☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Exact name of registrant as specified in its charter) Delaware 13-3317783 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) One Hartford Plaza, Hartford, Connecticut 06155 (Address of principal executive offices) (Zip Code) (860) 547-5000 (Registrant's telephone number, including area code) 1 Non-accelerated filer ☐Smaller reporting company ☐ Emerging growth company ☐ ...

THE HARTFORD FINANCIAL SERVICES GROUP, INC. Common stock and preferred stock of The Hartford Financial Services Group, Inc. are traded on the New York Stock Exchange under the symbols "HIG" and "HIG PR G", respectively. This report is for information purposes only. It should be read in conjunction with documents filed by The Hartford Financial Services Group, Inc. with the U.S. Securities and Exchange Commission, including, without limitation, the most recent Annual Report on Form 10-K and Quarterly Reports ...

BRAZIL - 2023/09/03: In this photo illustration, the Hartford Financial Services logo is displayed ... [+] on a smartphone screen. (Photo Illustration by Rafael Henrique/SOPA Images/LightRocket via Getty Images) SOPA Images/LightRocket via Getty Images Hartford Financial's stock (NYSE: HIG) has gained approximately 26% YTD as compared to the 11% rise in the S&P500 index over the same period. In sharp contrast, Hartford Financial's peer Travelers (NYSE: TRV) stock was up only 10% YTD. Overall, at the current ...

The Hartford Financial Services Group, Inc. (HIG) recently joined forces with the digital behavioral health services provider, Marvin Behavioral Health, in a bid to offer specialized mental health resources to HIG's life and disability insurance clients in the healthcare sector. Notably, the aforementioned clients who choose to utilize Marvin's services may be eligible for a direct discount on the service offerings. Marvin provides an extensive suite of mental healthcare services for healthcare workers, and ...

The Hartford Financial Services Group, Inc. (HIG) reported first-quarter 2024 adjusted operating earnings of $2.34 per share, which lagged the Zacks Consensus Estimate by 3.7%. However, the bottom line climbed 39.3% year over year.Operating revenues of HIG amounted to $4.3 billion, which improved 10.8% year over year in the quarter under review. However, the top line missed the consensus mark of $4.4 billion.Weaker-than-expected earnings were caused by elevated loss trends in homeowners and auto coupled wit ...

Financial Data and Key Metrics Changes - The Hartford reported a strong start to the year with outstanding financial results in the first quarter, achieving a trailing 12-month core earnings ROE of 16.6% [137] - The company experienced top line growth in Commercial Lines of 8% with an underlying combined ratio of 88.4% [137] - Investment income remained solid, supported by elevated yields and a diversified portfolio [9] Business Line Data and Key Metrics Changes - In Small Commercial, new business growth was 11% in the quarter, with written premiums expected to grow by approximately 50% in 2024 to nearly $300 million [4] - Global Specialty reported excellent results with underlying margins consistent with the previous year and solid top line growth [5] - Personal Lines saw written premium increase of 13% over the prior year, driven by successful rate actions, with auto renewal written pricing increases of 25.7% [152] Market Data and Key Metrics Changes - The company achieved new business rate adequacy in the vast majority of states, allowing for the resumption of national advertising [140] - In the property book, written premium for the quarter was approximately 17% higher than in 2023 [146] - The Group Benefits segment reported core earnings of $107 million with a core earnings margin of 6.1% [11] Company Strategy and Development Direction - The Hartford is focused on enhancing customer service capabilities and investing in its platform to grow among small and midsized businesses [148] - The company aims to return Personal Lines to profitability in 2024 and reach target margins in 2025 [147] - The strategy includes disciplined underwriting and pricing execution, leveraging innovative customer-centric technology [149] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to extend its track record of delivering industry-leading financial performance [9] - The outlook for Personal Lines is positive, with expectations of necessary rate increases and improvements in margins [149] - Management acknowledged the competitive nature of the market but emphasized strong capabilities and a solid position [17][46] Other Important Information - The company repurchased 3.8 million shares for $350 million during the quarter, with approximately $1 billion remaining on its share repurchase authorization [14] - The investment portfolio's annualized LP returns were 1.3%, with expectations of similar results in the second quarter [155] Q&A Session Summary Question: What are the current trends in Personal Lines? - Management noted that they are seeing moderation in auto loss cost trends and expect to achieve targeted profitability in 2025 [24][39] Question: How is the pricing environment in Commercial Lines? - The renewal written pricing in Commercial Lines increased from 8.3% to 9%, indicating a stable and supportive pricing environment [27][88] Question: What is the outlook for Group Life sales? - Management indicated that while there may be slightly lower group life sales, they remain disciplined in their approach [16] Question: How is the company managing competitive pressures? - Management highlighted their strong underwriting capabilities and the importance of being selective in writing business amidst increased competition [90] Question: What are the expectations for the Personal Lines expense ratio? - The expense ratio is expected to remain relatively flat compared to the previous year, with improvements anticipated as the company returns to growth [121]

For the quarter ended March 2024, The Hartford (HIG) reported revenue of $4.34 billion, up 10.8% over the same period last year. EPS came in at $2.34, compared to $1.68 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $4.38 billion, representing a surprise of -0.87%. The company delivered an EPS surprise of -3.70%, with the consensus EPS estimate being $2.43.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street ex ...

