Core Insights - The article discusses the launch of the AI Creativity Competition by Manulife Hong Kong in partnership with Preface, aimed at empowering students in Hong Kong, Macau, and other Greater Bay Area cities to explore future career paths through artificial intelligence [1][3][5] Group 1: Competition Overview - The AI Creativity Competition invites primary and secondary students aged 6 to 18 to explore diverse career possibilities using AI technology [1][5] - The competition is divided into three age groups, with six finalists from each group competing for three major awards: "Future Career Visionary Award," "AI Creativity Excellence Award," and "Community Favourite Award" [6][10] - The total prize pool for the competition exceeds HK$15,000, with various prizes including laptops, subscriptions, and short courses [12][13] Group 2: Educational Initiatives - The competition is complemented by complimentary AI training workshops for the first 100 registrants, focusing on tools like ChatGPT and DALL•E to enhance creativity and application proficiency [9][10] - Workshops will be tailored for different age groups to ensure age-appropriate learning experiences, supported by Manulife's AI team and led by Preface instructors [9][10] Group 3: Industry Context - Research indicates that 65% of today's primary school students will work in jobs that do not yet exist, highlighting the need for technological knowledge and adaptability in the evolving job market [4] - By 2030, it is estimated that around 170 million new roles will be created globally, emphasizing the importance of equipping the next generation with skills for the AI era [4]

Core Insights - The "Water Parade at Victoria Harbour" is a unique waterfront celebration featuring giant inflatable sculptures and an interactive market, supported by Manulife Hong Kong [2][11] - The event culminated in a spectacular drone show, which served as a vibrant celebration of art, entertainment, and culture, enhancing community spirit and emotional well-being [3][4][7] Company Involvement - Manulife Hong Kong acted as a Supporting Partner for the event, curating various engaging activities and donating tickets to local charities, thereby promoting social responsibility and community engagement [2][3] - The sponsorship reflects Manulife's commitment to emotional wellness and fostering connections within the community [3][4] Event Highlights - The drone show on November 1 illuminated the night sky, providing memorable experiences for families and the broader community [7] - The event included themed Dukling sailings and outdoor advertisements, contributing to a week-long festival of joy and creativity [2][3]

Core Insights - Life insurance sales in Hong Kong increased by 50% in the first half of the year, reaching a record high due to heightened demand for wealth management and estate planning from high-net-worth individuals in Hong Kong and mainland China [1][2] Industry Performance - The insurance industry wrote HK$173.7 billion (US$22.3 billion) in new life policies in the first half of the year, up from HK$115.9 billion the previous year, marking the highest first-half sales since the Insurance Authority's establishment in 2016 [2] - The growth trajectory of Hong Kong's insurance industry is sustained by strong demand for savings, health, and protection solutions [3] Market Outlook - The outlook for the insurance industry is positive, with Hong Kong solidifying its position as a leading international insurance and wealth management hub [4] - The increasing number of family offices is expected to enhance the role of the insurance industry in helping individuals and families achieve financial security, health resilience, and legacy planning [4] Consumer Preferences - Nearly 60% of high-net-worth individuals in mainland China, Hong Kong, Macau, and Taiwan prefer insurance policies for wealth transfer to future generations, according to a joint survey by Manulife and Deloitte [5] - Mainland visitors, along with local high-net-worth individuals, are significant buyers of local insurance products for financial planning, medical cost preparation, and legacy planning [7] Government Initiatives - The Chief Executive of Hong Kong set a target to attract an additional 220 family offices by 2028, following the successful goal of bringing in 200 family offices between 2023 and 2025 [6]

Core Insights - Manulife is sponsoring The Hinton Lectures, an annual series focused on AI safety, led by Nobel Laureate Geoffrey Hinton, to enhance public understanding of AI risks and benefits [1][3][4] - The lectures will feature global experts, including Owain Evans, and will take place from November 10-12, 2025, in Toronto [3][5] - Manulife emphasizes its commitment to ethical AI use through its Responsible AI Principles, aiming to deliver long-term societal benefits [2][4] Company Commitment - Manulife's sponsorship of The Hinton Lectures reflects its dedication to responsible AI development and public dialogue on AI safety [3][4] - The company was ranked first in AI maturity within the life insurance sector and among the top five in the overall insurance industry according to the Evident AI Index [4] Event Details - The Hinton Lectures will be open to the public and available via livestream, organized by the AI Safety Foundation in collaboration with the Global Risk Institute [5]

