《2024-2025年跨境旅游消费趋势研究报告》由世界旅游联盟、万事达卡与携程集团联合发布，基于详实消费数据与预订信息，聚焦全球旅游及中国出入境 旅游消费特征，揭示行业新趋势与发展机遇，为行业高质量发展提供参考。 全球旅游市场保持稳健增长态势。2025年上半年全球旅游出行人次同比增长11%，2024年旅游消费金额同比增长3.9%，体验型出游成为核心驱动力，体育 赛事与娱乐演出的拉动效应显著，如2024年棒球世界大赛、欧冠决赛周边跨境消费同比大幅增长。热门目的地呈现区域分化，法国、西班牙、美国位居 2024年国际游客接待量前三，中国内地（含港澳台）接待入境游客约1.32亿人次，排名全球第一；汇率波动对入境游客量有明显影响，目的地货币贬值往往 能带动游客增长。 中国出境游持续升温且呈现多元特征。出境游人次与消费金额稳步增长，周边短途目的地与小众目的地增速领先，签证政策优化、国际航线恢复及文体活 动带动是主要推动力。游客结构分化明显：Z世代依赖数字化工具，偏好"说走就走"的性价比之旅与社交媒体打卡体验；亲子家庭注重安全与教育价值，青 睐免签目的地与主题游线路；银发族偏好长线深度游，重视健康安全与专业讲解服务。消费结 ...

New York-based Mastercard Incorporated (MA) is a global payments technology company. It operates one of the world’s largest networks for processing electronic payments, enabling transactions between consumers, merchants, financial institutions, and governments. The company also develops security solutions, digital payment tools, and data-driven services that support commerce across more than 210 countries and territories. Mastercard is firmly in the league of giants. With a market capitalization hovering ...

Core Insights - Mastercard has launched a Global Financial Health Coalition aimed at enhancing financial health and resilience for consumers and small businesses worldwide [1][2] - The coalition comprises various stakeholders including financial institutions, NGOs, telcos, and wallet providers, with a focus on responsible innovation and user protection [2][3] - The initiative is guided by three core principles: connecting people to financial tools, leveraging technology for protection, and empowering financial well-being [4] Coalition Composition - The coalition includes companies such as DANA, GCash, TrueMoney, MTN Group Fintech, MOCO, Axian, Daviplata, and The Center for Financial Inclusion, all working on solutions to promote financial health [3] Recent Initiatives - In September, Mastercard partnered with Smile ID to enhance secure digital identity solutions in Africa, aiming to streamline customer onboarding for enterprises [5] - In July, Mastercard collaborated with BMO to expand the Canadian bank's money transfer service, allowing clients to send money to nearly 70 destinations [6] - Mastercard's partnership with National ITMX in June is set to boost the Thai digital economy by enhancing the PromptPay real-time payments platform [7][8]

The Financial Transaction Services industry is likely to benefit from growing cross-border transactions, enabling expansion of digital ecosystems and service capabilities. Inflation and tariffs are tightening consumer budgets, which may inflict pressure on consumer spending despite being supported by a strong labor market and rising e-commerce. High technology expenses are climbing as firms invest in next-gen solutions like crypto, biometrics and QR payments to stay competitive. Cybersecurity costs are also ...

Despite tariffs, stick to inflation, and the lack of key data, the outlook for spending remains bullish, according to the Mastercard Economics Institute. Here with us now at Post9 is chief economist of the Mastercard Economics Institute, Michelle Meyer. It's good to have you back.Welcome. >> Thank you. >> So, what do you guys expect. >> Well, exactly what you said.I mean, the consumer is still very much engaged despite all of these different headlines. They're trying to navigate relative price differentials ...

Key Points Visa and Mastercard are integrating stablecoins directly into their payment networks. The credit card titans are partnering with established issuers rather than creating their own cryptocurrencies. This isn't the death of crypto, but crypto infrastructure maturing. 10 stocks we like better than Visa › Credit card giants Visa (NYSE: V) and Mastercard (NYSE: MA) are integrating stablecoins in their existing transaction processing systems. If you can't beat them -- join 'em! This could b ...

