Loading...Loading...Mastercard Inc MA stock price has seen a significant 8% increase this year so far. To understand this recent surge, it's essential to delve into Mastercard's stock history.From 2021 to 2023, the stock went through a phase of stagnation, fluctuating between approximately $280 and $400. This period of sideways movement came after it experienced considerable growth from November 2008 to April 2021, where the stock skyrocketed by 3500%.Such a meteoric rise resulted in a consolidation phase a ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-32877 Mastercard Incorporated (Exact name of registrant as specified in its charter) Delaware 13-4172551 (State or other jurisdiction of (IRS Em ...

The Business Services group has plenty of great stocks, but investors should always be looking for companies that are outperforming their peers. MasterCard (MA) is a stock that can certainly grab the attention of many investors, but do its recent returns compare favorably to the sector as a whole? By taking a look at the stock's year-to-date performance in comparison to its Business Services peers, we might be able to answer that question.MasterCard is a member of the Business Services sector. This group in ...

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price. Do they really matter, though?Let's take a look at what these Wall Street heavyweights have to say about MasterCard (MA) before we discuss the reliability of brokerage recommendations and how to use them to your advantage.MasterCard currently has an avera ...

Jill Moser, SVP Offers, Loyalty at Mastercard, told Karen Webster that we’re entering a new age of hyper-personalization, where context is critical.Loyalty programs, of course, have been around for decades. As Webster noted, the granddaddy might be Neiman Marcus’s InCircle program, which made the firm the first luxury retailer to debut a loyalty program, way back in 1984. Airlines’ rewards programs are pretty much ubiquitous.But by and large, those programs are not, and have not been, personalized — in fact ...

Investors interested in stocks from the Financial Transaction Services sector have probably already heard of PagSeguro Digital Ltd. (PAGS) and MasterCard (MA) . But which of these two stocks presents investors with the better value opportunity right now? Let's take a closer look.There are plenty of strategies for discovering value stocks, but we have found that pairing a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system produces the best returns. The Zacks Rank favo ...

BARCELONA, SPAIN - MARCH 01: A view of the MasterCard company logo on their stand during the Mobile World Congress on March 1, 2017 in Barcelona, Spain. (Photo by Joan Cros Garcia/Corbis via Getty Images)Payments giant Mastercard says it has built its own proprietary generative artificial intelligence model to help thousands of banks in its network detect and root out fraudulent transactions.The company told CNBC exclusively that its new advanced AI model, Decision Intelligence Pro, will allow banks to bett ...

Mastercard Incorporated (MA) reported fourth-quarter 2023 adjusted earnings of $3.18 per share, which outpaced the Zacks Consensus Estimate by 3.3%. The bottom line climbed 20% year over year.Net revenues of the leading technology company in the global payments industry amounted to $6.5 billion, which improved 13% year over year in the quarter under review. The top line beat the consensus mark by 1.4%.The quarterly results benefited on the back of resilient consumer spending and solid cross-border volumes. ...

Financial Data and Key Metrics Changes - In Q4 2023, net revenues increased by 11% and operating income rose by 13% on a non-GAAP currency-neutral basis compared to the previous year [5][24] - Net income and EPS grew by 15% and 18% respectively, with EPS reaching $3.18, which includes an $0.08 contribution from share repurchases [24] - Worldwide gross dollar volume (GDV) increased by 10% year-over-year, with U.S. GDV up by 4% and international volume up by 13% [25] Business Line Data and Key Metrics Changes - Payment Network net revenue increased by 7%, driven by domestic and cross-border transaction growth [27] - Value-added Services & Solutions net revenue rose by 17%, primarily due to strong growth in Cyber & Intelligence Solutions and data analytics [27] - Switched transactions grew by 12% year-over-year, with card-present transactions benefiting from increased contactless penetration [26] Market Data and Key Metrics Changes - Cross-border spending increased by 18% globally, reflecting strong growth in both travel and non-travel related spending [25] - Domestic assessments rose by 7%, while cross-border assessments increased by 21% [28] - Contactless transactions now represent approximately 65% of all in-person switched purchase transactions [26] Company Strategy and Development Direction - The company focuses on five key areas to drive growth: capturing economic growth, accelerating the shift to electronic payments, penetrating new markets, growing market share, and optimizing customer portfolios [7] - The company is expanding its acceptance network and enhancing user experience for digital transactions, with millions of new acceptance locations added in 2023 [7][8] - The company is also investing in advanced payment technologies like Click to Pay and biometric payments to enhance security and user experience [10][20] Management's Comments on Operating Environment and Future Outlook - Management remains positive about growth outlook, citing strong consumer spending supported by a robust labor market and wage growth [32] - The company is closely monitoring macroeconomic factors, including inflation and geopolitical uncertainties, while maintaining focus on strategic priorities [32][54] - For fiscal year 2024, the company expects net revenues to grow at the high end of a low double-digit rate on a currency-neutral basis [33] Other Important Information - The company repurchased $1.8 billion worth of stock during the quarter, with an additional $586 million repurchased through January 26, 2024 [24] - The company is actively pursuing partnerships in various sectors, including fintechs and public sector partners, to drive growth [12][13] Q&A Session Summary Question: U.S. card volumes and normalized growth expectations - Management noted that there remains a decent amount of secular opportunity in the U.S. for both volume and transaction growth, despite recent deceleration [39][40] Question: Contribution of new wins to fiscal year '24 guidance - Management confirmed that they have factored in expected conversions from new wins into their guidance for 2024, with significant conversions staggered over the year [46] Question: Expectations for payments versus value-added service revenues - Management indicated that value-added services are expected to grow at a faster pace than payment network revenues, driven by strong demand for fraud and security solutions [49][50] Question: Growth outlook between U.S. and rest of the world - Management believes the secular opportunity is greater outside the U.S., but does not expect a significant shift in growth trends between 2023 and 2024 [52] Question: Geopolitical concerns and their impact - Management is monitoring geopolitical events and their potential impact on consumer sentiment and spending, emphasizing the importance of scenario planning [54][55] Question: Drivers of growth in value-added services and solutions - Management highlighted strong demand for cyber and intelligence solutions, data analytics, and personalization as key growth drivers in value-added services [57][58]

jbk_photography When it comes to compounding earnings, dividends, and ultimately, shareholder wealth, it doesn't get much better than Mastercard Incorporated (NYSE:MA). The stock posted earnings this morning, pushing shares to a new all-time high. This compounder has produced positive annual earnings growth during 16 out of its 17 years as a public company. What's even more amazing is that Mastercard produced double-digit growth in each of those 16 positive growth years. The only year that Mastercard failed ...