PART I. FINANCIAL INFORMATION [Item 1. Financial Statements](index=7&type=section&id=Item%201.%20FINANCIAL%20STATEMENTS) Presents the unaudited condensed consolidated financial statements for Q1 2024, including the auditor's review report, core financial statements, and detailed explanatory notes [Report of Independent Registered Public Accounting Firm](index=7&type=section&id=REPORT%20OF%20INDEPENDENT%20REGISTERED%20PUBLIC%20ACCOUNTING%20FIRM) Deloitte & Touche LLP reviewed the interim financial information for Q1 2024 and found no material modifications needed for U.S. GAAP conformity, affirming the fair presentation of the December 31, 2023 balance sheet - The independent auditors, Deloitte & Touche LLP, conducted a review and found **no material modifications necessary** for the interim financial statements to be in conformity with U.S. GAAP[14](index=14&type=chunk) [Condensed Consolidated Statements of Operations](index=8&type=section&id=CONDENSED%20CONSOLIDATED%20STATEMENTS%20OF%20OPERATIONS) Reports Q1 2024 total revenues of $6.42 billion, a 9% increase, with net income rising significantly to $753 million and diluted EPS at $2.47 Q1 2024 vs Q1 2023 Statement of Operations Highlights | Metric | Q1 2024 (in millions) | Q1 2023 (in millions) | Change | | :--- | :--- | :--- | :--- | | **Total Revenues** | $6,419 | $5,910 | +8.6% | | Earned Premiums | $5,446 | $5,063 | +7.6% | | Net Investment Income | $593 | $515 | +15.1% | | **Income Before Income Taxes** | $911 | $653 | +39.5% | | **Net Income** | $753 | $535 | +40.7% | | **Net Income Available to Common Stockholders** | $748 | $530 | +41.1% | | **Diluted EPS** | $2.47 | $1.66 | +48.8% | [Condensed Consolidated Statements of Comprehensive Income](index=9&type=section&id=CONDENSED%20CONSOLIDATED%20STATEMENTS%20OF%20COMPREHENSIVE%20INCOME) Comprehensive income for Q1 2024 was $605 million, a significant decrease from $1.12 billion in Q1 2023, primarily due to a net unrealized loss on fixed maturities Q1 2024 vs Q1 2023 Comprehensive Income | Metric | Q1 2024 (in millions) | Q1 2023 (in millions) | | :--- | :--- | :--- | | Net Income | $753 | $535 | | Other Comprehensive Income (Loss) | $(148) | $587 | | **Comprehensive Income** | **$605** | **$1,122** | [Condensed Consolidated Balance Sheets](index=10&type=section&id=CONDENSED%20CONSOLIDATED%20BALANCE%20SHEETS) As of March 31, 2024, total assets increased slightly to $77.71 billion, with total liabilities and stockholders' equity also rising, driven by net income Balance Sheet Highlights (as of March 31, 2024 vs. Dec 31, 2023) | Metric | March 31, 2024 (in millions) | Dec 31, 2023 (in millions) | | :--- | :--- | :--- | | Total Investments | $56,107 | $55,922 | | **Total Assets** | **$77,710** | **$76,780** | | Unpaid Losses and Loss Adjustment Expenses | $42,771 | $42,318 | | **Total Liabilities** | **$62,242** | **$61,453** | | **Total Stockholders' Equity** | **$15,468** | **$15,327** | [Condensed Consolidated Statements of Changes in Stockholders' Equity](index=11&type=section&id=CONDENSED%20CONSOLIDATED%20STATEMENTS%20OF%20CHANGES%20IN%20STOCKHOLDERS'%20EQUITY) Stockholders' equity increased to $15.47 billion, driven by net income, partially offset by treasury stock acquisitions, common stock dividends, and other comprehensive loss - Key drivers of the change in stockholders' equity in Q1 2024 were net income of **$753 million**, common stock dividends of **$141 million**, and treasury stock acquisitions of **$353 million**[28](index=28&type=chunk) - The company declared a cash dividend of **$0.470 per common share** in Q1 2024, up from **$0.425** in Q1 2023[28](index=28&type=chunk) [Condensed Consolidated Statements of Cash Flows](index=12&type=section&id=CONDENSED%20CONSOLIDATED%20STATEMENTS%20OF%20CASH%20FLOWS) Net cash provided by operating activities increased to $1.10 billion in Q1 2024, while net cash used for investing and financing activities remained stable Q1 2024 vs Q1 2023 Cash Flow Summary | Activity | Q1 2024 (in millions) | Q1 2023 (in