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Exhibit 99.1 nCino Reports Third Quarter Fiscal Year 2026 Financial Results WILMINGTON, N.C., December 3, 2025 -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced financial results for the third quarter of fiscal year 2026, ended October 31, 2025. "I'm extremely proud of our team's strong execution in the third quarter, delivering results that exceeded expectations while advancing our AI leadership position," said Sean Desmond, CEO at nCino. " ...

Total Revenues of $152.2M, up 10% year-over-year Subscription Revenues of $133.4M, up 11% year-over-yearGAAP Operating Margin of 8%, up over 800 basis points year-over-yearNon-GAAP Operating Margin of 26%, up 600 basis points year-over-year WILMINGTON, N.C., Dec. 03, 2025 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced financial results for the third quarter of fiscal year 2026, ended October 31, 2025. "I'm extremely proud ...

WILMINGTON, N.C., Dec. 03, 2025 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced that it has appointed Andy Yasutake and Diego Dugatkin to nCino's Board of Directors (“Board”). "We are very pleased to welcome Andy and Diego to the nCino board," said Sean Desmond, chief executive officer at nCino. "As we advance our vision of intelligent solutions that transform how financial institutions operate globally, Andy and Diego enh ...

Core Viewpoint - nCino, Inc. is set to report its financial results for the third quarter of fiscal year 2026 on December 3, 2025, and will host a conference call to discuss these results [1][2]. Company Overview - nCino is a leading provider of intelligent banking solutions, aimed at helping financial institutions digitize and improve their business processes to enhance efficiency and customer experience [3]. - The company serves over 2,700 customers globally, including community banks, credit unions, independent mortgage banks, and major financial entities [3]. - nCino integrates artificial intelligence and actionable insights into its platform, assisting financial institutions in consolidating legacy systems, improving risk management, and enhancing customer satisfaction [3].

Core Insights - nCino, Inc. has announced that Eastern Bank is expanding its loan origination and operations platform by integrating nCino's Consumer Banking and Mortgage solutions with its existing Commercial Banking Solution, creating a unified lending ecosystem [1][2] Company Overview - nCino is a leading provider of intelligent banking solutions, helping financial institutions digitize and streamline business processes to enhance efficiency and customer experience [4] - The company serves over 2,700 customers globally, including community banks, credit unions, and large financial entities, by offering a platform that integrates AI and actionable insights [4] Eastern Bank Overview - Eastern Bank, founded in 1818, is the leading local bank in Greater Boston with approximately $25.5 billion in assets as of September 30, 2025 [5] - The bank provides a comprehensive range of banking and wealth management solutions, including its Cambridge Trust Wealth Management division, which manages $9.2 billion in assets [5] - Eastern Bank has a strong commitment to community support, having contributed over $240 million in charitable giving since 1994 [5] Strategic Initiatives - By connecting various platforms and customer data, Eastern Bank aims to improve customer convenience and reduce friction in the loan application process [2] - The project will also involve Alloy, a partner that enhances fraud and identity decision-making capabilities across the bank's lending products [2] - Zennify, a consulting partner specializing in data, AI, and customer experience, will assist in implementing the Consumer Banking and Mortgage solutions [2] Executive Insights - Eastern Bank's CIO, Donald Westermann, highlighted the positive impact of nCino's solutions on their commercial business, leading to faster processing and improved customer satisfaction, which justified the expansion into Consumer and Mortgage solutions [3] - nCino's Executive Vice President of Global Revenue, Paul Clarkson, noted that banks often seek to replicate the positive experiences gained from nCino's solutions across different areas of their operations [3]

