RT Jeremy Allaire - jda.eth / jdallaire.sol (@jerallaire)Today we announced a strategic partnership with @intuit, one of the world's leading financial technology and software companies, a firm that powers financial activity for 100M customers, spanning households and small and medium businesses. Circle and Intuit are working together to bring the power of USDC and Circle's broader platform infrastructure, enabling Intuit to use "a programmable, 24/7, low-friction money rail that can be embedded across the I ...

Core Insights - Intuit Inc. has launched the second year of its brand campaign "Now This is Taxes" for the tax year 2025, which will be filed in 2026 [1] - The campaign aims to showcase the future of taxes through its consumer platform, integrating Credit Karma and TurboTax with Agentic AI and human intelligence [1] Company Overview - Intuit Inc. is a global financial technology platform known for products like TurboTax, Credit Karma, QuickBooks, and Mailchimp [1] - The company is focusing on enhancing user experience by combining AI technology with human intelligence in its tax services [1]

Core Insights - Gen Z consumers are facing an affordability crisis, leading to record-high credit card balances [1][2] - Despite a strong job market, Gen Z's credit scores are at an all-time low, with credit card balances increasing by 36-37% [2] - Inflation continues to impact purchasing power, with Gen Z earning less than previous generations when adjusted for inflation [2][3] Economic Context - Headline inflation rose to 3% in September, exceeding the Federal Reserve's target of 2% [3] - A significant portion of Gen Z earns less than $50,000, which is below the median household income in 91% of surveyed cities [3] - Millennials and Gen Z collectively hold only 10.7% of America's wealth, indicating a disparity in wealth distribution [4] K-Shaped Economy - The economy is exhibiting a K-shaped recovery, where wealthier individuals are benefiting from asset ownership while lower-income earners face rising costs [5] - Essential costs, such as groceries and energy, are increasing, further straining the financial situation of Gen Z and other low-income groups [5][6] - Consumers across all demographics are becoming more cautious about their spending habits due to rising prices [6]

Core Viewpoint - Intuit Inc. is highlighted as one of the best FinTech stocks to buy in 2026, with a significant average upside potential of 21.9% and strong hedge fund interest [1]. Group 1: Investment Potential - As of mid-December, Intuit carries a Moderate Buy consensus rating, with an average 12-month price target near $792, indicating approximately 22% upside from recent trading levels [2]. - The company is recognized for its growth trajectory, despite some analysts moderating expectations for near-term execution [2]. Group 2: Business Developments - On November 24, Intuit announced the availability of its SMB MediaLabs audience segments on The Trade Desk platform, allowing advertisers access to first-party small and mid-market business audiences [3]. - This integration is expected to enhance targeting accuracy for advertisers, utilizing aggregated, de-identified insights from Intuit's platform to reach verified SMB decision-makers [4]. - The Trade Desk is the latest DSP partner for SMB MediaLabs, marking the first instance where this first-party SMB data will be accessible for advertisers, along with cross-channel measurement and campaign management [5]. Group 3: Company Overview - Intuit Inc. operates as a global financial technology platform, providing services through products like TurboTax, Credit Karma, QuickBooks, and Mailchimp, serving approximately 100 million customers worldwide [6].

Core Insights - The article highlights recent stock performance and research reports on major companies including Amazon, Toyota, and Intuit, as well as micro-cap stocks Eastman Kodak and Armanino Foods [2][4][7][10][13][16]. Amazon.com, Inc. (AMZN) - Amazon's shares have increased by 3% over the past six months, slightly underperforming the Zacks Internet - Commerce industry which gained 3.8% [4]. - The company is projected to achieve net sales between $206 billion and $213 billion for Q4 2025, with operating income expected to range from $21 billion to $26 billion, indicating operational efficiency gains [4]. - AI integration is enhancing personalization and logistics, contributing to a competitive edge, with expected net sales growth of 10.6% in 2025 compared to 2024 [5]. Toyota Motor Corp. (TM) - Toyota's shares have outperformed the Zacks Automotive - Foreign industry, rising by 20.9% compared to 12.4% [7]. - The company's hybrid vehicle sales, particularly the RAV4, are driving growth, with hybrid variants constituting about half of total sales [7]. - Despite a positive outlook for fiscal 2026, challenges include material costs, foreign exchange rates, and increased capital expenditures [8][9]. Intuit Inc. (INTU) - Intuit's shares have underperformed the Zacks Computer - Software industry, declining by 14.5% compared to a 4% decline in the industry [10]. - The company is facing higher expenses due to increased marketing and engineering investments, impacting profitability [10]. - Intuit's shift to a cloud-based subscription model aims to stabilize revenues, supported by strong performance in its core products, QuickBooks and TurboTax [11][12]. Eastman Kodak Co. (KODK) - Kodak's shares have outperformed the Zacks Electronics - Miscellaneous Products industry, increasing by 44.1% compared to 24.1% [13]. - The company is transitioning from legacy print to advanced manufacturing, with significant growth in its Advanced Materials and Chemicals segment, which saw a 15% year-over-year revenue increase in Q3 2025 [13][14]. - Despite improvements in margins and profitability, risks include declining print volumes and high capital intensity [15]. Armanino Foods of Distinction, Inc. (AMNF) - Armanino Foods' shares have outperformed the Zacks Food - Miscellaneous industry, rising by 42.8% compared to a decline of 8.9% [16]. - The company benefits from a strong position in the U.S. foodservice pesto market, with Q3 FY25 sales increasing by 11% year-over-year to $19.7 million [16]. - Challenges include high customer concentration and rising operating expenses, necessitating disciplined execution to maintain margins [18].