millions) | | :--- | :--- | :--- | | Net Cash from Operating Activities | $1,097 | $871 | | Net Cash used for Investing Activities | $(435) | $(446) | | Net Cash used for Financing Activities | $(529) | $(545) | | **Net Increase (Decrease) in Cash** | **$133** | **$(126)** | [Notes to Condensed Consolidated Financial Statements](index=13&type=section&id=NOTES%20TO%20CONDENSED%20CONSOLIDATED%20FINANCIAL%20STATEMENTS) Provides detailed explanations for financial statement figures, covering presentation basis, earnings per share, segment information, fair value measurements, and various financial components [Management's Discussion and Analysis of Financial Condition and Results of Operations (MD&A)](index=56&type=section&id=Item%202.%20MANAGEMENT'S%20DISCUSSION%20AND%20ANALYSIS%20OF%20FINANCIAL%20CONDITION%20AND%20RESULTS%20OF%20OPERATIONS) Provides management's analysis of the company's Q1 2024 financial condition and results, covering segment performance, investments, and risk management [Key Performance Measures and Ratios](index=56&type=section&id=Key%20Performance%20Measures%20and%20Ratios) Defines key non-GAAP and other financial measures, reconciling them to U.S. GAAP and explaining their relevance to business trends - Core earnings is a key non-GAAP metric that excludes items like certain realized gains/losses, restructuring costs, and M&A costs to provide a clearer view of ongoing business performance[278](index=278&type=chunk)[279](index=279&type=chunk) Reconciliation of Net Income to Core Earnings (Q1 2024 vs Q1 2023) | Metric | Q1 2024 (in millions) | Q1 2023 (in millions) | | :--- | :--- | :--- | | Net Income Available to Common Stockholders | $748 | $530 | | **Core Earnings** | **$709** | **$536** | - The Underlying Combined Ratio is a non-GAAP measure that adjusts the standard combined ratio by excluding the effects of catastrophes and prior year development to better show the core underwriting profitability trend[305](index=305&type=chunk) [Financial Highlights](index=64&type=section&id=Financial%20Highlights) Highlights strong Q1 2024 performance with increased net income, diluted EPS, and improved P&C combined ratio and Group Benefits margins - Net income available to common stockholders increased by **$218 million (41%)** in Q1 2024, driven by higher net investment income, favorable prior year development, and improved Group Benefits loss ratios[322](index=322&type=chunk)[324](index=324&type=chunk)[325](index=325&type=chunk) - The Property & Casualty Combined Ratio improved by **2.9 points**, benefiting from favorable prior accident year development, lower catastrophe losses, and a lower expense ratio[323](index=323&type=chunk) [Consolidated Results of Operations](index=65&type=section&id=Consolidated%20Results%20of%20Operations) Consolidated net income available to common stockholders rose 41% in Q1 2024, driven by P&C underwriting gains, net investment income, and realized gains Consolidated Results of Operations (Q1 2024 vs Q1 2023) | Metric | Q1 2024 (in millions) | Q1 2023 (in millions) | Change | | :--- | :--- | :--- | :--- | | Earned Premiums | $5,446 | $5,063 | +8% | | Total Revenues | $6,419 | $5,910 | +9% | | Income, before tax | $911 | $653 | +40% | | Net Income Available to Common Stockholders | $748 | $530 | +41% | - The increase in net income was primarily due to higher P&C underwriting gain, increased net investment income, and a shift from net realized losses to gains[330](index=330&type=chunk) [Investment Results](index=68&type=section&id=Investment%20Results) Total investments reached $56.1 billion, with net investment income up 15% due to higher yields and a shift to net realized gains Net Investment Income by Source (Q1 2024 vs Q1 2023) | Source | Q1 2024 (in millions) | Q1 2023 (in millions) | Yield (2024) | Yield (2023) | | :--- | :--- | :--- | :--- | :--- | | Fixed maturities | $526 | $445 | 4.5% | 4.0% | | Limited partnerships & alts | $16 | $26 | 1.3% | 2.5% | | **Total Net Investment Income** | **$593** | **$515** | **4.1%** | **3.7%** | - The