Core Insights - nCino, Inc. has launched "Digital Partners," a new feature within its platform aimed at enhancing human-centric AI capabilities for financial institutions, focusing on domain-specific intelligence to meet the unique needs of banking operations [1][2]. Group 1: Digital Partners Overview - Digital Partners are designed to support various roles within financial institutions, from C-suite executives to relationship managers, by providing contextually relevant assistance and operating alongside staff to create a "dual workforce" [2][6]. - The Digital Partners utilize a multi-layer architecture that combines foundational tools, specialized sub-agents, and orchestrated workflows, enabling role-specific intelligence through natural conversation [3][5]. Group 2: Role-Specific Digital Partners - Five specific Digital Partners have been introduced: - **Executive Digital Partner**: Provides strategic intelligence for C-suite decision-making, including market insights and personalized data science expertise [6]. - **Analyst Digital Partner**: Accelerates risk assessment and complex financial analysis for underwriters and credit analysts, utilizing peer-benchmarked intelligence [6]. - **Service Digital Partner**: Enhances customer relationship management, helping relationship managers identify cross-sell opportunities [6]. - **Processor Digital Partner**: Eliminates workflow bottlenecks by coordinating documentation and validating compliance [6]. - **Client Digital Partner**: Offers AI-enhanced self-service digital banking experiences directly to customers [7]. Group 3: Strategic Vision and Future Development - The introduction of Digital Partners reflects the next phase of nCino's AI strategy, building on the previously established Banking Advisor as a unified conversational experience [8]. - nCino aims to continuously evolve its technology and capabilities, allowing financial institutions to redirect talent towards higher-value work as the tools become more robust over time [8][9].

Core Insights - nCino, Inc. has launched "Digital Partners" within its platform to enhance banking operations by providing role-based AI agents that support decision-making and relationship building [1][2] Group 1: Digital Partners Overview - The Digital Partners are designed to address specific workflows and pain points for various users, including C-suite executives and relationship managers, by delivering contextually relevant assistance [2][3] - These agents operate alongside staff, creating a "dual workforce" that amplifies human capabilities rather than replacing them [2][3] - The Digital Partners are built on a multi-layer architecture that includes foundational tools and role-specific intelligence, accessible through nCino's conversational AI interface, Banking Advisor [3][4] Group 2: Specific Digital Partners - The five Digital Partners include: - Executive Digital Partner: Provides strategic intelligence for C-suite decision-making [4] - Analyst Digital Partner: Accelerates risk assessment and financial analysis for underwriters [4] - Service Digital Partner: Enhances relationship management for identifying cross-sell opportunities [4] - Processor Digital Partner: Eliminates workflow bottlenecks by coordinating documentation and compliance [4] - Client Digital Partner: Offers AI-enhanced self-service banking experiences directly to customers [3][4] Group 3: Future Developments - The deployment of Digital Partners will occur over the coming year, starting with the Analyst Digital Partner in November 2025 [5] - nCino aims to continuously evolve its technology and capabilities, allowing financial institutions to redirect talent toward higher-value work [3][5]

Core Insights - Five stocks have been added to the Zacks Rank 1 (Strong Buy) List, indicating strong potential for investment Company Summaries - **nCino (NCNO)**: A provider of cloud-based software for financial institutions, with a 9.9% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [1] - **Vertiv (VRT)**: A leading global provider of critical digital infrastructure and services for data centers and communication networks, experiencing a 7.6% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [2] - **Bread Financial (BFH)**: A tech-forward financial services company offering personalized payment, lending, and saving solutions, with a 7.3% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [3] - **Medpace (MEDP)**: A global full-service clinical contract research organization providing clinical development services, seeing a 3.6% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [4] - **MasterCraft Boat (MCFT)**: A company that designs, manufactures, and markets recreational powerboats, with a 3.4% increase in the Zacks Consensus Estimate for current year earnings over the last 60 days [5]

Core Viewpoint - Raymond James upgraded nCino Inc. to Strong Buy from Outperform, setting a price target of $36 after a recent stock pullback attributed to macro concerns, with shares increasing over 5% intra-day on Monday [1] Growth Drivers - Expected growth drivers over the next 6–18 months include platform pricing changes, retention rates returning to historical mid-to-high-90s range, a rebound in enterprise bookings, international momentum, improved mortgage activity with potential upside if rates decrease, and the resurgence of bank M&A as a direct tailwind [2] - Strong competitive positioning and rising incremental margins support the investment thesis [2] Valuation and Market Concerns - Despite resurfacing credit risk worries in bank end-markets and broader AI uncertainty impacting the stock, longer-term investors may find value at current levels, with valuation around ~5x revenue and ~20x EBITDA based on fiscal 2027 estimates [3]