Guidewire Software (GWRE) has been beaten down lately with too much selling pressure. While the stock has lost 12.4% over the past four weeks, there is light at the end of the tunnel as it is now in oversold territory and Wall Street analysts expect the company to report better earnings than they predicted earlier.We use Relative Strength Index (RSI), one of the most commonly used technical indicators, for spotting whether a stock is oversold. This is a momentum oscillator that measures the speed and change ...

Core Viewpoint - Guidewire Software (GWRE) has seen a stock appreciation of 36.4% over the past six months, outperforming the Zacks Internet Software industry's growth of 17.3% [1] Group 1: Company Performance - GWRE closed at $231.25, which is 12.1% lower than its 52-week high of $263.20 [2] - The company reported 17 deal wins in the fiscal third quarter of 2025, including 14 for various InsuranceSuite Cloud applications and three InsuranceNow deals [3] - Non-GAAP gross margin improved to 65.5% from 62.6% year-over-year, with the subscription and support segment's gross margin increasing to 70.6% from 65.6% [6] Group 2: Financial Outlook - For the fiscal fourth quarter, non-GAAP operating income is estimated to be between $52 million and $60 million, with fiscal 2025 non-GAAP operating income expected between $187 million and $195 million [9] - Guidewire expects total revenues for fiscal 2025 to be between $1.178 billion and $1.186 billion, an increase from earlier guidance of $1.164 billion to $1.174 billion [11] - The company generated $32.4 million in cash from operations in the last quarter, with free cash flow nearly at $27.8 million [10] Group 3: Market Position and Challenges - Guidewire's focus on enhancing its cloud platform with new capabilities is expected to boost long-term sales of subscription-based solutions [4] - The company is expanding its global footprint, with new customers from diverse markets, which presents forex and integration risks [14] - GWRE's stock is trading at a premium valuation, with a forward 12-month price/sales ratio of 14.58X compared to the industry's 5.88X [15]

Core Insights - Guidewire Software's international operations are crucial for understanding its financial strength and growth potential [1][2] - The company's ability to leverage international markets is increasingly important in today's global economy [2][3] Revenue Performance - In the recent quarter, Guidewire Software reported total revenue of $293.51 million, a 22% increase from the prior-year quarter [4] - Total EMEA contributed $42.35 million, accounting for 14.43% of total revenue, exceeding expectations by 2.33% [5] - Canada generated $31.23 million, representing 10.64% of total revenue, falling short of the consensus estimate by 9.02% [6] - Other Americas contributed $2.85 million, making up 0.97% of total revenue, also below projections by 1.69% [7] - Total APAC revenues reached $25.38 million, accounting for 8.65% of total revenue, surpassing expectations by 13.47% [8] Future Projections - Analysts project Guidewire Software will achieve revenues of $337.47 million for the ongoing fiscal quarter, a 15.8% increase year-over-year [9] - For the entire year, total revenue is forecasted to be $1.18 billion, reflecting a 20.4% improvement from the previous year [10] Market Trends - The company's reliance on international markets presents both opportunities and risks, making it essential to monitor international revenue trends for forecasting [12] - Wall Street analysts closely observe these patterns to adjust earnings forecasts, influenced by various factors including domestic market status [13]

I give a hold rating for Guidewire Software (NYSE: GWRE ) as I think most of the near-term positives are now fairly priced in. 3Q25 results were strong, with solid revenue growth and growing cloud traction, but the stock alreadyI’m a fundamental, valuation-driven investor with a strong focus on identifying businesses that have the potential to scale over time and unlock massive terminal value. My investment approach centers around understanding the core economics of a business—its competitive moat, unit eco ...

Guidewire Software (GWRE) FY Conference June 05, 2025 10:20 AM ET Speaker0 you, everybody. My name is Dylan Becker. I am the research analyst here at William Blair that covers Guidewire software. We have the CFO, Jeff Cooper, here with us today. Jeff, thank you for joining us. Prior before we get started, he's got a presentation. He'll run through about ten or fifteen minutes on background on the business. Before that, all of the necessary disclosures for this presentation and the conversation can be found ...

