Company Overview - Kinsale Capital (KNSL) has a market capitalization of $10.2 billion and is positioned for growth in the excess and surplus lines of business, benefiting from high retention rates and a lower loss ratio [2] Stock Performance - As of January 17, 2025, KNSL's share price was $436.34, down 20.4% from its 52-week high of $548.47, and trading below its 50-day simple moving average, indicating a short-term bearish trend [1][3] - Over the past six months, Kinsale shares have gained 16.9%, underperforming the industry increase of 17.3% but outperforming the sector's rise of 10% and the S&P 500's gain of 8.2% [5] Analyst Projections - The Zacks average price target for KNSL is $477 per share, suggesting a potential upside of 8.9% from the recent closing price [8] - The Zacks Consensus Estimate for 2025 earnings is $18.20, indicating a year-over-year increase of 16.1% on revenues projected to be $1.3 billion, which is 15.1% higher [9] Growth Strategy - Kinsale's strong presence in the E&S market in the U.S. and high retention rates from contract renewals are expected to drive improved premiums [10] - The company targets clients with small and medium-sized accounts, offering competitive pricing and aiming for low double-digit rate increases across its business [11] Financial Metrics - Kinsale has maintained a free cash flow conversion rate of over 85% in recent quarters, reflecting solid earnings [13] - The return on equity (ROE) for Kinsale is 28.7%, significantly higher than the industry average of 7.6%, indicating efficient use of shareholders' funds [14] - The return on invested capital (ROIC) for the trailing 12 months is 24.5%, also outperforming the industry average of 5.8% [15] Valuation - Kinsale's shares are trading at a premium with a price-to-book value of 7.08X, compared to the industry average of 1.71X [16] Dividend History - Kinsale has a strong dividend history, increasing dividends since 2017 at a seven-year CAGR of 12%, supported by operational excellence and a solid capital position [18] Conclusion - Kinsale Capital is well-positioned for growth in the excess and surplus market, with prudent underwriting, a lower expense ratio, and effective capital deployment strategies [17]

Kinsale Capital Group, Inc. (KNSL) has been beaten down lately with too much selling pressure. While the stock has lost 9% over the past four weeks, there is light at the end of the tunnel as it is now in oversold territory and Wall Street analysts expect the company to report better earnings than they predicted earlier.How to Determine if a Stock is OversoldWe use Relative Strength Index (RSI), one of the most commonly used technical indicators, for spotting whether a stock is oversold. This is a momentum ...

Investors looking for stocks in the Insurance - Property and Casualty sector might want to consider either Allstate (ALL) or Kinsale Capital Group, Inc. (KNSL) . But which of these two stocks presents investors with the better value opportunity right now? Let's take a closer look.Everyone has their own methods for finding great value opportunities, but our model includes pairing an impressive grade in the Value category of our Style Scores system with a strong Zacks Rank. The Zacks Rank is a proven strategy ...

Shares of Kinsale Capital Group, Inc. (KNSL) have soared 49.9% year to date (YTD), outperforming the industry’s 28.2% growth. The insurer also outperformed the Zacks S&P 500 composite and the Finance sector’s return of 27.8% and 21%, respectively, YTD. With a market capitalization of $11.69 billion, the average volume of shares traded in the last three months was 0.1 million.KNSL Outperforms Industry, Sector, S&P YTDImage Source: Zacks Investment ResearchThe rally was largely driven by a focus on the excess ...

Kinsale Capital (NYSE: KNSL ) has been one of my top ideas in the insurance sector. Since the last time I reviewed the company, shares are up about 30% and while conversations post-Q3 earnings have mostlyI'm an insurance Case Manager with a deep interest in investing. My investment philosophy is all about buying high quality stocks and great businesses. My favorite businesses are those led by disciplined capital allocators, earn exceptional returns on capital, and can compound their invested capital over lo ...

Investors interested in stocks from the Insurance - Property and Casualty sector have probably already heard of Allstate (ALL) and Kinsale Capital Group, Inc. (KNSL) . But which of these two stocks is more attractive to value investors? We'll need to take a closer look to find out.Everyone has their own methods for finding great value opportunities, but our model includes pairing an impressive grade in the Value category of our Style Scores system with a strong Zacks Rank. The proven Zacks Rank puts an emph ...

Shares of Kinsale Capital Group, Inc. (KNSL) have rallied 41.4% year to date (YTD), outperforming the industry’s 31% growth. The insurer also outperformed the Zacks S&P 500 composite and the Finance sector’s return of 25.9% and 21.6%, respectively, YTD. With a market capitalization of $11.03 billion, the average volume of shares traded in the last three months was 0.1 million. KNSL Outperforms Industry, Sector & S&P YTDImage Source: Zacks Investment ResearchThe rally was largely driven by a focus on the exc ...

The Finance group has plenty of great stocks, but investors should always be looking for companies that are outperforming their peers. Is Kinsale Capital Group, Inc. (KNSL) one of those stocks right now? By taking a look at the stock's year-to-date performance in comparison to its Finance peers, we might be able to answer that question.Kinsale Capital Group, Inc. is one of 872 individual stocks in the Finance sector. Collectively, these companies sit at #1 in the Zacks Sector Rank. The Zacks Sector Rank con ...

This insurer has delivered incredible returns since its 2016 initial public offering (IPO). Can it keep winning for investors? When building long-term wealth through the stock market, it's important to find high-quality companies capable of sustained growth regardless of what the economy throws at them. Kinsale Capital (KNSL -5.29%) is one such company that has consistently delivered remarkable returns to its shareholders. The company may not be a household name, but its stock has steadily climbed since its ...

Core Insights - Kinsale Capital reported a 50% growth in earnings per share for Q3, but shares fell 8% due to slower gross written premium growth of 19% amid increasing competition [1][2] - The company maintained a strong combined ratio of 75.7%, indicating profitability, despite exposure to Hurricanes Francine and Helene [2] - CEO Michael Kehoe anticipates long-term growth rates of 10% to 20%, making the Q3 growth of 18% acceptable [2][3] Financial Performance - Q3 earnings per share increased by 50% [1] - Gross written premium growth slowed from 34% to 26%, then to 21%, and now to 19% over the last four quarters [2] - Kinsale's combined ratio of 75.7% is among the best in its peer group [2] Market Reaction - Shares of Kinsale Capital dropped 8% following the earnings report, reflecting market expectations for near-perfect results [1] - The market is tempering growth expectations due to the deceleration in gross written premium growth [2] Future Outlook - Losses from Hurricane Milton in Q4 are expected to be under $10 million, which is manageable for the company valued at $11 billion [3] - Despite temporary slowdowns in growth rates, Kinsale's profitability remains strong [3]