Core Insights - The card networks are issuing reports ahead of the holiday shopping season to inform consumers and merchants about potential fraud risks and scams [3][4] - Visa highlights the evolution of fraud tactics, indicating that criminals are now operating with more sophistication and organization, akin to tech startups [5][6] - Mastercard's acquisition of Recorded Future for $2.65 billion underscores the increasing importance of fraud prevention services in the card industry [5] Visa's Findings - Visa's report analyzes fraud patterns from the first half of 2025, revealing that criminals are leveraging artificial intelligence and new technologies to enhance their operations [6] - Key patterns identified include the industrialization of fraud schemes, strategic timing of stolen data usage, and the proliferation of fake content across merchant websites [6] - The report emphasizes the inadequacy of legacy defenses and highlights vulnerabilities in third-party fraud prevention measures [6] Mastercard's Insights - Mastercard's Recorded Future unit reported on the creation of fake e-commerce activities by criminals, which aim to deceive consumers and steal sensitive information [6] - The report details how fraudulent marketing tactics are employed to lure consumers to illegitimate merchants [6]

Visa和Mastercard正加速拥抱加密货币支付，押注稳定币在发展中国家的增长潜力，同时抵御商户绕过 其网络的竞争威胁。 截至9月30日的季度，使用稳定币关联Visa卡的消费额较上年同期增长了三倍，Visa首席执行官Ryan Mclnerney在上月财报电话会议上表示。Visa目前在40多个国家拥有超过130个稳定币关联卡发行项目， Mastercard在全球拥有超过100个加密卡项目。 据The Information周一报道，两家支付巨头近期大幅扩张海外加密支付业务，并积极寻求收购和投资机 会。Mastercard正洽谈以至少15亿美元收购提供稳定币支付基础设施的Zerohash。Visa则在5月投资了英 国稳定币支付公司BVNK，并表示希望投资更多稳定币初创企业。 由Sapphire Ventures支持的初创公司Rain和Stripe旗下的Bridge是应用程序的主要卡片供应商。Rain表 示，其卡片年化消费金额已超过20亿美元，较8月翻倍。阿根廷加密应用Lemon Cash称，其用户70%的 总支付量来自Visa卡。Visa加密业务负责人Cuy Sheffield表示："五年后，我认为这将成为我 ...

Core Insights - Mastercard is enhancing its cybersecurity capabilities through a strengthened partnership between its subsidiary Recorded Future and Exabeam, focusing on real-time threat detection and automated response [1][4][8] Group 1: Cybersecurity Developments - The collaboration integrates Exabeam's New-Scale Security Operations Platform with Recorded Future's Intelligence Platform, providing security teams with real-time threat context and reducing investigation times [2][8] - Key features of this integration include automated threat enrichment, prebuilt response playbooks, and AI-driven correlation, shifting the cybersecurity approach from reactive to proactive [3][8] Group 2: Competitive Landscape - Competitors like Visa and American Express are also enhancing their cybersecurity measures, with Visa utilizing advanced analytics and real-time threat intelligence, while American Express employs machine-learning technology for transaction monitoring [5][6] Group 3: Financial Performance - Year-to-date, Mastercard's shares have increased by 0.2%, contrasting with a 13.4% decline in the industry [7] - The forward price-to-earnings ratio for Mastercard is 28.13, above the industry average of 19.95, indicating a higher valuation [10] - The Zacks Consensus Estimate for Mastercard's 2025 earnings suggests a growth of 12.6% compared to the previous year [12]

Core Insights - The company continues to observe healthy trends in both consumer and business spending, as indicated in their Q3 earnings call [1] - Key metrics are showing consistent growth, reflecting a positive macro environment for the company [1] - Data from the first two weeks of November suggests that these positive trends in consumer spending remain intact [2]