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Investors in NatWest Group plc (NWG) need to pay close attention to the stock based on moves in the options market lately. That is because the May 16, 2025 $5 Put had some of the highest implied volatility of all equity options today. What is Implied Volatility?Implied volatility shows how much movement the market is expecting in the future. Options with high levels of implied volatility suggest that investors in the underlying stocks are expecting a big move in one direction or the other. It could also mea ...

Core Viewpoint - NatWest Group Plc has shown strong share price performance over the last year, primarily supported by the U.K. government's stake selldown, despite previous bearish sentiments towards the company [1]. Group 1: Company Performance - The share price of NatWest Group Plc has been robust in the past year [1]. - The performance is attributed to the U.K. government's reduction of its stake in the company [1]. Group 2: Analyst Background - The analysis is provided by a fund manager/analyst with over 18 years of experience in the financial sector, specifically in portfolio management [1].

Company Overview - NatWest Group (NWG) is headquartered in London and has experienced a price change of 17.9% this year [3] - The company currently pays a dividend of $0.38 per share, resulting in a dividend yield of 6.35%, which is significantly higher than the Banks - Foreign industry's yield of 3.7% and the S&P 500's yield of 1.59% [3] Dividend Performance - The current annualized dividend of $0.76 represents a 72.7% increase from the previous year [4] - Over the last 5 years, NatWest Group has increased its dividend 4 times year-over-year, with an average annual increase of 41.06% [4] - The company's current payout ratio is 23%, indicating that it paid out 23% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for NatWest Group's earnings for 2025 is $1.42 per share, reflecting a year-over-year growth rate of 6.77% [5] Investment Appeal - NatWest Group is considered a compelling investment opportunity due to its attractive dividend yield and strong Zacks Rank of 1 (Strong Buy) [7]

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NatWest Group (NWG) could be a solid choice for investors given its recent upgrade to a Zacks Rank #1 (Strong Buy). An upward trend in earnings estimates -- one of the most powerful forces impacting stock prices -- has triggered this rating change.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.The power of a changing ...

Succeeding with customers NatWest Group plc 2024 Annual Report and Accounts NatWest Group plc 2024 Annual Report and Accounts information NatWest Group is a UK-focused banking organisation, serving over 19 million customers, with business operations reaching across retail, commercial and private banking markets. Our 2024 reporting suite Annual Report and Accounts NatWest Group plc 2024 Annual Report and Accounts Succeeding with customers Disclosures related to our strategic performance, governance and remun ...