Core Insights - Manulife's CFO Colin Simpson expresses the company's positive stance on involvement in private credit, highlighting its significance in the current market landscape [1] - The discussion includes insights on life insurance products specifically tailored for the Asia market, indicating a strategic focus on this region [1] - The company is actively adopting AI technologies, which suggests a commitment to innovation and efficiency in its operations [1] - Outlook for markets and interest rates is addressed, reflecting the company's awareness of macroeconomic factors that could impact its business [1] Company Focus - Manulife is engaged in private credit, which is seen as a valuable opportunity in the financial landscape [1] - The firm is concentrating on life insurance offerings in Asia, indicating a targeted growth strategy in this high-potential market [1] - The adoption of AI technologies is a key initiative for Manulife, aiming to enhance operational capabilities and customer service [1] Market Outlook - The discussion includes an analysis of market conditions and interest rate trends, which are critical for strategic planning and investment decisions [1]

二零二五年十一月十二日星期三 (多倫多時間) 香港時間: 二零二五年十一月十三日星期四 截至二零二五年九月三十日止季度的財務報表將於會議上提呈董事會批准。 宏利金融有限公司 董事會會議通告 本公司謹定於加拿大多倫多舉行董事會會議: 宏利金融有限公司 助理公司秘書 Scott MacIntosh 多倫多，二零二五年十月十七日 ...

Core Insights - The total assets of the Mandatory Provident Fund (MPF) market in Hong Kong increased by 3.7% to HKD 1.53 trillion as of September 30 this year [1] Market Share Analysis - Manulife leads the market with a share of 27.4%, followed by HSBC at 18.2% and Sun Life at 11.0% [1] - The top five providers, including AIA at 9.3% and BOC Prudential at 7.6%, collectively hold over 73.5% of the MPF market [1] Market Share Changes - HSBC experienced the largest increase in market share, rising by 0.37% due to net fund inflows and investment returns [1] - Manulife saw the most significant decline in market share, decreasing by 0.4%, primarily due to investment return challenges [1]

Core Viewpoint - The upcoming earnings season is crucial for market direction, with a focus on earnings as the primary driver of stock performance rather than political developments [1][5][6] Earnings Insights - The technology and financial sectors have shown the best earnings revisions, indicating a symbiotic relationship where technology profits bolster financial sector profits [2][3] - Current expectations for earnings growth are around 8%, which is lower than the previous two quarters' growth of approximately 13% [7][8] - The S&P 500 is projected to have earnings growth of about 14% next year, while technology earnings growth is anticipated to be around 20% into 2026, which may be challenging to achieve [8][9] Global Earnings Comparison - U.S. earnings growth is significantly outperforming other regions, with European earnings growing at about 1% year-over-year and China's earnings showing no growth [10][11] - The S&P 500 earnings are growing at approximately 10-11%, making the U.S. market the most attractive for investment opportunities in global equities [11]

Core Viewpoint - The article emphasizes the importance of systematic planning for AI development in Shanghai, highlighting its potential to significantly contribute to global GDP and transform various industries through innovation and collaboration [3][4]. Group 1: AI Development and Economic Impact - AI is viewed as a transformative force comparable to the industrial revolution, with the potential to contribute up to 15% to global GDP over the next decade [3]. - Shanghai is encouraged to adopt a city-level planning approach for AI development, integrating it as infrastructure rather than limited pilot projects, and fostering cross-industry collaboration [3]. - The success of AI in Shanghai relies on three key elements: talent, data, and computing power, necessitating efforts to attract and retain top global talent [3][4]. Group 2: Data Sharing and Privacy - The rapid advancement of AI raises concerns regarding data privacy and sharing, which need to be addressed to build a trustworthy ecosystem [6][7]. - Cross-border data sharing is deemed essential for maximizing the value of data, with suggestions to simplify compliance processes and foster an open innovation ecosystem [7][8]. Group 3: Capital Allocation and Financial Systems - There is a call for improving capital allocation efficiency within Shanghai's financial system, directing savings towards innovation and small to medium enterprises [9][10]. - The insurance industry is highlighted as a crucial driver for growth and resilience, with recommendations to leverage Shanghai's insurance capabilities to create a comprehensive risk protection system [10].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 宏利金融有限公司 呈交日期: 2025年10月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | 於香港聯交所上市 (註1) | 是 | | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00945 | 說明 | 普通股-不設上限及無面值 | | | | | | 法定/註冊股份數目 | | 面值 | 法定/註冊股本 | | 上月底結存 | | | | | | | 增加 / 減少 (-) | | | | | | | 本月底結存 | | | | | | | 2. 股份分類 | 優先股 | 股份類別 | 其他類別 (請註明) | 於香港聯交所上市 (註1) | 否 | | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 第一類優先股 - 不設上限及無面值 | | | | | ...