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Core Viewpoint - Insperity, Inc. has experienced a significant decline in share price, losing approximately 33.7% since its last earnings report, underperforming the S&P 500, raising questions about the potential for a continued negative trend or a possible breakout before the next earnings release [1] Financial Performance - Insperity reported a lower-than-expected adjusted loss of 60 cents per share for Q4 2025, missing the Zacks Consensus Estimate of 49 cents, compared to earnings of 5 cents per share in the same quarter last year [2] - Revenues for the quarter were $1.7 billion, slightly missing the consensus estimate but reflecting a 3.4% increase year-over-year [2] - The average number of worksite employees paid per month increased by 1% year-over-year to 312,377, with revenues per worksite employee per month rising by 2% to $1,780 [3] Operating Results - Gross profit decreased by 21% year-over-year to $172 million, with a gross margin of 10.3%, down 320 basis points from Q4 2024 [4] - Operating expenses declined by 4% year-over-year to $220 million, with operating expenses per worksite employee per month decreasing by 7% to $233 [4] - The company reported an operating loss of $46 million, compared to a $15 million operating loss in the same quarter last year, resulting in an operating loss per worksite employee per month of $49, up from $16 [5] Balance Sheet & Cash Flow - Insperity ended Q4 2025 with cash and cash equivalents of $642 million, an increase from $422 million in the previous quarter, while long-term debt remained flat at $369 million [6] - The company distributed $38 million in cash dividends during the quarter, with capital expenditures totaling $9 million [6] Guidance - For Q1 2026, Insperity's EPS guidance is set between $1.03 and $1.50, with adjusted EBITDA expected to be between $81 million and $111 million [7] - For the full year 2026, the adjusted EPS guidance is between $1.69 and $2.72, and adjusted EBITDA is projected to be between $170 million and $230 million [7] Estimate Trends - Following the earnings release, there has been a downward trend in estimates, with the consensus estimate shifting down by 33% [8] VGM Scores - Insperity currently holds a Growth Score of A, but lags in Momentum Score with a C, while maintaining an A grade on the value side, placing it in the top quintile for investment [9][10] Outlook - The overall trend in estimates has been downward, leading to a Zacks Rank of 5 (Strong Sell), indicating expectations of below-average returns in the coming months [11]

Group 1: Market Overview - Oil prices are experiencing a surge, with WTI futures at $86.00, up 6.16%, and Brent futures at $89.31, up 4.57% [3] - Dutch TTF gas prices are projected to rise by 40-50% to maintain energy supply in the EU [3] - The S&P SmallCap 600 has a forward P/E of 15.6, while the S&P 500 stands at 21.2, indicating small caps are still undervalued compared to larger companies [1] Group 2: Small-Cap Stocks - Washington Trust Bancorp (WASH) offers a dividend yield of 6.6% and is expected to see earnings jump by 27% in 2026, trading at 10 times earnings [1] - Diversified Energy Company (DEC) has a dividend yield of 8.0% and trades at less than 8 times earnings, focusing on acquiring long-life assets [1] - Granite Ridge Resources (GRNT) has a dividend yield of 8.5% and is projected to achieve 28% production growth in 2025, despite breakeven returns so far [2] Group 3: Health and Wellness Sector - Perrigo (PRGO) has a dividend yield of 10.2% but is facing declining sales and earnings, with a projected drop in adjusted diluted EPS by 16% to 27% in 2026 [2] - Insperity (NSP) offers a high dividend yield of 11.0% but has seen a significant decline in net income, reporting a net loss of $7 million in 2025 [2]