average reinvestment rate for fixed maturities and mortgage loans in Q1 2024 was **6.1%**, significantly higher than the **5.0%** average yield of sales and maturities during the same period[350](index=350&type=chunk) - Net realized gains were **$28 million** in Q1 2024, compared to a net loss of **$7 million** in Q1 2023, primarily due to fewer losses on sales of fixed maturities and appreciation in FVO securities[335](index=335&type=chunk)[353](index=353&type=chunk) [Critical Accounting Estimates](index=70&type=section&id=Critical%20Accounting%20Estimates) Highlights critical accounting estimates requiring significant judgment, including P&C and group benefits reserves, noting favorable prior year development - The company identifies key critical accounting estimates as: P&C reserves, group benefit LTD reserves, goodwill impairment, investment valuation (including credit losses), and litigation contingencies[361](index=361&type=chunk)[364](index=364&type=chunk) P&C Prior Accident Year Development (Favorable)/Unfavorable - Q1 2024 | Line of Business | Development (in millions) | | :--- | :--- | | Workers' compensation | $(67) | | General liability | $17 | | Assumed reinsurance | $9 | | Change in deferred gain on retroactive reinsurance | $(24) | | **Total PYD** | **$(56)** | [Commercial Lines](index=74&type=section&id=Commercial%20Lines) Commercial Lines net income increased 36% to $573 million in Q1 2024, driven by higher underwriting gain, improved combined ratio, and strong premium growth Commercial Lines Underwriting Ratios (Q1 2024 vs Q1 2023) | Ratio | Q1 2024 | Q1 2023 | Change (pts) | | :--- | :--- | :--- | :--- | | Loss and LAE Ratio | 58.3% | 60.7% | (2.4) | | Expense Ratio | 31.5% | 31.7% | (0.2) | | **Combined Ratio** | **90.1%** | **92.7%** | **(2.6)** | | **Underlying Combined Ratio** | **88.4%** | **88.5%** | **(0.1)** | - Written premiums increased **8%** to **$3.36 billion**, driven by growth in Small Commercial, Middle & Large Commercial, and Global Specialty segments[381](index=381&type=chunk)[398](index=398&type=chunk) - Renewal written price increases were strong across most lines, with notable increases in package business, automobile, and excess and surplus lines, while D&O pricing remained negative but improved[399](index=399&type=chunk)[400](index=400&type=chunk) [Personal Lines](index=79&type=section&id=Personal%20Lines) Personal Lines reported net income of $34 million in Q1 2024, a turnaround from a prior-year loss, driven by improved combined ratio and strong premium growth Personal Lines Underwriting Ratios (Q1 2024 vs Q1 2023) | Ratio | Q1 2024 | Q1 2023 | Change (pts) | | :--- | :--- | :--- | :--- | | Loss and LAE Ratio | 76.3% | 79.6% | (3.3) | | Expense Ratio | 25.3% | 26.5% | (1.2) | | **Combined Ratio** | **101.6%** | **106.1%** | **(4.5)** | | **Underlying Combined Ratio** | **96.1%** | **97.0%** | **(0.9)** | - Automobile renewal written price increases were **25.7%** and homeowners were **15.2%**, reflecting responses to higher loss cost trends[415](index=415&type=chunk) - The underlying combined ratio for Automobile improved to **104.4%** from **105.1%**, while the Homeowners underlying ratio improved to **77.0%** from **78.9%**[419](index=419&type=chunk) [P&C Other Operations](index=83&type=section&id=Property%20%26%20Casualty%20Other%20Operations) P&C Other Operations, primarily run-off A&E liabilities, reported net income of $8 million in Q1 2024, despite an increased underwriting loss - The underwriting loss increased to **$9 million** from **$6 million** in the prior year, mainly due to a **$7 million** provision for prior year development related to uncollectible reinsurance[436](index=436&type=chunk)[439](index=439&type=chunk) - Comprehensive annual reviews for asbestos and environmental reserves are scheduled for the fourth quarter of 2024[440](index=440&type=chunk) [Group Benefits](index=84&type=section&id=Group%20Benefits) Group Benefits net income rose 17% to $108 million in Q1 2024, driven by an