FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For October 27, 2023 Commission File Number: 001-10306 NatWest Group plc Gogarburn, PO Box 1000 Edinburgh EH12 1HQ (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. Form 20-F X Form 40-F ___ Indicate by check mark whether the regi ...

Financial Data and Key Metrics Changes - The balance sheet remains strong with £424 billion in deposits and £358 billion in customer loans, resulting in a loan to deposit ratio of 83% [1] - Return on tangible equity was reported at 17.1%, with expectations to be at the top end of the 14% to 16% target range by year-end [2] - Total income for the third quarter was £3.5 billion, down 9.4% compared to the previous quarter, with net interest income decreasing by 4.9% to £2.7 billion [6][11] - A net impairment charge of £229 million was recorded in the third quarter, reflecting a normalization of trends [13] Business Line Data and Key Metrics Changes - Gross loans to customers increased by £2 billion to £358 billion, with mortgage balances growing by £200 million [7] - Non-interest income grew by 12.2% to £829 million, with corporate activity improving lending fees [11] - The mortgage book's average loan to value is 55%, with 92% of the book being fixed [14] Market Data and Key Metrics Changes - The company expects a slowdown in deposit migration, with UK base rates anticipated to remain at 5.25% through the second half of 2024 [8] - The competitive market for hedged term deposits is noted, with tight margins affecting growth [10] Company Strategy and Development Direction - The company is focused on simplification, digitization, and using data and technology to enhance customer service [3] - There is a commitment to a 40% payout ratio for dividends, with capacity for buybacks [1][29] - The management emphasizes the importance of maintaining a strong balance sheet while pursuing growth in attractive market segments [29] Management's Comments on Operating Environment and Future Outlook - Management acknowledges the challenges posed by inflationary pressures and is tightening cost approaches to ensure attractive returns [4] - There is optimism about the company's ability to deliver good performance despite an uncertain economic environment [17] - The outlook for income excluding notable items is projected to be around £14.3 billion, with a cost income ratio below 52% [28] Other Important Information - The common equity Tier 1 ratio was reported at 13.5%, within the target range of 13% to 14% [16] - The liquidity coverage ratio was 145%, well above the minimum requirement [16] Q&A Session Summary Question: Is there a strategic shift regarding capital allocation? - Management clarified that there is no change in strategy around the markets business, and the recent performance is a normalization rather than a shift [22] Question: Expectations for Q4 activity levels? - Management expects Q4 to traditionally have lower activity levels [23] Question: Insights on deposit income and margins? - Management discussed the importance of understanding the margins on deposits and how competition and customer behavior will influence future margins [9][10] Question: Guidance on RWAs and capital management? - Management expects RWAs to increase by around £3 billion due to model updates, with a target of around £200 billion by the end of 2025 [27] Question: Confidence in achieving medium-term aspirations? - Management reiterated confidence in maintaining a return on tangible equity in the 14% to 16% range and a cost income ratio below 50% by 2025 [57][84]

Arrears levels remain broadly stable Property ex-CRE Corporate Credit Cards & Other Sov & FI's 4 Mortgages CRE • Growth YTD driven by Credit Card remains within limits for all Unsecured products 13 14 Liquidity coverage ratio (LCR) as at Q3'23 Headroom of £49.6bn O-SII group risk add-on4 Countercyclical leverage ratio buffer6 Minimum Tier 1 capital requirement Other operating Loan impairment Total costs and C:I RoTE Income rate ratio2 ~£14.3bn¹ NIM: >3% ~£7.6bn Below 20bps Upper end of 14-16% <52% Assumes p ...

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of June 2023 Commission File Number: 001-10306 NatWest Group plc If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- ________ The following information was issued as Company announcements in London, England and is furnished pursuant to General Instruction B to ...

Group NatWest Group Q1 2023 Results 28 April 2023 NatWest Group | --- | --- | --- | --- | |------------------------------------|----------------------------------------------------------|-----------------------------------------------------------------------------------|-----------------------------------------------------| | Strong earnings and returns | £1.8bn \nOperating profit before tax vs £1.2bn in Q1'22 | £1.3bn \nAttributable profit vs £0.8bn in Q1'22 | 19.8% \nReturn on Tangible Equity vs 11.3% in ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commissi ...

FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For February 24, 2023 Commission File Number: 001-10306 NatWest Group plc RBS, Gogarburn, PO Box 1000 Edinburgh EH12 1HQ (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. Form 20-F X Form 40-F ___ Indicate by check mark if the reg ...

1. For NatWest Group plc this is the gross yield on the IEAs of the banking business; for Retail, C&I and Private it represents the third party customer asset rate. 2. For NatWest Group plc this is the cost of interest-bearing liabilities of the banking business plus the benefit from free funds; for Retail and Commercial & Institutional Banking it represents the third party customer funding rate which includes both interest-bearing and non-interest bearing deposits. Retail Banking Private Banking 44 Interes ...

NatWest Group plc (NYSE:NWG) Q4 2022 Earnings Conference Call February 17, 2023 4:00 AM ET Corporate Participants Howard Davis - Chairman Alison Rose - Chief Executive Officer Katie Murray - Chief Financial Officer Conference Call Participants Raul Sinha - JPMorgan Alvaro Serrano - Morgan Stanley Chris Cant - Autonomous Aman Rakkar - Barclays Benjamin Toms - RBC Omar Keenan - Credit Suisse Jonathan Pierce - Numis Rob Nobel - Deutsche Bank Jason Napier - UBS Andrew Coombs - Citi Fahed Kunwar - Redburn Martin ...

NatWest Group plc (NYSE:NWG) Q3 2022 Results Conference Call October 28, 2022 4:00 AM ET Company Participants | --- | |------------------------------------| | | | | | Alison Rose - CEO | | Katie Murray - CFO | | Conference Call Participants | | Aman Rakkar - Barclays | | Jonathan Pierce - Numis Securities | | Benjamin Toms - RBC | | Fahed Kunwar - Redburn | | Guy Stebbings - Exane | | Martin Leitgeb - Goldman Sachs | | Raul Sinha - JPMorgan | | Andrew Coombs - Citi | | Ed Firth - KBW | | Jason Napier - UBS ...