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Guidewire Software, Inc. GWRE reported better-than-expected third-quarter financial results on Tuesday.Guidewire Software reported quarterly earnings of 88 cents per share which beat the analyst consensus estimate of 47 cents per share. The company reported quarterly sales of $293.51 million which beat the analyst consensus estimate of $286.39 million.“We delivered exceptional third-quarter results, highlighted by record Q3 sales activity and 17 cloud deals,” said Mike Rosenbaum, chief executive officer, Gu ...

Core Viewpoint - Guidewire Software's stock surged by 15% following strong FQ3 results, significantly exceeding consensus estimates and altering the company's outlook [1][5]. Financial Performance - The company reported a revenue growth of 22%, surpassing analyst consensus by 250 basis points, driven by record sales volume and broad-based strength [5][6]. - The core subscription service revenue grew by 31%, accounting for 62% of total revenue, while services increased by 16% and licenses saw a minor increase of 1.7% [6]. - Guidewire achieved GAAP profits compared to losses in the previous year, with adjusted profits growing by 1130% and adjusted earnings reaching $0.88, which was nearly 9000 basis points or 90% above analysts' expectations [7]. Guidance and Market Sentiment - The company provided strong Q4 guidance and raised its full-year outlook above analyst targets, indicating potential for continued stock price increases [8]. - Analysts have responded positively, with price target revisions lifting the high-end forecast to $290, reflecting bullish sentiment in the market [9]. Stock Performance and Technical Indicators - The stock price is expected to continue rising, with bullish indications on daily, weekly, and monthly charts, suggesting a strong upward trend [2][3]. - Short-covering has contributed to the stock price surge, although there is a risk of short sellers repositioning at higher levels [3]. Institutional Ownership - Institutional investors own nearly 100% of the stock and have been selling in 2025, which could pose a headwind for price action, although this may have lessened following the recent Q3 release [10].

Key Takeaways Guidewire Software, Inc (GWRE) reported non-GAAP earnings per share of 88 cents in third-quarter fiscal 2025 (ended April 30, 2025), up 238.5% year over year and beat the Zacks Consensus Estimate by 91.3%. The company reported revenues of $293.5 million, up 22% year over year. Revenues beat the Zacks Consensus Estimate by 2.7%. The figure also surpassed the company's guided range of $283-$289 million. This uptick was driven by solid sales activity. Guidewire Cloud continued to gain momentum in ...

Core Insights - Farm Bureau Insurance Company of Idaho successfully upgraded to Guidewire Cloud Platform, enhancing its operational capabilities and customer experience [1][2][3] - The migration was completed in under 12 months, demonstrating effective collaboration between Farm Bureau and ValueMomentum [2][3] - The upgrade positions Farm Bureau to leverage Guidewire's latest innovations, improving product delivery speed and business agility [2][3] Company Overview - Farm Bureau Insurance Company of Idaho has been serving Idaho families, farms, and businesses since 1947, focusing on providing financial peace of mind [4] - The company is the largest property-casualty insurer headquartered in Idaho and ranks among the top three in overall premium within the state [5] - In 2023, Farm Bureau expanded into Washington state under the name Western Community Insurance, broadening its market reach [5] Performance Recognition - In 2025, Farm Bureau was ranked 3 statewide and 5 in East Idaho on the Best Places to Work in Idaho list [6] - The company received an upgrade in its Financial Strength Rating from AM Best, moving from A- (Excellent) to A (Excellent) due to improved underwriting and operating performance [6] Guidewire and ValueMomentum - Guidewire is a trusted platform for P&C insurers, with over 570 insurers in 42 countries relying on its products [7] - ValueMomentum is a leading solutions provider for the global property and casualty insurance industry, having served over 100 insurers [10]