2月2日，工商银行发布关于加强防范贵金属市场价格波动风险的提示。工商银行表示，近期国际贵金属市场波动率显著增加，引发价格快速变化，风险进— 步显现。请客户在审慎评估自身风险承受能力的基础上，保持理性投资心态，避免盲目追涨杀跌。建议从中长期视角考虑，坚持分批分散、适度均衡的原则 进行投资配置。请密切关注市场行情变化，合理控制持仓规模，有效防范市场波动风险。 （工商银行） ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) is adjusting its gold accumulation business rules and sales processes to enhance service quality and efficiency, effective from February 7, 2026 [1][2][3] Group 1: Business Time Adjustment - The business hours for ICBC's gold accumulation and floating price physical gold product sales will be adjusted, with physical branches opening no earlier than 9:10 AM and electronic banking channels operating from 9:10 AM to 10:30 PM daily [1] Group 2: Transaction Limit Management - ICBC will implement transaction limits for the gold accumulation business on weekends and public holidays, including daily accumulation/redemption limits and single transaction limits, which will be dynamically set [2] Group 3: Agreement Revision - ICBC has revised the gold accumulation business agreement to the 2026 version, with a public consultation period until February 6, 2026. Customers who do not cancel their accounts or continue operations after this period will be deemed to accept the new agreement [3]

Group 1 - Spot silver prices dropped by 5% to $79.4 per ounce on Monday [1] - Spot gold fell by 1.4%, with significant fluctuations noted in the market [3] - On January 30, international gold prices experienced the largest single-day drop in 40 years [3] Group 2 - Following the drop in gold prices, there was a surge of consumers in Shenzhen's Shui Bei market buying gold, with prices for gold jewelry generally below 1200 yuan [4][5] - A notable increase in gold purchases was observed, particularly among couples preparing for weddings, with plans to spend around 50,000 yuan on gold jewelry [7] - A large gold bracelet weighing approximately 202 grams was priced at around 260,000 yuan, indicating high consumer interest in wedding-related gold items [10] Group 3 - Some merchants in Shui Bei reported a shortage of gold bars due to reduced supply from wholesalers, with gold bar prices dropping over 50 yuan to 1,141.5 yuan per gram [12][13] - Merchants indicated that they are cautious about selling gold due to the volatile market conditions, with some choosing not to sell at all [13][14] - Banks such as ICBC and ABC have adjusted their gold accumulation business and issued risk warnings due to the significant price fluctuations in precious metals [15][16]

Group 1 - The Industrial and Commercial Bank of China (ICBC) issued a warning regarding the significant volatility in precious metal prices and the increased market uncertainty, advising investors to assess their risk tolerance and maintain a rational investment approach [1] - ICBC recommends a long-term perspective for investment, advocating for a strategy of gradual diversification and balanced allocation to mitigate risks associated with market fluctuations [1] - Other banks, including Agricultural Bank of China and Bank of China, have also implemented risk assessment requirements for personal clients engaging in precious metal transactions, emphasizing the need for careful financial planning [2] Group 2 - The Construction Bank announced an increase in the minimum amount for personal gold accumulation business to 1,500 yuan, effective from February 2, indicating a response to market conditions [2] - The Transportation Bank has introduced risk assessment requirements for clients starting from January 31, aligning with the trend of heightened scrutiny in precious metal trading [2]

本报讯（沈阳日报、沈报全媒体记者周贤忠）1月30日下午，市委政法委会同市法院、市检察院、市公 安局，依托沈阳中央法务区法治服务体系，组织金融审判、知识产权保护、公安经侦、民事执行等方面 业务骨干，在沈阳创新天地参加"政银企"对接活动（第二场）。 活动期间，各单位负责同志通过面对面交流、点对点对接，先后为中国银行、工商银行、邮储银行、民 生银行等金融机构及相关企业，解答了金融借款诉讼、金融犯罪防范等方面的法律问题，并发放了《法 官说法》《风险防范指引》等实用资料，为参与单位提供了"一站式""全链条"法治服务。参与此次活动 的政法机关表示，将以此次活动为契机，精准对接金融机构和企业法治需求，持续创新服务举措，不断 优化服务方式，提供更加优质、高效、精准的法治服务保障。 转自：沈阳日报 （来源：沈阳日报） ...

Group 1 - The core point of the announcement is that Agricultural Bank of China (ABC) will start offering sales services for certain funds managed by Agricultural Bank of China Asset Management Co., Ltd. (ABC Asset Management) from February 2, 2026 [1] - Investors will be able to perform subscription, redemption, and regular investment operations for selected funds through ABC, with fee discounts applicable based on the sales institution's promotional activities [1] - The announcement includes a list of applicable funds, although the specific details of the funds are not provided in the text [1] Group 2 - Investors are encouraged to consult ABC for further details regarding the fund offerings, with a customer service hotline and website provided for inquiries [1] - The announcement emphasizes the importance of reading the fund's contract, prospectus, and related legal documents to understand the investment characteristics and risks associated with the funds [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has issued a warning regarding the heightened volatility and uncertainty in the precious metals market, advising investors to adopt a cautious and rational investment approach [1] Group 1: Market Conditions - Recent fluctuations in domestic and international precious metal prices have been significant, leading to increased market uncertainty [1] - Investors are encouraged to assess their risk tolerance carefully before making investment decisions [1] Group 2: Investment Recommendations - The bank suggests maintaining a rational investment mindset to avoid impulsive trading behaviors such as chasing price increases or selling off during declines [1] - A mid to long-term perspective is recommended for investment strategies, emphasizing a principle of gradual diversification and balanced allocation [1] - Investors should closely monitor market trends and manage their positions effectively to mitigate risks associated with market volatility [1]

Key TakeawaysGeopolitical tensions are escalating as Iran's parliament speaker, Mohammad Bagher Ghalibaf, declared that Iran would treat European Union armies as "terrorist groups" in retaliation for the EU's designation of the Islamic Revolutionary Guard Corps (IRGC) as a terrorist organization.Bitcoin (BTC) has plunged below $80,000, trading around $78,500 after a 6.6% drop in 24 hours, signaling a new crisis of confidence in the cryptocurrency market.China's new home prices rose by 0.18% in January, indi ...

2月1日，中国工商银行股份有限公司发布《关于进一步做好贵金属市场风险防范的提示》： 尊敬的客户： 近期国内外贵金属价格波动剧烈，市场不确定性显著增强。建议您在审慎评估自身风险承受能力的基础 上，保持理性投资心态，避免盲目追涨杀跌。建议从中长期视角考虑，坚持分批分散、适度均衡的原则 进行投资配置。请密切关注行情变化，合理控制持仓规模，有效防范市场波动风险。 感谢您的支持！ 中国工商银行股份有限公司 2026年2月1日 ...

【#中国工商银行风险提示#】#工商银行提示防范贵金属市场风险#2月1日，中国工商银行股份有限公司 发布"关于进一步做好贵金属市场风险防范的提示"。工行表示，近期国内外贵金属价格波动剧烈，市场 不确定性显著增强。建议您在审慎评估自身风险承受能力的基础上，保持理性投资心态，避免盲目追涨 杀跌。建议从中长期视角考虑，坚持分批分散、适度均衡的原则进行投资配置。请密切关注行情变化， 合理控制持仓规模，有效防范市场波动风险。（视频来源：北京商报·银行新一线） ...