improved total loss ratio and 2% premium growth Group Benefits Ratios, Excluding Buyouts (Q1 2024 vs Q1 2023) | Ratio | Q1 2024 | Q1 2023 | Change (pts) | | :--- | :--- | :--- | :--- | | Group Disability Loss Ratio | 70.1% | 70.4% | (0.3) | | Group Life Loss Ratio | 82.6% | 86.7% | (4.1) | | **Total Loss Ratio** | **73.5%** | **75.2%** | **(1.7)** | | Expense Ratio | 25.4% | 24.7% | 0.7 | - Net income increased to **$108 million**, up **17%** from **$92 million** in Q1 2023, driven by a lower loss ratio and higher premiums[442](index=442&type=chunk)[452](index=452&type=chunk) - Fully insured ongoing sales decreased by **6%** to **$444 million**, driven by lower group life sales[445](index=445&type=chunk) [Hartford Funds](index=86&type=section&id=Hartford%20Funds) Hartford Funds reported a 10% increase in net income to $45 million in Q1 2024, driven by higher fee income from increased average AUM Hartford Funds AUM and Flows (Q1 2024 vs Q1 2023) | Metric (in millions) | Q1 2024 | Q1 2023 | | :--- | :--- | :--- | | Beginning Mutual Fund & ETF AUM | $119,316 | $112,472 | | Net Flows | $(2,511) | $(1,179) | | Change in Market Value | $6,754 | $4,215 | | **Ending Mutual Fund & ETF AUM** | **$123,559** | **$115,508** | - Net income increased **10%** to **$45 million**, and the core earnings ROA improved to **12.5 bps** from **11.6 bps** in the prior year[457](index=457&type=chunk)[462](index=462&type=chunk) [Corporate](index=88&type=section&id=Corporate) The Corporate segment's net loss narrowed to $20 million in Q1 2024, driven by higher net investment income, realized gains, and a larger tax benefit - The net loss available to common stockholders narrowed to **$20 million** from **$29 million** year-over-year[466](index=466&type=chunk) - The improvement was driven by a **$6 million** increase in net investment income, a **$3 million** increase in net realized gains, and a higher income tax benefit[466](index=466&type=chunk)[468](index=468&type=chunk) [Enterprise Risk Management](index=88&type=section&id=Enterprise%20Risk%20Management) The company manages insurance, operational, and financial risks through underwriting, exposure controls, and a high-quality investment portfolio - The company's primary catastrophe reinsurance for 2024 includes a per-occurrence property treaty covering **90%** of losses from **$500 million** up to **$1.2 billion**, and an aggregate property treaty covering **100%** of losses between **$750 million** and **$950 million**[482](index=482&type=chunk) - The company has two Adverse Development Cover (ADC) reinsurance agreements with NICO for A&E and Navigators reserve development[250](index=250&type=chunk)[491](index=491&type=chunk) - As of March 31, 2024, **85%** of the Fixed Maturities, AFS portfolio was rated A or better[506](index=506&type=chunk)[529](index=529&type=chunk) [Capital Resources and Liquidity](index=102&type=section&id=Capital%20Resources%20and%20Liquidity) The company maintains a strong capital and liquidity position with $1.0 billion in liquid assets, active share repurchases, and a stable debt-to-capitalization ratio - The holding company had approximately **$1.0 billion** in liquid assets as of March 31, 2024, and access to a **$750 million** undrawn revolving credit facility[564](index=564&type=chunk)[571](index=571&type=chunk) - In Q1 2024, the company repurchased **3.8 million** common shares for **$350 million**[568](index=568&type=chunk) Capitalization Summary (as of March 31, 2024) | Metric | Amount (in millions) | | :--- | :--- | | Total Debt | $4,363 | | Total Stockholders' Equity | $15,468 | | **Total Capitalization** | **$19,831** | | Debt to Capitalization Ratio | 22% | [Quantitative and Qualitative Disclosures About Market Risk](index=108&type=section&id=Item%203.%20QUANTITATIVE%20AND%20QUALITATIVE%20DISCLOSURES%20ABOUT%20MARKET%20RISK) This section's market risk disclosures are incorporated by reference from the Enterprise Risk Management section within the MD&A - The information required for this item is located in the Enterprise Risk Management section of the MD&A[6](index=6&type=chunk) [Controls and Procedures](index=111&type=section&id=Item%204.