Core Insights - Magellan Global Fund's third-quarter 2025 investor letter indicates that the fund focuses on outstanding companies at attractive prices while managing risk through macroeconomic understanding [1] - The global equities rose 7.3% in the September quarter as measured by the MSCI World Index in USD, but the portfolio underperformed due to strong performance from more speculative companies [1] Company Performance - Intuit Inc. (NASDAQ:INTU) was highlighted in the investor letter, with a one-month return of 3.86% and a 52-week loss of 0.09%, closing at $670.92 per share on December 12, 2025, with a market capitalization of $186.786 billion [2] - Intuit was one of the largest detractors to the portfolio's performance, underperforming due to conservative forward guidance for its Small and Medium Business (SMB) segment, which was below consensus expectations [3] Hedge Fund Interest - Intuit Inc. was held by 96 hedge fund portfolios at the end of the third quarter, a decrease from 105 in the previous quarter [4] - Despite acknowledging Intuit's potential, some analysts believe that certain AI stocks present greater upside potential and less downside risk [4]

Core Insights - Intuit Inc. (NASDAQ:INTU) is recognized as one of the 14 most promising fintech stocks to invest in, with a Buy rating and a price target of $800 from Stifel following strong Q1 fiscal 2026 results [1] Financial Performance - Credit Karma exceeded expectations by $70 million due to robust consumer loan and credit card activity, while Intuit's Global Business Services (GBS) segment contributed an additional $55 million above forecasts, driven by strong growth in Payments and Payroll despite economic moderation [2] - The company's performance resulted in a revenue beat of approximately 400 basis points, leading to a slight increase in Q2 outlook and maintenance of full-year guidance [3] Market Position and Growth Prospects - TurboTax Live is gaining market share, which is expected to generate significant upside within the tax business, while GBS is projected to continue growing in the mid-to-upper teens range, supported by healthy service usage and progress in its upmarket transition [3] - Evercore ISI reaffirmed its Outperform rating on Intuit with a price target of $875, noting that 2.8 million customers are utilizing Intuit's agentic offerings, which are gaining traction and expected to increase average revenue per customer over time [3]

Core Insights - Oracle's stock has surged due to its cloud ambitions, while Intuit has shown steadier fundamentals and cleaner execution, leading to a comparison of which company offers better growth for the price [2] - Intuit trades at a lower Price to Operating Income (P/OpInc) multiple than Oracle but delivers faster revenue and operating income growth [3] - The valuation and performance gap suggests that Intuit (INTU) stock may provide better potential returns compared to Oracle (ORCL) stock [4] Key Metrics Comparison - Oracle offers a range of services including cloud software-as-a-service, industry-focused cloud tools, application and license support, enterprise databases, development languages, and middleware services [6] - A year-over-year comparison of key metrics can help determine if Oracle's stock is overpriced relative to its peers, especially if its revenue and operating income growth have lagged consistently [8]

Core Insights - Intuit Inc. (NASDAQ:INTU) is recognized as one of the top AI stocks to monitor in December 2025, reflecting its strong market position and growth potential [1] Financial Performance - In fiscal Q1 2026, Intuit reported an 18% year-over-year revenue increase to $3.9 billion, driven by strong performance across its segments [3] - The Global Business Solutions segment grew 18% to $3.0 billion, while the Online Ecosystem segment rose 21% and QuickBooks Online surged 25% [3] - The Consumer segment, bolstered by a 27% increase at Credit Karma, recorded a 21% growth to $894 million [3] - GAAP operating income increased by 97%, and GAAP EPS rose by 127% to $1.59, with non-GAAP EPS increasing by 34% to $3.34 [4] Analyst Sentiment - As of December 8, 2025, approximately 80% of analysts maintain a bullish outlook on Intuit, with a median price target of $823.00, indicating a potential upside of 25.41% [2] - Goldman Sachs analyst Kash Rangan reaffirmed a "Buy" rating with a price target of $860 following the strong fiscal Q1 results [2] Future Guidance - Intuit's management has reaffirmed its full-year fiscal 2026 guidance, expecting revenue growth of 12-13%, GAAP operating income growth of 17-19%, and non-GAAP EPS in the range of $22.98-$23.18 [5] - The guidance reflects management's confidence in ongoing expansion and enhancement of AI capabilities across its product offerings [5] Strategic Focus - The CEO of Intuit emphasized the company's commitment to an AI-driven expert platform strategy, aiming to create a comprehensive system of intelligence that integrates data, AI, and human insights to support consumers and businesses [5] - Intuit's product suite includes TurboTax, Credit Karma, QuickBooks, and Mailchimp, providing AI-powered solutions in tax, credit, accounting, and marketing [5]

Core Insights - The article emphasizes the importance of enabling Javascript and cookies in browsers to prevent access issues [1] Group 1 - The article suggests that users may face blocks if ad-blockers are enabled, indicating a need to disable them for proper access [1]