Financial Reporting and Standards - NatWest Group's financial statements are prepared in accordance with UK-adopted International Accounting Standards and International Financial Reporting Standards[18]. - Non-IFRS measures and alternative performance measures are included to provide a consistent basis for comparing business performance[13]. - The financial information spans pages 162-263, detailing consolidated statements and significant changes[8]. - The document outlines the organizational structure and business overview of NatWest Group[4]. - Major shareholders and related party transactions are discussed on pages 305-310[7]. Forward-Looking Statements and Risks - The document includes forward-looking statements regarding NatWest Group's financial condition, strategic priorities, and sustainability-related targets[9]. - Key risks affecting NatWest Group's future results include economic and political risks, changes in interest rates, and operational resilience risks[11]. - The document includes a cautionary statement regarding the inherent risks and uncertainties of forward-looking statements[10]. Sustainability and Climate Goals - The company aims to achieve net zero across financed emissions, assets under management, and operational value chain by 2050[15]. - The company emphasizes the importance of climate and sustainability-related disclosures, which are subject to change over time[15]. - Climate and sustainable funding and financing reached £93.4 billion against a target of £100 billion by the end of 2025, with £31.5 billion provided in 2024[38]. - Commercial & Institutional provided £27.8 billion in climate and sustainable funding to support customers transitioning to net zero[92]. Financial Performance - NatWest Group reported total income of £14.7 billion for 2024, a decrease of 0.3% compared to 2023, while total income excluding notable items increased by 2.2% to £14.6 billion[32]. - The return on equity (RoE) was 11.9% and the return on tangible equity (RoTE) was 17.5% for the year[31]. - Net loans to customers increased by £18.9 billion to £400.3 billion, with significant growth in Commercial & Institutional lending[37]. - Customer deposits rose by £2.1 billion to £433.5 billion, with a £6.8 billion increase in Retail Banking deposits[39]. - The CET1 ratio improved to 13.6%, reflecting a 20 basis point increase from 2023, supported by attributable profit[40]. - Total operating expenses increased by £153 million to £8.1 billion, driven by higher staff costs due to inflation[33]. - Earnings per share attributable to ordinary shareholders increased to 53.5 pence, a rise of 5.6 pence from the previous year[44]. - Total assets grew by 2.2% to £708.0 billion, with loans to customers increasing by 5.0% to £400.3 billion[50]. Credit and Impairment - The net impairment charge was £359 million, representing 9 basis points of gross customer loans, with stable default levels[35]. - The expected credit loss (ECL) coverage ratio decreased from 0.93% to 0.83%, while ECL provisions decreased by £0.2 billion to £3.4 billion[65]. - Impairment losses for 2024 were £359 million, compared to £578 million in 2023, reflecting a decrease of 37.9%[75]. - The loan impairment charge for Retail Banking decreased to £282 million, down £183 million or 39.4% from 2023, reflecting improved credit quality[83]. Risk Management - The bank emphasizes a strong risk management framework, ensuring governance and capabilities are in place to manage principal risks effectively[111][112]. - Risk appetite is defined to establish the levels of tolerance for various risks, supporting sound risk-taking aligned with strategic objectives[113][135]. - The three lines of defence model is employed to delineate responsibilities for risk management, with the first line managing direct risks, the second line providing oversight, and the third line offering independent assurance[127][130][133]. - NatWest Group's risk management framework is reviewed and approved annually by the Board, ensuring alignment with overall strategic objectives[112]. - The bank's risk culture promotes intelligent risk-taking, focusing on robust risk management behaviors to enhance customer outcomes and business sustainability[116][119]. Customer Segments and Business Overview - NatWest Group operates across various customer segments including Business Banking, Commercial Mid-market, and Corporate & Institutions, providing comprehensive financial services domestically and internationally[104]. - The bank faces competition from UK banks, specialist finance providers, and fintechs, particularly in the business banking market, which intensifies customer engagement efforts[105][107]. - NatWest Group's Corporate and Institution business competes with large domestic and international banks, offering financing and risk solutions to corporates in the UK, Western Europe, and the US[106]. Operational Highlights - Retail Banking reported a total income of £5.65 billion, a decrease of £281 million or 4.7% compared to 2023, primarily due to asset margin compression and a shift in deposit balance mix[81]. - Operating profit for Retail Banking was £2.43 billion, down £207 million or 7.8% from the previous year, with a return on equity of 19.9%[81]. - Private Banking achieved an operating profit of £264 million, with a return on equity of 14.2%, and saw assets under management (AUMA) increase by 19.9% to £48.9 billion[86]. - Commercial & Institutional's total income rose to £7.96 billion, an increase of £536 million or 7.2%, supported by a net interest income growth of 5.8%[89].

NatWest Group (NYSE: NWG ) produced another set of reasonable figures covering its fourth quarter. While financials were arguably a little so-so versus consensus, the market has been playing catch-up here recently, with the outlook for the bank'sI like to take a long term, buy-and-hold approach to investing, with a bias toward stocks that can sustainably post high quality earnings. Mostly found in the dividend and income section. Blog about various US/Canadian stocks at 'The Compound Investor', and predomin ...

Core Viewpoint - NatWest Group (NWG) is currently viewed as a better value opportunity compared to United Overseas Bank Ltd. (UOVEY) based on various financial metrics and Zacks Rank evaluations [1][3][7] Valuation Metrics - NWG has a Zacks Rank of 1 (Strong Buy), indicating a stronger earnings outlook compared to UOVEY, which has a Zacks Rank of 3 (Hold) [3] - The forward P/E ratio for NWG is 7.21, while UOVEY's forward P/E is 10.12, suggesting NWG is undervalued relative to UOVEY [5] - NWG's PEG ratio is 0.71, indicating a favorable valuation when considering expected earnings growth, whereas UOVEY's PEG ratio is 1.92 [5] - NWG has a P/B ratio of 0.82, compared to UOVEY's P/B ratio of 1.35, further supporting NWG's valuation advantage [6] - Based on these metrics, NWG earns a Value grade of B, while UOVEY receives a Value grade of D [6] Earnings Outlook - NWG is noted for its improving earnings outlook, which enhances its attractiveness in the Zacks Rank model [7]