risks in the private credit sector [28][29][30] - Jane Fraser, CEO of Citi, led efforts to simplify the bank's structure, resulting in a positive outlook for its stock and earnings [39][40][41] - Charlie Scharf of Wells Fargo celebrated the lifting of an asset cap, positioning the bank for growth and increased profitability [89][90][91] Group 5: Technological and Cybersecurity Developments - Google Cloud's cybersecurity division provided critical threat intelligence to banks, highlighting ongoing vulnerabilities in the sector [59][60] - The rise of AI and deepfake technology has raised concerns about misinformation and security risks within the banking industry [93][94]

Core Insights - Capital One Financial Corporation (COF) is a financial services holding company valued at $154.9 billion, providing various financial products and services, and is set to announce its fiscal fourth-quarter earnings for 2025 on January 22, 2026 [1] Earnings Expectations - Analysts anticipate COF will report a profit of $4.07 per share for the upcoming quarter, reflecting a 31.7% increase from $3.09 per share in the same quarter last year [2] - For the full fiscal year, EPS is expected to be $19.77, a 41.6% increase from $13.96 in fiscal 2024, with a projected rise to $20.06 in fiscal 2026 [3] Stock Performance - COF stock has outperformed the S&P 500 Index, gaining 38.8% over the past 52 weeks compared to the S&P 500's 16.5% increase, and has also surpassed the Financial Select Sector SPDR Fund's 14.7% returns [4] - The stock's performance is attributed to a strong net interest margin, indicating improved returns on its loan and credit card portfolios [5] Analyst Ratings - The consensus opinion on COF stock is bullish, with a "Strong Buy" rating from 16 out of 23 analysts, while two suggest a "Moderate Buy" and five give a "Hold" rating [6] - The average analyst price target for COF is $266.64, indicating a potential upside of 9.4% from current levels [6]

Capital One Financial Corporation (NYSE:COF) is one of the 14 Best Large Cap Stocks to Invest In Now. On December 15, BofA Securities increased its price target for Capital One Financial Corporation (NYSE:COF) from $248 to $268 and kept its Buy rating. This update came after the company’s November credit metrics, which showed strong credit performance despite card loan growth being weaker than the historical average. BofA pointed out that sequential end-of-period domestic card balances grew 127 basis poin ...

Group 1 - Capital One Financial Corporation (NYSE:COF) is recognized as one of the 14 Best S&P 500 Stocks to Buy Now, with BofA Securities raising its price target to $268 from $248 while maintaining a Buy rating [1] - Analysts forecast a 9% upside for Capital One, supported by strong credit metrics released for November, indicating continued strong performance [2] - Wolfe Research initiated coverage on Capital One with an Outperform rating and a price target of $270, highlighting the company's potential for higher returns and earnings [3] Group 2 - As of December 17, Wall Street analysts have a consensus Moderate Buy rating on Capital One, with a one-year average share price target of $260.17, suggesting a 9% upside [4] - Capital One Financial Corporation serves as the holding company for Capital One Bank, offering a variety of financial products and services to customers and businesses across multiple channels [4]

MCLEAN, Va.--(BUSINESS WIRE)--On Thursday, January 22, 2026, at approximately 4:05 p.m. Eastern Time, Capital One Financial Corporation (NYSE: COF) will release its fourth quarter 2025 earnings results. Additionally, the company will host a conference call at 5:00 p.m. Eastern Time to review financial and operating performance for the quarter ending December 31, 2025. Capital One Financial Corporation (www.capitalone.com) is a financial holding company which, along with its subsidiaries, had $468.8 billion ...

Core Insights - CVB Financial Corp. will acquire Heritage Commerce Corp. in an $811 million deal to strengthen its presence in the Bay Area [1][2] - The merger is expected to close in Q2 2026, resulting in a combined bank with approximately $22 billion in assets and over 75 locations [2] - Citizens Business Bank, which had around $15 billion in assets and 60 locations prior to the deal, will integrate Heritage Bank of Commerce into its operations [2] Company Perspectives - Citizens CEO David Brager emphasized that the merger will enhance geographic coverage in California's major business banking markets while maintaining a local focus and trust in relationship banking [3] - Heritage's CEO Clay Jones described the deal as a validation of their relationship-focused approach, providing growth opportunities for shareholders and employees [3] - The combined entity aims to support local businesses and deliver high standards of personalized customer care across California [3] Industry Context - The Citizens-Heritage deal is part of a broader trend in bank mergers and acquisitions, with another significant deal involving Community West Bank acquiring United Security Bank for approximately $191.9 million [3][4] - The recent surge in bank deals follows the approval of Capital One's $35.3 billion acquisition of Discover, marking a notable increase in market activity since April [4]

Group 1: Capital One (COF) - Capital One's stock reached an all-time high of $244 following the acquisition of Discover Financial, enhancing its market position [2][3] - The acquisition has positioned Capital One as a market leader, with a stock increase of 35% in 2025 and significant earnings per share (EPS) revisions due to strong financial results and buybacks [3] - Annual earnings are projected to increase by 41% in fiscal 2025 to $19.77 per share, with FY26 EPS expected to exceed $20.00, trading at an attractive 12X forward earnings multiple [4] Group 2: Marriott International (MAR) - Marriott's stock reached a record of $311 but has shown less captivating performance, with a year-to-date increase of 10% and a modest annual dividend yield of 0.86% [5][6] - The company has increased its dividend by 28% over the last five years, with a payout ratio of 27%, indicating potential for future hikes [6][8] - FY25 EPS estimates have seen minimal increases in the last 90 days, and FY26 revisions are slightly down, suggesting stagnant stock performance may continue [7] Group 3: Tesla (TSLA) - Tesla's stock hit fresh highs of $495, driven by excitement around its robotaxi program, AI integration, and robotics ambitions, despite a slowdown in EV sales [8][9] - The company is testing driverless robotaxis and integrating an AI chatbot, Grok, into its systems, which enhances confidence in its growth potential beyond just EVs [9] - EPS revisions have been modestly lower for FY25 and FY26, indicating that recent stock momentum may be short-lived, although a rebound in financial performance is expected next year [10]

Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street. Market moves : The S & P 500 was making a comeback Thursday following four straight sessions of declines. Technology rebounded from recent losses after Micron signaled that strong demand for its AI memory chips will continue. Micron shares surged more than 12%. However, the AI trade was not carrying Thursday's market. What was actually wo ...