Manulife generated CAD 6.4 billion of remittances in 2025 and returned nearly CAD 5.5 billion of capital to shareholders, Witherington said. The company ended the year with a LICAT ratio of 136% and a financial leverage ratio of 23.9%, which management characterized as providing “significant financial flexibility.”He also pointed to record core earnings for the year, helped by strong results in Global Wealth and Asset Management (Global WAM) and double-digit earnings growth in Asia. Along with share buyback ...

Key Takeaways MFC Q4 core EPS rose 8.1% to 80 cents, beating estimates as core earnings hit $1.4B. MFC Asia core earnings surged 65%, lifting NBV 4.1% and NBV margin to 41.2%. MFC raised its quarterly dividend 10.2% to 48.5 cents, with ROE up to 17.1%. Manulife Financial Corporation (MFC) delivered fourth-quarter 2025 core earnings of 80 cents per share, which beat the Zacks Consensus Estimate by 5.2%. The bottom line improved 8.1% year over year. Core earnings were $1.4 billion (C$1.9 billion). The results ...

Manulife Financial (NYSE:MFC) Q4 2025 Earnings call February 12, 2026 08:00 AM ET Company ParticipantsBrooks Tingle - President and CEO of John HancockColin Simpson - CFODarko Mihelic - Managing DirectorGabriel Dechaine - Managing DirectorHung Ko - Head of Investor RelationsJohn Aiken - Director of ResearchNaveed Irshad - President and CEOPaul Lorentz - President and Global CEOPhilip Witherington - President and CEOStephanie Fadous - Chief ActuarySteven Finch - Chief ActuaryTrevor Kreel - Chief Investment O ...

Manulife Financial (NYSE:MFC) Q4 2025 Earnings call February 12, 2026 08:00 AM ET Company ParticipantsBrooks Tingle - President and CEO of John HancockColin Simpson - CFOHung Ko - Head of Investor RelationsJohn Aiken - Director of ResearchNaveed Irshad - Head of North America and Head of Long-Term CarePaul Lorentz - President and Global CEOPhilip Witherington - President and CEOSteven Finch - Chief ActuaryTrevor Kreel - Chief Investment OfficerConference Call ParticipantsDoug Young - Senior Equity AnalystGa ...

Financial Data and Key Metrics Changes - Manulife reported strong financial results for 2025, with new business CSM growth exceeding 20% in each insurance segment, contributing to double-digit growth in CSM balance and supporting future earnings potential [4][5] - Core EPS grew by 8% year-over-year, with core ROE expanding by 30 basis points from the prior year, tracking well towards the 2027 target of 18%+ [5][24] - The company generated $6.4 billion in remittances and returned nearly $5.5 billion to shareholders, with a LICAT ratio of 136% and a leverage ratio of 23.9% [5][25] Business Line Data and Key Metrics Changes - Global WAM experienced net outflows of $9.5 billion in the second half of 2025, but continued to deliver strong margins and core earnings growth [4][15] - In Asia, APE sales decreased by 3% year-over-year, but new business CSM and new business value delivered strong double-digit growth, with NBV margin expanding by 5.5 percentage points to 41.2% [19][20] - The U.S. segment saw a 9% increase in APE sales, with new business CSM growing by 34%, although core earnings decreased by 22% due to lower investment spreads and unfavorable life insurance claims experience [23] Market Data and Key Metrics Changes - The company reported strong growth in Asia, with APE sales showing double-digit growth in Japan and other Asian markets, despite a decline in Hong Kong sales due to regulatory changes [19][20] - In Canada, APE sales and new business value increased by 2% and 4% respectively, driven by strong growth in individual insurance and annuity sales [21][22] - The U.S. market showed broad-based demand for products, contributing to a significant increase in new business CSM [23] Company Strategy and Development Direction - Manulife introduced a refreshed enterprise strategy focused on growth and customer choice, with strategic investments made to strengthen the portfolio [6][8] - The company aims to become an AI-powered organization, investing in AI to enhance efficiency and customer experience, ranking first among global life insurers for AI maturity [12] - Strategic acquisitions, such as Comvest Credit Partners and a joint venture in India, are part of the company's growth strategy [8][9] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in navigating macroeconomic and geopolitical uncertainties due to the diversified nature of the business [4] - The company anticipates continued growth in core earnings and is optimistic about achieving its 2027 targets, despite challenges in specific markets [14][24] - Management highlighted the importance of maintaining a balanced, diversified business model to support sustainable growth [8][9] Other Important Information - The company announced a 10% increase in its quarterly common share dividend and received approval for a new NCIB program to repurchase up to 42 million shares [5][6] - Adjusted book value per share grew by 6% year-over-year, reflecting strong capital position despite significant capital returns to shareholders [25] Q&A Session Summary Question: Clarification on Hong Kong sales and regulatory changes - Management noted that while there was a decline in Hong Kong sales due to regulatory changes, the overall performance for the year was strong, with expectations for recovery as brokers adjust [27][30] Question: Increase in NBV margin in Hong Kong - The increase in NBV margin was attributed to a shift in sales mix, with stronger performance in higher-margin channels [34][36] Question: Impact of eMPF on GWAM earnings and Comvest acquisition - Management indicated that Comvest is expected to contribute positively to AUMA and core earnings, with optimism about customer demand [39] Question: Concerns about mortality experience in the U.S. - Management clarified that recent mortality experience variability is not indicative of a long-term trend and expressed confidence in the normalization of claims experience [44][46] Question: Achieving 18%+ Core ROE target - Management remains confident in reaching the 18%+ Core ROE target by 2027, with various strategies in place to optimize capital deployment and growth [48][50]

Fourth Quarter and Full Year 2025 Financial & Operating Results February 12, 2026 Caution regarding forward-looking statements From time to time, MFC makes written and/or oral forward-looking statements, including in this document. In addition, our representatives may make forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the "safe harbour" provisions of Canadian provincial securities laws and the U.S. Private Securities Litigation Refor ...

通过"常规发行人要约"计划，宏利可灵活地回购普通股，作为其资本管理策略的其中一环。该策略旨在 维持稳健的监管资本比率，同时兼顾为股东创造价值的目标。 宏利金融-S(00945)发布公告，计划启动"常规发行人要约"计划，但有待多伦多证券交易所批准。该计划 将容许宏利回购并注销最多达4200万股普通股，相当于宏利已发行流通普通股约2.5%。加拿大金融机 构监理处已批准此次"常规发行人要约"计划。截至2026年1月31日，宏利已发行流通普通股共16.767亿 股。 ...

智通财经APP讯，宏利金融-S(00945)发布公告，计划启动"常规发行人要约"计划，但有待多伦多证券交 易所批准。该计划将容许宏利回购并注销最多达4200万股普通股，相当于宏利已发行流通普通股约 2.5%。加拿大金融机构监理处已批准此次"常规发行人要约"计划。截至2026年1月31日，宏利已发行流 通普通股共16.767亿股。 通过"常规发行人要约"计划，宏利可灵活地回购普通股，作为其资本管理策略的其中一环。该策略旨在 维持稳健的监管资本比率，同时兼顾为股东创造价值的目标。 ...

宏利金融-S(00945)发布公告，将于2026年3月19日派发第四季度普通股股息每股0.485加元。 ...

智通财经APP讯，宏利金融-S(00945)发布公告，将于2026年3月19日派发第四季度普通股股息每股0.485 加元。 ...