%20CONTROLS%20AND%20PROCEDURES) The company's disclosure controls and procedures were effective as of March 31, 2024, with no material changes to internal control over financial reporting during Q1 - Management concluded that the company's disclosure controls and procedures are effective as of the end of the quarter[627](index=627&type=chunk) - No material changes occurred in the company's internal control over financial reporting during the quarter[628](index=628&type=chunk) PART II. OTHER INFORMATION [Legal Proceedings](index=112&type=section&id=Item%201.%20LEGAL%20PROCEEDINGS) Information on the company's legal proceedings is detailed in Note 13 of the Condensed Consolidated Financial Statements - Information on legal proceedings is detailed in Note 13 - Commitments and Contingencies[630](index=630&type=chunk) [Risk Factors](index=112&type=section&id=Item%201A.%20RISK%20FACTORS) This section incorporates by reference the risk factors disclosed in the company's 2023 Annual Report on Form 10-K - For a detailed discussion of risk factors, readers are referred to the company's 2023 Form 10-K[631](index=631&type=chunk) [Unregistered Sales of Equity Securities and Use of Proceeds](index=112&type=section&id=Item%202.%20UNREGISTERED%20SALES%20OF%20EQUITY%20SECURITIES%20AND%20USE%20OF%20PROCEEDS) The company repurchased 4.7 million shares for $432 million in Q1 2024, with $1.0 billion remaining under the current share repurchase authorization Q1 2024 Share Repurchases | Period | Total Shares Purchased | Avg. Price Paid | Shares Purchased Under Program | Remaining Authorization (millions) | | :--- | :--- | :--- | :--- | :--- | | Jan 2024 | 1,508,128 | $84.58 | 1,501,029 | $1,222 | | Feb 2024 | 1,916,318 | $94.17 | 1,119,428 | $1,119 | | Mar 2024 | 1,244,304 | $99.64 | 1,226,596 | $998 | | **Total Q1** | **4,668,750** | **$92.53** | **3,847,053** | **$998** | - The Board of Directors approved a **$3.0 billion** share repurchase authorization effective from August 1, 2022, to December 31, 2024[634](index=634&type=chunk) [Other Information](index=112&type=section&id=Item%205.%20OTHER%20INFORMATION) Discloses the adoption of Rule 10b5-1 trading arrangements by two executives and the termination of previous plans for other executives - On February 8, 2024, EVP Jonathan R. Bennett and EVP & CFO Beth A. Costello each adopted a Rule 10b5-1 trading arrangement for potential sales of company stock starting in May 2024[636](index=636&type=chunk)[637](index=637&type=chunk) [Exhibits](index=114&type=section&id=Item%206.%20EXHIBITS) Provides an index of exhibits filed with the Form 10-Q, including corporate governance documents, certifications, and XBRL data - The report includes standard exhibits such as the Certificate of Incorporation, By-Laws, and Sarbanes-Oxley Act certifications from the CEO and CFO[641](index=641&type=chunk)

INVESTOR FINANCIAL SUPPLEMENT March 31, 2024 Measures used in these financial statements and exhibits that are not based on generally accepted accounting principles ("non-GAAP") are denoted with an asterisk (*) the first time they appear in this document. These measures are defined within the Discussion of Non- GAAP and Other Financial Measures section and are reconciled to the most directly comparable generally accepted accounting principles ("GAAP") measure herein. THE HARTFORD FINANCIAL SERVICES GROUP, I ...

The Hartford Financial Services Group, Inc. (HIG) is scheduled to release first-quarter 2024 results on Apr 25, 2024, after the closing bell.What Do the Estimates Say?The Zacks Consensus Estimate for Hartford Financial’s first-quarter earnings per share is pegged at $2.43, which indicates an improvement of 44.6% from the prior-year quarter’s reported figure. The consensus mark for revenues is $4.4 billion, suggesting 11.8% growth from the year-ago quarter’s reported number.Hartford Financial’s bottom line b ...