Core Insights - Insperity, Inc. celebrates its 40th anniversary, marking its evolution from a professional employer organization (PEO) to a strategic partner for small and midsize businesses [1] - The company emphasizes its commitment to innovation in human resources, providing solutions that align people strategies with business strategies [1] - Insperity's revenue for 2025 is projected to be $6.8 billion, showcasing its significant impact on businesses and communities across the U.S. [1] Company Overview - Founded in 1986, Insperity's mission is to help businesses succeed, thereby fostering community prosperity [1] - The company offers a comprehensive suite of scalable HR solutions, characterized by a blend of premium service and technology [1] - Insperity's services include administrative relief, reduced liabilities, and improved benefit solutions, aimed at driving performance and growth [1] Product Offerings - Insperity has introduced several key solutions, including Insperity HR360, Insperity HRCore, and the newly available Insperity HRScale, designed to assist businesses in navigating HR complexities [1] - The Insperity HRScale solution combines the PEO model with full-service HR support, tailored for small and midsized businesses [1] Leadership and Vision - Paul Sarvadi, the founder and CEO, highlights the company's resilience in adapting to market changes and workforce shifts while maintaining its core values [1] - The company aims to continue evolving its HR solutions to meet the changing needs of the workplace [1]

Core Insights - Insperity, Inc. (NSP) reported lower-than-expected fourth-quarter 2025 results, with an adjusted loss of 60 cents per share, missing the Zacks Consensus Estimate of 49 cents, and compared to earnings of 5 cents per share in the previous year [1][9] - Revenues of $1.7 billion increased by 3.4% year-over-year but fell short of the consensus estimate [1][9] - The stock has declined 18.2% since the earnings release on February 10, reflecting investor disappointment [1] Financial Performance - Gross profit decreased by 21% year-over-year to $172 million, with a gross margin of 10.3%, down 320 basis points from the fourth quarter of 2024 [3][9] - Operating expenses declined by 4% year-over-year to $220 million, with operating expenses per worksite employee (WSEE) per month dipping 7% to $233 [3][4] - The company reported an operating loss of $46 million, compared to a $15 million operating loss in the same quarter last year, resulting in an operating loss per WSEE per month of $49 [4] Balance Sheet & Cash Flow - Insperity ended the fourth quarter of 2025 with cash and cash equivalents of $642 million, up from $422 million in the previous quarter, while long-term debt remained flat at $369 million [5] - The company distributed $38 million in cash dividends during the quarter, with capital expenditures totaling $9 million [5] Guidance - For Q1 2026, Insperity's EPS guidance is set at $1.03-$1.5, which is below the Zacks Consensus Estimate of $1.63 [6] - The adjusted EPS guidance for 2026 is $1.69-$2.72, with the midpoint of $2.21 lower than the consensus mark of $2.42, and adjusted EBITDA guidance is set at $170-$230 million [6] Stock Performance - Over the past year, Insperity's stock has plunged 63.6%, significantly underperforming its industry, which declined by 33.5%, and the Zacks S&P 500 composite, which rose by 17.4% [2]

Insperity, Inc. (NYSE:NSP) reported a quarterly revenue of approximately $1.67 billion, slightly below the estimated $1.678 billion.The company experienced a quarterly loss of $0.60 per share, missing the Zacks Consensus Estimate of a $0.49 loss per share.Insperity, Inc. (NYSE:NSP) is a key player in the human resources and business performance solutions sector. The company recently reported its earnings for the fourth quarter of 2025, revealing a revenue of approximately $1.67 billion. This figure is sligh ...

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分组1 - Insperity, Inc. reported a quarterly loss of $0.6 per share, missing the Zacks Consensus Estimate of a loss of $0.49, and compared to earnings of $0.05 per share a year ago, representing an earnings surprise of -22.45% [1] - The company posted revenues of $1.67 billion for the quarter ended December 2025, missing the Zacks Consensus Estimate by 0.48%, and this is an increase from year-ago revenues of $1.61 billion [2] - Insperity shares have declined approximately 5.2% since the beginning of the year, while the S&P 500 has gained 1.7% [3] 分组2 - The earnings outlook for Insperity is uncertain, with current consensus EPS estimates of $1.63 on $1.95 billion in revenues for the coming quarter and $2.42 on $7.25 billion in revenues for the current fiscal year [7] - The Zacks Industry Rank indicates that the Staffing Firms industry is currently in the bottom 25% of over 250 Zacks industries, suggesting potential underperformance compared to higher-ranked industries [8] - TrueBlue, another company in the same industry, is expected to report a quarterly loss of $0.08 per share, reflecting a year-over-year change of -300%, with revenues projected at $413.36 million, up 7.1% from the year-ago quarter [9][10]